# Health insurance premiums 2026 in Buseno (GR), for a child aged 0 to 18 without accident cover

In 2026, for a child aged 0 to 18 in Buseno, without accident cover, the cheapest health insurance premium is:

- **91.85 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-0/) (CSS, Hausarztversicherung Profit)
- **59.25 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-600/) (CSS, Hausarztversicherung Profit)

## Without accident cover: from 59.25 to 154.55 CHF a month depending on the deductible and the model

116 offers from 24 health insurers. With a deductible of 0 CHF, the cheapest is **91.85 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 154.55 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 91.85 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-0/
- 100 CHF: 86.45 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-100/
- 200 CHF: 81.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-200/
- 300 CHF: 75.55 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-300/
- 400 CHF: 70.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-400/
- 500 CHF: 65.25 CHF (vita surselva, Sparmed) — https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-500/
- 600 CHF: 59.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 91.85 | 86.45 | 81.05 | 75.55 | 70.15 | — | 59.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 91.95 | — | 83.35 | — | 74.65 | — | 65.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Sparmed | 94.00 | 89.05 | 83.10 | 77.15 | 71.20 | 65.25 | 59.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 95.65 | — | 86.65 | — | 77.65 | — | 68.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 97.25 | — | — | — | — | 70.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 97.25 | — | — | — | — | 70.25 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 97.25 | — | — | — | — | 70.25 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 97.45 | 92.05 | 86.65 | 81.15 | 75.75 | — | 64.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 98.05 | — | 88.85 | — | 79.65 | — | 70.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 98.45 | — | 87.65 | — | 76.75 | — | 65.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 98.45 | — | 87.65 | — | 76.75 | — | 65.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 98.45 | — | 87.65 | — | 76.75 | — | 65.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 98.55 | — | — | — | — | 71.45 | — |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 99.20 | 94.00 | 87.75 | 82.50 | 76.25 | 72.10 | 65.80 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 99.25 | — | 89.95 | — | 80.65 | — | 71.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 99.75 | — | — | — | — | 72.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 99.75 | — | — | — | — | 72.65 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 100.05 | — | 89.25 | — | 78.45 | — | 67.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 100.45 | 94.95 | 89.45 | 83.95 | 78.45 | 72.95 | 67.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 100.45 | 94.95 | 89.45 | 83.95 | 78.45 | 72.95 | 67.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 101.25 | 95.85 | 90.45 | 84.95 | 79.55 | — | 68.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 101.55 | 96.55 | 91.65 | 86.55 | 81.55 | 76.65 | 71.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 101.55 | 96.55 | 91.65 | 86.55 | 81.55 | 76.65 | 71.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 101.85 | 96.45 | 91.05 | 85.55 | 80.15 | — | 69.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 101.95 | — | 91.85 | 86.85 | 81.85 | 76.75 | 71.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 102.45 | 97.05 | 91.65 | 86.15 | 80.75 | 75.35 | 69.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 102.45 | 97.05 | 91.65 | 86.15 | 80.75 | 75.35 | 69.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 103.25 | — | — | — | — | 76.15 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 103.55 | 99.05 | 94.35 | 89.65 | 84.85 | 78.15 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 103.65 | 98.25 | 92.85 | 87.35 | 81.95 | 76.55 | 71.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 103.65 | — | 93.45 | 88.35 | 83.25 | 78.15 | 73.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 104.15 | 98.65 | 93.15 | 87.65 | 82.15 | 76.65 | 71.05 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed | 104.45 | 103.45 | 101.25 | 92.75 | 83.25 | 77.65 | 71.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 104.45 | — | — | — | — | 77.35 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 106.05 | 100.65 | 95.25 | 89.85 | 84.35 | 78.95 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 106.55 | 105.65 | 104.75 | 103.85 | 102.85 | 101.95 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 107.15 | 101.75 | 96.35 | 90.85 | 85.45 | 80.05 | 74.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 107.15 | 101.75 | 96.35 | 90.85 | 85.45 | 80.05 | 74.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 107.55 | 102.15 | 96.75 | 91.35 | 85.95 | — | 75.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 107.75 | — | 97.75 | — | 87.65 | — | 77.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 109.85 | — | 99.05 | — | 88.15 | — | 77.25 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.15 | 109.15 | 106.95 | 98.05 | 88.25 | 82.25 | 76.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 110.55 | 105.15 | 99.65 | 94.25 | 88.75 | 83.35 | 77.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 110.55 | 105.15 | 99.65 | 94.25 | 88.75 | 83.35 | 77.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 110.75 | 105.35 | 99.95 | 94.55 | 89.15 | 83.75 | 78.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 111.45 | — | 103.25 | — | 92.35 | — | 81.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 113.05 | 107.65 | 102.25 | 96.75 | 91.35 | 85.95 | 80.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 113.15 | — | 102.05 | 96.55 | 90.95 | 85.35 | 79.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 113.25 | 107.85 | 102.45 | 96.95 | 91.55 | 86.15 | 80.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 113.35 | 107.85 | 102.45 | 96.95 | 91.55 | 86.05 | 80.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 113.35 | 107.85 | 102.45 | 96.95 | 91.55 | 86.05 | 80.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 113.55 | — | — | 97.25 | — | — | 81.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 114.05 | — | — | — | — | 86.95 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 114.35 | 108.95 | 103.55 | 98.05 | 92.65 | 87.25 | 81.