# Health insurance premiums 2026 in Onex (GE), for a child aged 0 to 18 with accident cover

In 2026, for a child aged 0 to 18 in Onex, with accident cover, the cheapest health insurance premium is:

- **127.85 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-0/) (Assura, PharMed)
- **92.85 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-600/) (Assura, PharMed)

## With accident cover: from 92.85 to 214.95 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 0 CHF, the cheapest is **127.85 CHF** a month with **Assura** (PharMed), the most expensive 214.95 CHF with rhenusana (Standard model).

Lowest premium:
- 0 CHF: 127.85 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-0/
- 100 CHF: 122.05 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-100/
- 200 CHF: 116.25 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-200/
- 300 CHF: 110.35 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-300/
- 400 CHF: 104.55 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-400/
- 500 CHF: 98.75 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-500/
- 600 CHF: 92.85 CHF (Assura, PharMed) — https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 127.85 | 122.05 | 116.25 | 110.35 | 104.55 | 98.75 | 92.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 128.65 | 122.85 | 117.05 | 111.15 | 105.35 | 99.55 | 93.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 128.85 | 123.05 | 117.25 | 111.35 | 105.55 | — | 93.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 128.95 | 123.15 | 117.35 | 111.45 | 105.65 | 99.85 | 93.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 130.15 | 124.35 | 118.55 | 112.65 | 106.85 | 101.05 | 95.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 134.65 | 128.85 | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 135.95 | — | — | — | — | 106.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 135.95 | — | — | — | — | 106.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 135.95 | — | — | — | — | 106.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 137.55 | — | — | — | — | 108.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 139.25 | — | 129.95 | — | 120.55 | — | 111.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 139.25 | — | 129.95 | — | 120.55 | — | 111.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 140.85 | — | — | — | — | 111.75 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 140.85 | — | — | — | — | 111.75 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 140.95 | 135.15 | 129.35 | 123.45 | 117.65 | — | 105.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 141.15 | 135.35 | 129.55 | 123.65 | 117.85 | — | 106.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 145.85 | — | — | — | — | 116.75 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 145.95 | 140.15 | 134.35 | 128.45 | 122.65 | 116.85 | 110.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 147.55 | — | — | — | — | 118.45 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 148.05 | 142.65 | 137.15 | 132.85 | 126.25 | 119.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 148.25 | — | 138.35 | — | 128.45 | — | 118.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 149.95 | 144.15 | 138.35 | 132.45 | 126.65 | — | 114.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 150.05 | — | 140.05 | — | 129.95 | — | 119.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 156.05 | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 156.05 | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 158.35 | 152.55 | 146.75 | 140.85 | 135.05 | — | 123.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 158.45 | — | 150.35 | — | 138.75 | — | 127.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 159.05 | — | 147.45 | — | 135.75 | — | 124.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 159.05 | — | 147.45 | — | 135.75 | — | 124.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 159.55 | 153.75 | 147.95 | — | 136.25 | — | 124.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 160.65 | 154.85 | 149.05 | — | 137.35 | — | 125.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 160.75 | 154.95 | 149.05 | 143.25 | 137.45 | 131.55 | 125.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 160.85 | — | — | — | — | 131.75 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 162.35 | 156.45 | 150.65 | 144.85 | 138.95 | 133.15 | 127.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 162.65 | — | 151.85 | — | 140.95 | — | 130.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 163.35 | 157.55 | 151.75 | 145.85 | 140.05 | 134.25 | 128.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 163.55 | 157.75 | 151.95 | 146.05 | 140.25 | 134.45 | 128.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 163.55 | — | 151.95 | — | 140.25 | — | 128.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 163.55 | — | 151.95 | — | 140.25 | — | 128.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 164.25 | 158.45 | 152.65 | 146.75 | 140.95 | 135.15 | 129.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 164.35 | 158.55 | 152.75 | 146.85 | 141.05 | 135.25 | 129.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 164.75 | — | 156.75 | — | 145.05 | — | 133.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 165.25 | 159.45 | 153.65 | 147.75 | 141.95 | 136.15 | 130.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 165.45 | 159.65 | 153.75 | 147.95 | 142.15 | 136.25 | 130.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 165.45 | 159.65 | 153.75 | 147.95 | 142.15 | 136.25 | 130.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 165.75 | 159.95 | 154.15 | 148.25 | 142.45 | 136.65 | 130.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 166.15 | 160.35 | 154.55 | 148.65 | 142.85 | 137.05 | 131.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 166.25 | 160.45 | 154.65 | — | 142.95 | — | 131.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 166.65 | — | 158.55 | — | 146.95 | — | 135.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 166.65 | 160.75 | 154.95 | 149.15 | 143.25 | 137.45 | 131.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 166.85 | 160.95 | 155.15 | 149.35 | 143.45 | 137.65 | 131.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 167.65 | 161.85 | 156.05 | 150.15 | 144.35 | 138.55 | 132.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 167.65 | 161.85 | 156.05 | 150.15 | 144.35 | 138.55 | 132.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 170.85 | 165.05 | 159.25 | 153.45 | 147.55 | 141.75 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 171.25 | 165.45 | 159.65 | 153.75 | 147.95 | 142.15 | 136.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 172.15 | 166.35 | 160.55 | 154.65 | 148.85 | 143.05 | 137.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 172.25 | 166.45 | 160.65 | 154.75 | 148.95 | 143.15 | 137.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 172.35 | — | 160.75 | — | 149.05 | — | 137.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 173.15 | 167.35 | 161.55 | 155.65 | 149.85 | 144.05 | 138.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 173.45 | 167.65 | 161.85 | 155.95 | 150.15 | 144.35 | 138.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 173.85 | 168.05 | 162.25 | — | 150.55 | — | 138.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 174.15 | 168.35 | 162.45 | 156.65 | 150.85 | 144.95 | 139.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 174.15 | 168.35 | 162.45 | 156.65 | 150.85 | 144.95 | 139.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 174.15 | 168.35 | 162.45 | 156.65 | 150.85 | 144.95 | 139.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 174.75 | — | 164.95 | — | 153.25 | — | 141.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 175.15 | 169.35 | 163.55 | 157.65 | 151.85 | 146.05 | 140.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 175.15 | — | 163.55 | — | 151.85 | — | 140.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 176.05 | 170.25 | 164.35 | 158.55 | 152.75 | 146.85 | 141.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 176.55 | — | 164.95 | — | 153.25 | — | 141.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 176.55 | — | 164.95 | — | 153.25 | — | 141.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 176.55 | — | 164.95 | — | 153.25 | — | 141.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 176.65 | — | 164.95 | — | 153.25 | — | 141.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 176.65 | — | 164.95 | — | 153.25 | — | 141.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 178.95 | 173.15 | 167.35 | 161.45 | 155.65 | 149.85 | 143.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 179.75 | — | 168.05 | — | 156.35 | — | 144.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 179.75 | — | 168.05 | — | 156.35 | — | 144.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 179.75 | — | 168.05 | — | 156.35 | — | 144.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 180.45 | 179.55 | 178.55 | 177.55 | 176.55 | 175.55 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 180.80 | 175.00 | 169.20 | 163.30 | 157.50 | 151.70 | 145.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 180.80 | 175.00 | 169.20 | 163.30 | 157.50 | 151.70 | 145.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 180.80 | 175.00 | 169.20 | 163.30 | 157.50 | 151.70 | 145.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 180.80 | 175.00 | 169.20 | 163.30 | 157.50 | 151.70 | 145.80 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 180.85 | 175.25 | 169.70 | 164.10 | 158.55 | 152.95 | 147.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 180.85 | 175.05 | 169.25 | 163.35 | 157.55 | 151.75 | 145.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 181.15 | 175.35 | 169.55 | 163.65 | 157.85 | 152.05 | 146.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 182.05 | 176.25 | 170.45 | 164.55 | 158.75 | 152.95 | 147.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 182.75 | 176.95 | 171.15 | 165.25 | 159.45 | 153.65 | 147.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 183.15 | 177.35 | 171.55 | 165.65 | 159.85 | 154.05 | 148.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 183.15 | 177.35 | 171.55 | 165.65 | 159.85 | 154.05 | 148.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 183.25 | 177.45 | 171.65 | — | 159.95 | — | 148.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 183.55 | 177.75 | 171.95 | 166.05 | 160.25 | 154.45 | 148.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 185.35 | 184.45 | 183.45 | 182.45 | 181.45 | 180.45 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 185.95 | 180.05 | 174.25 | 168.45 | 162.55 | 156.75 | 150.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 185.95 | 180.05 | 174.25 | 168.45 | 162.55 | 156.75 | 150.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 185.95 | 180.05 | 174.25 | 168.45 | 162.55 | 156.75 | 150.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 186.55 | 180.75 | 174.95 | 169.05 | 163.25 | 157.45 | 151.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 187.85 | 182.05 | 176.25 | 170.35 | 164.55 | 158.75 | 152.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 191.85 | 186.05 | 180.25 | 174.35 | 168.55 | 162.75 | 156.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 191.85 | 185.95 | 180.15 | 174.35 | 168.45 | 162.65 | 156.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 195.85 | — | 184.15 | 178.35 | 172.55 | 166.65 | 160.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 199.95 | 198.95 | 197.95 | 196.95 | 195.95 | 194.95 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 201.35 | — | 189.75 | — | 178.05 | — | 166.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 203.85 | 197.95 | 192.15 | 186.35 | 180.45 | 174.65 | 168.85 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 214.95 | — | — | 197.45 | — | — | 179.95 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Onex for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Onex](https://praemiencheck.onedoc.ch/en/ge/onex/) is Assura (PharMed) at 127.85 CHF a month.

