# Health insurance premiums 2026 in Celerina/Schlarigna (GR), for a child aged 0 to 18 with accident cover

In 2026, for a child aged 0 to 18 in Celerina/Schlarigna, with accident cover, the cheapest health insurance premium is:

- **86.75 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **56.25 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-600/) (vita surselva, Sparmed)

## With accident cover: from 56.25 to 155.15 CHF a month depending on the deductible and the model

117 offers from 24 health insurers. With a deductible of 0 CHF, the cheapest is **86.75 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 155.15 CHF with Groupe Mutuel – Avenir (Standard model).

Lowest premium:
- 0 CHF: 86.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-0/
- 100 CHF: 86.00 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-100/
- 200 CHF: 76.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-200/
- 300 CHF: 71.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-300/
- 400 CHF: 66.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-400/
- 500 CHF: 61.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-500/
- 600 CHF: 56.25 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 86.75 | — | 76.75 | 71.75 | 66.75 | 61.65 | 56.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 90.80 | 86.00 | 79.30 | 73.55 | 67.75 | 62.00 | 56.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 91.55 | — | 81.05 | 75.75 | 70.55 | 65.15 | 59.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 93.15 | — | 82.45 | 77.05 | 71.75 | 66.35 | 60.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 95.65 | — | 86.65 | — | 77.45 | — | 68.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 95.85 | 90.80 | 84.75 | 78.70 | 72.60 | 67.55 | 62.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 97.85 | 92.05 | 86.25 | 80.35 | 74.55 | 68.75 | 62.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 97.85 | 92.05 | 86.25 | 80.35 | 74.55 | 68.75 | 62.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 98.25 | 92.45 | 86.65 | 80.75 | 74.95 | — | 63.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 98.25 | — | 88.95 | — | 79.65 | — | 70.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 98.95 | 93.15 | 87.35 | 81.45 | 75.65 | 69.85 | 63.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 98.95 | — | — | — | — | 69.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 98.95 | — | — | — | — | 69.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 98.95 | — | — | — | — | 69.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 99.45 | — | 87.85 | — | 76.15 | — | 64.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 99.55 | 93.75 | 87.95 | 82.05 | 76.25 | — | 64.55 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 99.95 | 98.95 | 97.15 | 88.95 | 79.55 | 74.15 | 68.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 100.15 | 94.35 | 88.55 | 82.65 | 76.85 | — | 65.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 100.15 | — | — | — | — | 71.05 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 101.15 | — | 89.55 | — | 77.85 | — | 66.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 101.75 | — | 90.05 | 84.25 | 78.45 | 72.55 | 66.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 101.85 | 96.45 | 91.15 | 85.65 | 80.35 | 75.05 | 69.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 101.85 | 96.45 | 91.15 | 85.65 | 80.35 | 75.05 | 69.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 102.35 | 96.55 | 90.75 | 84.85 | 79.05 | 73.25 | 67.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 102.35 | 96.55 | 90.75 | 84.85 | 79.05 | 73.25 | 67.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 102.75 | 96.95 | 91.15 | 85.25 | 79.45 | 73.65 | 67.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 102.75 | 96.95 | 91.15 | 85.25 | 79.45 | 73.65 | 67.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 103.25 | 98.15 | 93.15 | 88.05 | 82.95 | 75.95 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 103.85 | — | — | — | — | 74.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 103.85 | — | — | — | — | 74.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 104.65 | — | 94.75 | — | 84.85 | — | 74.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 105.35 | 99.55 | 93.75 | 87.85 | 82.05 | — | 70.35 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 105.45 | 104.45 | 102.55 | 93.95 | 84.05 | 78.45 | 72.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 105.75 | 99.95 | 94.15 | 88.35 | 82.45 | 76.65 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 105.95 | — | 95.95 | — | 85.95 | — | 75.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 106.25 | — | — | — | — | 77.15 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 106.45 | 100.65 | 94.85 | 88.95 | 83.15 | 77.35 | 71.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 107.55 | — | — | — | — | 78.45 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 107.95 | 102.15 | 96.35 | 90.45 | 84.65 | 78.85 | 72.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 108.45 | 107.55 | 106.55 | 105.55 | 104.55 | 103.55 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 109.35 | — | 100.25 | — | 88.55 | — | 76.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.05 | — | 99.45 | — | 87.75 | — | 76.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.15 | 105.35 | 99.55 | 93.65 | 87.85 | 82.05 | 76.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 111.25 | 105.45 | 99.65 | 93.75 | 87.95 | — | 76.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 111.35 | 105.55 | 99.75 | 93.85 | 88.05 | 82.25 | 76.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 111.35 | 105.55 | 99.75 | 93.85 | 88.05 | 82.25 | 76.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 113.85 | — | 104.75 | — | 93.05 | — | 81.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 | 79.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 | 79.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 114.75 | — | — | 97.25 | — | — | 79.