# Health insurance premiums 2027 in Domat/Ems (GR), for an adult aged 26 or over who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Domat/Ems](https://praemiencheck.onedoc.ch/en/gr/domat-ems/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/), the cheapest monthly basic insurance premium is **342.45 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 530.95 CHF with Galenos (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 428.25 | 418.15 | 392.95 | 367.75 | 342.45 | 317.25 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 454.15 | 442.55 | 413.35 | 384.15 | 355.05 | 325.85 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 454.25 | 442.65 | 413.45 | 384.25 | 355.15 | 325.95 | +7.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 454.25 | 442.65 | 413.45 | 384.25 | 355.15 | 325.95 | +7.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 454.25 | 442.65 | 413.45 | 384.25 | 355.15 | 325.95 | +7.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 455.45 | 443.85 | 414.65 | 385.45 | 356.35 | 327.15 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 455.45 | 443.85 | 414.65 | 385.45 | 356.35 | 327.15 | +2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 456.85 | 445.25 | 416.05 | 386.85 | 357.75 | 328.55 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 460.55 | 448.95 | 419.75 | 390.55 | 361.45 | 332.25 | +4.4 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 455.45 | 443.85 | 416.25 | 388.95 | 361.45 | 337.95 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 460.75 | 449.15 | 419.95 | 390.75 | 361.65 | 332.45 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 461.25 | 449.65 | 425.75 | 396.65 | 362.15 | 332.95 | +3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 461.25 | 449.65 | 425.75 | 396.65 | 362.15 | 332.95 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 461.45 | 449.80 | 420.65 | 391.45 | 362.30 | 333.15 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 453.25 | 442.55 | 415.95 | 389.25 | 362.55 | 335.95 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 461.95 | 450.35 | 421.15 | 391.95 | 362.85 | 333.65 | +6.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 462.25 | 452.90 | 424.90 | 396.85 | 364.20 | 346.45 | +7.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 455.85 | 445.05 | 418.25 | 391.45 | 364.55 | 337.75 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 466.05 | 454.45 | 425.25 | 396.05 | 366.95 | 337.75 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 466.90 | 455.25 | 426.10 | 396.90 | 367.75 | 338.60 | +6.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 467.25 | 455.65 | 426.45 | 397.25 | 368.15 | 338.95 | +0.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 470.25 | 458.65 | 429.45 | 400.25 | 371.15 | 341.95 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 471.35 | 459.75 | 430.55 | 401.35 | 372.25 | 343.05 | +0.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 466.45 | 455.65 | 428.85 | 402.05 | 375.25 | 348.45 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 466.45 | 455.65 | 428.85 | 402.05 | 375.25 | 348.45 | +5.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 474.35 | 462.75 | 433.55 | 404.35 | 375.25 | 346.05 | +1.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 477.25 | 465.75 | 436.75 | 407.25 | 378.25 | 349.25 | +3.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 480.05 | 468.55 | 439.55 | 410.05 | 381.05 | 352.05 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 481.85 | 470.25 | 441.05 | 411.85 | 382.75 | 353.55 | +0.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 481.85 | 470.25 | 441.05 | 411.85 | 382.75 | 353.55 | −0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 484.45 | 472.85 | 443.65 | 414.45 | 385.35 | 356.15 | New tariff 2027 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.75 | 473.15 | 443.95 | 415.25 | 386.75 | 362.25 | +6.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 481.35 | 470.35 | 442.85 | 414.85 | 387.25 | 359.75 | +3.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 487.25 | 477.40 | 447.90 | 418.35 | 388.85 | 371.65 | +7.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 477.35 | 465.65 | 441.85 | 412.65 | 388.85 | 359.75 | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 488.55 | 476.90 | 447.75 | 418.55 | 389.40 | 360.25 | +6.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 488.75 | 477.15 | 447.95 | 418.75 | 389.65 | 360.45 | +9.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 488.95 | 477.35 | 448.15 | 418.95 | 389.85 | 360.65 | +0.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 489.85 | 478.25 | 449.05 | 419.85 | 390.75 | 361.55 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 489.85 | 478.25 | 449.05 | 419.85 | 390.75 | 361.55 | +2.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 482.65 | 476.35 | 452.55 | 423.45 | 394.25 | 365.05 | +1.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 494.00 | 482.35 | 453.20 | 424.00 | 394.85 | 365.70 | +6.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 495.35 | 483.75 | 454.55 | 425.35 | 396.25 | 367.05 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 495.55 | 483.95 | 454.75 | 425.55 | 396.45 | 367.25 | +7.