# Health insurance premiums 2027 in Churwalden (GR), for an adult aged 26 or over who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Churwalden](https://praemiencheck.onedoc.ch/en/gr/churwalden/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/), the cheapest monthly basic insurance premium is **427.15 CHF** with **KPT** (KPTwin.smart - GP with app model) and the most expensive is 628.45 CHF with SLKK (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 437.95 | 427.15 | 399.95 | 372.85 | — | 318.65 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 439.45 | 428.60 | 401.45 | 374.25 | 347.10 | 320.00 | +5.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 442.25 | 431.45 | 404.35 | 377.15 | 350.05 | 322.95 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 442.25 | 431.45 | 404.35 | 377.15 | 350.05 | 322.95 | +3.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 442.25 | 431.45 | 404.35 | 377.15 | 350.05 | 322.95 | +3.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 444.75 | 433.75 | 406.15 | 378.55 | 351.05 | 323.45 | +3.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 447.35 | 436.45 | 408.85 | 381.25 | 353.75 | 326.15 | +3.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 449.05 | 438.25 | 411.15 | 383.95 | 356.85 | 329.75 | +1.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 449.05 | 438.25 | 411.15 | 383.95 | 356.85 | 329.75 | +1.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 449.75 | 439.05 | 411.85 | 384.65 | 357.65 | 330.45 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 450.05 | 439.25 | 412.05 | 384.95 | — | 330.75 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 453.35 | 442.45 | 420.75 | 393.65 | 361.05 | 333.95 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 454.35 | 443.55 | 416.45 | 389.25 | 362.15 | 335.05 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 455.30 | 444.45 | 417.30 | 390.15 | 363.00 | 335.85 | +5.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 458.15 | 447.35 | 420.15 | 393.05 | — | 338.75 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 458.45 | 447.65 | 420.55 | 393.35 | 366.35 | 339.15 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 458.75 | 447.95 | 426.25 | 399.15 | 366.55 | 339.45 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 459.65 | 448.85 | 421.75 | 394.55 | 367.45 | 340.35 | +4.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 460.55 | 449.55 | 421.95 | 394.35 | 366.85 | 339.25 | +3.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 462.25 | 451.45 | 424.25 | 397.15 | — | 342.85 | +3.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 463.65 | 453.65 | 428.75 | 403.85 | 378.95 | 354.05 | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 463.65 | 453.65 | 428.75 | 403.85 | 378.95 | 354.05 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 466.65 | 455.85 | 428.75 | 401.55 | 374.45 | 351.05 | +6.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 467.15 | 456.45 | 429.45 | 402.05 | 375.05 | 348.05 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 469.85 | 459.15 | 432.15 | 404.75 | 377.75 | 350.75 | +6.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 471.15 | 460.95 | 435.35 | 409.35 | 383.65 | 358.05 | +5.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 474.85 | 464.05 | 436.85 | 409.75 | 382.65 | 366.65 | +7.8 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 474.15 | 464.15 | 436.15 | 408.35 | 382.05 | 356.35 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 475.75 | 464.95 | 437.75 | 410.65 | 383.55 | 356.45 | +5.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 476.50 | 465.65 | 438.50 | 411.30 | 384.20 | 357.05 | +5.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 478.25 | 467.55 | 440.35 | 413.15 | — | 358.95 | +0.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 480.55 | 469.75 | 448.05 | 420.95 | 399.25 | 372.15 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 480.75 | 469.95 | 442.85 | 415.65 | 388.55 | 361.45 | +3.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 481.75 | 470.90 | 443.75 | 416.55 | 389.45 | 362.30 | +5.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 485.95 | 475.25 | 448.35 | 420.85 | 393.95 | 366.95 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 486.35 | 475.55 | 448.35 | 421.25 | 394.15 | 367.05 | +3.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 486.35 | 475.55 | 448.35 | 421.25 | 394.15 | 367.05 | +3.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 486.35 | 475.55 | 448.35 | 421.25 | 394.15 | 367.05 | +3.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 486.35 | 475.55 | 448.35 | 421.25 | 394.15 | 367.05 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 486.35 | 475.55 | 448.35 | 421.25 | 394.15 | 367.05 | +3.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 487.05 | 476.20 | 449.05 | 421.90 | 394.75 | 367.60 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 487.05 | 476.20 | 449.05 | 421.90 | 394.75 | 367.60 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 487.05 | 476.20 | 449.05 | 421.90 | 394.75 | 367.60 | +5.