# Health insurance premiums 2026 in Flerden (GR), for an adult aged 26 or over with accident cover

In 2026, for an adult aged 26 or over in Flerden, with accident cover, the cheapest health insurance premium is:

- **399.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-300/) (vita surselva, Sparmed)
- **274.70 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-2500/) (vita surselva, Sparmed)

## With accident cover: from 274.70 to 569.15 CHF a month depending on the deductible and the model

117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **399.55 CHF** a month with **vita surselva** (Sparmed), the most expensive 569.15 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 399.55 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-300/
- 500 CHF: 389.85 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-500/
- 1'000 CHF: 359.10 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-1000/
- 1'500 CHF: 330.75 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-1500/
- 2'000 CHF: 302.40 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-2000/
- 2'500 CHF: 274.70 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 399.55 | 389.85 | 359.10 | 330.75 | 302.40 | 274.70 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 401.95 | 391.95 | 366.85 | 341.75 | 316.65 | 291.65 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 402.75 | 392.55 | 365.25 | 338.75 | 314.25 | 290.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 419.45 | 408.65 | 381.85 | 355.05 | 328.25 | 301.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 419.45 | 408.65 | 381.85 | 355.05 | 328.25 | 301.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 420.55 | 408.95 | 379.75 | 350.55 | 321.45 | 292.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 420.85 | 412.35 | 382.50 | 352.70 | 322.85 | 295.60 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 421.05 | 409.45 | 380.25 | 351.05 | 321.95 | 292.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 421.05 | 409.45 | 380.25 | 351.05 | 321.95 | 292.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 422.45 | 410.85 | 381.65 | 352.45 | 323.35 | 294.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 423.25 | 412.65 | 386.35 | 359.95 | 333.55 | 307.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 423.85 | 412.15 | 382.95 | 353.85 | 324.65 | 295.45 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 424.15 | 413.75 | 385.25 | 357.75 | 332.05 | 306.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 427.65 | 416.05 | 386.85 | 357.65 | 328.55 | 299.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 429.60 | 418.00 | 388.80 | 359.60 | 330.50 | 301.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 429.65 | 418.05 | 388.85 | 359.65 | 330.55 | 301.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 429.95 | 418.35 | 389.15 | 359.95 | 330.85 | 301.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 430.35 | 419.65 | 392.85 | 365.95 | 339.15 | 312.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 431.05 | 419.35 | 390.15 | 361.05 | 331.85 | 302.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 435.95 | 424.35 | 395.15 | 365.95 | 336.85 | 307.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 436.65 | 425.05 | 395.85 | 366.65 | 337.55 | 308.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 438.55 | 426.95 | 397.75 | 368.55 | 339.45 | 310.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 440.75 | 434.05 | 399.85 | 370.75 | 341.55 | 312.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 440.75 | 434.05 | 399.85 | 370.75 | 341.55 | 312.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 441.95 | 430.35 | 401.15 | 371.95 | 342.85 | 313.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 441.95 | 430.35 | 401.15 | 371.95 | 342.85 | 313.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 445.75 | 434.05 | 410.05 | 380.85 | 346.55 | 317.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 445.85 | 434.25 | 405.05 | 375.85 | 346.75 | 317.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 445.85 | 434.25 | 405.05 | 375.85 | 346.75 | 317.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 446.05 | 439.35 | 405.15 | 376.05 | 346.85 | 317.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 447.15 | 435.55 | 406.35 | 377.15 | 348.05 | 318.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 447.55 | 435.95 | 406.75 | 377.55 | 348.45 | 319.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 449.65 | 438.05 | 408.85 | 379.65 | 350.55 | 321.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 450.05 | 438.45 | 409.25 | 380.05 | 350.95 | 321.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 450.25 | 439.75 | 412.75 | 386.35 | 359.25 | 332.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 450.45 | 438.95 | 409.95 | 380.45 | 351.45 | 322.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 450.85 | 439.15 | 415.15 | 385.95 | 356.85 | 327.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 450.85 | 439.15 | 415.15 | 385.95 | 351.65 | 322.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 450.85 | 439.25 | 410.05 | 380.85 | 351.75 | 322.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 451.35 | 444.65 | 410.45 | 381.35 | 352.15 | 322.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 453.05 | 441.55 | 412.55 | 383.05 | 354.05 | 325.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 454.35 | 443.35 | 415.85 | 387.85 | 360.25 | 332.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 454.55 | 442.95 | 413.75 | 384.55 | 355.45 | 326.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 454.85 | 443.25 | 414.05 | 384.85 | — | 326.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 454.85 | 443.25 | 414.05 | 384.85 | — | 326.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 455.85 | 444.35 | 415.35 | 385.85 | 356.85 | 327.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 455.85 | 444.85 | 417.35 | 389.35 | 361.75 | 334.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 456.35 | 444.85 | 415.55 | 386.35 | 357.25 | 328.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 458.55 | 447.05 | 418.05 | 388.55 | 359.55 | 330.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 459.55 | 447.95 | 418.75 | 389.55 | 360.45 | 331.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 459.55 | 447.95 | 418.75 | 389.55 | 360.45 | 331.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 459.65 | 448.05 | 418.85 | 389.65 | 360.55 | 331.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 461.05 | 450.95 | 425.55 | 400.25 | 374.85 | 341.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 461.05 | 449.45 | 425.35 | 396.25 | 367.05 | 337.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 461.95 | 455.25 | 421.05 | 391.95 | 362.75 | 333.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 462.75 | 451.15 | 421.95 | 392.75 | 363.65 | 334.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 462.85 | 451.25 | 422.05 | 392.85 | 363.75 | 334.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 462.95 | 451.35 | 422.15 | 392.95 | 363.85 | 334.