# Health insurance premiums 2027 in Gy (GE), for a child aged 0 to 18, deductible of 600 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Gy](https://praemiencheck.onedoc.ch/en/ge/gy/) ([canton Geneva](https://praemiencheck.onedoc.ch/en/ge/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/gy/child/) with a 600 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/), the cheapest monthly basic insurance premium is **87.95 CHF** with **Assura** (QualiMed model) and the most expensive is 175.75 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (600 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 120.45 | 115.05 | 109.65 | 104.25 | 98.85 | 93.45 | 87.95 | +0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 124.15 | 118.85 | 113.45 | 107.95 | 102.55 | 97.15 | 91.65 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 124.45 | 119.05 | 113.65 | 108.25 | 102.85 | 97.45 | 91.95 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 125.55 | 120.15 | 114.85 | 109.35 | 103.95 | 98.55 | 93.05 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 126.35 | 120.95 | 115.55 | 110.05 | 104.65 | — | 93.75 | +6.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 126.35 | 120.95 | 115.55 | 110.05 | 104.65 | 99.25 | 93.75 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 129.95 | 124.55 | 119.15 | 113.65 | 108.25 | 102.95 | 97.45 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 129.95 | 124.55 | 119.15 | 113.65 | 108.25 | 102.95 | 97.45 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 133.55 | 128.15 | 122.85 | 117.35 | 111.95 | 106.55 | 101.05 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 130.15 | — | 121.45 | — | 112.75 | — | 104.05 | +0.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 130.15 | — | 121.45 | — | 112.75 | — | 104.05 | +0.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 140.05 | 134.75 | 129.35 | 123.85 | 118.45 | — | 107.55 | +8.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.85 | 135.45 | 130.05 | 124.55 | 119.15 | 113.75 | 108.25 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 138.45 | — | 129.35 | — | 120.05 | — | 110.85 | +0.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 140.15 | — | 130.95 | — | 121.55 | — | 112.15 | +0.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 147.05 | 141.65 | 136.25 | 130.85 | 125.45 | — | 114.55 | +15.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 148.85 | 143.45 | 138.05 | 132.55 | 127.15 | — | 116.25 | +8.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 150.65 | 145.15 | 139.65 | 134.15 | 128.65 | 123.15 | 117.55 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 146.95 | — | 137.15 | — | 127.45 | — | 117.65 | −2.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 151.55 | 146.05 | 140.55 | 134.95 | 129.45 | 124.05 | 118.45 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 152.05 | — | 141.35 | — | 130.45 | — | 119.55 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 152.05 | — | 141.35 | — | 130.45 | — | 119.55 | +3.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 152.65 | 147.25 | 141.85 | 136.35 | 130.95 | 125.55 | 120.05 | +0.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 153.15 | 147.75 | 142.35 | 136.85 | 131.45 | 126.05 | 120.65 | −0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 154.15 | 148.75 | 143.25 | 137.85 | 132.35 | 126.95 | 121.45 | +3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 154.95 | 149.55 | 144.15 | 138.65 | 133.25 | 127.85 | 122.35 | −0.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 154.95 | 149.55 | 144.15 | 138.65 | 133.25 | 127.85 | 122.35 | −0.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 155.65 | 150.15 | 144.75 | 139.25 | 133.85 | 128.35 | 122.95 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 155.65 | 150.15 | 144.75 | 139.25 | 133.85 | 128.35 | 122.95 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 155.75 | 150.25 | 144.85 | 139.35 | 133.85 | 128.45 | 122.95 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 156.35 | — | 145.55 | — | 134.75 | — | 123.85 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 156.35 | — | 145.55 | — | 134.75 | — | 123.85 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 157.05 | 151.65 | 146.35 | 140.85 | 135.45 | — | 124.55 | +8.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 157.05 | 151.65 | 146.25 | 140.75 | 135.35 | 130.05 | 124.55 | +2.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 157.85 | 152.35 | 146.85 | 141.35 | 135.85 | 130.35 | 124.75 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 157.55 | 152.15 | 146.65 | 141.25 | 135.75 | 130.35 | 124.85 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 157.95 | 152.55 | 147.15 | 141.65 | 136.25 | 130.85 | 125.35 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 157.95 | 152.55 | 147.15 | 141.65 | 136.25 | 130.85 | 125.35 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 159.65 | 154.15 | 148.65 | — | 137.55 | — | 126.45 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 159.45 | 154.05 | 148.55 | 143.15 | 137.65 | 132.25 | 126.75 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 159.65 | 154.25 | 148.75 | 143.35 | 137.85 | 132.45 | 126.95 | +2.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 160.65 | 155.15 | 149.65 | — | 138.55 | — | 127.35 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 160.25 | 154.85 | 149.45 | 143.95 | 138.65 | 133.25 | 127.75 | +0.