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 488.55 | 478.85 | 453.65 | 429.05 | 403.95 | 378.85 | +4.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 490.25 | 479.15 | 451.45 | 423.75 | 396.05 | 368.35 | +0.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 491.15 | 480.35 | 453.25 | 426.05 | 399.05 | 375.55 | +6.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.95 | 481.15 | 453.95 | 426.85 | 399.75 | 372.65 | +3.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 493.05 | 482.35 | 455.35 | 427.95 | 400.95 | 374.05 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 493.05 | 482.85 | 457.25 | 431.25 | 405.55 | 379.95 | +4.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 493.55 | 484.15 | 460.45 | 436.95 | 413.35 | 380.65 | +5.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 495.25 | 484.75 | 455.20 | 430.20 | 400.25 | 370.25 | +6.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 495.95 | 485.25 | 458.35 | 430.85 | 403.95 | 376.95 | +4.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 491.45 | 486.05 | 464.45 | 437.25 | 410.15 | 383.05 | +1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 497.45 | 486.75 | 459.55 | 432.35 | 405.35 | 378.15 | +3.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 493.15 | 486.95 | 454.95 | 427.75 | 400.45 | 373.15 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 493.15 | 486.95 | 454.95 | 427.75 | 400.45 | 373.15 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 501.55 | 490.45 | 462.75 | 435.05 | 407.35 | 379.65 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 502.15 | 491.15 | 463.95 | 436.65 | 409.45 | 382.15 | +8.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 501.95 | 491.75 | 466.45 | 441.05 | 415.75 | 390.45 | +4.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 499.05 | 492.85 | 460.85 | 433.65 | 406.35 | 379.15 | +3.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.35 | 493.55 | 466.45 | 439.25 | 412.25 | 385.05 | +4.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 504.95 | 494.15 | 466.95 | 439.95 | 412.75 | 385.65 | +5.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.65 | 494.25 | 465.15 | 436.85 | 409.05 | 381.85 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 504.75 | 494.45 | 469.05 | 443.55 | 418.05 | 392.55 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 506.45 | 495.65 | 468.45 | 441.35 | 414.25 | 387.15 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 506.45 | 495.75 | 468.75 | 441.35 | 414.35 | 387.35 | +8.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 508.55 | 497.75 | 470.55 | 443.25 | 416.15 | 388.95 | +0.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 504.95 | 498.75 | 466.85 | 439.55 | 412.25 | 385.05 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 512.15 | 501.35 | 474.15 | 447.05 | 419.95 | 392.75 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 512.15 | 501.35 | 474.15 | 447.05 | 419.95 | 392.75 | +2.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 512.75 | 501.95 | 476.45 | 450.45 | 424.45 | 398.35 | +4.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 507.85 | 502.45 | 480.75 | 453.65 | 426.55 | 399.35 | +1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 514.05 | 503.05 | 475.25 | 447.55 | 419.95 | 392.15 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 515.15 | 504.95 | 479.35 | 453.35 | 427.65 | 402.05 | +9.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 516.35 | 505.65 | 478.65 | 451.25 | 424.25 | 397.35 | +4.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 517.75 | 506.95 | 479.85 | 452.65 | 425.65 | 398.45 | +2.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 518.05 | 507.45 | 480.45 | 452.95 | 426.05 | 399.05 | +8.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 518.05 | 507.45 | 480.45 | 452.95 | 426.05 | 399.05 | +8.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.75 | 507.95 | 480.85 | 453.65 | — | 399.45 | +3.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 521.10 | 509.50 | 484.25 | 452.75 | 426.45 | 394.90 | +6.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.95 | 509.95 | 482.35 | 454.75 | 427.25 | 399.65 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 516.85 | 510.55 | 478.65 | 451.45 | 424.15 | 396.85 | +3.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.05 | 513.20 | 486.05 | 458.90 | 431.75 | 404.60 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.15 | 518.35 | 491.15 | 464.05 | 436.95 | 409.85 | +3.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 529.65 | 518.75 | 491.45 | 464.25 | 436.95 | 409.75 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 530.95 | 520.05 | 492.75 | 465.45 | 438.25 | 410.95 | +3.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.35 | 520.65 | 493.55 | 466.35 | 439.25 | 412.45 | +4.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.55 | 523.85 | 496.85 | 469.45 | 442.45 | 415.45 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 534.75 | 524.05 | 496.85 | 469.65 | 442.65 | 415.45 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 534.75 | 524.05 | 496.85 | 469.65 | 442.65 | 415.45 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 536.65 | 525.75 | 498.45 | 471.25 | 443.95 | 416.65 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 536.65 | 525.75 | 498.45 | 471.25 | 443.95 | 416.65 | +5.