# Health insurance premiums 2027 in Albula/Alvra (GR), for an adult aged 26 or over who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Albula/Alvra](https://praemiencheck.onedoc.ch/en/gr/albula-alvra/) ([canton Graubünden](https://praemiencheck.onedoc.ch/en/gr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/), the cheapest monthly basic insurance premium is **417.05 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 591.95 CHF with Groupe Mutuel – Avenir (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 417.05 | 406.95 | 381.75 | 356.45 | 331.25 | 306.05 | +3.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 419.05 | 408.85 | 381.55 | 355.05 | 330.55 | 307.05 | +3.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Sparmed | 424.25 | 413.95 | 385.65 | 355.60 | 325.60 | 299.85 | +6.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 434.15 | 422.55 | 393.35 | 364.15 | 335.05 | 305.85 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 434.45 | 422.85 | 393.65 | 364.45 | 335.35 | 306.15 | +3.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 436.75 | 425.15 | 395.95 | 366.75 | 337.65 | 308.45 | +3.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 440.35 | 429.55 | 402.75 | 375.95 | 349.15 | 322.45 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 440.35 | 429.55 | 402.75 | 375.95 | 349.15 | 322.45 | +4.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 441.45 | 430.65 | 404.05 | 377.35 | 350.65 | 324.05 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 441.85 | 430.25 | 401.05 | 371.85 | 342.75 | 313.55 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 443.85 | 433.05 | 406.35 | 379.45 | 352.55 | 325.85 | +3.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 444.65 | 433.05 | 403.85 | 374.65 | 345.55 | 316.35 | +5.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 444.85 | 433.25 | 404.05 | 374.85 | 345.75 | 316.55 | +0.6 % |
| [curaulta](https://www.curaulta.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.05 | 435.65 | 407.15 | 379.65 | 353.95 | 328.05 | +5.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.25 | 438.20 | 406.55 | 379.45 | 352.35 | 320.70 | +6.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 447.25 | 435.60 | 406.45 | 377.25 | 348.10 | 318.95 | +4.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 449.55 | 437.95 | 408.75 | 379.55 | 350.45 | 321.25 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 450.25 | 438.65 | 409.45 | 380.25 | 351.15 | 321.95 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 451.25 | 439.55 | 415.55 | 386.35 | 352.05 | 322.95 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 452.50 | 440.85 | 411.70 | 382.50 | 353.35 | 324.20 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 455.35 | 443.75 | 414.55 | 385.35 | 356.25 | 327.05 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 455.35 | 443.75 | 414.55 | 385.35 | 356.25 | 327.05 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 455.45 | 443.85 | 414.65 | 385.45 | 356.35 | 327.15 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 455.45 | 443.85 | 414.65 | 385.45 | 356.35 | 327.15 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 456.65 | 444.95 | 415.75 | 386.65 | 357.45 | 328.25 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 456.85 | 450.15 | 415.95 | 386.85 | 357.65 | 328.45 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 456.85 | 450.15 | 415.95 | 386.85 | 357.65 | 328.45 | +3.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 458.05 | 446.45 | 417.25 | 388.05 | 358.95 | 329.75 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 460.35 | 448.75 | 419.55 | 390.35 | 361.25 | 332.05 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 460.75 | 449.15 | 419.95 | 390.75 | 361.65 | 332.45 | +2.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 461.45 | 454.95 | 430.95 | 401.75 | 372.55 | 343.45 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 461.45 | 449.85 | 425.75 | 396.65 | 362.35 | 333.15 | +3.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 462.35 | 455.65 | 421.45 | 392.35 | 363.15 | 333.95 | +3.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 464.95 | 453.35 | 424.15 | 394.95 | 365.85 | 336.65 | +0.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 466.05 | 454.45 | 425.25 | 396.05 | 366.95 | 337.75 | +0.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 466.15 | 454.55 | 425.35 | 396.15 | 367.05 | 337.85 | +0.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 466.15 | 454.55 | 425.35 | 396.15 | — | 337.85 | +2.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 466.65 | 456.65 | 431.55 | 406.45 | 381.45 | 356.35 | −4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 466.85 | 455.15 | 426.05 | 396.85 | 367.65 | 338.55 | +9.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 467.15 | 455.65 | 426.65 | 397.15 | 368.15 | 339.15 | +3.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 467.75 | 456.15 | 426.95 | 397.75 | 368.65 | 339.45 | +0.