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 495.85 | 484.15 | 455.05 | 425.85 | 396.65 | 367.55 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 496.65 | 489.95 | 455.75 | 426.65 | 397.45 | 368.25 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 496.65 | 489.95 | 455.75 | 426.65 | 397.45 | 368.25 | +4.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 496.55 | 485.05 | 456.05 | 426.55 | 397.55 | 368.55 | +3.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 498.45 | 486.95 | 457.95 | 428.45 | 399.45 | 370.45 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 499.40 | 487.75 | 458.60 | 429.40 | 400.25 | 371.10 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 499.40 | 487.75 | 458.60 | 429.40 | 400.25 | 371.10 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 499.40 | 487.75 | 458.60 | 429.40 | 400.25 | 371.10 | +6.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 499.85 | 488.25 | 459.05 | 429.85 | 400.75 | 371.55 | +9.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 501.35 | 489.85 | 460.85 | 431.35 | 402.35 | 373.35 | +5.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 493.85 | 483.35 | 456.35 | 429.85 | 402.85 | 375.85 | +4.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 502.55 | 495.95 | 461.75 | 432.55 | 403.45 | 374.25 | +4.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 502.85 | 491.25 | 462.05 | 432.85 | 403.75 | 378.55 | +8.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 498.45 | 487.45 | 459.95 | 431.95 | 404.35 | 376.85 | +5.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 503.55 | 491.95 | 462.75 | 433.65 | 404.45 | 375.25 | +6.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 492.15 | 482.05 | 456.65 | 431.35 | 405.95 | 371.65 | +6.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 505.25 | 493.65 | 464.45 | 435.25 | 406.15 | 376.95 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 505.65 | 494.05 | 464.85 | 435.65 | 406.55 | 381.35 | +8.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 505.65 | 494.05 | 464.85 | 435.65 | 406.55 | 377.35 | +9.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 505.65 | 494.05 | 464.85 | 435.65 | 406.55 | 377.35 | +9.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 505.65 | 494.05 | 464.85 | 435.65 | 406.55 | 377.35 | +9.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.35 | 495.75 | 466.55 | 437.35 | 408.25 | 379.05 | +5.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 508.55 | 501.85 | 467.75 | 438.55 | 409.35 | 380.25 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 498.75 | 492.45 | 468.65 | 439.45 | 410.35 | 381.15 | +1.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 511.65 | 500.05 | 470.85 | 441.65 | 412.55 | 383.35 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 511.65 | 500.05 | 470.85 | 441.65 | 412.55 | 383.35 | +2.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 512.05 | 500.45 | 471.25 | 442.05 | 412.95 | 383.75 | +0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 517.25 | 505.65 | 476.45 | 447.25 | 418.15 | 388.95 | +9.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 520.45 | 513.85 | 479.65 | 450.45 | 421.35 | 392.15 | +4.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 521.95 | 510.45 | 481.45 | 451.95 | 422.95 | 393.95 | +5.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 518.25 | 506.75 | 479.25 | 451.25 | 423.25 | 395.25 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.25 | 512.65 | 483.45 | 454.25 | 425.15 | 395.95 | −0.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 513.75 | 503.85 | 478.75 | 453.55 | 428.55 | 403.45 | −2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 529.85 | 518.25 | 489.05 | 459.85 | 430.75 | 401.55 | +4.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 529.85 | 518.25 | 489.05 | 459.85 | 430.75 | 401.55 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.85 | 519.25 | 490.05 | 460.85 | 431.75 | 402.55 | 0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.95 | 520.35 | 491.15 | 461.95 | 432.85 | 403.65 | +3.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.55 | 524.95 | 495.75 | 466.55 | 437.45 | 408.25 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 536.65 | 525.15 | 496.15 | 466.65 | 437.65 | 408.65 | +10.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.15 | 525.55 | 496.35 | 467.15 | 438.15 | 409.15 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.35 | 525.70 | 496.55 | 467.35 | 438.20 | 409.05 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 538.75 | 527.15 | 497.95 | 468.75 | 439.65 | 410.45 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 542.05 | 530.45 | 501.25 | 472.05 | 442.95 | 413.75 | +7.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 543.25 | 531.55 | 502.45 | 473.25 | 444.05 | 414.95 | +7.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 543.35 | 531.75 | 502.55 | 473.35 | 444.25 | 415.05 | +0.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.15 | 534.65 | 505.65 | 476.15 | 447.15 | 418.15 | +3.