### How much does health insurance cost in Onex in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/onex/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 127.85 CHF (Assura, PharMed) to 214.95 CHF (rhenusana, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 147.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Onex for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, PharMed), the premium goes from 127.85 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-0/) to 92.85 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Onex for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 145.95 CHF (Assura), family doctor / HMO 127.85 CHF (Assura), flexible model 128.65 CHF (Assura), telemedicine 135.95 CHF (Helsana).

### Does a second or third child pay less in Onex?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 13 of the 21 insurers present in Onex file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Galenos | Managed Care | 165.45 CHF | 60.75 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 158.45 CHF | 63.05 CHF from the 3rd child |
| sana24 | Med Direct | 166.65 CHF | 63.85 CHF from the 3rd child |
| Visana | Managed Care | 160.75 CHF | 64.25 CHF from the 3rd child |
| CONCORDIA | HMO | 156.05 CHF | 70.85 CHF from the 3rd child |
| Aquilana | SMARTMED | 148.05 CHF | 71.45 CHF from the 3rd child |
| Agrisano | Standard model | 195.85 CHF | 86.25 CHF from the 3rd child |
| rhenusana | Standard model | 214.95 CHF | 104.95 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel | 163.35 CHF | 121.25 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex | 165.75 CHF | 123.05 CHF from the 5th child |
| Assura | PharMed | 127.85 CHF | 126.15 CHF from the 4th child, 124.35 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex | 171.25 CHF | 127.15 CHF from the 5th child |
| EGK | EGK-TelCare | 180.45 CHF | 161.05 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 133.00 CHF at Assura (PharMed) gives 127.85 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/

## Related pages

- With accident cover: from 92.85 to 214.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ge/onex/child/with-accident/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…) and `onex` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.