# Health insurance premiums 2027 in Plan-les-Ouates (GE), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Plan-les-Ouates, without accident cover, the cheapest health insurance premium is:

- **421.30 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-300/) (KPT, KPTwin.smart - GP with app)
- **302.00 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-2500/) (KPT, KPTwin.smart - GP with app)

## Without accident cover: from 302.00 to 717.65 CHF a month depending on the deductible and the model

106 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **421.30 CHF** a month with **KPT** (KPTwin.smart - GP with app), the most expensive 717.65 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 421.30 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-300/
- 500 CHF: 410.50 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-500/
- 1'000 CHF: 383.30 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 356.20 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 329.40 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 302.00 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 421.30 | 410.50 | 383.30 | 356.20 | — | 302.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 421.70 | 410.85 | 383.70 | 356.55 | 329.40 | 302.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 421.70 | 410.85 | 383.70 | 356.55 | 329.40 | 302.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 426.05 | 415.25 | 388.10 | 360.90 | 333.75 | 306.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 426.05 | 415.25 | 388.10 | 360.90 | 333.75 | 306.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 426.05 | 415.25 | 388.10 | 360.90 | 333.75 | 306.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 426.05 | 415.25 | 388.10 | 360.90 | 333.75 | 306.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 426.05 | 415.25 | 388.10 | 360.90 | 333.75 | 306.60 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 428.60 | 417.90 | 390.90 | 363.50 | 336.50 | 309.50 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 432.50 | 421.70 | 394.60 | 367.40 | 340.30 | 313.20 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 432.60 | 421.80 | 394.60 | 367.50 | 340.40 | 313.30 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 432.60 | 421.80 | 394.60 | 367.50 | 340.40 | 313.30 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 435.00 | 424.20 | 397.00 | 369.90 | 342.80 | 315.70 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 439.25 | 428.40 | 401.25 | 374.10 | 346.95 | 319.80 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 440.00 | 429.20 | 402.00 | 374.90 | 347.80 | 320.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 440.00 | 429.20 | 402.00 | 374.90 | 347.80 | 320.60 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 440.00 | 429.20 | 402.00 | 374.90 | 347.80 | 320.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 445.10 | 434.30 | 407.10 | 380.00 | 352.90 | 325.70 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 445.20 | 434.40 | 407.20 | 380.00 | 352.80 | 325.60 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 445.20 | 434.40 | 407.20 | 380.00 | 352.80 | 325.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 446.10 | 435.30 | 408.10 | 381.00 | 353.90 | 326.80 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 448.90 | 438.20 | 411.20 | 383.80 | 356.80 | 329.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 450.10 | 439.30 | 412.10 | 385.00 | 357.90 | 330.80 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 451.10 | 440.10 | 412.50 | 384.90 | 357.40 | 329.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 452.60 | 441.80 | 414.60 | 387.50 | 360.40 | 333.30 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 453.60 | 442.70 | 415.10 | 387.50 | 360.00 | 332.40 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 453.90 | 443.20 | 416.30 | 388.80 | 361.90 | 334.90 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 456.70 | 445.60 | 417.90 | 390.20 | 362.50 | 334.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 457.10 | 446.30 | 424.40 | 397.30 | 364.90 | 337.80 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 458.30 | 448.90 | 425.30 | 401.80 | 378.10 | 346.30 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 459.30 | 448.30 | 420.60 | 392.80 | 365.20 | 337.40 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 461.50 | 450.80 | 423.90 | 396.40 | 369.50 | 342.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 465.00 | 454.10 | 434.90 | 407.80 | 372.80 | 345.60 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 465.10 | 454.40 | 427.20 | 400.00 | 373.00 | 345.80 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 465.10 | 454.40 | 427.20 | 400.00 | 373.00 | 345.80 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 471.90 | 460.90 | 433.30 | 405.70 | 378.20 | 350.60 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 473.30 | 462.50 | 435.30 | 408.20 | — | 354.00 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 474.50 | 463.70 | 436.50 | 409.40 | 382.30 | 358.00 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 475.00 | 464.00 | 436.20 | 408.50 | 380.90 | 353.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 476.90 | 470.70 | 438.70 | 411.50 | 384.20 | 357.00 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 477.70 | 466.90 | 439.80 | 412.60 | 385.50 | 358.40 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 479.80 | 469.20 | 442.20 | 414.70 | 387.80 | 360.80 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 480.00 | 469.20 | 442.10 | 414.90 | 387.80 | 369.00 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 480.80 | 475.20 | 448.00 | 420.90 | 388.50 | 361.40 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 482.60 | 471.90 | 444.90 | 417.50 | 390.50 | 363.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 482.60 | 476.30 | 444.40 | 417.10 | 389.90 | 362.60 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 483.80 | 473.20 | 446.20 | 418.70 | 391.80 | 364.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 484.80 | 474.00 | 446.80 | 419.70 | 392.60 | 365.40 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 489.40 | 478.70 | 451.80 | 424.30 | 397.40 | 370.40 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.60 | 480.80 | 453.60 | 426.50 | 399.40 | 372.20 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 493.80 | 483.00 | 455.80 | 428.70 | 401.60 | 377.