# Health insurance premiums 2027 in Andeer (GR), for a child aged 0 to 18, deductible of 600 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Andeer](https://praemiencheck.onedoc.ch/en/gr/andeer/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/andeer/child/) with a 600 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/), the cheapest monthly basic insurance premium is **57.30 CHF** with **Assura** (MediTel model) and the most expensive is 122.90 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 89.90 | 84.50 | 79.10 | 73.60 | 68.20 | 62.80 | 57.30 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 92.55 | 87.90 | 81.45 | 75.90 | 69.40 | 63.85 | 58.30 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 90.90 | 85.50 | 80.10 | 74.60 | 69.20 | 63.80 | 58.40 | +3.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 90.90 | 85.50 | 80.10 | 74.60 | 69.20 | 63.80 | 58.40 | +3.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 91.90 | 86.50 | 81.10 | 75.70 | 70.30 | 64.90 | 59.40 | +3.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 88.20 | — | 78.60 | 73.80 | 69.10 | 64.20 | 59.40 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 94.90 | 89.50 | 84.10 | 78.60 | 73.20 | 67.80 | 62.40 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 94.90 | 89.50 | 84.10 | 78.60 | 73.20 | 67.80 | 62.40 | +3.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 93.30 | — | 83.10 | 78.10 | 73.10 | 67.90 | 62.90 | +5.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 93.80 | — | 83.60 | 78.50 | 73.40 | 68.30 | 63.20 | +4.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 97.40 | 92.55 | 86.70 | 80.85 | 75.00 | 69.20 | 63.30 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 98.20 | — | 87.40 | — | 76.50 | — | 65.60 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 98.20 | — | 87.40 | — | 76.50 | — | 65.60 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 98.20 | — | 87.40 | — | 76.50 | — | 65.60 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 98.50 | 93.10 | 87.70 | 82.20 | 76.80 | — | 66.00 | +9.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 99.10 | 93.70 | 88.30 | 82.80 | 77.40 | — | 66.50 | +9.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 99.70 | — | 89.00 | — | 78.10 | — | 67.20 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 100.40 | 94.90 | 89.40 | 83.90 | 78.40 | 72.90 | 67.30 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 99.80 | 94.40 | 89.10 | 83.60 | 78.20 | 72.80 | 67.30 | +3.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 100.30 | 94.90 | 89.50 | 84.00 | 78.60 | — | 67.80 | +15.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 101.10 | 95.60 | 90.10 | 84.50 | 79.10 | 73.60 | 68.00 | +5.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 98.40 | 93.40 | 88.50 | 83.40 | 78.40 | 73.50 | 68.40 | +7.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 98.40 | 93.40 | 88.50 | 83.40 | 78.40 | 73.50 | 68.40 | +7.2 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 97.40 | 96.50 | 95.00 | 87.70 | 79.50 | 72.80 | 68.40 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 101.90 | — | 90.80 | 85.30 | 79.80 | 74.20 | 68.70 | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 103.30 | 97.90 | 92.50 | 87.00 | 81.60 | — | 70.70 | +9.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 104.00 | 98.50 | 93.00 | 87.50 | 82.00 | 76.50 | 70.90 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 103.80 | 98.40 | 92.90 | 87.50 | 82.00 | 76.60 | 71.10 | +5.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 103.80 | 98.40 | 92.90 | 87.50 | 82.00 | 76.60 | 71.10 | +5.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 99.40 | — | 90.80 | — | 82.00 | — | 73.40 | +3.4 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 103.60 | 102.70 | 101.10 | 93.50 | 84.70 | 77.90 | 73.50 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 106.30 | 100.80 | 95.40 | 89.90 | 84.50 | 79.00 | 73.60 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 106.30 | 100.80 | 95.40 | 89.90 | 84.50 | 79.00 | 73.60 | +5.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 100.60 | — | 91.90 | — | 83.00 | — | 74.30 | +4.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 106.90 | 101.50 | 96.10 | 90.60 | 85.20 | 79.80 | 74.40 | +7.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 109.00 | — | 98.30 | — | 87.40 | — | 76.50 | +4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 109.50 | 104.10 | 98.70 | 93.20 | 87.80 | — | 76.90 | +9.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 110.30 | — | — | 94.00 | — | — | 77.70 | +5.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 105.60 | — | 96.40 | — | 87.20 | — | 77.90 | +3.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 106.30 | 101.70 | 97.00 | 92.20 | 87.80 | 82.80 | 78.10 | −6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 106.90 | — | 97.60 | — | 88.30 | — | 78.90 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 111.30 | 106.40 | 101.50 | 96.50 | 91.80 | 86.70 | 81.70 | −6.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 111.80 | — | 102.10 | — | 92.30 | — | 82.50 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 115.05 | 109.65 | 104.25 | 98.80 | 93.40 | 87.95 | 82.50 | New tariff 2027 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 112.50 | 107.60 | 102.60 | 97.60 | 92.90 | 87.60 | 82.60 | −6.