# Health insurance premiums 2027 in Cazis (GR), for a child aged 0 to 18, deductible of 500 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Cazis](https://praemiencheck.onedoc.ch/en/gr/cazis/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/cazis/child/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/), the cheapest monthly basic insurance premium is **58.05 CHF** with **Assura** (MediTel model) and the most expensive is 123.65 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 85.15 | 79.75 | 74.35 | 68.85 | 63.45 | 58.05 | 52.55 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 86.15 | 80.75 | 75.35 | 69.85 | 64.45 | 59.05 | 53.65 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 86.15 | 80.75 | 75.35 | 69.85 | 64.45 | 59.05 | 53.65 | +2.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 87.80 | 83.15 | 76.70 | 71.15 | 64.65 | 59.10 | 53.55 | +4.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 83.45 | — | 73.85 | 69.05 | 64.35 | 59.45 | 54.65 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 87.15 | 81.75 | 76.35 | 70.95 | 65.55 | 60.15 | 54.65 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 90.15 | 84.75 | 79.35 | 73.85 | 68.45 | 63.05 | 57.65 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 90.15 | 84.75 | 79.35 | 73.85 | 68.45 | 63.05 | 57.65 | +2.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 88.55 | — | 78.35 | 73.35 | 68.35 | 63.15 | 58.15 | +5.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 89.05 | — | 78.85 | 73.75 | 68.65 | 63.55 | 58.45 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 91.35 | — | — | — | — | 64.35 | — | +0.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 92.65 | 87.80 | 81.95 | 76.10 | 70.25 | 64.45 | 58.55 | +4.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 93.65 | — | — | — | — | 66.55 | — | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 93.65 | — | — | — | — | 66.55 | — | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 94.85 | — | — | — | — | 67.75 | — | +4.2 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 92.65 | 91.75 | 90.25 | 82.95 | 74.75 | 68.05 | 63.65 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 95.05 | 89.65 | 84.35 | 78.85 | 73.45 | 68.05 | 62.55 | +2.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 95.65 | 90.15 | 84.65 | 79.15 | 73.65 | 68.15 | 62.55 | +4.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 93.65 | 88.65 | 83.75 | 78.65 | 73.65 | 68.75 | 63.65 | +6.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 93.65 | 88.65 | 83.75 | 78.65 | 73.65 | 68.75 | 63.65 | +6.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 96.35 | 90.85 | 85.35 | 79.75 | 74.35 | 68.85 | 63.25 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 95.95 | — | — | — | — | 68.85 | — | +0.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.15 | — | 86.05 | 80.55 | 75.05 | 69.45 | 63.95 | +4.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 98.05 | 92.65 | 87.25 | 81.75 | 76.35 | 70.95 | — | −21.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 99.25 | 93.75 | 88.25 | 82.75 | 77.25 | 71.75 | 66.15 | +4.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 99.05 | 93.65 | 88.15 | 82.75 | 77.25 | 71.85 | 66.35 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 99.05 | 93.65 | 88.15 | 82.75 | 77.25 | 71.85 | 66.35 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 99.25 | — | — | — | — | 72.25 | — | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 99.25 | — | — | — | — | 72.25 | — | +0.8 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 98.85 | 97.95 | 96.35 | 88.75 | 79.95 | 73.15 | 68.75 | +6.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 101.55 | 96.05 | 90.65 | 85.15 | 79.75 | 74.25 | 68.85 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 101.55 | 96.05 | 90.65 | 85.15 | 79.75 | 74.25 | 68.85 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 102.15 | 96.75 | 91.35 | 85.85 | 80.45 | 75.05 | 69.65 | +6.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 100.55 | 95.85 | 91.25 | 86.55 | 81.75 | 75.15 | — | +7.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 102.95 | 97.55 | 92.25 | 86.85 | 81.35 | 75.95 | — | +7.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 101.55 | 96.95 | 92.25 | 87.45 | 83.05 | 78.05 | 73.35 | −5.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 107.65 | 102.25 | 96.75 | 91.35 | 85.95 | 80.45 | — | −19.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 107.55 | 102.15 | 96.75 | 91.25 | 85.85 | 80.45 | — | −19.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 108.35 | — | — | — | — | 81.35 | — | +0.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 106.55 | 101.65 | 96.75 | 91.75 | 87.05 | 81.95 | 76.95 | −5.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 107.75 | 102.85 | 97.85 | 92.85 | 88.15 | 82.85 | 77.85 | −5.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 110.30 | 104.90 | 99.50 | 94.05 | 88.65 | 83.20 | 77.75 | +6.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 111.55 | 106.15 | 100.70 | 95.25 | 89.85 | 84.40 | 78.95 | +6.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 111.55 | 106.15 | 100.70 | 95.25 | 89.85 | 84.40 | 78.95 | +6.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 111.55 | 106.15 | 100.70 | 95.25 | 89.85 | 84.40 | 78.95 | +6.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 111.55 | 106.15 | 100.70 | 95.25 | 89.85 | 84.40 | 78.95 | +6.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 111.55 | 106.15 | 100.70 | 95.25 | 89.85 | 84.40 | 78.95 | +6.