# Health insurance premiums 2027 in Cartigny (GE), for a young adult aged 19 to 25 without accident cover

In 2027, for a young adult aged 19 to 25 in Cartigny, without accident cover, the cheapest health insurance premium is:

- **416.55 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-300/) (KPT, KPTwin.smart - GP with app)
- **297.25 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-2500/) (KPT, KPTwin.smart - GP with app)

## Without accident cover: from 297.25 to 712.90 CHF a month depending on the deductible and the model

106 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **416.55 CHF** a month with **KPT** (KPTwin.smart - GP with app), the most expensive 712.90 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 416.55 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-300/
- 500 CHF: 405.75 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-500/
- 1'000 CHF: 378.55 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 351.45 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 324.65 CHF (Sanitas, Family doctor 1) — https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 297.25 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 416.55 | 405.75 | 378.55 | 351.45 | — | 297.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 416.95 | 406.10 | 378.95 | 351.80 | 324.65 | 297.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 416.95 | 406.10 | 378.95 | 351.80 | 324.65 | 297.50 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 421.30 | 410.50 | 383.35 | 356.15 | 329.00 | 301.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 421.30 | 410.50 | 383.35 | 356.15 | 329.00 | 301.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 421.30 | 410.50 | 383.35 | 356.15 | 329.00 | 301.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 421.30 | 410.50 | 383.35 | 356.15 | 329.00 | 301.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 421.30 | 410.50 | 383.35 | 356.15 | 329.00 | 301.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 423.85 | 413.15 | 386.15 | 358.75 | 331.75 | 304.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 427.75 | 416.95 | 389.85 | 362.65 | 335.55 | 308.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 427.85 | 417.05 | 389.85 | 362.75 | 335.65 | 308.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 427.85 | 417.05 | 389.85 | 362.75 | 335.65 | 308.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 430.25 | 419.45 | 392.25 | 365.15 | 338.05 | 310.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 434.50 | 423.65 | 396.50 | 369.35 | 342.20 | 315.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 435.25 | 424.45 | 397.25 | 370.15 | 343.05 | 315.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 435.25 | 424.45 | 397.25 | 370.15 | 343.05 | 315.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 435.25 | 424.45 | 397.25 | 370.15 | 343.05 | 315.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 440.35 | 429.55 | 402.35 | 375.25 | 348.15 | 320.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 440.45 | 429.65 | 402.45 | 375.25 | 348.05 | 320.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 440.45 | 429.65 | 402.45 | 375.25 | 348.05 | 320.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 441.35 | 430.55 | 403.35 | 376.25 | 349.15 | 322.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 444.15 | 433.45 | 406.45 | 379.05 | 352.05 | 325.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 445.35 | 434.55 | 407.35 | 380.25 | 353.15 | 326.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 446.35 | 435.35 | 407.75 | 380.15 | 352.65 | 325.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 447.85 | 437.05 | 409.85 | 382.75 | 355.65 | 328.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 448.85 | 437.95 | 410.35 | 382.75 | 355.25 | 327.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 449.15 | 438.45 | 411.55 | 384.05 | 357.15 | 330.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 451.95 | 440.85 | 413.15 | 385.45 | 357.75 | 330.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 452.35 | 441.55 | 419.65 | 392.55 | 360.15 | 333.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 453.55 | 444.15 | 420.55 | 397.05 | 373.35 | 341.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 454.55 | 443.55 | 415.85 | 388.05 | 360.45 | 332.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 456.75 | 446.05 | 419.15 | 391.65 | 364.75 | 337.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 460.25 | 449.35 | 430.15 | 403.05 | 368.05 | 340.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 460.35 | 449.65 | 422.45 | 395.25 | 368.25 | 341.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 460.35 | 449.65 | 422.45 | 395.25 | 368.25 | 341.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 467.15 | 456.15 | 428.55 | 400.95 | 373.45 | 345.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 468.55 | 457.75 | 430.55 | 403.45 | — | 349.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 469.75 | 458.95 | 431.75 | 404.65 | 377.55 | 353.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 470.25 | 459.25 | 431.45 | 403.75 | 376.15 | 348.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 472.15 | 465.95 | 433.95 | 406.75 | 379.45 | 352.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 472.95 | 462.15 | 435.05 | 407.85 | 380.75 | 353.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 475.05 | 464.45 | 437.45 | 409.95 | 383.05 | 356.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 475.25 | 464.45 | 437.35 | 410.15 | 383.05 | 364.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 476.05 | 470.45 | 443.25 | 416.15 | 383.75 | 356.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 477.85 | 467.15 | 440.15 | 412.75 | 385.75 | 358.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 477.85 | 471.55 | 439.65 | 412.35 | 385.15 | 357.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 479.05 | 468.45 | 441.45 | 413.95 | 387.05 | 360.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 480.05 | 469.25 | 442.05 | 414.95 | 387.85 | 360.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 484.65 | 473.95 | 447.05 | 419.55 | 392.65 | 365.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 486.85 | 476.05 | 448.85 | 421.75 | 394.65 | 367.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 489.05 | 478.25 | 451.05 | 423.95 | 396.85 | 372.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 489.15 | 483.55 | 461.65 | 434.55 | 417.95 | 390.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 490.55 | 479.75 | 452.65 | 425.45 | — | 371.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 491.05 | 480.05 | 452.25 | 424.55 | 396.95 | 369.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 491.75 | 480.95 | 453.75 | 426.65 | 399.55 | 372.