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 115.60 | — | — | 99.30 | — | — | 83.00 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 116.30 | 110.90 | 105.45 | 100.00 | 94.60 | 89.15 | 83.70 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 116.30 | 110.90 | 105.45 | 100.00 | 94.60 | 89.15 | 83.70 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 116.30 | 110.90 | 105.45 | 100.00 | 94.60 | 89.15 | 83.70 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 116.30 | 110.90 | 105.45 | 100.00 | 94.60 | 89.15 | 83.70 | +7.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 116.30 | 110.90 | 105.45 | 100.00 | 94.60 | 89.15 | 83.70 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 117.40 | 111.90 | 106.50 | 100.90 | 95.40 | 89.90 | 84.30 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 117.45 | 112.05 | 106.60 | 101.15 | 95.75 | 90.30 | 84.85 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 117.60 | 112.20 | 106.70 | 101.30 | 95.80 | 90.40 | 84.90 | +8.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.20 | — | 108.30 | — | 97.50 | — | 86.60 | +5.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 119.20 | — | 108.30 | — | 97.50 | — | 86.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 119.20 | — | 108.30 | — | 97.50 | — | 86.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 115.00 | — | 108.30 | — | 97.50 | — | 86.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 113.20 | — | 108.30 | — | 97.50 | — | 86.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 119.20 | — | 108.30 | — | 97.50 | — | 86.60 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 119.80 | 114.40 | 108.90 | 103.50 | 98.00 | 92.60 | 87.10 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 119.80 | 114.40 | 108.90 | 103.50 | 98.00 | 92.60 | 87.10 | +4.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.70 | — | — | 103.50 | — | — | 87.20 | +5.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.85 | 114.45 | 109.00 | 103.55 | 98.15 | 92.75 | 87.30 | +7.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 119.90 | 114.50 | 109.10 | 103.70 | 98.30 | 92.90 | 87.40 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 120.80 | 115.30 | 109.80 | — | 98.70 | — | 87.60 | +1.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 120.60 | 115.20 | 109.80 | 104.30 | 98.90 | 93.50 | 88.00 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 120.60 | 115.20 | 109.80 | 104.30 | 98.90 | 93.50 | 88.00 | +11.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 120.60 | 115.20 | 109.80 | 104.30 | 98.90 | 93.50 | 88.00 | +13.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 120.60 | 115.20 | 109.80 | 104.30 | 98.90 | 93.50 | 88.00 | +11.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 121.30 | 115.90 | 110.50 | 105.00 | 99.60 | 94.20 | 88.70 | +2.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 121.30 | 115.90 | 110.50 | 105.00 | 99.60 | 94.20 | 88.70 | +2.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 122.90 | 117.40 | 111.90 | — | 100.80 | — | 89.70 | +1.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 122.70 | 117.20 | 111.80 | 106.30 | 100.90 | 95.40 | 90.00 | +5.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 122.70 | 117.20 | 111.80 | 106.30 | 100.90 | 95.40 | 90.00 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.70 | 118.20 | 112.80 | 107.20 | 102.00 | 96.30 | 90.80 | −6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.50 | 118.10 | 112.60 | 107.20 | 101.70 | 96.30 | 90.80 | +4.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 124.20 | — | 113.50 | — | 102.60 | — | 91.70 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 124.60 | 119.20 | 113.80 | 108.30 | 102.90 | 97.60 | 92.10 | +11.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 125.40 | 120.00 | 114.50 | 109.10 | 103.60 | 98.20 | 92.70 | +7.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 126.40 | 120.90 | 115.40 | — | 104.30 | — | 93.20 | +1.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 129.30 | 123.90 | 118.40 | 113.00 | 107.50 | 102.10 | 96.60 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 129.30 | 123.90 | 118.40 | 113.00 | 107.50 | 102.10 | 96.60 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 129.30 | 123.90 | 118.40 | 113.00 | 107.50 | 102.10 | 96.60 | +7.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 129.30 | 123.90 | 118.40 | 113.00 | 107.50 | 102.10 | 96.60 | +7.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 129.50 | — | 118.60 | — | 107.70 | — | 97.00 | +13.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 130.60 | 125.20 | 119.70 | 114.30 | 108.80 | 103.40 | 97.90 | +7.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 131.00 | 125.50 | 120.10 | 114.60 | 109.20 | 103.70 | 98.30 | +4.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 131.00 | 125.50 | 120.10 | 114.60 | 109.20 | 103.70 | 98.30 | +4.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 131.00 | — | 120.10 | — | 109.20 | — | 98.40 | +13.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 131.00 | — | 120.10 | — | 109.20 | — | 98.40 | +13.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 131.00 | — | 120.10 | — | 109.20 | — | 98.40 | +13.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.20 | 127.90 | 122.50 | 117.00 | 111.60 | 106.20 | 100.70 | +2.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 134.00 | — | 123.10 | — | 112.20 | — | 101.40 | +13.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 134.70 | 129.30 | 123.90 | 118.40 | 113.00 | 107.70 | 102.20 | +11.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.90 | 133.40 | 127.90 | — | 116.80 | — | 105.60 | +0.