# Health insurance premiums 2027 in Disentis/Mustér (GR), for an adult aged 26 or over who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Disentis/Mustér](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/), the cheapest monthly basic insurance premium is **391.10 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 544.30 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 400.70 | 391.10 | 367.20 | 343.10 | 319.20 | 295.30 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 408.50 | 397.70 | 370.60 | 343.40 | 316.30 | 289.20 | +3.2 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 411.10 | 401.20 | 374.80 | 349.10 | 325.30 | 302.50 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 414.80 | 403.80 | 376.30 | 348.70 | 321.20 | 293.60 | +3.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 413.90 | 403.90 | 379.00 | 354.10 | 329.20 | 304.30 | +4.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 413.90 | 403.90 | 379.00 | 354.10 | 329.20 | 304.30 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 415.40 | 404.60 | 377.40 | 350.30 | 323.20 | 296.10 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 417.30 | 406.30 | 378.70 | 351.10 | 323.60 | 296.00 | +3.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 417.90 | 407.20 | 380.00 | 352.80 | 325.80 | 298.60 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 418.20 | 407.40 | 380.20 | 353.10 | 326.00 | 298.90 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 420.80 | 409.95 | 382.85 | 355.65 | 328.50 | 301.35 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 423.20 | 412.40 | 385.30 | 358.10 | 331.00 | 303.90 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 424.10 | 413.20 | 390.90 | 363.70 | 331.90 | 304.70 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 423.90 | 413.60 | 388.40 | 363.00 | 337.60 | 312.40 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 425.70 | 414.85 | 387.70 | 360.55 | 333.40 | 306.25 | +5.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 426.20 | 415.90 | 390.50 | 365.00 | 339.40 | 314.10 | +3.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 426.45 | 416.20 | 388.05 | 358.20 | 328.35 | 302.75 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 427.90 | 417.20 | 390.00 | 362.80 | 335.80 | 308.60 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 427.90 | 417.20 | 390.00 | 362.80 | 335.80 | 308.60 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 428.00 | 417.20 | 390.10 | 362.90 | 335.90 | 308.70 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 428.00 | 417.20 | 390.10 | 362.90 | 335.90 | 308.70 | +4.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 429.40 | 418.40 | 390.80 | 363.20 | 335.70 | 308.10 | +3.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 430.40 | 419.60 | 392.40 | 365.30 | 338.20 | 311.10 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 431.20 | 420.30 | 393.00 | 365.80 | 338.50 | 311.30 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 432.60 | 421.80 | 394.60 | 367.50 | 340.40 | 313.30 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 433.00 | 422.20 | 395.00 | 367.90 | 340.80 | 313.60 | +3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 433.60 | 422.80 | 400.40 | 373.30 | 341.40 | 314.30 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 431.40 | 425.20 | 393.20 | 366.00 | 338.70 | 311.50 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 431.40 | 425.20 | 393.20 | 366.00 | 338.70 | 311.50 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 437.90 | 427.10 | 400.00 | 372.80 | — | 318.60 | +2.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 437.90 | 427.10 | 399.90 | 372.80 | 345.70 | 318.60 | +0.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 437.30 | 427.20 | 399.60 | 372.90 | 348.00 | 322.90 | +5.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 438.00 | 427.20 | 400.00 | 372.80 | 345.60 | 318.40 | +0.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 433.60 | 427.50 | 405.20 | 378.00 | 350.90 | 323.80 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 438.60 | 427.80 | 400.70 | 373.50 | 346.40 | 319.30 | +10.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 438.80 | 428.10 | 401.20 | 373.70 | 346.80 | 319.80 | +3.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 440.70 | 429.80 | 402.60 | 375.40 | 348.20 | 321.00 | +0.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 436.50 | 430.30 | 398.40 | 371.10 | 343.80 | 316.60 | +3.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 441.30 | 430.60 | 403.70 | 376.20 | 349.30 | 322.30 | +3.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 440.50 | 430.80 | 405.70 | 381.10 | 356.00 | 330.90 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 441.80 | 431.10 | 403.90 | 376.70 | — | 322.50 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 443.10 | 432.30 | 409.90 | 382.80 | 360.40 | 333.30 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 442.60 | 432.40 | 406.80 | 380.80 | 355.10 | 329.50 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 443.70 | 432.80 | 405.70 | 378.60 | 351.40 | 324.30 | +10.