# Health insurance premiums 2027 in Arosa (GR), for a young adult aged 19 to 25 with accident cover

In 2027, for a young adult aged 19 to 25 in Arosa, with accident cover, the cheapest health insurance premium is:

- **347.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-300/) (CONCORDIA, HMO)
- **218.95 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-2500/) (CONCORDIA, HMO)

## With accident cover: from 218.95 to 557.15 CHF a month depending on the deductible and the model

116 offers from 24 health insurers. With a deductible of 300 CHF, the cheapest is **347.25 CHF** a month with **CONCORDIA** (HMO), the most expensive 557.15 CHF with SLKK (Standard model).

Lowest premium:
- 300 CHF: 347.25 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-300/
- 500 CHF: 335.65 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-500/
- 1'000 CHF: 306.45 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 277.25 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 248.15 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 218.95 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 347.25 | 335.65 | 306.45 | 277.25 | 248.15 | 218.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 349.25 | 337.65 | 308.45 | 279.25 | 250.15 | 220.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 350.80 | 339.15 | 310.00 | 280.80 | 251.65 | 222.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 350.80 | 339.15 | 310.00 | 280.80 | 251.65 | 222.50 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 353.75 | 342.25 | 313.25 | 283.75 | 254.75 | 225.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 353.85 | 342.25 | 313.05 | 283.85 | 254.75 | 225.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 354.50 | 342.85 | 313.70 | 284.50 | 255.35 | 226.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 354.50 | 342.85 | 313.70 | 284.50 | 255.35 | 226.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 354.50 | 342.85 | 313.70 | 284.50 | 255.35 | 226.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 354.50 | 342.85 | 313.70 | 284.50 | 255.35 | 226.20 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 354.50 | 342.85 | 313.70 | 284.50 | 255.35 | 226.20 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 355.75 | 344.15 | 314.95 | 285.75 | 256.65 | 227.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 355.75 | 344.15 | 314.95 | 285.75 | 256.65 | 227.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 355.75 | 344.15 | 314.95 | 285.75 | 256.65 | 227.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 355.85 | 344.35 | 315.35 | 285.85 | 256.85 | 227.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 357.85 | 346.35 | 317.35 | 287.85 | 258.85 | 229.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 359.55 | 347.95 | 318.75 | 289.55 | 260.45 | 231.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 361.75 | 350.15 | 320.95 | 291.75 | 262.65 | 233.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 365.60 | 353.95 | 324.80 | 295.60 | 266.45 | 237.30 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 366.75 | 355.95 | 329.15 | 302.45 | 275.55 | 248.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 366.75 | 355.95 | 329.15 | 302.45 | 275.55 | 248.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 368.15 | 356.65 | 327.65 | 298.15 | 269.15 | 240.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 373.55 | 361.85 | 337.05 | 307.95 | 274.35 | 245.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 375.45 | 363.85 | 334.65 | 305.45 | 276.35 | 250.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 376.35 | 364.65 | 335.55 | 306.35 | 277.15 | 248.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 380.75 | 369.05 | 339.95 | 310.75 | 281.55 | 252.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 380.75 | 369.05 | 339.95 | 310.75 | 281.55 | 252.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 380.75 | 369.05 | 339.95 | 310.75 | 281.55 | 252.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 381.15 | 369.55 | 340.35 | 311.15 | — | 252.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 382.05 | 370.45 | 341.25 | 312.05 | 282.95 | 262.75 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 384.55 | 373.85 | 347.25 | 320.55 | 293.85 | 267.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 385.55 | 373.95 | 344.75 | 315.55 | 286.45 | 257.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 385.55 | 373.95 | 344.75 | 315.55 | 286.45 | 257.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 385.95 | 374.35 | 345.15 | 315.95 | 286.85 | 257.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 386.75 | 375.95 | 349.15 | 322.35 | 295.45 | 268.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 389.45 | 377.85 | 348.65 | 319.45 | 290.35 | 261.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 390.15 | 378.55 | 349.35 | 320.15 | 291.05 | 261.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 390.85 | 379.25 | 350.05 | 320.85 | — | 262.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 391.35 | 384.65 | 350.45 | 321.35 | 292.15 | 262.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 391.35 | 384.65 | 350.45 | 321.35 | 292.15 | 262.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 391.75 | 381.65 | 356.25 | 330.95 | 305.55 | 273.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 392.75 | 381.15 | 351.95 | 322.75 | 293.65 | 264.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 393.35 | 386.05 | 356.85 | 327.75 | 294.15 | 264.95 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 393.85 | 383.85 | 360.25 | 335.35 | 310.35 | 283.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 394.75 | 383.15 | 353.95 | 324.75 | 295.65 | 266.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 394.95 | 383.35 | 354.15 | 324.95 | 295.85 | 266.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 395.15 | 383.55 | 354.35 | 325.15 | 296.05 | 269.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.75 | 384.15 | 354.95 | 325.75 | 296.65 | 267.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 397.25 | 385.65 | 356.45 | 327.25 | — | 268.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 398.85 | 387.25 | 358.05 | 328.85 | 299.75 | 270.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 399.05 | 387.45 | 358.25 | 329.05 | 299.95 | 270.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 399.75 | 393.05 | 358.95 | 329.75 | 300.55 | 271.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 400.45 | 388.85 | 359.65 | 330.45 | — | 272.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 400.85 | 389.25 | 360.05 | 330.95 | 301.75 | 272.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 403.15 | 394.15 | 371.65 | 349.15 | 326.15 | 303.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 404.15 | 397.55 | 363.35 | 334.15 | 305.05 | 275.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 404.75 | 393.25 | 364.25 | 334.75 | 305.75 | 276.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 404.85 | 393.25 | 364.05 | 334.85 | 305.75 | 276.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.95 | 393.45 | 364.45 | 334.95 | 305.95 | 276.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.45 | 393.85 | 364.65 | 335.45 | 306.35 | 277.