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 139.00 | 133.60 | 128.10 | 122.70 | 117.20 | 111.80 | 106.30 | +4.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 139.10 | 133.70 | 128.40 | 122.90 | 117.50 | 112.10 | 106.60 | +10.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 139.10 | 133.70 | 128.40 | 122.90 | 117.50 | 112.10 | 106.60 | +10.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 140.70 | 135.30 | 129.90 | 124.40 | 119.00 | 113.60 | 108.10 | +10.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 143.80 | 138.40 | 133.00 | 127.50 | 122.10 | 116.70 | 111.30 | +10.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.80 | — | 138.00 | — | 127.10 | — | 116.20 | +13.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.50 | 150.10 | 144.70 | 139.20 | 133.80 | 128.40 | 122.90 | +10.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 96.10 | — | — | — | — | 69.10 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 98.40 | — | — | — | — | 71.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 98.40 | — | — | — | — | 71.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 99.60 | — | — | — | — | 72.50 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 100.70 | — | — | — | — | 73.60 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 102.80 | 97.40 | 92.00 | 86.50 | 81.10 | 75.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 104.00 | — | — | — | — | 77.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 104.00 | — | — | — | — | 77.00 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 105.30 | 100.60 | 96.00 | 91.30 | 86.50 | 79.90 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 107.70 | 102.30 | 97.00 | 91.60 | 86.10 | 80.70 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 112.30 | 106.90 | 101.50 | 96.00 | 90.60 | 85.20 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 112.40 | 107.00 | 101.50 | 96.10 | 90.70 | 85.20 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 113.10 | — | — | — | — | 86.10 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 121.00 | 115.60 | 110.30 | 104.90 | 99.40 | 94.00 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Andeer for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/), the cheapest offer in [Andeer](https://praemiencheck.onedoc.ch/en/gr/andeer/) is Assura (MediTel) at 57.30 CHF a month. The cheapest standard model (free choice of doctor) is vita surselva (Standard model) at 63.30 CHF a month.

### How much does health insurance cost in Andeer in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/gr/andeer/child/) with a deductible of 600 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/), monthly premiums run from 57.30 CHF (Assura, MediTel) to 122.90 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 105.20 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Andeer for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, MediTel), the premium goes from 89.90 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-0/) to 57.30 CHF with the 600 CHF deductible: 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Andeer for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 63.30 CHF (vita surselva), family doctor / HMO 58.30 CHF (vita surselva), flexible model 58.40 CHF (Assura), telemedicine 57.30 CHF (Assura).

### Does a second or third child pay less in Andeer?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 24 insurers present in Andeer file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 59.40 CHF | 24.40 CHF from the 3rd child |
| sana24 | Managed Care | 84.90 CHF | 27.20 CHF from the 3rd child |
| Visana | Managed Care | 71.10 CHF | 27.90 CHF from the 3rd child |
| SWICA | Standard model | 86.60 CHF | 28.20 CHF from the 3rd child |
| Galenos | Managed Care | 90.00 CHF | 30.10 CHF from the 3rd child |
| CONCORDIA | HMO | 67.30 CHF | 30.90 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 68.40 CHF | 34.20 CHF from the 3rd child |
| rhenusana | sanmed24 | 77.70 CHF | 38.90 CHF from the 3rd child |
| Assura | MediTel | 57.30 CHF | 55.90 CHF from the 4th child, 54.50 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 87.40 CHF | 65.50 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 88.00 CHF | 66.00 CHF from the 5th child |
| SLKK | SmartMed | 78.10 CHF | 67.40 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 106.60 CHF | 80.00 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Andeer is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Andeer (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/andeer/
- Premiums 2027 in Andeer (GR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/andeer/child/
- Premiums 2027 in Andeer (GR), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/andeer/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/gr/andeer/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/gr/andeer/child/with-accident/deductible-600/
- Deductible Premiums 2027 in Andeer (GR), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Andeer (GR), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Andeer (GR), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Andeer (GR), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Andeer (GR), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Andeer (GR), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/gr/andeer/child/no-accident/deductible-0/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `andeer` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.