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 114.35 | 108.95 | 103.55 | 98.05 | 92.65 | 87.25 | 81.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 114.35 | 108.95 | 103.55 | 98.05 | 92.65 | 87.25 | 81.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 114.35 | 108.95 | 103.55 | 98.05 | 92.65 | 87.25 | 81.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 114.45 | 109.05 | 103.65 | 98.15 | 92.75 | 87.35 | 81.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 115.65 | 110.25 | 104.85 | 99.35 | 93.95 | 88.55 | 83.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 116.05 | — | 107.75 | — | 96.95 | — | 86.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 116.25 | — | 105.45 | — | 94.55 | — | 83.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 117.45 | 112.05 | 106.65 | 101.15 | 95.75 | 90.35 | 84.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.05 | 112.65 | 107.25 | 101.75 | 96.35 | 90.95 | 85.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.35 | 112.85 | 107.35 | 101.75 | 96.25 | 90.85 | 85.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 118.85 | 113.45 | 108.05 | 102.55 | 97.15 | 91.75 | 86.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 118.85 | 113.45 | 108.05 | 102.55 | 97.15 | 91.75 | 86.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 119.15 | 113.85 | 108.45 | 102.95 | 97.55 | 92.15 | 86.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 119.35 | — | — | 103.05 | — | — | 86.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.75 | 114.45 | 109.05 | 103.65 | 98.15 | 92.75 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 119.85 | 114.45 | 109.05 | 103.65 | 98.25 | 92.85 | 87.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 120.45 | 119.55 | 118.65 | 117.65 | 116.75 | 115.75 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 120.45 | 119.65 | 118.65 | 117.75 | 116.85 | 115.85 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 120.55 | 115.15 | 109.75 | 104.35 | 98.95 | 93.55 | 88.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 120.55 | 115.15 | 109.75 | 104.35 | 98.95 | 93.55 | 88.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 122.95 | 118.25 | 113.55 | 108.75 | 104.35 | 99.35 | 94.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 122.95 | 117.55 | 112.25 | 106.75 | 101.35 | 95.95 | 90.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 123.75 | — | — | 107.55 | — | — | 91.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.85 | — | 114.95 | — | 104.15 | — | 93.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 125.85 | — | 114.95 | — | 104.15 | — | 93.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 125.85 | — | 114.95 | — | 104.15 | — | 93.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 125.85 | — | 114.95 | — | 104.15 | — | 93.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 127.65 | 122.15 | 116.65 | — | 105.55 | — | 94.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 128.45 | 122.95 | 117.55 | 112.05 | 106.65 | 101.15 | 95.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 128.45 | 122.95 | 117.55 | 112.05 | 106.65 | 101.15 | 95.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 128.85 | 123.95 | 119.05 | 114.05 | 109.45 | 104.25 | 99.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 130.05 | 124.55 | 119.15 | 113.65 | 108.25 | 102.75 | 97.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 130.35 | 124.95 | 119.55 | 114.05 | 108.65 | 103.25 | 97.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 130.35 | 124.95 | 119.55 | 114.05 | 108.65 | 103.25 | 97.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 130.35 | 125.45 | 120.45 | 115.35 | 110.65 | 105.45 | 100.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 130.75 | 125.15 | 119.65 | — | 108.55 | — | 97.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 131.05 | 125.65 | 120.15 | 114.75 | 109.25 | 103.85 | 98.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 131.85 | 126.45 | 121.05 | 115.55 | 110.15 | 104.75 | 99.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.55 | 127.15 | 121.65 | 116.25 | 110.75 | 105.35 | 99.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 133.05 | 127.65 | 122.25 | 116.75 | 111.35 | 105.95 | 100.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 133.35 | 127.95 | 122.55 | 117.15 | 111.75 | 106.35 | 100.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 133.85 | — | 123.05 | — | 112.15 | — | 101.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 134.05 | 128.55 | 123.05 | — | 111.85 | — | 100.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 134.85 | 129.45 | 124.05 | 118.55 | 113.15 | 107.75 | 102.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 135.35 | 129.95 | 124.45 | 119.05 | 113.55 | 108.15 | 102.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 135.35 | 129.85 | 124.45 | 118.95 | 113.45 | 108.05 | 102.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 135.35 | 129.85 | 124.45 | 118.95 | 113.45 | 108.05 | 102.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 135.35 | 129.85 | 124.45 | 118.95 | 113.45 | 108.05 | 102.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 135.35 | 129.85 | 124.45 | 118.95 | 113.45 | 108.05 | 102.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 135.35 | 129.85 | 124.45 | 118.95 | 113.45 | 108.05 | 102.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 135.45 | — | 124.65 | — | 113.75 | — | 102.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 135.45 | — | 124.65 | — | 113.75 | — | 102.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 135.45 | — | 124.65 | — | 113.75 | — | 102.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 136.75 | 131.25 | 125.85 | 120.35 | 114.95 | 109.45 | 104.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 137.65 | 132.15 | 126.75 | 121.25 | 115.85 | 110.35 | 104.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 137.65 | 132.15 | 126.75 | 121.25 | 115.85 | 110.35 | 104.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 138.65 | — | 127.75 | — | 116.95 | — | 106.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 143.75 | 138.35 | 132.85 | 127.35 | 122.15 | 116.45 | 110.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 146.25 | 140.85 | 135.45 | 129.95 | 124.55 | 119.15 | 113.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 147.25 | 141.75 | 136.35 | 130.85 | 125.45 | 119.95 | 114.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 147.55 | 142.05 | 136.45 | — | 125.35 | — | 114.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 154.55 | — | 143.75 | — | 132.95 | — | 122.05 |

