# Health insurance premiums 2026 in Churwalden (GR), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Churwalden, with accident cover, the cheapest health insurance premium is:

- **336.05 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-300/) (CSS, Hausarztversicherung Profit)
- **207.75 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-2500/) (CSS, Hausarztversicherung Profit)

## With accident cover: from 207.75 to 536.15 CHF a month depending on the deductible and the model

116 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **336.05 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 536.15 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 336.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-300/
- 500 CHF: 324.45 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-500/
- 1'000 CHF: 295.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 266.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 236.95 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 207.75 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 336.05 | 324.45 | 295.25 | 266.05 | 236.95 | 207.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 337.95 | 326.35 | 297.15 | 267.95 | 238.85 | 209.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 338.05 | 326.45 | 297.25 | 268.05 | 238.95 | 209.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 340.65 | 329.15 | 300.15 | 270.65 | 241.65 | 212.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 341.15 | 329.55 | 300.35 | 271.15 | 242.05 | 212.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 341.15 | 329.55 | 300.35 | 271.15 | 242.05 | 212.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 341.55 | 329.95 | 300.75 | 271.55 | 242.45 | 213.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 341.65 | 330.05 | 300.85 | 271.65 | 242.55 | 213.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 341.65 | 330.05 | 300.85 | 271.65 | 242.55 | 213.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 342.55 | 330.95 | 301.75 | 272.55 | 243.45 | 214.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 342.55 | 330.95 | 301.75 | 272.55 | 243.45 | 214.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 342.55 | 330.95 | 301.75 | 272.55 | 243.45 | 214.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 342.55 | 331.05 | 302.05 | 272.55 | 243.55 | 214.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 344.55 | 333.05 | 304.05 | 274.55 | 245.55 | 216.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 348.35 | 336.75 | 307.55 | 278.35 | 249.25 | 220.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 352.15 | 341.35 | 314.55 | 287.75 | 260.95 | 234.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 352.15 | 341.35 | 314.55 | 287.75 | 260.95 | 234.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 352.35 | 340.75 | 311.55 | 282.35 | 253.25 | 227.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 352.35 | 340.75 | 311.55 | 282.35 | 253.25 | 224.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 353.35 | 341.75 | 312.55 | 283.35 | 254.25 | 225.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 354.35 | 342.75 | 319.55 | 290.35 | 261.25 | 246.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 354.45 | 342.95 | 313.95 | 284.45 | 255.45 | 226.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 364.55 | 352.85 | 323.65 | 294.55 | 265.35 | 236.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 368.55 | 356.95 | 327.75 | 298.55 | — | 240.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 368.75 | 357.15 | 327.95 | 298.75 | 269.65 | 240.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 368.75 | 357.15 | 327.95 | 298.75 | 269.65 | 240.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 368.75 | 357.15 | 327.95 | 298.75 | 269.65 | 240.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 368.75 | 358.15 | 331.75 | 305.35 | 278.95 | 252.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 370.65 | 360.75 | 335.35 | 309.95 | 284.55 | 262.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 370.95 | 359.35 | 330.15 | 300.95 | 271.85 | 245.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 373.15 | 361.45 | 336.65 | 307.55 | 273.95 | 244.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 374.95 | 364.15 | 337.35 | 310.55 | 283.65 | 256.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 375.05 | 363.45 | 334.25 | 305.05 | 275.95 | 246.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 377.25 | 365.65 | 336.45 | 307.25 | 278.15 | 248.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 377.45 | 365.95 | 336.95 | 307.45 | 278.45 | 249.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 377.55 | 370.85 | 336.65 | 307.55 | 278.35 | 249.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 377.55 | 370.85 | 336.65 | 307.55 | 278.35 | 249.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 377.75 | 366.15 | 336.95 | 307.75 | — | 249.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 378.05 | 366.45 | 337.25 | 308.05 | 278.95 | 249.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 378.05 | 366.45 | 337.25 | 308.05 | 278.95 | 249.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 378.05 | 366.45 | 337.25 | 308.05 | 278.95 | 249.75 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 378.45 | 368.45 | 344.85 | 319.95 | 294.95 | 268.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 379.35 | 367.75 | 338.55 | 309.45 | 280.25 | 252.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 381.15 | 369.55 | 340.35 | 311.15 | 282.05 | 252.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 381.85 | 370.35 | 341.35 | 311.85 | 282.85 | 253.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 382.45 | 370.85 | 341.65 | 312.45 | 283.35 | 254.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 383.15 | 371.55 | 342.35 | 313.15 | 284.05 | 254.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 383.15 | 371.55 | 342.35 | 313.15 | 284.05 | 254.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 383.95 | 372.35 | 343.15 | 313.95 | — | 255.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 385.65 | 378.95 | 344.85 | 315.65 | 286.45 | 257.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 385.85 | 374.25 | 345.05 | 315.85 | 286.75 | 257.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 386.95 | 375.35 | 346.15 | 316.95 | — | 258.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 386.95 | 375.35 | 346.15 | 316.95 | 287.85 | 258.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 386.95 | 375.35 | 346.15 | 316.95 | 287.85 | 258.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 387.05 | 378.05 | 355.55 | 333.05 | 310.05 | 287.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 389.95 | 378.45 | 349.45 | 319.95 | 290.95 | 261.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 389.95 | 383.25 | 349.15 | 319.95 | 290.75 | 261.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 390.55 | 379.05 | 350.05 | 320.55 | 291.55 | 262.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 391.85 | 380.25 | 351.05 | 321.85 | 292.75 | 263.