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.85 | 395.25 | 366.05 | 336.85 | 307.75 | 278.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 408.45 | 396.85 | 367.65 | 338.45 | 309.35 | 280.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 408.75 | 401.45 | 376.65 | 347.55 | 327.15 | 297.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 409.45 | 397.95 | 368.95 | 339.45 | 310.45 | 281.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 413.35 | 401.75 | 372.55 | 343.35 | — | 285.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 417.05 | 410.35 | 376.25 | 347.05 | 317.85 | 288.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 417.55 | 410.25 | 385.45 | 356.35 | 335.95 | 306.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 417.65 | 406.05 | 376.85 | 347.65 | 318.55 | 289.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 417.65 | 406.05 | 376.85 | 347.65 | 318.55 | 289.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 417.95 | 406.25 | 377.15 | 347.95 | 318.75 | 289.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 418.85 | 407.35 | 378.35 | 348.85 | 319.85 | 290.85 |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 419.25 | 408.75 | 384.55 | 358.65 | 332.55 | 304.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 419.45 | 407.95 | 378.95 | 349.45 | 320.45 | 291.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 420.75 | 409.05 | 379.95 | 350.75 | 321.55 | 292.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 423.05 | 411.45 | 382.55 | 353.05 | 329.05 | 306.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 423.25 | 412.10 | 384.75 | 354.75 | 324.80 | 299.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 423.55 | 412.05 | 383.05 | 353.55 | 324.55 | 295.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 427.35 | 415.75 | 386.55 | 357.35 | 328.25 | 299.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 429.35 | 417.85 | 388.85 | 359.35 | 330.35 | 301.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 430.75 | 423.45 | 394.25 | 365.05 | 335.95 | 306.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 430.95 | 419.25 | 390.15 | 360.95 | 331.75 | 302.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 432.55 | 425.95 | 391.75 | 362.55 | 333.45 | 304.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.25 | 421.65 | 392.45 | 363.25 | 334.15 | 304.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 434.35 | 422.85 | 393.85 | 364.35 | 335.35 | 306.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 435.05 | 423.45 | 394.25 | 365.05 | 335.95 | 306.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 437.35 | 425.65 | 396.55 | 367.35 | 338.15 | 309.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 437.35 | 425.65 | 396.55 | 367.35 | 338.15 | 309.05 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.55 | 428.55 | 404.05 | 379.55 | 355.05 | 330.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.25 | 432.55 | 398.45 | 369.25 | 340.05 | 310.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.35 | 432.75 | 403.55 | 374.35 | 345.25 | 316.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.55 | 433.95 | 404.75 | 375.55 | — | 317.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 446.15 | 434.45 | 405.25 | 376.15 | 346.95 | 317.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.25 | 437.25 | 405.65 | 378.60 | 351.55 | 319.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 446.65 | 435.05 | 405.85 | 376.65 | 347.55 | 318.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 449.25 | 437.75 | 408.75 | 379.25 | 350.25 | 321.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 450.85 | 439.15 | 409.95 | 380.85 | 351.65 | 322.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 450.85 | 439.15 | 409.95 | 380.85 | 351.65 | 322.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 450.85 | 439.15 | 409.95 | 380.85 | 351.65 | 322.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.95 | 439.35 | 410.15 | 381.05 | 351.85 | 322.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.45 | 442.85 | 413.65 | 384.45 | 355.35 | 326.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 460.15 | 448.55 | 419.35 | 390.15 | 361.05 | 331.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 462.45 | 450.85 | 421.65 | 392.45 | 363.35 | 334.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.25 | 451.75 | 422.75 | 393.25 | 364.25 | 335.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 464.85 | 453.25 | 424.05 | 394.85 | 365.75 | 336.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 467.65 | 456.05 | 426.85 | 397.65 | 368.55 | 339.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 467.65 | 456.05 | 426.85 | 397.65 | 368.55 | 339.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 472.85 | 461.25 | 432.05 | 402.85 | 373.75 | 344.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 478.45 | 468.45 | 443.35 | 418.25 | 393.25 | 368.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 487.55 | 475.85 | 446.65 | 417.55 | 388.35 | 359.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 488.45 | 476.85 | 447.65 | 418.45 | 389.35 | 360.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 488.45 | 476.85 | 447.65 | 418.45 | 389.35 | 360.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.35 | 479.85 | 450.85 | 421.35 | 392.35 | 363.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 500.95 | 490.45 | 464.15 | 437.95 | 411.75 | 385.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 506.55 | 495.95 | 469.45 | 442.85 | 416.35 | 389.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 514.35 | 502.75 | 473.55 | 444.35 | 415.25 | 386.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.15 | 545.55 | 516.35 | 487.15 | 458.05 | 428.85 |

116 offers from 24 health insurers.: https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Arosa for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Arosa](https://praemiencheck.onedoc.ch/en/gr/arosa/) is CONCORDIA (HMO) at 347.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 365.60 CHF a month.

### How much does health insurance cost in Arosa in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 347.25 CHF (CONCORDIA, HMO) to 557.15 CHF (SLKK, Standard model): 116 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 302.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Arosa for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 347.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-300/) to 218.95 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Arosa for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 365.60 CHF (Sanitas), family doctor / HMO 347.25 CHF (CONCORDIA), flexible model 354.50 CHF (Sanitas), telemedicine 349.25 CHF (CONCORDIA).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 352.00 CHF at CONCORDIA (HMO) gives 347.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/

## Related pages

- With accident cover: from 218.95 to 557.15 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/gr/arosa/young-adult/with-accident/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…) and `arosa` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.