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 115.05 | — | 104.25 | — | 93.35 | — | 82.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 116.15 | 110.35 | 104.55 | 98.65 | 92.85 | 87.05 | 81.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 117.30 | 111.50 | 105.70 | 99.80 | 94.00 | 88.20 | 82.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 117.30 | 111.50 | 105.70 | 99.80 | 94.00 | 88.20 | 82.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 117.30 | 111.50 | 105.70 | 99.80 | 94.00 | 88.20 | 82.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 117.30 | 111.50 | 105.70 | 99.80 | 94.00 | 88.20 | 82.30 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.35 | — | — | — | — | 88.25 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 117.45 | 111.65 | 105.85 | 99.95 | 94.15 | 88.35 | 82.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 118.65 | 112.85 | 107.05 | 101.15 | 95.35 | 89.55 | 83.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 118.75 | 112.95 | 107.15 | 101.25 | 95.45 | 89.65 | 83.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.35 | 113.55 | 107.75 | 101.95 | 96.05 | 90.25 | — |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 120.15 | 114.35 | 108.55 | 102.65 | 96.85 | 91.05 | 85.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.15 | 114.35 | 108.55 | 102.65 | 96.85 | 91.05 | 85.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 120.65 | — | — | 103.15 | — | — | 85.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 120.95 | 115.15 | 109.35 | 103.45 | 97.65 | 91.85 | 85.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 121.05 | 120.15 | 119.15 | 118.15 | 117.15 | 116.15 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 121.05 | 120.15 | 119.15 | 118.15 | 117.15 | 116.15 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 121.15 | 115.35 | 109.55 | 103.65 | 97.85 | 92.05 | 86.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 121.45 | 115.65 | 109.85 | — | 98.15 | — | 86.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 121.55 | 116.55 | 111.55 | 106.55 | 101.75 | 96.55 | 91.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 122.65 | 116.85 | 111.05 | — | 99.35 | — | 87.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 123.45 | — | 111.85 | — | 100.15 | — | 88.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 123.85 | 117.95 | 112.15 | 106.35 | 100.45 | 94.65 | 88.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.95 | — | 112.35 | — | 100.65 | — | 88.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | 95.05 | 89.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 124.35 | 118.55 | 112.75 | 106.85 | 101.05 | 95.25 | 89.35 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 125.15 | — | — | 107.75 | — | — | 90.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 125.25 | 119.45 | 113.65 | 107.75 | 101.95 | 96.15 | 90.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 | 96.85 | 90.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 126.65 | 120.85 | 115.05 | 109.15 | 103.35 | 97.55 | 91.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 126.65 | 120.85 | 115.05 | 109.15 | 103.35 | 97.55 | 91.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 127.25 | 121.45 | 115.65 | — | 103.95 | — | 92.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 127.45 | 122.25 | 117.05 | 111.65 | 106.75 | 101.25 | 95.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 128.95 | 123.65 | 118.35 | 112.95 | 107.95 | 102.45 | 97.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 129.25 | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 129.35 | 123.55 | 117.65 | 111.85 | 106.05 | 100.15 | 94.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 129.35 | 123.55 | 117.65 | 111.85 | 106.05 | 100.15 | 94.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 132.45 | 126.55 | 120.75 | 114.95 | 109.05 | 103.25 | 97.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 133.25 | — | 121.55 | — | 109.95 | — | 98.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 133.55 | 127.65 | 121.85 | 116.05 | 110.15 | 104.35 | 98.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 134.85 | — | 123.15 | — | 111.45 | — | 99.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 134.85 | — | 123.15 | — | 111.45 | — | 99.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 134.85 | — | 123.15 | — | 111.45 | — | 99.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 134.85 | 129.05 | 123.25 | 117.35 | 111.55 | 105.75 | 99.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 136.65 | 130.85 | 125.05 | 119.15 | 113.35 | 107.55 | 101.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 137.65 | 131.85 | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 137.65 | 131.85 | 125.95 | 120.15 | 114.35 | 108.45 | 102.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 138.05 | — | 126.35 | — | 114.65 | — | 103.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 138.15 | 132.25 | 126.45 | 120.65 | 114.75 | 108.95 | 103.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 138.35 | 132.55 | 126.75 | 120.85 | 115.05 | 109.25 | 103.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 138.35 | 132.55 | 126.75 | 120.85 | 115.05 | 109.25 | 103.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 139.65 | 133.85 | 128.05 | 122.15 | 116.35 | 110.55 | 104.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 139.95 | 134.15 | 128.35 | 122.45 | 116.65 | 110.85 | 104.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.05 | 134.25 | 128.45 | — | 116.75 | — | 105.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.15 | 136.35 | 130.55 | 124.65 | 119.15 | 113.05 | 107.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 143.15 | 137.35 | 131.55 | 125.65 | 119.85 | 114.05 | 108.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 148.35 | 142.55 | 136.75 | 130.85 | 125.05 | 119.25 | 113.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 153.95 | — | 142.25 | — | 130.55 | — | 118.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 155.15 | 149.35 | 143.55 | 137.65 | 131.85 | 126.05 | 120.15 |

