# Health insurance premiums 2027 in Thônex (GE), for a young adult aged 19 to 25 who wants a deductible of 2'500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Thônex](https://praemiencheck.onedoc.ch/en/ge/thonex/) ([canton Geneva](https://praemiencheck.onedoc.ch/en/ge/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/) with a 2'500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/), the cheapest monthly basic insurance premium is **324.65 CHF** with **Sanitas** (Family doctor 1 model) and the most expensive is 599.25 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 452.95 | 441.30 | 412.15 | 382.95 | 353.80 | 324.65 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 452.95 | 441.30 | 412.15 | 382.95 | 353.80 | 324.65 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 453.00 | 441.40 | 412.20 | 383.00 | — | 324.70 | −14.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 457.65 | 446.00 | 416.85 | 387.65 | 358.50 | 329.35 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 457.65 | 446.00 | 416.85 | 387.65 | 358.50 | 329.35 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 457.65 | 446.00 | 416.85 | 387.65 | 358.50 | 329.35 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 457.65 | 446.00 | 416.85 | 387.65 | 358.50 | 329.35 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 457.65 | 446.00 | 416.85 | 387.65 | 358.50 | 329.35 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 460.80 | 449.30 | 420.30 | 390.80 | 361.80 | 332.80 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 465.00 | 453.40 | 424.20 | 395.00 | 365.90 | 336.70 | +0.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 465.10 | 453.50 | 424.30 | 395.10 | 366.00 | 336.80 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 465.10 | 453.50 | 424.30 | 395.10 | 366.00 | 336.80 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 467.70 | 456.10 | 426.90 | 397.70 | 368.60 | 339.40 | +5.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.80 | 460.15 | 431.00 | 401.80 | 372.65 | 343.50 | +1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 473.10 | 461.40 | 432.20 | 403.10 | 373.90 | 344.70 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 473.10 | 461.40 | 432.20 | 403.10 | 373.90 | 344.70 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 473.10 | 461.40 | 432.20 | 403.10 | 373.90 | 344.70 | +4.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 477.30 | 465.70 | 436.50 | 407.30 | 378.20 | 349.00 | +0.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 477.40 | 465.80 | 436.60 | 407.40 | 378.30 | 349.10 | +0.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 477.40 | 465.80 | 436.60 | 407.40 | 378.30 | 349.10 | +0.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 478.50 | 466.90 | 437.70 | 408.50 | 379.40 | 350.20 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 479.60 | 468.00 | 438.80 | 409.60 | 380.50 | 351.30 | +5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 480.00 | 468.40 | 439.20 | 410.00 | 380.90 | 351.70 | +1.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 480.70 | 469.10 | 439.90 | 410.70 | 381.60 | 352.40 | +7.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 482.60 | 471.10 | 442.10 | 412.60 | 383.60 | 354.60 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 483.50 | 471.90 | 442.70 | 413.50 | 384.40 | 355.20 | +7.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 483.90 | 472.30 | 443.10 | 413.90 | 384.80 | 355.60 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 486.60 | 475.00 | 445.80 | 416.60 | 387.50 | 358.30 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 488.10 | 476.60 | 447.60 | 418.10 | 389.10 | 360.10 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 491.50 | 479.80 | 456.30 | 427.20 | 392.30 | 363.20 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 496.30 | 484.80 | 455.80 | 426.30 | 397.30 | 368.30 | +4.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 499.30 | 487.70 | 458.50 | 429.30 | 400.20 | 371.00 | +0.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 500.00 | 488.40 | 459.20 | 430.00 | 400.90 | 371.70 | +6.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 500.00 | 488.30 | 467.60 | 438.50 | 400.80 | 371.70 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 500.10 | 488.50 | 459.30 | 430.10 | 401.00 | 371.80 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 500.10 | 488.50 | 459.30 | 430.10 | 401.00 | 371.80 | +4.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 492.70 | 482.60 | 457.20 | 432.00 | 406.50 | 372.30 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 508.90 | 497.30 | 468.10 | 438.90 | — | 380.60 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 510.20 | 503.60 | 469.40 | 440.20 | 411.10 | 381.90 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 510.20 | 498.60 | 469.40 | 440.20 | 411.10 | 384.90 | +9.