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 392.05 | 380.45 | 351.25 | 322.05 | 292.95 | 263.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 392.95 | 385.65 | 356.45 | 327.35 | 293.75 | 264.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 394.55 | 382.85 | 353.65 | 324.55 | 295.35 | 266.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 394.95 | 383.45 | 354.45 | 324.95 | 295.95 | 266.95 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 398.55 | 388.05 | 363.85 | 337.85 | 311.85 | 284.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 399.55 | 389.05 | 359.10 | 330.75 | 302.40 | 275.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 399.85 | 388.25 | 359.05 | 329.85 | 300.75 | 271.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 400.25 | 388.65 | 359.45 | 330.25 | 301.15 | 271.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 400.75 | 389.25 | 360.25 | 330.75 | 301.75 | 272.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 401.85 | 390.25 | 361.05 | 331.85 | 302.75 | 273.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 402.35 | 395.65 | 361.55 | 332.35 | 303.15 | 274.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 404.75 | 393.15 | 363.95 | 334.75 | 305.65 | 276.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 406.25 | 394.65 | 365.75 | 336.35 | 312.25 | 289.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 407.95 | 396.25 | 367.15 | 337.95 | 308.75 | 279.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 408.35 | 396.65 | 367.45 | 340.55 | 313.55 | 288.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 408.45 | 396.85 | 367.65 | 338.45 | — | 280.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 410.25 | 398.75 | 369.75 | 340.25 | 311.25 | 282.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 415.05 | 403.55 | 374.55 | 345.05 | 316.05 | 287.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 415.45 | 403.75 | 374.65 | 345.45 | 316.25 | 287.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 417.15 | 405.45 | 376.25 | 349.35 | 322.35 | 297.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 417.35 | 410.65 | 376.55 | 347.35 | 318.15 | 289.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 419.75 | 408.05 | 378.95 | 349.75 | 320.55 | 291.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 419.85 | 408.25 | 379.05 | 349.85 | 320.75 | 291.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 420.85 | 412.35 | 382.50 | 352.70 | 322.85 | 297.30 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 421.15 | 411.15 | 386.65 | 362.15 | 337.75 | 313.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 421.15 | 409.45 | 380.35 | 351.15 | 321.95 | 292.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 421.55 | 409.85 | 380.65 | 351.55 | 322.35 | 293.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 421.65 | 409.95 | 380.75 | 351.65 | 322.45 | 293.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 421.65 | 409.95 | 380.75 | 351.65 | 322.45 | 293.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 423.75 | 417.15 | 382.95 | 353.75 | 324.65 | 295.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 425.55 | 413.95 | 384.75 | 355.55 | 326.45 | 297.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 425.55 | 413.95 | 384.75 | 355.55 | 326.45 | 297.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 425.55 | 413.95 | 384.75 | 355.55 | 326.45 | 297.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 426.75 | 415.15 | 385.95 | 356.85 | 327.65 | 298.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 429.25 | 417.75 | 388.75 | 359.25 | 330.25 | 301.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 429.95 | 418.35 | 389.15 | 359.95 | — | 301.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 430.65 | 418.95 | 389.85 | 360.65 | 331.45 | 302.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 432.05 | 420.55 | 391.55 | 362.05 | 333.05 | 304.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 434.45 | 422.75 | 393.65 | 364.45 | 335.25 | 306.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 434.65 | 423.05 | 393.85 | 364.65 | 335.55 | 306.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 438.85 | 427.25 | 398.05 | 368.85 | 339.75 | 310.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 440.45 | 428.85 | 399.65 | 370.45 | 341.35 | 312.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 441.15 | 429.55 | 400.35 | 371.15 | 342.05 | 312.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 457.95 | 446.35 | 417.15 | 387.95 | 358.85 | 329.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 457.95 | 446.35 | 417.15 | 387.95 | 358.85 | 329.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 460.35 | 450.35 | 425.25 | 400.15 | 375.15 | 350.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 463.05 | 451.45 | 422.25 | 393.05 | 363.95 | 334.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 469.55 | 458.05 | 429.05 | 399.55 | 370.55 | 341.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 470.05 | 458.35 | 429.25 | 400.05 | 370.85 | 341.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 478.35 | 466.75 | 437.55 | 408.35 | 379.25 | 350.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 478.35 | 466.75 | 437.55 | 408.35 | 379.25 | 350.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 481.95 | 471.55 | 445.25 | 418.95 | 392.85 | 366.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 487.45 | 476.85 | 450.25 | 423.75 | 397.25 | 370.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 503.75 | 492.15 | 462.95 | 433.75 | 404.65 | 375.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 536.15 | 524.55 | 495.35 | 466.15 | 437.05 | 407.85 |

116 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Churwalden for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Churwalden](https://praemiencheck.onedoc.ch/en/gr/churwalden/) is CSS (Hausarztversicherung Profit) at 336.05 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 352.35 CHF a month.

### How much does health insurance cost in Churwalden in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 336.05 CHF (CSS, Hausarztversicherung Profit) to 536.15 CHF (SLKK, Standard model): 116 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 298.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Churwalden for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 336.05 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-300/) to 207.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Churwalden for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 352.35 CHF (Sanitas), family doctor / HMO 336.05 CHF (CSS), flexible model 341.65 CHF (Sanitas), telemedicine 338.05 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 341.20 CHF at CSS (Hausarztversicherung Profit) gives 336.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/

## Related pages

- With accident cover: from 207.75 to 536.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/with-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `churwalden` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.