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 443.70 | 432.80 | 405.70 | 378.60 | 351.40 | 324.30 | +10.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 443.70 | 432.80 | 405.70 | 378.60 | 351.40 | 324.30 | +10.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 443.10 | 433.70 | 410.10 | 386.50 | 363.00 | 339.40 | −4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 445.30 | 434.45 | 407.30 | 380.15 | 353.00 | 325.85 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 441.70 | 435.40 | 403.50 | 376.20 | 349.00 | 321.70 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 446.70 | 435.90 | 408.80 | 381.60 | 354.60 | 327.40 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 446.70 | 435.90 | 408.80 | 381.60 | 354.60 | 327.40 | +2.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 447.40 | 436.30 | 408.60 | 380.90 | 353.20 | 325.50 | +0.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 447.80 | 437.00 | 409.90 | 382.70 | 355.60 | 328.50 | +6.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.80 | 439.10 | 411.90 | 384.80 | 357.70 | 330.60 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 450.20 | 439.35 | 412.20 | 385.00 | 357.90 | 330.75 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 450.30 | 439.50 | 412.30 | 385.20 | 358.10 | 331.00 | +6.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.30 | 440.30 | 408.85 | 381.90 | 354.95 | 323.50 | +6.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 447.90 | 441.80 | 419.50 | 392.30 | 365.20 | 338.10 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 452.60 | 441.80 | 414.60 | 387.50 | 360.40 | 333.30 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 452.60 | 441.80 | 414.60 | 387.50 | 360.40 | 333.30 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 453.70 | 442.90 | 415.80 | 388.60 | 361.50 | 334.40 | +10.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.90 | 443.10 | 415.90 | 388.80 | 361.70 | 334.60 | +3.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 455.10 | 444.10 | 416.40 | 388.60 | 361.00 | 333.30 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 455.05 | 444.25 | 417.10 | 389.90 | 362.75 | 335.65 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 455.05 | 444.25 | 417.10 | 389.90 | 362.75 | 335.65 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 455.05 | 444.25 | 417.10 | 389.90 | 362.75 | 335.65 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 456.40 | 445.70 | 418.70 | 391.30 | 364.30 | 337.30 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 451.90 | 445.70 | 413.80 | 386.50 | 359.20 | 332.00 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 457.80 | 447.10 | 419.90 | 392.70 | — | 338.50 | +2.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 457.50 | 448.10 | 424.40 | 400.90 | 377.30 | 345.60 | +5.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 461.80 | 451.10 | 423.90 | 396.70 | — | 342.50 | +2.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 462.00 | 451.30 | 425.80 | 399.80 | 373.70 | 347.70 | +4.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.20 | 452.10 | 424.50 | 396.70 | 369.00 | 341.30 | +3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 463.00 | 452.30 | 425.30 | 397.90 | 370.90 | 343.90 | +8.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 463.00 | 452.70 | 427.20 | 401.10 | 375.50 | 349.90 | +8.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 463.70 | 453.90 | 429.20 | 404.50 | 379.90 | 355.20 | −4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 465.70 | 455.00 | 428.00 | 400.60 | 373.60 | 346.60 | +8.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 468.00 | 457.00 | 429.20 | 401.50 | 373.80 | 346.10 | +0.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 468.00 | 457.20 | 430.10 | 403.10 | 375.90 | 348.70 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 468.90 | 459.00 | 434.00 | 409.00 | 384.10 | 359.10 | −4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 470.20 | 459.40 | 432.20 | 405.10 | 378.00 | 350.80 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 471.30 | 460.40 | 433.10 | 405.90 | 378.60 | 351.30 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 471.30 | 460.40 | 433.10 | 405.90 | 378.60 | 351.30 | +5.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 472.80 | 461.90 | 434.70 | 407.40 | 380.10 | 352.90 | +3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.50 | 465.60 | 438.50 | 411.40 | 384.30 | 357.10 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 477.70 | 467.00 | 439.80 | 412.60 | — | 358.40 | −0.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.80 | 468.00 | 440.90 | 413.70 | 386.70 | 359.80 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 481.30 | 470.40 | 443.10 | 415.90 | 388.60 | 361.40 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 484.60 | 473.90 | 447.00 | 419.50 | 392.60 | 365.60 | +8.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 485.10 | 474.20 | 446.60 | 419.00 | 391.50 | 363.90 | +3.