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 462.95 | 451.35 | 422.15 | 392.95 | 363.85 | 334.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 465.45 | 453.85 | 424.65 | 395.45 | 366.35 | 337.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 465.75 | 454.15 | 424.95 | 395.75 | 366.65 | 337.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 465.75 | 454.15 | 424.95 | 395.75 | 366.65 | 337.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 467.85 | 456.25 | 427.05 | 397.85 | 368.75 | 339.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 468.25 | 456.65 | 427.45 | 398.25 | 369.15 | 339.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 468.25 | 456.55 | 427.45 | 398.25 | 369.05 | 339.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 468.65 | 457.15 | 428.15 | 398.65 | 369.65 | 340.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 471.55 | 459.85 | 430.75 | 401.55 | 372.35 | 343.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 471.55 | 459.85 | 430.75 | 401.55 | 372.35 | 343.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 471.75 | 460.15 | 430.95 | 401.85 | 372.65 | 343.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 472.45 | 460.85 | 433.45 | 405.45 | 377.45 | 349.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 473.45 | 461.85 | 432.65 | 403.45 | 374.35 | 345.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 475.55 | 463.95 | 434.75 | 405.55 | — | 347.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 476.45 | 464.75 | 440.75 | 411.55 | 382.45 | 353.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 477.35 | 465.85 | 436.85 | 407.35 | 378.35 | 349.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 477.85 | 466.35 | 437.35 | 407.85 | 378.85 | 349.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 478.75 | 467.15 | 437.95 | 408.75 | 379.65 | 350.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 479.75 | 468.15 | 438.95 | 409.75 | — | 351.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 480.65 | 469.65 | 442.15 | 414.15 | 386.55 | 359.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 481.65 | 470.05 | 440.85 | 411.65 | 382.55 | 353.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 483.15 | 471.55 | 442.35 | 413.15 | 384.05 | 354.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 484.35 | 472.75 | 443.55 | 414.35 | 385.25 | 356.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 486.75 | 475.05 | 445.95 | 416.75 | 387.55 | 358.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 487.85 | 476.25 | 447.05 | 417.85 | 388.75 | 359.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 488.75 | 478.75 | 453.65 | 428.55 | 403.55 | 378.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 488.85 | 477.35 | 448.35 | 418.85 | 389.85 | 360.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 488.85 | 477.35 | 448.35 | 418.85 | 389.85 | 360.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 489.75 | 478.15 | 448.95 | 419.75 | 390.65 | 361.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 490.45 | 478.85 | 449.65 | 420.45 | 391.35 | 362.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 493.25 | 481.65 | 452.45 | 423.25 | 394.15 | 364.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 494.55 | 482.95 | 453.75 | 424.55 | 395.45 | 366.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 496.35 | 484.65 | 455.55 | 426.35 | 397.15 | 368.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 496.35 | 484.65 | 455.55 | 426.35 | 397.15 | 368.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 496.85 | 485.25 | 456.05 | 426.85 | 397.75 | 368.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 497.85 | 486.25 | 457.05 | 427.85 | 398.75 | 369.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 501.95 | 490.25 | 461.15 | 431.95 | 402.75 | 373.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 507.15 | 495.55 | 466.35 | 437.15 | 408.05 | 378.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 508.75 | 497.15 | 467.95 | 438.75 | — | 380.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 509.65 | 502.95 | 468.85 | 439.65 | 410.45 | 381.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 510.65 | 499.05 | 469.85 | 440.65 | 411.55 | 382.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 511.65 | 501.25 | 474.95 | 448.65 | 422.55 | 396.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 515.45 | 503.95 | 474.95 | 445.45 | 416.45 | 387.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 517.45 | 506.85 | 480.35 | 453.75 | 427.25 | 400.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 520.85 | 509.25 | 480.05 | 450.85 | 421.75 | 392.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 525.55 | 518.85 | 484.75 | 455.55 | 426.35 | 397.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 530.65 | 519.05 | 489.85 | 460.75 | 431.55 | 402.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 532.75 | 521.15 | 491.95 | 462.75 | 433.65 | 404.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 533.95 | 522.45 | 493.45 | 463.95 | 434.95 | 405.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 537.75 | 526.15 | 496.95 | 467.75 | — | 409.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 538.85 | 527.15 | 498.05 | 468.85 | 439.65 | 410.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 546.85 | 535.35 | 506.35 | 476.85 | 447.85 | 418.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 567.95 | 556.25 | 527.15 | 497.95 | 468.75 | 439.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 569.15 | 557.55 | 528.35 | 499.15 | 470.05 | 440.85 |

117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Flerden for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Flerden](https://praemiencheck.onedoc.ch/en/gr/flerden/) is vita surselva (Sparmed) at 399.55 CHF a month.

### How much does health insurance cost in Flerden in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/flerden/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 399.55 CHF (vita surselva, Sparmed) to 569.15 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 378.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Flerden for an adult aged 26 or over with accident cover?

On the cheapest offer (vita surselva, Sparmed), the premium goes from 399.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-300/) to 274.70 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/deductible-2500/): 124.85 CHF less a month, 1'498.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'965 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Flerden for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 420.85 CHF (vita surselva), family doctor / HMO 399.55 CHF (vita surselva), flexible model 420.55 CHF (ÖKK), telemedicine 401.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 404.70 CHF at vita surselva (Sparmed) gives 399.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/

## Related pages

- With accident cover: from 274.70 to 569.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/flerden/adult/with-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `flerden` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.