# Health insurance premiums 2026 in Troinex (GE), for a child aged 0 to 18, deductible of 0 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Troinex](https://praemiencheck.onedoc.ch/en/ge/troinex/) ([canton Geneva](https://praemiencheck.onedoc.ch/en/ge/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/troinex/child/) with a 0 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/), the cheapest monthly basic insurance premium is **118.55 CHF** with **Assura** (PharMed model) and the most expensive is 199.55 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (0 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 118.55 | 113.15 | 107.85 | 102.35 | 96.95 | 91.55 | 86.05 | +2.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 119.35 | 113.95 | 108.55 | 103.05 | 97.65 | 92.25 | 86.75 | +4.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 119.55 | 114.15 | 108.75 | 103.25 | 97.85 | — | 86.95 | −6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 119.65 | 114.25 | 108.85 | 103.35 | 97.95 | 92.55 | 87.05 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 120.75 | 115.35 | 109.95 | 104.45 | 99.05 | 93.65 | 88.15 | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 124.95 | 119.55 | 114.15 | 108.65 | 103.25 | 97.85 | 92.35 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 124.95 | 119.55 | 114.15 | 108.65 | 103.25 | 97.85 | 92.35 | +1.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 126.15 | — | — | — | — | 99.05 | — | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 126.15 | — | — | — | — | 99.05 | — | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 126.15 | — | — | — | — | 99.05 | — | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 127.65 | — | — | — | — | 100.55 | — | +2.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 129.05 | — | 120.45 | — | 111.75 | — | 103.05 | −1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 129.05 | — | 120.45 | — | 111.75 | — | 103.05 | −3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 130.65 | — | — | — | — | 103.65 | — | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 130.65 | — | — | — | — | 103.65 | — | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 130.75 | 125.35 | 119.95 | 114.45 | 109.05 | — | 98.15 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 130.95 | 125.55 | 120.15 | 114.65 | 109.25 | — | 98.35 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 135.35 | — | — | — | — | 108.25 | — | +3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 135.45 | 130.05 | 124.65 | 119.15 | 113.75 | 108.35 | 102.85 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 136.95 | — | — | — | — | 109.85 | — | +3.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 137.35 | 132.25 | 127.25 | 123.25 | 117.15 | 111.05 | — | +8.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 137.45 | — | 128.25 | — | 119.05 | — | 109.75 | +2.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 139.15 | 133.75 | 128.35 | 122.85 | 117.45 | — | 106.55 | +4.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 139.15 | — | 129.85 | — | 120.45 | — | 111.15 | +1.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 146.85 | 141.45 | 136.05 | 130.55 | 125.15 | — | 114.35 | +1.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 146.95 | — | 139.55 | — | 128.65 | — | 117.85 | +2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 147.25 | 141.75 | 136.25 | 130.65 | 125.25 | 119.75 | 114.15 | +6.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 147.25 | 141.75 | 136.25 | 130.65 | 125.25 | 119.75 | 114.15 | +6.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 147.65 | — | 136.85 | — | 125.95 | — | 115.05 | +5.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 147.65 | — | 136.85 | — | 125.95 | — | 115.05 | +5.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 149.25 | — | — | — | — | 122.25 | — | +3.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 149.95 | 144.45 | 139.05 | 133.55 | 128.15 | 122.65 | 117.25 | +4.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 150.85 | — | 140.85 | — | 130.65 | — | 120.55 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 151.35 | 145.85 | 140.25 | — | 129.15 | — | 118.05 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 151.35 | 145.95 | 140.45 | 135.05 | 129.55 | 124.15 | 118.65 | +4.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 151.55 | 146.15 | 140.75 | 135.35 | 129.95 | 124.55 | 119.05 | +7.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 151.75 | — | 141.05 | — | 130.15 | — | 119.25 | +5.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 151.75 | — | 141.05 | — | 130.15 | — | 119.25 | +5.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 152.35 | 146.85 | 141.35 | — | 130.25 | — | 119.15 | +4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 152.45 | 147.05 | 141.65 | 136.15 | 130.75 | 125.35 | 119.95 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 152.85 | — | 145.45 | — | 134.55 | — | 123.75 | +6.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 153.25 | 147.75 | 142.35 | 136.85 | 131.45 | 125.95 | 120.55 | +4.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 153.35 | 147.95 | 142.55 | 137.05 | 131.65 | 126.25 | 120.75 | +7.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 153.75 | 148.35 | 142.95 | 137.45 | 132.05 | 126.65 | 121.15 | −0.