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 467.75 | 461.15 | 426.95 | 397.75 | 368.65 | 339.45 | +3.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 468.95 | 458.45 | 431.45 | 404.95 | 377.95 | 351.05 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 469.85 | 458.35 | 429.35 | 399.85 | 370.85 | 341.85 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 470.35 | 458.75 | 429.55 | 400.35 | — | 342.05 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 471.15 | 460.15 | 432.65 | 404.65 | 377.05 | 349.55 | +3.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 471.75 | 460.05 | 436.05 | 406.85 | 382.85 | 353.65 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 | +9.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 | +9.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 472.25 | 460.55 | 431.45 | 402.25 | 373.05 | 343.95 | +9.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 473.55 | 461.90 | 432.75 | 403.55 | 374.40 | 345.25 | +5.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 474.35 | 462.75 | 433.55 | 404.35 | 375.25 | 346.05 | +1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 | +2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 475.55 | 463.95 | 434.75 | 405.55 | 376.45 | 347.25 | +2.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 476.75 | 465.15 | 435.95 | 406.75 | 377.65 | 348.45 | +6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 476.85 | 470.35 | 446.25 | 417.15 | 387.95 | 358.75 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 478.75 | 472.15 | 437.95 | 408.75 | 379.65 | 350.45 | +3.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 478.80 | 467.15 | 438.00 | 408.80 | 379.65 | 350.50 | +5.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.95 | 467.35 | 438.15 | 408.95 | 379.85 | 350.65 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 479.45 | 467.85 | 438.65 | 409.45 | 380.35 | 351.15 | +6.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 481.85 | 470.25 | 441.05 | 411.85 | 382.75 | 353.55 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 481.85 | 470.25 | 441.05 | 411.85 | 382.75 | 353.55 | +0.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.85 | 471.15 | 442.05 | 412.85 | 383.65 | 354.55 | +3.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 483.05 | 471.45 | 442.25 | 413.05 | 383.95 | 354.75 | +9.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 483.25 | 471.65 | 442.45 | 413.25 | 384.15 | 354.95 | +3.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 484.05 | 472.40 | 443.25 | 414.05 | 384.90 | 355.75 | +5.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 485.95 | 474.45 | 445.45 | 415.95 | 386.95 | 357.95 | +3.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 487.15 | 477.05 | 451.65 | 426.25 | 400.85 | 366.75 | +5.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 487.55 | 475.95 | 446.75 | 417.55 | — | 359.25 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 487.85 | 476.25 | 447.05 | 417.85 | 388.75 | 359.55 | +0.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 488.55 | 478.15 | 451.85 | 425.55 | 399.35 | 373.15 | −4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 491.85 | 480.25 | 451.05 | 421.85 | — | 363.55 | +2.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 492.05 | 480.45 | 453.05 | 425.05 | 397.05 | 369.05 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 493.05 | 481.55 | 452.55 | 423.05 | 394.05 | 365.05 | +8.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 493.05 | 482.05 | 454.55 | 426.55 | 398.95 | 371.45 | +8.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 494.05 | 483.55 | 456.95 | 430.35 | 403.85 | 377.35 | −4.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 495.95 | 484.45 | 455.45 | 425.95 | 396.95 | 367.95 | +8.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 498.45 | 486.85 | 457.65 | 428.65 | 399.35 | 370.15 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 499.45 | 487.85 | 458.65 | 429.45 | 400.35 | 371.15 | +5.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 499.45 | 487.85 | 458.65 | 429.45 | 400.35 | 371.15 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.75 | 489.15 | 459.95 | 430.75 | 401.65 | 372.45 | +2.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 501.15 | 489.45 | 460.35 | 431.15 | 401.95 | 372.85 | +3.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.55 | 495.95 | 466.75 | 437.55 | 408.45 | 379.25 | 0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.55 | 496.95 | 467.75 | 438.55 | 409.45 | 380.25 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 508.95 | 497.35 | 468.15 | 438.95 | — | 380.65 | −0.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 510.05 | 498.45 | 469.25 | 440.05 | 411.05 | 382.05 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 510.25 | 498.55 | 469.35 | 440.25 | 411.05 | 381.85 | +5.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 514.75 | 503.15 | 473.95 | 444.75 | 415.65 | 386.45 | +3.