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.65 | 107.15 | 101.75 | 96.15 | 90.65 | 85.15 | 79.55 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 112.70 | 107.30 | 101.85 | 96.40 | 91.00 | 85.55 | 80.10 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 112.85 | 107.45 | 101.95 | 96.55 | 91.05 | 85.65 | 80.15 | +7.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 115.05 | 109.65 | 104.15 | 98.75 | 93.25 | 87.85 | 82.35 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 115.05 | 109.65 | 104.15 | 98.75 | 93.25 | 87.85 | 82.35 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 115.10 | 109.70 | 104.25 | 98.80 | 93.40 | 88.00 | 82.55 | +6.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 115.15 | 109.75 | 104.35 | 98.95 | 93.55 | 88.15 | 82.65 | +2.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 115.85 | 110.45 | 105.05 | 99.55 | 94.15 | 88.75 | 83.25 | +2.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 115.85 | 110.45 | 105.05 | 99.55 | 94.15 | 88.75 | 83.25 | +10.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 115.85 | 110.45 | 105.05 | 99.55 | 94.15 | 88.75 | 83.25 | +12.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 115.85 | 110.45 | 105.05 | 99.55 | 94.15 | 88.75 | 83.25 | +10.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 116.25 | 110.85 | 105.55 | 100.15 | 94.65 | 89.25 | — | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 116.55 | 111.15 | 105.75 | 100.25 | 94.85 | 89.45 | 83.95 | +1.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 116.55 | 111.15 | 105.75 | 100.25 | 94.85 | 89.45 | 83.95 | +1.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 117.95 | 112.45 | 107.05 | 101.55 | 96.15 | 90.65 | 85.25 | +4.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 117.95 | 112.45 | 107.05 | 101.55 | 96.15 | 90.65 | 85.25 | +4.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.95 | 113.45 | 108.05 | 102.45 | 97.25 | 91.55 | 86.05 | −5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.75 | 113.35 | 107.85 | 102.45 | 96.95 | 91.55 | 86.05 | +4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 119.85 | 114.45 | 109.05 | 103.55 | 98.15 | 92.85 | 87.35 | +10.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 120.65 | 115.25 | 109.75 | 104.35 | 98.85 | 93.45 | 87.95 | +7.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 124.55 | 119.15 | 113.65 | 108.25 | 102.75 | 97.35 | 91.85 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 124.55 | 119.15 | 113.65 | 108.25 | 102.75 | 97.35 | 91.85 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 124.55 | 119.15 | 113.65 | 108.25 | 102.75 | 97.35 | 91.85 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 124.55 | 119.15 | 113.65 | 108.25 | 102.75 | 97.35 | 91.85 | +7.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.85 | 120.45 | 114.95 | 109.55 | 104.05 | 98.65 | 93.15 | +7.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 126.25 | 120.75 | 115.35 | 109.85 | 104.45 | 98.95 | 93.55 | +4.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 126.25 | 120.75 | 115.35 | 109.85 | 104.45 | 98.95 | 93.55 | +4.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.45 | 123.15 | 117.75 | 112.25 | 106.85 | 101.45 | 95.95 | +1.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 129.95 | 124.55 | 119.15 | 113.65 | 108.25 | 102.95 | 97.45 | +10.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.25 | 128.85 | 123.35 | 117.95 | 112.45 | 107.05 | 101.55 | +4.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 134.35 | 128.95 | 123.65 | 118.15 | 112.75 | 107.35 | 101.85 | +10.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 134.35 | 128.95 | 123.65 | 118.15 | 112.75 | 107.35 | 101.85 | +10.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 135.95 | 130.55 | 125.15 | 119.65 | 114.25 | 108.85 | 103.35 | +10.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 139.05 | 133.65 | 128.25 | 122.75 | 117.35 | 111.95 | 106.55 | +10.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 150.75 | 145.35 | 139.95 | 134.45 | 129.05 | 123.65 | 118.15 | +10.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 93.45 | — | 82.65 | — | 71.75 | — | 60.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 93.45 | — | 82.65 | — | 71.75 | — | 60.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 93.45 | — | 82.65 | — | 71.75 | — | 60.85 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 93.75 | 88.35 | 82.95 | 77.45 | 72.05 | — | 61.25 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 94.35 | 88.95 | 83.55 | 78.05 | 72.65 | — | 61.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 94.65 | — | 86.05 | — | 77.25 | — | 68.65 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 94.95 | — | 84.25 | — | 73.35 | — | 62.45 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 95.55 | 90.15 | 84.75 | 79.25 | 73.85 | — | 63.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 95.85 | — | 87.15 | — | 78.25 | — | 69.55 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 98.55 | 93.15 | 87.75 | 82.25 | 76.85 | — | 65.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 100.85 | — | 91.65 | — | 82.45 | — | 73.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 102.15 | — | 92.85 | — | 83.55 | — | 74.15 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.25 | — | 93.55 | — | 82.65 | — | 71.75 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 104.75 | 99.35 | 93.95 | 88.45 | 83.05 | — | 72.15 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 105.55 | — | — | 89.25 | — | — | 72.