# Health insurance premiums 2027 in Grono (GR), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Grono](https://praemiencheck.onedoc.ch/en/gr/grono/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/), the cheapest monthly basic insurance premium is **233.95 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 430.25 CHF with SLKK (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 326.25 | 315.40 | 288.30 | 261.10 | 233.95 | 206.80 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 326.25 | 315.40 | 288.30 | 261.10 | 233.95 | 206.80 | +5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 327.95 | 316.95 | 289.35 | 261.75 | 234.25 | 206.65 | +2.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 329.85 | 318.85 | 291.25 | 263.65 | 236.15 | 208.55 | +3.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 328.75 | 317.95 | 290.85 | 263.65 | 236.65 | 209.45 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 328.65 | 317.95 | 291.05 | 263.55 | 236.65 | 209.65 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 329.70 | 318.85 | 291.75 | 264.55 | 237.40 | 210.25 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 329.70 | 318.85 | 291.75 | 264.55 | 237.40 | 210.25 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 329.70 | 318.85 | 291.75 | 264.55 | 237.40 | 210.25 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 329.70 | 318.85 | 291.75 | 264.55 | 237.40 | 210.25 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 329.70 | 318.85 | 291.75 | 264.55 | 237.40 | 210.25 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 330.55 | 319.75 | 292.65 | 265.45 | 238.45 | 211.25 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 330.55 | 319.75 | 292.65 | 265.45 | 238.45 | 211.25 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 330.55 | 319.75 | 292.65 | 265.45 | 238.45 | 211.25 | +5.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 330.55 | 319.95 | 292.95 | 265.45 | 238.55 | 211.55 | +5.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 332.55 | 321.85 | 294.85 | 267.45 | 240.45 | 213.45 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 336.15 | 325.35 | 298.25 | 271.05 | 243.95 | 216.85 | +5.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 339.55 | 328.65 | 301.05 | 273.45 | 245.95 | 218.35 | +2.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 340.05 | 329.20 | 302.05 | 274.90 | 247.75 | 220.60 | +4.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 342.05 | 331.35 | 304.35 | 276.95 | 249.95 | 222.95 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 347.05 | 336.25 | 313.15 | 286.05 | 254.85 | 227.75 | 0.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 340.75 | 330.75 | 305.85 | 280.95 | 255.95 | 231.05 | +5.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 340.75 | 330.75 | 305.85 | 280.95 | 255.95 | 231.05 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 348.85 | 338.05 | 310.85 | 283.75 | 256.65 | 232.25 | +8.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 349.75 | 338.85 | 311.75 | 284.65 | 257.45 | 230.45 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 353.85 | 342.95 | 315.85 | 288.75 | 261.55 | 234.45 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 353.85 | 342.95 | 315.85 | 288.75 | 261.55 | 234.45 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 353.85 | 342.95 | 315.85 | 288.75 | 261.55 | 234.45 | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 354.95 | 344.15 | 316.95 | 289.85 | 262.75 | 243.95 | +7.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 358.25 | 347.45 | 320.35 | 293.15 | 266.15 | 238.95 | +2.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 358.25 | 347.45 | 320.35 | 293.15 | 266.15 | 238.95 | +2.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 361.95 | 351.15 | 323.95 | 296.85 | 269.75 | 242.55 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 362.55 | 351.75 | 324.65 | 297.45 | 270.35 | 243.25 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 366.45 | 355.35 | 327.65 | 299.95 | 272.25 | 244.55 | +0.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 365.45 | 359.25 | 327.25 | 300.05 | 272.75 | 245.55 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 365.45 | 359.25 | 327.25 | 300.05 | 272.75 | 245.55 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 365.45 | 358.65 | 331.55 | 304.45 | 273.25 | 246.15 | 0.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 365.95 | 355.15 | 327.95 | 300.65 | 273.55 | 246.35 | +1.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 366.85 | 356.05 | 328.85 | 301.75 | 274.65 | 247.55 | +5.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 367.15 | 356.45 | 329.25 | 302.05 | 275.05 | 250.65 | +8.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 367.75 | 356.95 | 329.85 | 302.65 | 275.65 | 248.45 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | VIVA health plan | 368.45 | 357.55 | 330.25 | 302.95 | 275.75 | 248.45 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 370.75 | 360.05 | 332.85 | 305.75 | 278.65 | 251.55 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 365.05 | 354.95 | 329.65 | 304.25 | 278.95 | 253.55 | +5.