116 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Buseno for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Buseno](https://praemiencheck.onedoc.ch/en/gr/buseno/) is CSS (Hausarztversicherung Profit) at 91.85 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 99.20 CHF a month.

### How much does health insurance cost in Buseno in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/buseno/child/) with a deductible of 0 CHF and without accident cover, monthly premiums run from 91.85 CHF (CSS, Hausarztversicherung Profit) to 154.55 CHF (Sympany, Standard model): 116 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 109.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Buseno for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 91.85 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-0/) to 59.25 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/deductible-600/): 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Buseno for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 99.20 CHF (vita surselva), family doctor / HMO 91.85 CHF (CSS), flexible model 97.25 CHF (Helsana), telemedicine 91.95 CHF (KPT).

### Does a second or third child pay less in Buseno?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 24 insurers present in Buseno file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 110.55 CHF | 43.35 CHF from the 3rd child |
| Agrisano | AGRIcontact | 101.95 CHF | 43.45 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 111.45 CHF | 43.45 CHF from the 3rd child |
| CONCORDIA | HMO | 100.45 CHF | 47.35 CHF from the 3rd child |
| sana24 | Managed Care without capitation | 131.05 CHF | 47.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 101.55 CHF | 48.25 CHF from the 3rd child |
| Galenos | Managed Care | 130.05 CHF | 49.15 CHF from the 3rd child |
| Aquilana | SMARTMED | 103.55 CHF | 49.25 CHF from the 3rd child |
| rhenusana | sanmed24 | 113.55 CHF | 54.25 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 117.45 CHF | 86.85 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 119.15 CHF | 88.15 CHF from the 5th child |
| EGK | EGK-TelCare | 106.55 CHF | 91.05 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 130.35 CHF | 96.45 CHF from the 5th child |
| Assura | Qualimed | 102.45 CHF | 100.75 CHF from the 4th child, 99.05 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 122.95 CHF | 110.15 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 97.00 CHF at CSS (Hausarztversicherung Profit) gives 91.85 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/

## Related pages

- Without accident cover: from 59.25 to 154.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/buseno/child/no-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `buseno` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.