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 513.60 | 502.00 | 472.80 | 443.60 | 414.50 | 385.30 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 516.00 | 504.50 | 475.50 | 446.00 | 417.00 | 388.00 | +1.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 516.30 | 509.60 | 475.50 | 446.30 | 417.10 | 388.00 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 516.90 | 510.90 | 481.70 | 452.60 | 417.80 | 388.60 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 518.90 | 507.40 | 478.40 | 448.90 | 419.90 | 390.90 | +2.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 520.30 | 508.80 | 479.80 | 450.30 | 421.30 | 392.30 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 521.20 | 509.60 | 480.40 | 451.20 | 422.10 | 392.90 | +8.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 521.90 | 510.30 | 481.10 | 451.90 | 422.80 | 393.60 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 516.10 | 504.50 | 475.30 | 446.10 | 417.00 | 396.80 | +5.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 526.30 | 514.80 | 485.80 | 456.30 | 427.30 | 398.30 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 528.60 | 516.90 | 487.70 | 458.60 | 429.40 | 400.20 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 532.60 | 521.00 | 491.80 | 462.60 | — | 404.30 | +0.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 533.80 | 522.20 | 493.00 | 463.80 | 434.70 | 405.50 | +11.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 533.80 | 522.20 | 493.00 | 463.80 | 434.70 | 405.50 | +11.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 531.00 | 519.40 | 490.20 | 461.00 | 431.90 | 405.70 | +8.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 535.10 | 523.40 | 494.20 | 465.10 | 435.90 | 406.70 | +0.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 535.10 | 523.40 | 494.20 | 465.10 | 435.90 | 406.70 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 536.70 | 525.20 | 496.20 | 466.70 | 437.70 | 408.70 | −0.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 536.70 | 525.20 | 496.20 | 466.70 | 437.70 | 408.70 | −0.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.30 | 525.60 | 496.50 | 467.30 | 438.10 | 409.00 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 537.40 | 525.80 | 496.60 | 467.40 | — | 409.10 | +0.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 538.30 | 526.80 | 497.80 | 468.30 | 439.30 | 410.30 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 539.50 | 527.90 | 498.70 | 469.50 | 440.40 | 411.20 | +3.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 539.50 | 527.90 | 498.70 | 469.50 | 440.40 | 411.20 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 540.00 | 528.40 | 499.20 | 470.00 | 440.90 | 411.70 | +11.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 540.60 | 529.00 | 499.80 | 470.60 | 441.50 | 412.30 | +4.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 545.30 | 533.80 | 504.80 | 475.30 | 446.30 | 417.30 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.40 | 537.80 | 508.60 | 479.40 | 450.30 | 421.10 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 550.30 | 543.60 | 509.50 | 480.30 | 451.10 | 422.00 | +3.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 550.30 | 538.80 | 509.80 | 480.30 | 451.30 | 422.30 | +1.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.70 | 540.10 | 510.90 | 481.70 | 452.60 | 423.40 | +0.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 552.60 | 541.00 | 511.80 | 482.60 | 453.50 | 424.30 | +11.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 552.70 | 546.10 | 511.90 | 482.70 | 453.60 | 424.40 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 531.10 | 525.00 | 501.50 | 472.40 | 454.50 | 425.30 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 554.10 | 542.50 | 513.30 | 484.10 | 455.00 | 425.80 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 554.10 | 542.50 | 513.30 | 484.10 | 455.00 | 425.80 | +3.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 556.40 | 544.80 | 515.60 | 486.40 | — | 428.10 | −2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 560.40 | 548.80 | 519.60 | 490.40 | 461.30 | 432.10 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.90 | 553.30 | 524.10 | 494.90 | 465.80 | 436.60 | −0.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 542.40 | 536.30 | 512.80 | 483.70 | 465.80 | 436.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 548.00 | 542.00 | 518.50 | 489.30 | 465.80 | 436.60 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 565.20 | 553.60 | 524.40 | 495.20 | 466.10 | 436.90 | +10.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 566.30 | 554.70 | 525.50 | 496.50 | 467.20 | 438.00 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 577.00 | 570.30 | 536.20 | 507.00 | 477.80 | 448.70 | +3.