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 514.75 | 503.15 | 473.95 | 444.75 | 415.65 | 386.45 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 515.55 | 503.95 | 474.75 | 445.55 | 416.45 | 387.25 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 516.35 | 504.85 | 475.85 | 446.35 | 417.35 | 388.35 | +8.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 517.45 | 505.95 | 476.95 | 447.45 | 418.45 | 389.45 | +8.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.85 | 509.20 | 480.05 | 450.85 | 421.70 | 392.55 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 524.25 | 512.65 | 483.45 | 454.25 | 425.15 | 395.95 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 526.25 | 514.65 | 485.45 | 456.25 | 427.15 | 397.95 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 526.35 | 515.35 | 487.85 | 459.85 | 432.25 | 404.75 | +9.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 528.15 | 521.55 | 487.35 | 458.15 | 429.05 | 399.85 | +3.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 529.35 | 517.85 | 488.85 | 459.35 | 430.35 | 401.35 | +8.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 529.35 | 517.85 | 488.85 | 459.35 | 430.35 | 401.35 | +8.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 529.65 | 517.95 | 488.75 | 459.65 | 430.45 | 401.25 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.25 | 518.65 | 489.45 | 460.25 | 431.15 | 401.95 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.65 | 519.95 | 490.85 | 461.65 | 432.45 | 403.35 | +5.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 534.55 | 523.05 | 494.05 | 464.55 | 435.55 | 406.55 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.55 | 524.95 | 495.75 | 466.55 | 437.45 | 408.25 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.25 | 525.65 | 496.45 | 467.25 | 438.15 | 408.95 | +9.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.75 | 531.15 | 501.95 | 472.75 | 443.65 | 414.45 | +0.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.35 | 531.75 | 502.55 | 473.35 | 444.25 | 415.05 | −4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.65 | 537.95 | 503.85 | 474.65 | 445.45 | 416.35 | +3.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.75 | 540.15 | 510.95 | 481.75 | — | 423.45 | +2.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.55 | 548.95 | 519.75 | 490.65 | 461.45 | 432.25 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.45 | 565.95 | 536.95 | 507.45 | 478.45 | 449.45 | +8.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 588.95 | 577.25 | 548.15 | 518.95 | 489.75 | 460.65 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 591.95 | 580.45 | 551.45 | 521.95 | 492.95 | 463.95 | +8.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Albula/Alvra for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/), the cheapest offer in [Albula/Alvra](https://praemiencheck.onedoc.ch/en/gr/albula-alvra/) is Agrisano (AGRIsmart) at 417.05 CHF a month. The cheapest standard model (free choice of doctor) is curaulta (Standard model) at 446.05 CHF a month.

### How much does health insurance cost in Albula/Alvra in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/), monthly premiums run from 417.05 CHF (Agrisano, AGRIsmart) to 591.95 CHF (Groupe Mutuel – Avenir, Standard model): 117 offers from 24 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 390.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Albula/Alvra for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 417.05 CHF a month with the 300 CHF deductible to 306.05 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/deductible-2500/): 111.00 CHF less a month, 1'332.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'780 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Albula/Alvra for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 446.05 CHF (curaulta), family doctor / HMO 419.05 CHF (curaulta), flexible model 434.45 CHF (ÖKK), telemedicine 417.05 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 421.80 CHF at Agrisano (AGRIsmart) gives 417.05 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Albula/Alvra is in region 3 of canton Graubünden.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Albula/Alvra (GR): every situation: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/
- Premiums 2027 in Albula/Alvra (GR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/
- Premiums 2027 in Albula/Alvra (GR), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/child/
- Young adult: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Albula/Alvra (GR), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Albula/Alvra (GR), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Albula/Alvra (GR), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Albula/Alvra (GR), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Albula/Alvra (GR), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/gr/albula-alvra/adult/with-accident/deductible-300/ — replace `gr` with your canton’s two-letter code (ge, vd, zh…), `albula-alvra` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.