# Health insurance premiums 2026 in Grono (GR), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Grono, without accident cover, the cheapest health insurance premium is:

- **312.15 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-300/) (CSS, Hausarztversicherung Profit)
- **192.85 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-2500/) (CSS, Hausarztversicherung Profit)

## Without accident cover: from 192.85 to 503.65 CHF a month depending on the deductible and the model

116 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **312.15 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 503.65 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 312.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-300/
- 500 CHF: 301.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-500/
- 1'000 CHF: 274.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 247.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 219.95 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 192.85 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 312.15 | 301.35 | 274.25 | 247.05 | 219.95 | 192.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 314.30 | 303.50 | 276.30 | 249.10 | 222.00 | 194.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 314.45 | 303.65 | 276.45 | 249.25 | 222.15 | 194.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 316.45 | 305.75 | 278.75 | 251.35 | 224.35 | 197.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 317.65 | 306.85 | 279.65 | 252.45 | 225.35 | 198.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 317.65 | 306.85 | 279.65 | 252.45 | 225.35 | 198.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 317.65 | 306.85 | 279.65 | 252.45 | 225.35 | 198.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 317.75 | 306.95 | 279.75 | 252.55 | 225.55 | 198.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 317.75 | 306.95 | 279.75 | 252.55 | 225.55 | 198.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 318.25 | 307.45 | 280.35 | 253.15 | 226.05 | 198.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 318.25 | 307.45 | 280.35 | 253.15 | 226.05 | 198.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 318.25 | 307.45 | 280.35 | 253.15 | 226.05 | 198.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 318.25 | 307.55 | 280.55 | 253.15 | 226.15 | 199.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 320.05 | 309.35 | 282.45 | 254.95 | 228.05 | 201.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 322.15 | 311.15 | 283.55 | 256.05 | 228.55 | 200.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 322.15 | 311.15 | 283.55 | 256.05 | 228.55 | 200.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 323.65 | 312.85 | 285.75 | 258.55 | 231.45 | 204.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 327.15 | 317.15 | 292.25 | 267.25 | 242.35 | 217.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 327.15 | 317.15 | 292.25 | 267.25 | 242.35 | 217.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 327.25 | 316.55 | 289.35 | 262.15 | 235.15 | 210.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 327.75 | 316.95 | 289.75 | 262.55 | 235.45 | 208.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 329.25 | 318.45 | 296.85 | 269.65 | 242.65 | 228.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 329.25 | 318.55 | 291.65 | 264.15 | 237.25 | 210.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 333.65 | 322.75 | 295.15 | 267.55 | 240.05 | 212.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 338.75 | 327.85 | 300.65 | 273.65 | 246.45 | 219.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 342.35 | 331.65 | 304.45 | 277.25 | — | 223.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 342.65 | 331.85 | 304.65 | 277.55 | 250.45 | 223.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 342.65 | 331.85 | 304.65 | 277.55 | 250.45 | 223.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 342.65 | 331.85 | 304.65 | 277.55 | 250.45 | 223.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 344.45 | 335.15 | 311.55 | 287.85 | 264.35 | 243.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 344.55 | 333.75 | 306.65 | 279.45 | 252.45 | 228.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 346.65 | 335.85 | 312.75 | 285.65 | 254.45 | 227.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 348.45 | 337.65 | 310.45 | 283.35 | 256.25 | 229.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 350.05 | 339.95 | 314.95 | 289.85 | 264.75 | 239.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 350.55 | 339.75 | 312.55 | 285.45 | 258.35 | 231.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 350.65 | 339.95 | 313.05 | 285.55 | 258.65 | 231.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 350.95 | 340.15 | 313.05 | 285.85 | — | 231.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 351.25 | 340.45 | 313.35 | 286.15 | 259.15 | 231.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 351.25 | 340.45 | 313.35 | 286.15 | 259.15 | 231.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 351.25 | 340.45 | 313.35 | 286.15 | 259.15 | 231.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 352.45 | 341.65 | 314.55 | 287.45 | 260.35 | 234.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 352.55 | 346.25 | 314.35 | 287.05 | 259.85 | 232.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 352.55 | 346.25 | 314.35 | 287.05 | 259.85 | 232.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 354.15 | 343.35 | 316.25 | 289.05 | 261.95 | 234.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 354.75 | 344.05 | 317.05 | 289.65 | 262.65 | 235.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 355.35 | 344.55 | 317.45 | 290.25 | 263.25 | 236.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 355.95 | 345.25 | 318.05 | 290.95 | 263.85 | 236.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 355.95 | 345.65 | 320.25 | 294.75 | 269.25 | 243.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 356.75 | 345.95 | 318.75 | 291.65 | — | 237.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 359.55 | 348.75 | 321.55 | 294.45 | — | 240.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 359.55 | 351.25 | 330.35 | 309.45 | 288.05 | 267.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 359.55 | 348.75 | 321.65 | 294.45 | 267.35 | 240.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 359.55 | 348.75 | 321.65 | 294.45 | 267.35 | 240.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 360.15 | 353.85 | 321.95 | 294.65 | 267.45 | 240.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 360.45 | 349.65 | 322.35 | 295.05 | 267.85 | 240.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 362.35 | 351.65 | 324.65 | 297.25 | 270.25 | 243.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 362.85 | 352.15 | 325.25 | 297.75 | 270.75 | 243.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 363.75 | 352.75 | 324.95 | 297.25 | 269.55 | 241.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 364.15 | 357.85 | 325.95 | 298.65 | 271.45 | 244.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 365.05 | 358.25 | 331.15 | 304.05 | 272.85 | 245.