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 371.65 | 360.85 | 333.65 | 306.35 | 279.25 | 252.05 | +1.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 372.55 | 361.75 | 334.55 | 307.55 | 280.35 | 253.15 | +7.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 367.15 | 356.95 | 331.45 | 305.95 | 280.45 | 254.95 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 373.35 | 367.05 | 335.15 | 307.95 | 280.65 | 253.35 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 374.95 | 363.95 | 336.25 | 308.45 | 280.85 | 253.05 | +0.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 364.05 | 354.65 | 331.05 | 307.45 | 283.85 | 254.15 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 376.15 | 365.45 | 338.45 | 311.05 | 284.05 | 257.05 | +9.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.35 | 365.65 | 338.65 | 311.25 | 284.25 | 257.25 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.75 | 365.95 | 338.75 | 311.65 | 284.55 | 257.45 | +10.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 377.45 | 371.25 | 339.35 | 312.05 | 284.75 | 257.55 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 379.55 | 368.75 | 341.65 | 314.45 | 287.45 | 260.25 | +7.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 380.45 | 369.75 | 342.85 | 315.35 | 288.45 | 261.45 | +9.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 384.35 | 373.35 | 345.65 | 317.85 | 290.25 | 262.45 | +0.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.25 | 373.25 | 345.75 | 318.15 | 290.65 | 263.05 | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 388.15 | 377.35 | 350.15 | 323.05 | 295.95 | 268.85 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 388.15 | 377.35 | 350.15 | 323.05 | 295.95 | 268.85 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 389.45 | 383.25 | 351.35 | 324.05 | 296.85 | 269.55 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 389.15 | 378.45 | 351.55 | 324.05 | 297.15 | 270.15 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 390.35 | 379.45 | 352.15 | 324.95 | 297.65 | 270.35 | +7.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 389.75 | 379.05 | 352.15 | 324.65 | 297.75 | 270.75 | +6.0 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 381.85 | 372.25 | 349.35 | 325.15 | 300.95 | 275.25 | +5.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 393.55 | 382.85 | 355.85 | 328.45 | 301.45 | 274.55 | +9.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 374.55 | 366.25 | 345.35 | 324.45 | 303.05 | 282.15 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 379.75 | 373.05 | 349.95 | 322.85 | 303.95 | 276.75 | +4.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.45 | 388.35 | 360.75 | 332.95 | 305.25 | 277.55 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 393.15 | 382.35 | 355.45 | 328.05 | 305.75 | 284.35 | +5.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 398.25 | 387.45 | 360.15 | 332.95 | 305.85 | 278.55 | +1.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 399.05 | 388.35 | 361.35 | 333.95 | 306.95 | 279.95 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 402.45 | 391.55 | 364.35 | 337.05 | 309.85 | 282.55 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 402.65 | 391.85 | 364.65 | 337.55 | 310.45 | 283.35 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 404.05 | 397.75 | 365.85 | 338.55 | 311.35 | 284.05 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 403.65 | 392.95 | 365.95 | 338.55 | 311.55 | 284.55 | +5.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.35 | 393.45 | 366.35 | 339.25 | 312.05 | 284.95 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 387.95 | 381.15 | 358.15 | 331.05 | 312.05 | 284.95 | +4.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 400.25 | 393.45 | 366.35 | 339.25 | 312.05 | 284.95 | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 408.45 | 397.55 | 370.25 | 343.05 | 315.75 | 288.55 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 408.45 | 397.55 | 370.25 | 343.05 | 315.75 | 288.55 | +4.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.25 | 403.95 | 372.05 | 344.75 | 317.55 | 290.25 | +4.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.55 | 396.35 | 372.95 | 347.75 | 322.45 | 295.55 | +6.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 420.70 | 409.60 | 382.40 | 352.60 | 322.80 | 297.35 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 416.65 | 405.75 | 378.45 | 351.25 | 323.95 | 296.75 | +7.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 417.15 | 406.25 | 379.05 | 351.75 | 324.55 | 297.25 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 417.45 | 406.75 | 379.75 | 352.35 | 325.35 | 298.45 | +5.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 419.15 | 408.35 | 381.15 | 354.05 | 326.95 | 299.75 | +7.