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 546.35 | 534.75 | 505.55 | 476.35 | 447.25 | 418.05 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 537.95 | 527.45 | 501.15 | 474.95 | 448.75 | 422.45 | −2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 548.95 | 537.25 | 508.15 | 478.95 | 449.75 | 420.65 | +4.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 549.05 | 537.55 | 508.55 | 479.05 | 450.05 | 421.05 | +10.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 549.05 | 537.55 | 508.55 | 479.05 | 450.05 | 421.05 | +10.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 545.95 | 534.95 | 507.45 | 479.45 | 451.85 | 424.35 | +11.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 543.95 | 533.35 | 506.85 | 480.25 | 453.75 | 427.15 | −2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 553.65 | 542.05 | 512.85 | 483.65 | 454.55 | 425.35 | +7.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.25 | 547.65 | 518.45 | 489.25 | 460.15 | 430.95 | +8.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 559.55 | 547.85 | 518.65 | 489.55 | 460.35 | 431.15 | +7.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 566.35 | 554.75 | 525.55 | 496.45 | 467.25 | 438.05 | +6.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 571.15 | 559.45 | 530.35 | 501.15 | 471.95 | 442.85 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 574.15 | 567.45 | 533.35 | 504.15 | 474.95 | 445.85 | +4.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 575.25 | 563.65 | 534.45 | 505.25 | 476.15 | 446.95 | +9.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 576.95 | 565.25 | 536.15 | 506.95 | 477.75 | 448.65 | +7.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 583.95 | 572.25 | 543.05 | 513.95 | 484.75 | 455.55 | +0.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 583.75 | 572.25 | 543.25 | 513.75 | 484.75 | 455.75 | +5.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.05 | 585.35 | 551.25 | 522.05 | 492.85 | 463.75 | +4.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 598.25 | 586.65 | 557.45 | 528.25 | 499.15 | 469.95 | −2.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 613.95 | 602.45 | 573.45 | 543.95 | 514.95 | 485.95 | +9.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 630.15 | 618.45 | 589.35 | 560.15 | 530.95 | 501.85 | +4.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 457.95 | 446.35 | 417.15 | 387.95 | — | 329.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 462.15 | 450.55 | 421.35 | 392.15 | — | 333.85 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 483.35 | 471.75 | 442.55 | 413.35 | — | 355.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 487.55 | 475.95 | 446.75 | 417.55 | — | 359.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 504.55 | 492.95 | 463.75 | 434.55 | — | 376.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.85 | 535.25 | 506.05 | 476.85 | — | 418.55 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Domat/Ems for an adult aged 26 or over with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/), the cheapest offer in [Domat/Ems](https://praemiencheck.onedoc.ch/en/gr/domat-ems/) is Agrisano (AGRIsmart) at 342.45 CHF a month. The cheapest standard model (free choice of doctor) is curaulta (Standard model) at 386.75 CHF a month.

### How much does health insurance cost in Domat/Ems in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/), monthly premiums run from 342.45 CHF (Agrisano, AGRIsmart) to 530.95 CHF (Galenos, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 406.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Domat/Ems for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 428.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-300/) to 317.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Domat/Ems for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 386.75 CHF (curaulta), family doctor / HMO 355.05 CHF (CONCORDIA), flexible model 355.15 CHF (ÖKK), telemedicine 342.45 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 347.20 CHF at Agrisano (AGRIsmart) gives 342.45 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Domat/Ems is in region 2 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Domat/Ems (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/domat-ems/
- Premiums 2027 in Domat/Ems (GR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/
- Premiums 2027 in Domat/Ems (GR), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/domat-ems/child/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/domat-ems/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Domat/Ems (GR), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Domat/Ems (GR), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Domat/Ems (GR), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Domat/Ems (GR), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Domat/Ems (GR), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/domat-ems/adult/with-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `domat-ems` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.