# Health insurance premiums 2026 in Celerina/Schlarigna (GR), for an adult aged 26 or over with accident cover

In 2026, for an adult aged 26 or over in Celerina/Schlarigna, with accident cover, the cheapest health insurance premium is:

- **412.85 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart)
- **302.15 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-2500/) (ÖKK, Family doctor)

## With accident cover: from 302.15 to 608.75 CHF a month depending on the deductible and the model

117 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **412.85 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 608.75 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 412.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-300/
- 500 CHF: 402.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-500/
- 1'000 CHF: 377.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-1000/
- 1'500 CHF: 352.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-1500/
- 2'000 CHF: 327.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-2000/
- 2'500 CHF: 302.15 CHF (ÖKK, Family doctor) — https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 412.85 | 402.75 | 377.75 | 352.65 | 327.45 | 302.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 430.45 | 418.85 | 389.65 | 360.45 | 331.35 | 302.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 430.45 | 418.85 | 389.65 | 360.45 | 331.35 | 302.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 430.45 | 418.85 | 389.65 | 360.45 | 331.35 | 302.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 434.65 | 424.05 | 397.75 | 371.35 | 344.95 | 318.55 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 435.65 | 426.85 | 396.00 | 369.55 | 338.65 | 326.35 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 437.65 | 426.05 | 398.45 | 371.15 | 343.65 | 320.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 437.75 | 426.15 | 396.95 | 367.75 | 338.65 | 309.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 440.45 | 428.85 | 399.65 | 370.45 | 341.35 | 312.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 440.45 | 428.85 | 399.65 | 370.45 | 341.35 | 312.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 441.95 | 431.25 | 404.45 | 377.55 | 350.75 | 323.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 442.75 | 431.15 | 401.95 | 372.75 | — | 314.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 443.15 | 431.55 | 402.35 | 373.15 | 344.05 | 314.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 443.25 | 431.65 | 402.45 | 373.25 | 344.15 | 314.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 444.55 | 432.95 | 403.75 | 374.55 | 345.45 | 316.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 444.85 | 433.15 | 409.35 | 380.15 | 345.65 | 316.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 445.55 | 434.85 | 407.95 | 381.15 | 354.35 | 327.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 445.55 | 434.85 | 407.95 | 381.15 | 354.35 | 327.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 447.85 | 436.25 | 407.05 | 377.85 | 348.75 | 319.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 450.15 | 438.45 | 414.65 | 385.55 | 350.95 | 321.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 450.95 | 439.35 | 410.15 | 380.95 | — | 322.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 453.15 | 441.55 | 412.35 | 383.15 | 354.05 | 324.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 455.05 | 443.45 | 414.25 | 385.05 | 355.95 | 326.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 456.05 | 444.45 | 415.25 | 386.05 | 356.95 | 327.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 458.85 | 447.25 | 421.75 | 389.25 | 361.40 | 349.80 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 460.95 | 449.35 | 420.15 | 391.55 | 362.95 | 338.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 462.45 | 450.95 | 421.95 | 392.45 | 363.45 | 334.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 463.85 | 452.25 | 423.05 | 393.85 | 364.75 | 335.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 463.85 | 452.15 | 422.95 | 393.85 | 364.65 | 335.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 463.85 | 452.25 | 423.05 | 393.85 | 364.75 | 335.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 465.05 | 453.55 | 424.55 | 395.05 | 366.05 | 337.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 465.85 | 455.75 | 430.35 | 405.05 | 379.65 | 345.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 466.45 | 455.45 | 427.95 | 399.95 | 372.35 | 344.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 467.85 | 456.15 | 426.95 | 397.85 | 368.65 | 339.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 468.25 | 456.65 | 427.45 | 398.25 | 369.15 | 339.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 468.95 | 457.35 | 428.15 | 398.95 | 369.85 | 340.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 469.15 | 457.55 | 428.35 | 399.15 | 370.05 | 340.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 469.15 | 457.55 | 428.35 | 399.15 | 370.05 | 340.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 469.25 | 457.55 | 428.35 | 399.25 | 370.05 | 340.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 469.25 | 457.55 | 428.35 | 399.25 | 370.05 | 340.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 469.25 | 457.55 | 428.35 | 399.25 | 370.05 | 340.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 470.95 | 459.35 | 430.15 | 400.95 | 371.85 | 342.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 471.45 | 459.85 | 430.65 | 401.45 | — | 343.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 471.55 | 459.95 | 436.15 | 406.95 | 377.75 | 348.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 473.55 | 461.95 | 432.75 | 403.55 | 374.45 | 345.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 474.10 | 462.50 | 433.30 | 404.10 | 375.00 | 345.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 474.10 | 462.50 | 433.30 | 404.10 | 375.00 | 345.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 474.15 | 462.55 | 433.35 | 404.15 | 375.05 | 345.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 474.25 | 463.75 | 436.75 | 410.25 | 383.25 | 356.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 475.55 | 463.95 | 434.75 | 405.55 | — | 347.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 476.35 | 464.85 | 435.85 | 406.35 | 377.35 | 348.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 476.35 | 465.35 | 437.85 | 409.85 | 382.25 | 354.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 476.65 | 465.05 | 435.85 | 406.75 | 377.55 | 348.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 478.85 | 467.25 | 438.05 | 408.85 | 379.75 | 350.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 479.15 | 467.65 | 438.65 | 409.15 | 380.15 | 351.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 479.15 | 472.55 | 438.35 | 409.15 | 380.05 | 350.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 479.15 | 472.55 | 438.35 | 409.15 | 380.05 | 350.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 479.75 | 468.15 | 438.95 | 409.75 | 380.65 | 351.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 479.75 | 468.15 | 438.95 | 409.75 | 380.65 | 351.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 479.85 | 468.25 | 439.05 | 409.85 | 380.75 | 351.