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.85 | 410.85 | 383.15 | 355.35 | 327.75 | 300.05 | +0.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 421.05 | 410.15 | 382.85 | 355.65 | 328.35 | 301.05 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 421.05 | 410.15 | 382.85 | 355.65 | 328.35 | 301.05 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 421.05 | 410.15 | 382.85 | 355.65 | 328.35 | 301.05 | +7.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.55 | 398.25 | 375.45 | 352.65 | 329.95 | 307.15 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.35 | 411.55 | 384.45 | 357.25 | 330.15 | 303.05 | +3.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 429.85 | 418.95 | 391.65 | 364.35 | 337.15 | 309.85 | +7.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 429.75 | 419.05 | 391.85 | 364.65 | 337.65 | 310.45 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.55 | 419.85 | 392.85 | 365.45 | 338.45 | 311.45 | +9.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.15 | 423.25 | 396.05 | 368.75 | 341.55 | 314.25 | +7.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 434.65 | 423.85 | 396.65 | 369.55 | 342.45 | 315.35 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 434.65 | 423.85 | 396.65 | 369.55 | 342.45 | 315.35 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 439.45 | 428.65 | 401.55 | 374.35 | 347.35 | 320.15 | +2.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.55 | 434.60 | 403.20 | 376.30 | 349.40 | 318.00 | +8.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 453.95 | 443.15 | 416.05 | 388.85 | 361.85 | 334.65 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 453.95 | 443.15 | 416.05 | 388.85 | 361.85 | 334.65 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 455.35 | 444.45 | 417.15 | 389.95 | 362.65 | 335.45 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.65 | 445.95 | 419.05 | 391.55 | 364.65 | 337.65 | +5.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 449.45 | 440.05 | 416.45 | 392.85 | 369.35 | 345.75 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.05 | 467.25 | 440.15 | 412.95 | 385.85 | 358.75 | +2.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 470.55 | 460.75 | 436.05 | 411.35 | 386.75 | 362.05 | +4.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 475.85 | 465.95 | 440.95 | 415.95 | 391.05 | 366.15 | +4.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.35 | 512.45 | 485.05 | 457.55 | 430.25 | 402.75 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 354.15 | 343.35 | 316.15 | 289.05 | — | 234.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 363.15 | 352.35 | 325.25 | 298.05 | — | 243.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 369.15 | 358.35 | 331.15 | 304.05 | — | 249.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 372.05 | 361.25 | 334.15 | 306.95 | — | 252.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 384.05 | 373.25 | 346.15 | 318.95 | — | 264.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.05 | 403.25 | 376.05 | 348.95 | — | 294.75 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Grono for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/), the cheapest offer in [Grono](https://praemiencheck.onedoc.ch/en/gr/grono/) is Sanitas (Family doctor 1) at 233.95 CHF a month.

### How much does health insurance cost in Grono in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/), monthly premiums run from 233.95 CHF (Sanitas, Family doctor 1) to 430.25 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 302.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Grono for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 326.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-300/) to 206.80 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-2500/): 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Grono for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 247.75 CHF (Sanitas), family doctor / HMO 233.95 CHF (Sanitas), flexible model 237.40 CHF (Sanitas), telemedicine 233.95 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 238.70 CHF at Sanitas (Family doctor 1) gives 233.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Grono is in region 1 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Grono (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/grono/
- Premiums 2027 in Grono (GR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/
- Premiums 2027 in Grono (GR), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/grono/child/
- Adult: https://praemiencheck.onedoc.ch/en/gr/grono/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Grono (GR), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Grono (GR), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Grono (GR), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Grono (GR), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Grono (GR), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `grono` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.