117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Celerina/Schlarigna for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Celerina/Schlarigna](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/) is Agrisano (AGRIsmart) at 86.75 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 95.85 CHF a month.

### How much does health insurance cost in Celerina/Schlarigna in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 86.75 CHF (Agrisano, AGRIsmart) to 155.15 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 102.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Celerina/Schlarigna for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 86.75 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-0/) to 56.65 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/deductible-600/): 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Celerina/Schlarigna for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 95.85 CHF (vita surselva), family doctor / HMO 90.80 CHF (vita surselva), flexible model 97.85 CHF (Assura), telemedicine 86.75 CHF (Agrisano).

### Does a second or third child pay less in Celerina/Schlarigna?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 24 insurers present in Celerina/Schlarigna file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 86.75 CHF | 36.65 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 109.35 CHF | 42.65 CHF from the 3rd child |
| Visana | Managed Care | 111.35 CHF | 43.65 CHF from the 3rd child |
| sana24 | Managed Care | 123.85 CHF | 44.75 CHF from the 3rd child |
| Galenos | Managed Care | 124.15 CHF | 46.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 101.85 CHF | 48.35 CHF from the 3rd child |
| CONCORDIA | HMO | 102.75 CHF | 48.45 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.25 CHF | 49.05 CHF from the 3rd child |
| rhenusana | sanmed24 | 114.75 CHF | 54.85 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 118.75 CHF | 87.85 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 125.25 CHF | 92.65 CHF from the 5th child |
| EGK | EGK-TelCare | 108.45 CHF | 92.75 CHF from the 3rd child |
| Assura | Qualimed | 97.85 CHF | 96.15 CHF from the 4th child, 94.55 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 138.35 CHF | 102.45 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 121.55 CHF | 108.85 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 91.90 CHF at Agrisano (AGRIsmart) gives 86.75 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/

## Related pages

- With accident cover: from 56.25 to 155.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/child/with-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `celerina-schlarigna` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.