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 160.25 | 154.95 | 149.55 | 144.05 | 138.65 | 133.25 | 127.75 | −0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 161.15 | 155.75 | 150.45 | 144.95 | 139.55 | 134.15 | 128.65 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 162.15 | 156.75 | 151.35 | 145.85 | 140.45 | 135.05 | 129.55 | +0.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.75 | — | 152.95 | — | 142.05 | — | 131.25 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 163.95 | 158.55 | 153.15 | 147.65 | 142.25 | 136.85 | 131.45 | +0.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 164.85 | 159.45 | 153.95 | 148.55 | 143.05 | 137.65 | 132.15 | +2.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.85 | — | 154.05 | — | 143.15 | — | 132.25 | +3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 166.25 | 160.75 | 155.25 | — | 144.15 | — | 133.05 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 166.65 | 161.25 | 155.75 | 150.35 | 144.85 | 139.45 | 133.95 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 166.65 | 161.25 | 155.75 | 150.35 | 144.85 | 139.45 | 133.95 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 166.65 | 161.25 | 155.75 | 150.35 | 144.85 | 139.45 | 133.95 | +2.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 168.45 | 163.05 | 157.55 | 152.15 | 146.65 | 141.25 | 135.75 | +2.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 170.15 | — | 159.25 | — | 148.45 | — | 137.55 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 170.15 | — | 159.25 | — | 148.45 | — | 137.55 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.45 | — | 159.55 | — | 148.75 | — | 137.85 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 170.45 | — | 159.55 | — | 148.75 | — | 137.85 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 170.45 | — | 159.55 | — | 148.75 | — | 137.85 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 159.05 | — | 157.85 | — | 148.75 | — | 137.85 | +10.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 151.15 | — | 149.95 | — | 148.75 | — | 137.85 | +15.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 162.55 | — | 159.55 | — | 148.75 | — | 137.85 | +9.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 170.45 | — | 159.55 | — | 148.75 | — | 137.85 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 170.60 | 165.20 | 159.75 | 154.30 | 148.90 | 143.45 | 138.00 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 172.35 | 166.85 | 161.45 | 155.95 | 150.55 | 145.05 | 139.55 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 172.35 | 166.85 | 161.45 | 155.95 | 150.55 | 145.05 | 139.55 | +0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 172.05 | 166.65 | 161.35 | 155.85 | 150.45 | 145.05 | 139.55 | +1.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 172.95 | — | 161.75 | 156.25 | 150.75 | 145.15 | 139.65 | −8.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 172.40 | 167.00 | 161.55 | 156.15 | 150.75 | 145.30 | 139.85 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 172.40 | 167.00 | 161.55 | 156.15 | 150.75 | 145.30 | 139.85 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 172.40 | 167.00 | 161.55 | 156.15 | 150.75 | 145.30 | 139.85 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 172.40 | 167.00 | 161.55 | 156.15 | 150.75 | 145.30 | 139.85 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 172.40 | 167.00 | 161.55 | 156.15 | 150.75 | 145.30 | 139.85 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 173.75 | 168.25 | 162.75 | — | 151.65 | — | 140.55 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 173.15 | — | 162.25 | — | 151.45 | — | 140.55 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 173.15 | — | 162.25 | — | 151.45 | — | 140.55 | +4.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 173.15 | — | 162.25 | — | 151.45 | — | 140.55 | +4.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 173.65 | 168.25 | 162.85 | 157.35 | 152.05 | 146.65 | 141.15 | −0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 174.30 | 168.90 | 163.45 | 158.00 | 152.60 | 147.15 | 141.70 | +2.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 174.85 | 169.35 | 163.85 | 158.35 | 152.85 | 147.35 | 141.75 | +2.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 175.65 | 170.25 | 164.75 | 159.35 | 153.85 | 148.45 | 142.95 | +2.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 177.90 | 172.50 | 167.05 | 161.60 | 156.20 | 150.75 | 145.35 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 178.35 | 172.85 | 167.35 | 161.95 | 156.45 | 151.05 | 145.55 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 178.35 | 172.85 | 167.35 | 161.95 | 156.45 | 151.05 | 145.55 | +3.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 178.35 | 172.85 | 167.35 | 161.95 | 156.45 | 151.05 | 145.55 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 179.65 | 174.25 | 168.85 | 163.35 | 157.95 | 152.55 | 147.05 | +0.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.10 | 176.50 | 170.90 | 165.30 | 159.70 | 154.10 | 148.50 | +1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.15 | 177.65 | 172.15 | — | 161.05 | — | 149.95 | +6.