# Health insurance premiums 2027 in Falera (GR), for a young adult aged 19 to 25 who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Falera](https://praemiencheck.onedoc.ch/en/gr/falera/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/), the cheapest monthly basic insurance premium is **303.15 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 456.65 CHF with Groupe Mutuel – Philos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 303.15 | 292.95 | 267.85 | 242.55 | 217.25 | 192.15 | +3.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 320.15 | 308.55 | 279.35 | 250.15 | 221.05 | 196.35 | +1.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 320.85 | 310.15 | 283.55 | 256.85 | 230.15 | 203.55 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 322.05 | 310.45 | 281.25 | 252.05 | 222.95 | 196.35 | +2.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 322.65 | 311.95 | 285.15 | 258.25 | 231.45 | 204.65 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 324.25 | 312.60 | 283.45 | 254.25 | 225.10 | 195.95 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 324.25 | 312.60 | 283.45 | 254.25 | 225.10 | 195.95 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 324.65 | 313.05 | 283.85 | 254.65 | 225.55 | 196.35 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 324.65 | 313.05 | 283.85 | 254.65 | 225.55 | 196.35 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 324.65 | 313.05 | 283.85 | 254.65 | 225.55 | 196.35 | +3.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 327.65 | 316.00 | 286.85 | 257.65 | 228.50 | 199.35 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 327.65 | 316.00 | 286.85 | 257.65 | 228.50 | 199.35 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 327.65 | 316.00 | 286.85 | 257.65 | 228.50 | 199.35 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 327.65 | 316.00 | 286.85 | 257.65 | 228.50 | 199.35 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 327.65 | 316.00 | 286.85 | 257.65 | 228.50 | 199.35 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 327.85 | 316.25 | 287.05 | 257.85 | 228.75 | 199.55 | +3.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 328.45 | 317.65 | 290.85 | 264.05 | 237.25 | 210.45 | +5.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 328.45 | 317.65 | 290.85 | 264.05 | 237.25 | 210.45 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 328.65 | 317.15 | 288.15 | 258.65 | 229.65 | 201.15 | +1.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 330.15 | 318.55 | 289.35 | 260.15 | 231.05 | 201.85 | +3.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 330.55 | 319.05 | 290.05 | 260.55 | 231.55 | 202.55 | +1.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 331.55 | 319.95 | 290.75 | 261.55 | 232.45 | 203.25 | +1.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 332.55 | 321.05 | 292.05 | 262.55 | 233.55 | 204.55 | +1.5 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 337.05 | 328.15 | 308.05 | 285.05 | 263.55 | 237.55 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 337.95 | 326.30 | 297.15 | 267.95 | 238.80 | 209.65 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 339.55 | 327.85 | 298.65 | 269.55 | 240.35 | 211.15 | +9.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 341.55 | 334.85 | 300.65 | 271.55 | 242.35 | 213.15 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 341.55 | 334.85 | 300.65 | 271.55 | 242.35 | 213.15 | +3.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 342.05 | 330.55 | 301.55 | 272.05 | 243.05 | 214.05 | +1.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 342.35 | 330.75 | 301.55 | 272.35 | 243.25 | 214.05 | +6.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 343.45 | 331.85 | 302.65 | 273.45 | 244.35 | 215.15 | +9.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 343.45 | 331.85 | 302.65 | 273.45 | 244.35 | 215.15 | +9.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 343.45 | 331.85 | 302.65 | 273.45 | 244.35 | 215.15 | +9.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 345.35 | 338.65 | 304.55 | 275.35 | 246.15 | 217.05 | +3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 348.45 | 336.85 | 307.65 | 278.45 | 249.35 | 220.15 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 349.25 | 342.55 | 308.35 | 279.25 | 250.05 | 220.85 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 351.15 | 339.45 | 310.35 | 281.15 | 251.95 | 222.85 | +3.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 351.35 | 339.75 | 310.55 | 281.35 | 252.25 | 223.05 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 352.65 | 341.05 | 315.75 | 286.55 | 253.55 | 224.35 | +3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 354.55 | 342.95 | 313.75 | 284.55 | 255.45 | 226.25 | +1.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 354.95 | 343.35 | 314.15 | 284.95 | 255.85 | 226.65 | +0.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 356.25 | 345.40 | 316.55 | 287.65 | 258.80 | 240.75 | +6.