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 107.05 | — | 97.35 | — | 87.55 | — | 77.75 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 108.45 | — | 103.55 | — | 92.75 | — | 81.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 110.25 | — | 103.55 | — | 92.75 | — | 81.85 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 110.85 | — | — | 94.55 | — | — | 78.25 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.45 | — | 103.55 | — | 92.75 | — | 81.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 114.45 | — | 103.55 | — | 92.75 | — | 81.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 114.45 | — | 103.55 | — | 92.75 | — | 81.85 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 114.45 | — | 103.55 | — | 92.75 | — | 81.85 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 114.95 | — | — | 98.75 | — | — | 82.45 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 116.05 | 110.55 | 105.05 | — | 93.95 | — | 82.85 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 118.15 | 112.65 | 107.15 | — | 96.05 | — | 84.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.45 | — | 108.75 | — | 97.85 | — | 86.95 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 121.65 | 116.15 | 110.65 | — | 99.55 | — | 88.45 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 124.75 | — | 113.85 | — | 102.95 | — | 92.25 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 126.25 | — | 115.35 | — | 104.45 | — | 93.65 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 126.25 | — | 115.35 | — | 104.45 | — | 93.65 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 126.25 | — | 115.35 | — | 104.45 | — | 93.65 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 129.25 | — | 118.35 | — | 107.45 | — | 96.65 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.15 | 128.65 | 123.15 | — | 112.05 | — | 100.85 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.05 | — | 133.25 | — | 122.35 | — | 111.45 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Cazis for a child aged 0 to 18 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/), the cheapest offer in [Cazis](https://praemiencheck.onedoc.ch/en/gr/cazis/) is Assura (MediTel) at 58.05 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 64.45 CHF a month.

### How much does health insurance cost in Cazis in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/cazis/child/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/), monthly premiums run from 58.05 CHF (Assura, MediTel) to 123.65 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 100.45 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Cazis for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 85.15 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-0/) to 52.55 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-600/): 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Cazis for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 64.45 CHF (vita surselva), family doctor / HMO 59.05 CHF (Assura), flexible model 59.05 CHF (Assura), telemedicine 58.05 CHF (Assura).

### Does a second or third child pay less in Cazis?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 24 insurers present in Cazis file a reduced premium from a certain number of children insured with them, at a 500 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 59.45 CHF | 19.75 CHF from the 3rd child |
| Visana | Managed Care | 71.85 CHF | 23.15 CHF from the 3rd child |
| sana24 | Managed Care | 85.65 CHF | 24.95 CHF from the 3rd child |
| CONCORDIA | HMO | 68.15 CHF | 26.15 CHF from the 3rd child |
| Galenos | Managed Care | 90.65 CHF | 27.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 68.75 CHF | 32.05 CHF from the 3rd child |
| Aquilana | SMARTMED | 75.15 CHF | 35.25 CHF from the 3rd child |
| Assura | MediTel | 58.05 CHF | 56.65 CHF from the 4th child, 55.25 CHF from the 5th child |
| EGK | EGK-TelCare | 70.95 CHF | 61.55 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 88.15 CHF | 64.95 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 88.75 CHF | 65.35 CHF from the 5th child |
| SLKK | SmartMed | 78.05 CHF | 67.45 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 107.35 CHF | 79.35 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 62.80 CHF at Assura (MediTel) gives 58.05 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Cazis is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Cazis (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/cazis/
- Premiums 2027 in Cazis (GR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/cazis/child/
- Premiums 2027 in Cazis (GR), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/cazis/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/gr/cazis/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/cazis/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Cazis (GR), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Cazis (GR), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Cazis (GR), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Cazis (GR), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Cazis (GR), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Cazis (GR), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/gr/cazis/child/no-accident/deductible-0/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `cazis` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-600` for another deductible. Markdown version: add `.md`.