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.95 | 178.45 | 173.05 | 167.55 | 162.15 | 156.65 | 151.25 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 191.75 | 186.25 | 180.85 | 175.35 | 169.95 | 164.45 | 159.05 | +0.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.95 | — | 183.15 | — | 172.25 | — | 161.35 | +4.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 208.25 | — | — | 191.95 | — | — | 175.75 | +4.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 134.65 | — | — | — | — | 107.55 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 137.75 | 133.05 | 128.35 | 123.65 | 118.95 | 111.45 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 137.95 | — | — | — | — | 110.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 137.95 | — | — | — | — | 110.85 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 139.65 | — | — | — | — | 112.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 142.95 | — | — | — | — | 115.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 146.35 | — | — | — | — | 119.25 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 149.65 | — | — | — | — | 122.65 | — | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 158.95 | 153.55 | 148.15 | 142.75 | 137.35 | 131.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 163.15 | — | — | — | — | 136.15 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 174.65 | 169.25 | 163.85 | 158.35 | 152.85 | 147.45 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 174.65 | 169.25 | 163.85 | 158.35 | 152.85 | 147.45 | — | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 192.55 | 187.05 | 181.65 | 176.25 | 170.75 | 165.25 | — | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Gy for a child aged 0 to 18 with a deductible of 600 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/), the cheapest offer in [Gy](https://praemiencheck.onedoc.ch/en/ge/gy/) is Assura (QualiMed) at 87.95 CHF a month.

### How much does health insurance cost in Gy in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/gy/child/) with a deductible of 600 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/), monthly premiums run from 87.95 CHF (Assura, QualiMed) to 175.75 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 152.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Gy for a child aged 0 to 18 without accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 120.45 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-0/) to 87.95 CHF with the 600 CHF deductible: 32.50 CHF less a month, 390.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 433 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Gy for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 600 CHF and without accident cover, the cheapest premium per model is: standard model 108.25 CHF (Assura), family doctor / HMO 91.65 CHF (Assura), flexible model 87.95 CHF (Assura), telemedicine 93.75 CHF (Assura).

### Does a second or third child pay less in Gy?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 11 of the 21 insurers present in Gy file a reduced premium from a certain number of children insured with them, at a 600 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| sana24 | Med Direct | 126.75 CHF | 34.25 CHF from the 3rd child |
| Galenos | Managed Care | 122.95 CHF | 36.05 CHF from the 3rd child |
| Visana | Managed Care | 121.45 CHF | 37.65 CHF from the 3rd child |
| SWICA | Standard model | 137.85 CHF | 39.85 CHF from the 3rd child |
| CONCORDIA | HMO | 117.55 CHF | 40.05 CHF from the 3rd child |
| Agrisano | Standard model | 139.65 CHF | 42.75 CHF from the 3rd child |
| Assura | QualiMed | 87.95 CHF | 86.35 CHF from the 4th child, 84.75 CHF from the 5th child |
| rhenusana | Standard model | 175.75 CHF | 85.55 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | SanaTel (Telemedicine) | 120.05 CHF | 88.85 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 120.65 CHF | 89.25 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 127.75 CHF | 94.65 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 92.70 CHF at Assura (QualiMed) gives 87.95 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Gy is in region 0 of canton Geneva.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Gy (GE): every situation: https://praemiencheck.onedoc.ch/en/ge/gy/
- Premiums 2027 in Gy (GE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ge/gy/child/
- Premiums 2027 in Gy (GE), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ge/gy/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ge/gy/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/ge/gy/child/with-accident/deductible-600/
- Deductible Premiums 2027 in Gy (GE), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Gy (GE), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Gy (GE), child, deductible of 200 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-200/
- Deductible Premiums 2027 in Gy (GE), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Gy (GE), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Gy (GE), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-500/

Address of this page: praemiencheck.onedoc.ch/en/ge/gy/child/no-accident/deductible-0/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…), `gy` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-600` with `deductible-0` for another deductible. Markdown version: add `.md`.