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 577.70 | 566.10 | 536.90 | 507.70 | 478.60 | 449.40 | +11.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 578.80 | 567.10 | 538.00 | 508.80 | 479.60 | 450.50 | +0.8 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 583.20 | 571.60 | 542.40 | 513.20 | 484.10 | 454.90 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 589.10 | 582.50 | 548.30 | 519.10 | 490.00 | 460.80 | +3.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.30 | 581.70 | 552.50 | 523.30 | 494.20 | 465.00 | +8.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.00 | 581.50 | 552.50 | 523.00 | 494.00 | 465.00 | −0.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 601.40 | 589.90 | 560.90 | 531.40 | 502.40 | 473.40 | +1.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 604.00 | 592.40 | 563.20 | 534.00 | — | 475.70 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 607.40 | 600.70 | 566.50 | 537.40 | 508.20 | 479.00 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 610.80 | 599.10 | 570.00 | 540.80 | 511.60 | 482.50 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 617.70 | 606.00 | 576.80 | 547.70 | 518.50 | 489.30 | +5.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 620.40 | 608.70 | 579.60 | 550.40 | 521.20 | 492.10 | −8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 624.50 | 612.80 | 583.70 | 554.50 | 525.30 | 496.20 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 624.50 | 612.80 | 583.70 | 554.50 | 525.30 | 496.20 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 627.90 | 616.30 | 587.10 | 557.90 | 528.80 | 499.60 | +2.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 628.00 | 616.40 | 587.20 | 558.00 | 528.90 | 499.70 | +11.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 634.60 | 623.00 | 593.80 | 564.60 | 535.50 | 506.30 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 645.10 | 633.40 | 604.30 | 575.10 | 545.90 | 516.80 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 651.90 | 640.30 | 611.10 | 581.90 | 552.80 | 523.60 | +2.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 686.20 | 674.60 | 645.40 | 616.20 | 587.10 | 557.90 | +2.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 695.90 | 685.90 | 661.50 | 636.90 | 612.40 | 587.90 | +4.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 722.00 | 714.80 | 685.90 | 657.00 | 628.15 | 599.25 | +0.6 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Thônex for a young adult aged 19 to 25 with a deductible of 2'500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/), the cheapest offer in [Thônex](https://praemiencheck.onedoc.ch/en/ge/thonex/) is Sanitas (Family doctor 1) at 324.65 CHF a month.

### How much does health insurance cost in Thônex in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/) with a deductible of 2'500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/), monthly premiums run from 324.65 CHF (Sanitas, Family doctor 1) to 599.25 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 453.00 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Thônex for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Sanitas, Family doctor 1), the premium goes from 452.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/deductible-300/) to 324.65 CHF with the 2'500 CHF deductible: 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Thônex for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'500 CHF and with accident cover, the cheapest premium per model is: standard model 343.50 CHF (Sanitas), family doctor / HMO 324.65 CHF (Sanitas), flexible model 329.35 CHF (Sanitas), telemedicine 324.65 CHF (Sanitas).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Thônex is in region 0 of canton Geneva.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Thônex (GE): every situation: https://praemiencheck.onedoc.ch/en/ge/thonex/
- Premiums 2027 in Thônex (GE), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/
- Premiums 2027 in Thônex (GE), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/ge/thonex/child/
- Adult: https://praemiencheck.onedoc.ch/en/ge/thonex/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/no-accident/deductible-2500/
- Deductible Premiums 2027 in Thônex (GE), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Thônex (GE), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Thônex (GE), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Thônex (GE), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Thônex (GE), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/ge/thonex/young-adult/with-accident/deductible-300/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…), `thonex` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.