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 154.15 | 148.85 | 143.45 | 137.95 | 132.55 | 127.15 | 121.65 | +9.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 154.35 | 148.85 | 143.35 | 137.75 | 132.35 | 126.85 | 121.25 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 154.35 | 148.85 | 143.45 | 137.95 | 132.55 | 127.05 | 121.65 | −24.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 154.35 | 148.85 | 143.45 | 137.95 | 132.55 | 127.05 | 121.65 | −16.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 154.55 | — | 147.15 | — | 136.25 | — | 125.45 | +10.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 155.45 | 149.95 | 144.55 | 139.05 | 133.65 | 128.15 | 122.75 | +4.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 155.55 | 150.15 | 144.75 | 139.25 | 133.85 | 128.45 | 122.95 | −0.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 155.55 | 150.15 | 144.75 | 139.25 | 133.85 | 128.45 | 122.95 | −0.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 155.55 | 150.15 | 144.65 | 139.25 | 133.75 | 128.35 | 122.85 | +4.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 157.65 | 152.15 | 146.65 | — | 135.55 | — | 124.45 | +3.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 158.55 | 153.15 | 147.75 | 142.35 | 136.95 | 131.55 | — | +8.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 158.85 | 153.45 | 148.05 | 142.55 | 137.25 | 131.85 | 126.35 | +4.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 159.75 | 154.35 | 149.05 | 143.55 | 138.15 | 132.75 | 127.25 | +6.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 159.95 | — | 149.15 | — | 138.35 | — | 127.45 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 160.65 | 155.25 | 149.75 | 144.35 | 138.85 | 133.45 | 127.95 | +4.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 160.75 | 155.35 | 149.95 | 144.45 | 139.05 | 133.65 | 128.15 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 160.95 | 155.55 | 150.15 | 144.65 | 139.25 | 133.85 | 128.35 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 162.15 | — | 153.05 | — | 142.15 | — | 131.35 | +7.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 162.45 | 157.05 | 151.55 | 146.05 | 140.65 | 135.15 | 129.75 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 162.45 | 157.05 | 151.55 | 146.05 | 140.65 | 135.15 | 129.75 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 162.45 | 157.05 | 151.55 | 146.05 | 140.65 | 135.15 | 129.75 | +4.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 162.55 | 157.15 | 151.75 | 146.25 | 140.85 | 135.45 | 129.95 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 162.55 | — | 151.75 | — | 140.85 | — | 129.95 | +2.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 163.85 | — | 153.05 | — | 142.15 | — | 131.35 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 163.85 | — | 153.05 | — | 142.15 | — | 131.35 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 163.85 | — | 153.05 | — | 142.15 | — | 131.35 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 163.95 | — | 153.05 | — | 142.25 | — | 131.45 | +12.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 163.95 | — | 153.05 | — | 142.25 | — | 131.45 | +12.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 164.25 | 158.75 | 153.35 | 147.85 | 142.45 | 136.95 | 131.55 | +4.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 164.95 | 159.35 | 153.85 | — | 142.75 | — | 131.65 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 166.25 | 160.85 | 155.45 | 150.05 | 144.65 | 139.25 | 133.75 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 166.85 | — | 155.95 | — | 145.05 | — | 134.35 | +9.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 166.85 | — | 155.95 | — | 145.05 | — | 134.35 | +8.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 166.85 | — | 155.95 | — | 145.05 | — | 134.35 | +9.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 167.95 | 162.55 | 157.15 | 151.70 | 146.30 | 140.90 | 135.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 167.95 | 162.55 | 157.15 | 151.70 | 146.30 | 140.90 | 135.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 167.95 | 162.55 | 157.15 | 151.70 | 146.30 | 140.90 | 135.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 167.95 | 162.55 | 157.15 | 151.70 | 146.30 | 140.90 | 135.40 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 168.05 | 162.65 | 157.25 | 151.75 | 146.35 | 140.95 | 135.45 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 168.45 | 167.55 | 166.65 | 165.75 | 164.75 | 163.85 | — | +2.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 168.95 | 163.65 | 158.25 | 152.75 | 147.35 | 141.95 | 136.45 | +7.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 169.85 | 164.45 | 159.05 | 153.55 | 148.15 | 142.75 | 137.25 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 170.85 | 165.45 | 159.95 | 154.55 | 149.05 | 143.65 | 138.15 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 170.85 | 165.45 | 159.95 | 154.55 | 149.05 | 143.65 | 138.15 | New tariff 2026 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 170.95 | 165.45 | 159.95 | 154.45 | 148.95 | 143.45 | 137.85 | +5.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 171.25 | 165.85 | 160.35 | 154.85 | 149.45 | 143.95 | 138.55 | +4.