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 356.35 | 344.75 | 315.55 | 286.35 | 257.25 | 228.05 | +6.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 356.45 | 344.85 | 315.65 | 286.45 | 257.35 | 228.15 | +1.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 356.45 | 344.85 | 315.65 | 286.45 | 257.35 | 228.15 | +1.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 357.35 | 345.75 | 316.55 | 287.35 | 258.25 | 229.05 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 358.35 | 346.75 | 317.55 | 288.35 | 259.25 | 230.05 | +6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 358.45 | 350.65 | 321.45 | 292.35 | 259.25 | 230.15 | 0.0 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 358.85 | 349.85 | 328.85 | 304.85 | 282.05 | 255.35 | +5.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 359.05 | 350.05 | 327.55 | 305.05 | 282.05 | 259.55 | +4.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 359.35 | 349.25 | 323.85 | 298.45 | 273.05 | 253.45 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 360.75 | 354.05 | 319.95 | 290.75 | 261.55 | 232.45 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 361.25 | 349.65 | 320.45 | 291.25 | 262.15 | 232.95 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 363.25 | 351.55 | 322.45 | 293.25 | 264.05 | 234.95 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 363.35 | 351.75 | 322.55 | 293.35 | 264.25 | 235.05 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 363.35 | 351.75 | 322.55 | 293.35 | 264.25 | 235.05 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 364.25 | 356.45 | 331.05 | 301.95 | 280.45 | 251.25 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 364.45 | 352.85 | 323.65 | 294.45 | 265.35 | 236.15 | +8.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 364.75 | 353.15 | 323.95 | 294.75 | 265.65 | 236.45 | +0.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 367.65 | 356.05 | 326.85 | 297.75 | 268.55 | 239.35 | +5.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 367.65 | 356.05 | 326.85 | 297.65 | 268.55 | 239.35 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 371.85 | 360.25 | 331.05 | 301.85 | 272.75 | 243.55 | +0.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 371.95 | 364.05 | 338.75 | 309.55 | 280.45 | 251.25 | +4.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 373.05 | 361.45 | 332.25 | 303.05 | 273.95 | 244.75 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.15 | 363.55 | 334.35 | 305.15 | 276.05 | 246.85 | +1.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 375.25 | 363.85 | 337.25 | 306.85 | 276.45 | 257.45 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 375.35 | 368.65 | 334.55 | 305.35 | 276.15 | 247.05 | +3.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 375.75 | 367.95 | 338.75 | 309.55 | 280.45 | 251.25 | +2.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 376.35 | 364.85 | 335.85 | 306.35 | 277.35 | 248.35 | +1.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 376.85 | 365.25 | 336.35 | 306.85 | 282.85 | 259.85 | +4.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 377.05 | 365.45 | 336.25 | 307.05 | — | 248.75 | +2.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 377.25 | 365.55 | 336.35 | 307.25 | 278.05 | 248.85 | +3.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.55 | 367.95 | 338.75 | 309.55 | 280.45 | 251.25 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.95 | 373.25 | 339.15 | 309.95 | 280.75 | 251.65 | +3.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 380.25 | 368.65 | 339.45 | 310.25 | — | 251.95 | +3.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 381.85 | 371.85 | 346.75 | 321.65 | 296.55 | 271.45 | −4.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 382.05 | 370.45 | 341.25 | 312.05 | 282.95 | 253.75 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 384.35 | 372.85 | 343.85 | 314.35 | 285.35 | 256.35 | +7.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 384.55 | 372.95 | 343.75 | 314.55 | 285.45 | 256.25 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 384.55 | 372.95 | 343.75 | 314.55 | 285.45 | 256.25 | +0.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 386.35 | 374.75 | 345.55 | 316.35 | 287.25 | 258.05 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 386.35 | 374.75 | 345.55 | 316.35 | 287.25 | 258.05 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 387.75 | 376.05 | 346.95 | 317.75 | 288.55 | 259.45 | +5.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 388.45 | 376.85 | 347.65 | 318.45 | 289.35 | 260.15 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 388.75 | 377.25 | 348.25 | 318.75 | 289.75 | 260.75 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 389.75 | 378.25 | 349.25 | 319.75 | 290.75 | 261.75 | +8.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.65 | 380.65 | 356.15 | 331.65 | 307.15 | 282.65 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 390.65 | 379.05 | 349.85 | 320.65 | 291.55 | 262.35 | +2.