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 479.95 | 468.35 | 439.15 | 409.95 | 380.85 | 351.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 480.85 | 469.15 | 440.05 | 410.85 | 381.65 | 352.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 481.15 | 469.65 | 440.65 | 411.15 | 382.15 | 353.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 482.25 | 470.65 | 446.85 | 417.65 | 388.45 | 359.35 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 484.65 | 473.05 | 443.85 | 414.65 | 385.55 | 356.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 484.95 | 478.25 | 444.15 | 414.95 | 385.75 | 356.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 485.05 | 473.45 | 444.25 | 415.05 | 385.95 | 356.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 485.15 | 473.55 | 444.35 | 415.15 | 386.05 | 356.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 485.45 | 473.85 | 444.65 | 415.45 | 386.35 | 357.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 490.65 | 484.05 | 449.85 | 420.65 | 391.55 | 362.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 495.65 | 484.15 | 455.15 | 425.65 | 396.65 | 367.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 497.65 | 486.05 | 458.65 | 430.65 | 402.65 | 374.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 498.35 | 486.65 | 462.85 | 433.75 | 404.55 | 375.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 498.55 | 487.55 | 460.05 | 432.05 | 404.45 | 376.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 498.85 | 487.35 | 458.35 | 428.85 | 399.85 | 370.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 501.05 | 489.45 | 460.25 | 431.05 | 401.95 | 372.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 501.05 | 489.45 | 460.25 | 431.05 | 401.95 | 372.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 502.25 | 495.55 | 461.35 | 432.25 | 403.05 | 373.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 504.25 | 492.65 | 463.45 | 434.25 | — | 375.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 507.05 | 495.55 | 466.55 | 437.05 | 408.05 | 379.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 507.05 | 495.55 | 466.55 | 437.05 | 408.05 | 379.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 509.65 | 498.05 | 468.85 | 439.65 | 410.55 | 381.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 510.15 | 498.55 | 469.35 | 440.15 | 411.05 | 381.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 510.95 | 499.35 | 470.15 | 440.95 | 411.85 | 382.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 510.95 | 499.35 | 470.15 | 440.95 | 411.85 | 382.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 511.75 | 500.15 | 470.95 | 441.75 | 412.65 | 383.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 512.85 | 501.25 | 472.05 | 442.85 | 413.75 | 384.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 515.85 | 504.25 | 475.05 | 445.85 | 416.75 | 387.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 515.95 | 504.35 | 475.15 | 445.95 | 416.85 | 387.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 522.75 | 512.85 | 487.75 | 462.55 | 437.55 | 412.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 522.75 | 511.15 | 481.95 | 452.75 | 423.65 | 394.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 523.85 | 512.25 | 483.05 | 453.85 | 424.75 | 395.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 526.95 | 515.25 | 486.05 | 456.95 | 427.75 | 398.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.65 | 516.05 | 486.85 | 457.65 | 428.55 | 399.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.85 | 516.25 | 487.05 | 457.85 | 428.75 | 399.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 528.25 | 516.55 | 487.45 | 458.25 | 429.05 | 399.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 529.15 | 517.65 | 488.65 | 459.15 | 430.15 | 401.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 529.35 | 517.65 | 488.55 | 459.35 | 430.15 | 401.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 530.45 | 518.85 | 489.65 | 460.45 | 431.35 | 402.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 532.75 | 521.15 | 491.95 | 462.75 | 433.65 | 404.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 532.95 | 521.35 | 492.15 | 462.95 | — | 404.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 533.85 | 522.25 | 493.05 | 463.85 | 434.75 | 405.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 536.15 | 524.55 | 495.35 | 466.25 | 437.05 | 407.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 539.25 | 527.55 | 498.45 | 469.25 | 440.05 | 410.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 540.75 | 529.15 | 499.95 | 470.75 | 441.65 | 412.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 544.75 | 533.05 | 503.95 | 474.75 | 445.55 | 416.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 547.35 | 536.95 | 510.65 | 484.35 | 458.15 | 431.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 553.45 | 542.95 | 516.35 | 489.75 | 463.35 | 436.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 554.05 | 547.45 | 513.25 | 484.05 | 454.95 | 425.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 557.95 | 546.45 | 517.45 | 487.95 | 458.95 | 429.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 567.15 | 555.65 | 526.65 | 497.15 | 468.15 | 439.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 571.35 | 564.65 | 530.55 | 501.35 | 472.15 | 443.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 579.75 | 568.15 | 538.95 | 509.75 | 480.65 | 451.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 607.75 | 596.05 | 566.95 | 537.75 | 508.55 | 479.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 608.75 | 597.15 | 567.95 | 538.75 | 509.65 | 480.45 |

117 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Celerina/Schlarigna for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Celerina/Schlarigna](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/) is Agrisano (AGRIsmart) at 412.85 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 458.85 CHF a month.

### How much does health insurance cost in Celerina/Schlarigna in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 412.85 CHF (Agrisano, AGRIsmart) to 608.75 CHF (SLKK, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 390.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Celerina/Schlarigna for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 412.85 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-300/) to 302.45 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/deductible-2500/): 110.40 CHF less a month, 1'324.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'772 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Celerina/Schlarigna for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 458.85 CHF (vita surselva), family doctor / HMO 430.45 CHF (ÖKK), flexible model 430.45 CHF (ÖKK), telemedicine 412.85 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 418.00 CHF at Agrisano (AGRIsmart) gives 412.85 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/

## Related pages

- With accident cover: from 302.15 to 608.75 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/celerina-schlarigna/adult/with-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `celerina-schlarigna` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.