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 173.05 | 172.15 | 171.25 | 170.35 | 169.35 | 168.45 | — | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 173.35 | 167.95 | 162.55 | 157.05 | 151.65 | 146.25 | 140.75 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 173.45 | 167.95 | 162.55 | 157.05 | 151.65 | 146.15 | 140.75 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 173.45 | 167.95 | 162.55 | 157.05 | 151.65 | 146.15 | 140.75 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 173.45 | 167.95 | 162.55 | 157.05 | 151.65 | 146.15 | 140.75 | +4.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 173.85 | 168.35 | 162.85 | — | 151.65 | — | 140.55 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 174.35 | 168.95 | 163.65 | 158.15 | 152.75 | 147.35 | 141.85 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 178.15 | 172.75 | 167.35 | 161.85 | 156.45 | 151.05 | 145.55 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 178.95 | 173.45 | 168.05 | 162.55 | 157.15 | 151.65 | 146.25 | +4.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 179.75 | 174.15 | 168.65 | 163.10 | 157.55 | 152.00 | 146.45 | +8.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 185.85 | — | 174.65 | 169.15 | 163.65 | 158.05 | 152.55 | −5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 186.65 | 185.75 | 184.75 | 183.85 | 182.95 | 181.95 | — | +2.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 186.95 | — | 176.15 | — | 165.25 | — | 154.35 | +9.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 190.15 | 184.75 | 179.25 | 173.85 | 168.35 | 162.95 | 157.45 | −11.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 199.55 | — | — | 183.35 | — | — | 167.05 | +6.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Troinex for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/), the cheapest offer in [Troinex](https://praemiencheck.onedoc.ch/en/ge/troinex/) is Assura (PharMed) at 118.55 CHF a month.

### How much does health insurance cost in Troinex in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/troinex/child/) with a deductible of 0 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/), monthly premiums run from 118.55 CHF (Assura, PharMed) to 199.55 CHF (rhenusana, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 147.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Troinex for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, PharMed), the premium goes from 118.55 CHF a month with the 0 CHF deductible to 86.05 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-600/): 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Troinex for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 135.45 CHF (Assura), family doctor / HMO 118.55 CHF (Assura), flexible model 119.35 CHF (Assura), telemedicine 126.15 CHF (Helsana).

### Does a second or third child pay less in Troinex?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 21 insurers present in Troinex file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Galenos | Managed Care | 154.35 CHF | 56.45 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 146.95 CHF | 58.25 CHF from the 3rd child |
| sana24 | Med Direct | 155.45 CHF | 59.35 CHF from the 3rd child |
| Visana | Managed Care | 149.95 CHF | 59.65 CHF from the 3rd child |
| Aquilana | SMARTMED | 137.35 CHF | 66.15 CHF from the 3rd child |
| CONCORDIA | HMO | 147.25 CHF | 66.75 CHF from the 3rd child |
| Agrisano | Standard model | 185.85 CHF | 81.65 CHF from the 3rd child |
| rhenusana | Standard model | 199.55 CHF | 97.25 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel | 151.55 CHF | 112.45 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 153.75 CHF | 114.05 CHF from the 5th child |
| Assura | PharMed | 118.55 CHF | 117.05 CHF from the 4th child, 115.35 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 158.85 CHF | 117.85 CHF from the 5th child |
| EGK | EGK-TelCare | 168.45 CHF | 150.25 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 123.70 CHF at Assura (PharMed) gives 118.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Troinex is in region 0 of canton Geneva.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Troinex (GE): every situation: https://praemiencheck.onedoc.ch/en/ge/troinex/
- Premiums 2026 in Troinex (GE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ge/troinex/child/
- Premiums 2026 in Troinex (GE), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ge/troinex/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ge/troinex/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ge/troinex/child/with-accident/deductible-0/
- Deductible Premiums 2026 in Troinex (GE), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-100/
- Deductible Premiums 2026 in Troinex (GE), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-200/
- Deductible Premiums 2026 in Troinex (GE), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-300/
- Deductible Premiums 2026 in Troinex (GE), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-400/
- Deductible Premiums 2026 in Troinex (GE), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-500/
- Deductible Premiums 2026 in Troinex (GE), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ge/troinex/child/no-accident/deductible-0/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…), `troinex` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-0` with `deductible-600` for another deductible. Markdown version: add `.md`.