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 485.60 | 474.70 | 447.40 | 420.20 | 392.90 | 365.60 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 485.60 | 474.70 | 447.40 | 420.20 | 392.90 | 365.60 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 485.60 | 474.90 | 447.90 | 420.50 | 393.50 | 366.60 | +8.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 486.30 | 475.40 | 448.10 | 420.90 | 393.60 | 366.40 | +5.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.35 | 478.50 | 451.35 | 424.15 | 397.00 | 369.90 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.00 | 481.20 | 454.10 | 426.90 | 399.90 | 372.70 | +0.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 493.90 | 483.70 | 458.10 | 432.10 | 406.40 | 380.80 | +9.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 496.30 | 485.40 | 458.20 | 430.90 | 403.60 | 376.40 | +5.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 496.70 | 486.00 | 459.00 | 431.60 | 404.60 | 377.70 | +8.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 496.70 | 486.00 | 459.00 | 431.60 | 404.60 | 377.70 | +8.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 497.60 | 486.80 | 459.60 | 432.50 | 405.40 | 378.20 | +6.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 499.40 | 488.50 | 461.30 | 434.00 | 406.80 | 379.50 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.30 | 490.40 | 463.20 | 435.90 | 408.70 | 381.40 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.50 | 490.80 | 463.90 | 436.40 | 409.40 | 382.50 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 498.10 | 491.90 | 459.90 | 432.70 | 405.40 | 378.20 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.10 | 493.30 | 466.20 | 439.00 | 411.90 | 384.80 | +10.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.60 | 499.80 | 472.50 | 445.30 | 418.20 | 391.00 | +0.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.20 | 503.20 | 475.50 | 447.70 | 420.10 | 392.40 | +0.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 515.30 | 504.40 | 476.90 | 449.50 | 422.10 | 394.70 | −4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.50 | 506.80 | 479.60 | 452.40 | — | 398.20 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 513.50 | 507.30 | 475.30 | 448.10 | 420.80 | 393.50 | +3.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.80 | 515.00 | 487.80 | 460.80 | 433.60 | 406.50 | +5.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 541.50 | 530.80 | 503.80 | 476.40 | 449.40 | 422.40 | +8.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 554.90 | 544.00 | 516.70 | 489.50 | 462.20 | 434.90 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 555.00 | 544.30 | 517.30 | 489.90 | 462.90 | 435.90 | +8.3 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Disentis/Mustér for an adult aged 26 or over with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/), the cheapest offer in [Disentis/Mustér](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/) is Agrisano (AGRIsmart) at 391.10 CHF a month. The cheapest standard model (free choice of doctor) is curaulta (Standard model) at 427.20 CHF a month.

### How much does health insurance cost in Disentis/Mustér in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/), monthly premiums run from 391.10 CHF (Agrisano, AGRIsmart) to 544.30 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 395.50 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Disentis/Mustér for an adult aged 26 or over without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 400.70 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-300/) to 295.30 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-2500/): 105.40 CHF less a month, 1'264.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'705 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Disentis/Mustér for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 427.20 CHF (curaulta), family doctor / HMO 397.70 CHF (ÖKK), flexible model 397.70 CHF (ÖKK), telemedicine 391.10 CHF (Agrisano).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Disentis/Mustér is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Disentis/Mustér (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/
- Premiums 2027 in Disentis/Mustér (GR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/
- Premiums 2027 in Disentis/Mustér (GR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/child/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Disentis/Mustér (GR), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Disentis/Mustér (GR), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Disentis/Mustér (GR), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Disentis/Mustér (GR), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Disentis/Mustér (GR), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/disentis-muster/adult/no-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `disentis-muster` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.