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 491.75 | 480.95 | 453.75 | 426.65 | 399.55 | 372.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 494.35 | 483.75 | 456.75 | 429.25 | 402.35 | 375.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 494.35 | 483.75 | 456.75 | 429.25 | 402.35 | 375.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 495.05 | 484.25 | 457.05 | 429.95 | — | 375.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 495.35 | 484.45 | 457.15 | 429.95 | 402.65 | 375.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 495.35 | 484.45 | 457.15 | 429.95 | 402.65 | 375.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 495.85 | 485.15 | 458.25 | 430.75 | 403.85 | 376.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 496.35 | 485.45 | 458.25 | 431.05 | 403.85 | 376.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 497.05 | 486.25 | 459.05 | 431.95 | 404.85 | 377.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 497.05 | 486.25 | 459.05 | 431.95 | 404.85 | 377.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 497.45 | 486.75 | 459.55 | 432.35 | 405.35 | 378.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 498.05 | 487.25 | 460.15 | 432.95 | 405.85 | 378.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 499.65 | 494.05 | 472.15 | 445.05 | 428.45 | 401.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 502.45 | 491.75 | 464.75 | 437.35 | 410.35 | 383.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 504.85 | 499.25 | 477.45 | 450.35 | 428.45 | 401.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 507.05 | 496.35 | 469.35 | 441.95 | 414.95 | 388.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 509.25 | 498.45 | 471.25 | 444.15 | 417.05 | 389.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 509.55 | 503.35 | 471.45 | 444.15 | 416.95 | 389.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 510.65 | 499.85 | 472.65 | 445.55 | 418.45 | 391.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 510.65 | 499.85 | 472.65 | 445.55 | 418.45 | 391.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 511.85 | 505.65 | 473.65 | 446.45 | 419.15 | 391.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 512.75 | 501.95 | 474.75 | 447.65 | — | 393.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 516.65 | 505.65 | 478.15 | 450.55 | 423.05 | 395.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 517.15 | 506.15 | 478.45 | 450.65 | 423.05 | 395.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 519.05 | 508.15 | 480.85 | 453.65 | 426.35 | 399.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 520.65 | 509.85 | 482.65 | 455.55 | 428.45 | 401.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 520.95 | 510.15 | 482.95 | 455.85 | 428.75 | 401.65 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 521.95 | 511.15 | 484.05 | 457.05 | 429.75 | 402.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 532.55 | 521.75 | 494.65 | 467.45 | 440.35 | 413.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 534.55 | 528.35 | 496.35 | 469.15 | 441.85 | 414.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 536.25 | 525.35 | 498.05 | 470.85 | 443.55 | 416.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 537.65 | 526.85 | 499.75 | 472.55 | 445.55 | 418.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 545.85 | 539.65 | 507.75 | 480.45 | 453.25 | 425.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.75 | 536.05 | 509.15 | 481.65 | 454.75 | 427.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.95 | 536.15 | 509.05 | 481.85 | 454.85 | 427.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 554.65 | 543.95 | 516.95 | 489.55 | 462.55 | 435.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.95 | 546.15 | 519.05 | 491.85 | — | 437.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.95 | 556.65 | 524.75 | 497.45 | 470.25 | 442.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 566.15 | 555.25 | 527.95 | 500.65 | 473.45 | 446.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 572.55 | 561.65 | 534.35 | 507.05 | 479.85 | 452.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 578.95 | 568.05 | 540.75 | 513.55 | 486.25 | 458.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 578.95 | 568.05 | 540.75 | 513.55 | 486.25 | 458.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 579.35 | 568.55 | 541.35 | 514.25 | 487.15 | 460.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 582.15 | 571.25 | 543.95 | 516.75 | 489.45 | 462.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 584.65 | 573.55 | 545.85 | 518.15 | 490.35 | 462.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 588.35 | 577.45 | 550.25 | 522.95 | 495.75 | 468.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 598.15 | 587.25 | 559.95 | 532.75 | 505.45 | 478.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 604.55 | 593.65 | 566.45 | 539.15 | 511.85 | 484.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 636.65 | 625.75 | 598.45 | 571.15 | 543.95 | 516.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 642.45 | 633.15 | 610.45 | 587.65 | 564.85 | 542.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 712.90 | 705.75 | 677.05 | 648.30 | 619.65 | 590.90 |

106 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Cartigny for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Cartigny](https://praemiencheck.onedoc.ch/en/ge/cartigny/) is KPT (KPTwin.smart - GP with app) at 416.55 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 434.50 CHF a month.

### How much does health insurance cost in Cartigny in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 416.55 CHF (KPT, KPTwin.smart - GP with app) to 712.90 CHF (vita surselva, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 448.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Cartigny for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (KPT, KPTwin.smart - GP with app), the premium goes from 416.55 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-300/) to 297.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Cartigny for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 434.50 CHF (Sanitas), family doctor / HMO 416.95 CHF (Sanitas), flexible model 421.30 CHF (Sanitas), telemedicine 416.55 CHF (KPT).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 421.30 CHF at KPT (KPTwin.smart - GP with app) gives 416.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/

## Related pages

- Without accident cover: from 297.25 to 712.90 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/ge/cartigny/young-adult/no-accident/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…) and `cartigny` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.