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.95 | 379.25 | 350.15 | 320.95 | 291.75 | 262.65 | +9.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 391.85 | 380.15 | 350.95 | 321.85 | 292.65 | 263.45 | +5.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 391.85 | 380.15 | 350.95 | 321.85 | 292.65 | 263.45 | +5.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 391.85 | 380.15 | 350.95 | 321.85 | 292.65 | 263.45 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 392.95 | 381.35 | 352.15 | 322.95 | — | 264.65 | +2.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 394.95 | 383.35 | 354.15 | 324.95 | 295.85 | 266.65 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 396.05 | 384.45 | 355.25 | 326.05 | — | 267.75 | +2.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 397.65 | 386.15 | 357.15 | 327.65 | 298.65 | 269.65 | +7.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 399.05 | 387.55 | 358.55 | 329.05 | 300.05 | 271.05 | +8.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 399.75 | 389.35 | 363.05 | 336.75 | 310.55 | 284.35 | −4.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 399.95 | 388.35 | 359.15 | 329.95 | 300.85 | 271.65 | +5.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 401.25 | 389.65 | 360.45 | 331.25 | 302.15 | 272.95 | +0.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 402.15 | 390.65 | 361.65 | 332.15 | 303.15 | 274.15 | +7.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 403.55 | 391.95 | 362.75 | 333.55 | 304.45 | 275.25 | +2.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 403.65 | 392.15 | 363.15 | 333.65 | 304.65 | 275.65 | +8.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.05 | 392.45 | 363.25 | 334.05 | 304.95 | 275.75 | +5.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 404.25 | 393.75 | 367.15 | 340.55 | 314.05 | 287.55 | −4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 408.75 | 397.15 | 367.95 | 338.75 | — | 280.45 | +0.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 411.05 | 399.35 | 370.15 | 341.05 | 311.85 | 282.65 | +3.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 413.65 | 402.05 | 372.85 | 343.75 | 314.55 | 285.35 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 417.45 | 405.95 | 376.95 | 347.45 | 318.45 | 289.45 | +8.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 418.45 | 406.85 | 377.65 | 348.45 | 319.35 | 290.15 | +0.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.95 | 413.35 | 384.15 | 354.95 | 325.85 | 296.65 | +2.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.75 | 417.05 | 387.95 | 358.75 | 329.55 | 300.45 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.85 | 428.35 | 399.35 | 369.85 | 340.85 | 311.85 | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.45 | 428.85 | 399.65 | 370.45 | — | 312.15 | +2.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.75 | 433.15 | 403.95 | 374.75 | 345.65 | 316.45 | −4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.65 | 445.15 | 416.15 | 386.65 | 357.65 | 328.65 | +8.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Falera for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/), the cheapest offer in [Falera](https://praemiencheck.onedoc.ch/en/gr/falera/) is Agrisano (AGRIsmart) at 303.15 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 337.95 CHF a month.

### How much does health insurance cost in Falera in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/), monthly premiums run from 303.15 CHF (Agrisano, AGRIsmart) to 456.65 CHF (Groupe Mutuel – Philos, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 275.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Falera for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 303.15 CHF a month with the 300 CHF deductible to 192.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Falera for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 337.95 CHF (Sanitas), family doctor / HMO 320.15 CHF (CONCORDIA), flexible model 324.65 CHF (ÖKK), telemedicine 303.15 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 307.90 CHF at Agrisano (AGRIsmart) gives 303.15 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Falera is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Falera (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/falera/
- Premiums 2027 in Falera (GR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/
- Premiums 2027 in Falera (GR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/falera/child/
- Adult: https://praemiencheck.onedoc.ch/en/gr/falera/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Falera (GR), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Falera (GR), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Falera (GR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Falera (GR), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Falera (GR), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/falera/young-adult/with-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `falera` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.