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.25 | 529.45 | 502.25 | 475.15 | 448.05 | 420.95 | +6.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.55 | 529.75 | 502.55 | 475.45 | 448.35 | 421.25 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 542.25 | 531.35 | 504.05 | 476.85 | 449.55 | 422.35 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 544.75 | 533.85 | 506.65 | 479.35 | 452.05 | 424.85 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 548.15 | 537.25 | 509.95 | 482.75 | 455.45 | 428.25 | +5.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.05 | 537.85 | 510.25 | 482.55 | 454.75 | 427.15 | +3.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 549.15 | 539.75 | 516.15 | 492.55 | 469.05 | 445.45 | +3.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.25 | 542.55 | 515.35 | 488.15 | 461.15 | 433.95 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 553.85 | 542.95 | 515.75 | 488.45 | 461.25 | 433.95 | +5.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 560.35 | 549.55 | 522.35 | 495.15 | 467.95 | 440.75 | +0.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 563.15 | 552.35 | 525.25 | 498.05 | 470.95 | 443.85 | +2.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.15 | 553.05 | 525.35 | 497.65 | 469.95 | 442.25 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 565.45 | 554.55 | 527.25 | 499.95 | 472.75 | 445.45 | +5.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.95 | 557.15 | 529.95 | 502.85 | 475.75 | 448.55 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 571.15 | 560.25 | 533.05 | 505.75 | 478.45 | 451.25 | +5.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 570.15 | 563.85 | 531.95 | 504.75 | 477.45 | 450.15 | +3.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 574.95 | 565.15 | 540.35 | 515.65 | 491.05 | 466.35 | +3.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.45 | 566.75 | 539.85 | 512.35 | 485.45 | 458.45 | +4.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 579.25 | 568.45 | 541.15 | 513.95 | 486.85 | 459.55 | +0.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 579.45 | 568.75 | 541.75 | 514.35 | 487.35 | 460.35 | +8.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 581.35 | 571.45 | 546.45 | 521.45 | 496.55 | 471.65 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.85 | 581.65 | 549.75 | 522.45 | 495.25 | 467.95 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 625.35 | 614.45 | 587.25 | 559.95 | 532.65 | 505.45 | +3.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 639.35 | 628.45 | 600.95 | 573.55 | 546.15 | 518.75 | +3.9 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Churwalden for an adult aged 26 or over with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/), the cheapest offer in [Churwalden](https://praemiencheck.onedoc.ch/en/gr/churwalden/) is KPT (KPTwin.smart - GP with app) at 427.15 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 481.15 CHF a month.

### How much does health insurance cost in Churwalden in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/), monthly premiums run from 427.15 CHF (KPT, KPTwin.smart - GP with app) to 628.45 CHF (SLKK, Standard model): 116 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 437.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Churwalden for an adult aged 26 or over without accident cover?

On the cheapest offer (KPT, KPTwin.smart - GP with app), the premium goes from 437.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-300/) to 318.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Churwalden for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 481.15 CHF (ÖKK), family doctor / HMO 431.45 CHF (ÖKK), flexible model 431.45 CHF (ÖKK), telemedicine 427.15 CHF (KPT).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 431.90 CHF at KPT (KPTwin.smart - GP with app) gives 427.15 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Churwalden is in region 1 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Churwalden (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/churwalden/
- Premiums 2027 in Churwalden (GR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/
- Premiums 2027 in Churwalden (GR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/churwalden/child/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/churwalden/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Churwalden (GR), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Churwalden (GR), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Churwalden (GR), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Churwalden (GR), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Churwalden (GR), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/churwalden/adult/no-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `churwalden` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.