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 366.05 | 355.25 | 327.95 | 300.65 | 273.45 | 246.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 366.95 | 356.25 | 329.25 | 301.85 | 274.85 | 247.85 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 366.95 | 357.25 | 334.35 | 310.25 | 285.95 | 260.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 368.45 | 357.45 | 330.25 | 302.95 | 275.75 | 248.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 371.95 | 361.15 | 333.95 | 306.85 | 279.75 | 252.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 372.15 | 361.15 | 333.45 | 305.65 | 278.05 | 250.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 372.35 | 361.65 | 334.65 | 307.25 | 280.25 | 253.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 375.75 | 369.45 | 337.55 | 310.35 | 283.05 | 255.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 376.15 | 365.35 | 338.15 | 311.05 | 283.95 | 256.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 377.45 | 366.75 | 339.85 | 312.45 | 290.05 | 268.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 377.65 | 366.65 | 339.05 | 311.45 | 283.95 | 256.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 379.35 | 368.55 | 341.35 | 316.35 | 291.25 | 268.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 379.45 | 368.75 | 341.55 | 314.35 | — | 260.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 381.15 | 370.45 | 343.55 | 316.05 | 289.15 | 262.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 381.55 | 370.45 | 342.75 | 315.05 | 287.35 | 259.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 385.65 | 374.95 | 347.95 | 320.55 | 293.55 | 266.55 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 386.45 | 376.35 | 352.85 | 327.65 | 302.35 | 275.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 387.25 | 376.15 | 348.55 | 320.75 | 293.05 | 265.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 387.55 | 376.75 | 349.55 | 324.45 | 299.45 | 276.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 387.95 | 377.05 | 349.75 | 322.55 | 295.25 | 268.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 389.75 | 383.55 | 351.55 | 324.35 | 297.05 | 269.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 390.05 | 379.15 | 352.15 | 324.95 | 297.85 | 270.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 391.35 | 382.05 | 359.25 | 336.45 | 313.75 | 290.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 391.65 | 380.75 | 353.65 | 326.55 | 299.45 | 272.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 392.25 | 381.45 | 354.15 | 326.85 | 299.65 | 272.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 393.25 | 382.35 | 355.15 | 327.85 | 300.55 | 273.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 393.75 | 382.85 | 355.55 | 328.25 | 301.05 | 273.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 393.75 | 382.85 | 355.55 | 328.25 | 301.05 | 273.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 395.75 | 389.55 | 357.55 | 330.35 | 303.05 | 275.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 396.55 | 385.75 | 358.65 | 331.55 | 304.45 | 277.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 397.10 | 386.70 | 356.90 | 328.75 | 300.55 | 273.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 397.45 | 386.55 | 359.25 | 332.05 | 304.75 | 277.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 397.45 | 386.55 | 359.25 | 332.05 | 304.75 | 277.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 397.45 | 386.55 | 359.25 | 332.05 | 304.75 | 277.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 398.85 | 388.15 | 361.15 | 333.75 | 306.75 | 279.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 399.45 | 388.75 | 361.55 | 334.35 | — | 280.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 401.45 | 390.85 | 363.85 | 336.35 | 309.45 | 282.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 402.15 | 391.25 | 363.95 | 336.75 | 309.45 | 282.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 403.95 | 393.05 | 365.95 | 338.85 | 311.65 | 284.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 405.75 | 394.85 | 367.55 | 340.25 | 313.05 | 285.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.35 | 398.55 | 371.35 | 344.25 | 317.15 | 289.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.85 | 398.95 | 371.75 | 344.45 | 317.15 | 289.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 418.30 | 409.85 | 380.15 | 350.55 | 320.90 | 295.50 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 418.85 | 407.85 | 380.05 | 352.35 | 324.65 | 296.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 425.55 | 414.75 | 387.65 | 360.45 | 333.45 | 306.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 425.55 | 414.75 | 387.65 | 360.45 | 333.45 | 306.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 430.35 | 419.55 | 392.35 | 365.25 | 338.15 | 311.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 432.45 | 423.05 | 399.45 | 375.85 | 352.35 | 328.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 436.35 | 425.65 | 398.75 | 371.25 | 344.35 | 317.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 438.95 | 428.05 | 400.85 | 373.55 | 346.35 | 319.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 444.55 | 433.75 | 406.65 | 379.45 | 352.35 | 325.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 444.55 | 433.75 | 406.65 | 379.45 | 352.35 | 325.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 452.75 | 442.95 | 418.25 | 393.55 | 368.95 | 344.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 457.85 | 447.95 | 422.95 | 397.95 | 373.05 | 348.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 468.15 | 457.35 | 430.25 | 403.05 | 376.05 | 348.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 503.65 | 492.75 | 465.25 | 437.85 | 410.45 | 383.05 |

116 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Grono for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Grono](https://praemiencheck.onedoc.ch/en/gr/grono/) is CSS (Hausarztversicherung Profit) at 312.15 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 327.75 CHF a month.

### How much does health insurance cost in Grono in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 312.15 CHF (CSS, Hausarztversicherung Profit) to 503.65 CHF (SLKK, Standard model): 116 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 298.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Grono for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 312.15 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-300/) to 192.85 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Grono for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 327.75 CHF (Sanitas), family doctor / HMO 312.15 CHF (CSS), flexible model 317.75 CHF (Sanitas), telemedicine 314.45 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 317.30 CHF at CSS (Hausarztversicherung Profit) gives 312.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/

## Related pages

- Without accident cover: from 192.85 to 503.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/grono/young-adult/no-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `grono` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.