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 493.90 | 488.30 | 466.40 | 439.30 | 422.70 | 395.50 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 495.30 | 484.50 | 457.40 | 430.20 | — | 376.00 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 495.80 | 484.80 | 457.00 | 429.30 | 401.70 | 373.90 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 496.50 | 485.70 | 458.50 | 431.40 | 404.30 | 377.20 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 496.50 | 485.70 | 458.50 | 431.40 | 404.30 | 377.20 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 499.10 | 488.50 | 461.50 | 434.00 | 407.10 | 380.10 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 499.10 | 488.50 | 461.50 | 434.00 | 407.10 | 380.10 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 499.80 | 489.00 | 461.80 | 434.70 | — | 380.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 500.10 | 489.20 | 461.90 | 434.70 | 407.40 | 380.10 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 500.10 | 489.20 | 461.90 | 434.70 | 407.40 | 380.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 500.60 | 489.90 | 463.00 | 435.50 | 408.60 | 381.60 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 501.10 | 490.20 | 463.00 | 435.80 | 408.60 | 381.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 501.80 | 491.00 | 463.80 | 436.70 | 409.60 | 382.50 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 501.80 | 491.00 | 463.80 | 436.70 | 409.60 | 382.50 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 502.20 | 491.50 | 464.30 | 437.10 | 410.10 | 382.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 502.80 | 492.00 | 464.90 | 437.70 | 410.60 | 383.50 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 504.40 | 498.80 | 476.90 | 449.80 | 433.20 | 406.10 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.20 | 496.50 | 469.50 | 442.10 | 415.10 | 388.10 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 509.60 | 504.00 | 482.20 | 455.10 | 433.20 | 406.10 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 511.80 | 501.10 | 474.10 | 446.70 | 419.70 | 392.80 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 514.00 | 503.20 | 476.00 | 448.90 | 421.80 | 394.60 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 514.30 | 508.10 | 476.20 | 448.90 | 421.70 | 394.40 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 515.40 | 504.60 | 477.40 | 450.30 | 423.20 | 396.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 515.40 | 504.60 | 477.40 | 450.30 | 423.20 | 396.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 516.60 | 510.40 | 478.40 | 451.20 | 423.90 | 396.70 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 517.50 | 506.70 | 479.50 | 452.40 | — | 398.10 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 521.40 | 510.40 | 482.90 | 455.30 | 427.80 | 400.20 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 521.90 | 510.90 | 483.20 | 455.40 | 427.80 | 400.00 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 523.80 | 512.90 | 485.60 | 458.40 | 431.10 | 403.80 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.40 | 514.60 | 487.40 | 460.30 | 433.20 | 406.10 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 525.70 | 514.90 | 487.70 | 460.60 | 433.50 | 406.40 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.70 | 515.90 | 488.80 | 461.80 | 434.50 | 407.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 537.30 | 526.50 | 499.40 | 472.20 | 445.10 | 418.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 539.30 | 533.10 | 501.10 | 473.90 | 446.60 | 419.40 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 541.00 | 530.10 | 502.80 | 475.60 | 448.30 | 421.00 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 542.40 | 531.60 | 504.50 | 477.30 | 450.30 | 423.10 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 550.60 | 544.40 | 512.50 | 485.20 | 458.00 | 430.70 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.50 | 540.80 | 513.90 | 486.40 | 459.50 | 432.50 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.70 | 540.90 | 513.80 | 486.60 | 459.60 | 432.40 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 559.40 | 548.70 | 521.70 | 494.30 | 467.30 | 440.30 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 561.70 | 550.90 | 523.80 | 496.60 | — | 442.40 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.70 | 561.40 | 529.50 | 502.20 | 475.00 | 447.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 570.90 | 560.00 | 532.70 | 505.40 | 478.20 | 450.90 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 577.30 | 566.40 | 539.10 | 511.80 | 484.60 | 457.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 583.70 | 572.80 | 545.50 | 518.30 | 491.00 | 463.70 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 583.70 | 572.80 | 545.50 | 518.30 | 491.00 | 463.70 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 584.10 | 573.30 | 546.10 | 519.00 | 491.90 | 464.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 586.90 | 576.00 | 548.70 | 521.50 | 494.20 | 466.90 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 589.40 | 578.30 | 550.60 | 522.90 | 495.10 | 467.50 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.10 | 582.20 | 555.00 | 527.70 | 500.50 | 473.20 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 602.90 | 592.00 | 564.70 | 537.50 | 510.20 | 483.00 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 609.30 | 598.40 | 571.20 | 543.90 | 516.60 | 489.40 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 641.40 | 630.50 | 603.20 | 575.90 | 548.70 | 521.40 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 647.20 | 637.90 | 615.20 | 592.40 | 569.60 | 546.80 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 717.65 | 710.50 | 681.80 | 653.05 | 624.40 | 595.65 |

106 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Plan-les-Ouates for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Plan-les-Ouates](https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/) is KPT (KPTwin.smart - GP with app) at 421.30 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 439.25 CHF a month.

### How much does health insurance cost in Plan-les-Ouates in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 421.30 CHF (KPT, KPTwin.smart - GP with app) to 717.65 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 453.00 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Plan-les-Ouates for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (KPT, KPTwin.smart - GP with app), the premium goes from 421.30 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-300/) to 302.00 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Plan-les-Ouates for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 439.25 CHF (Sanitas), family doctor / HMO 421.70 CHF (Sanitas), flexible model 426.05 CHF (Sanitas), telemedicine 421.30 CHF (KPT).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/

## Related pages

- Without accident cover: from 302.00 to 717.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ge/plan-les-ouates/young-adult/no-accident/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…) and `plan-les-ouates` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.