# Health insurance premiums 2027 in Avusy (GE), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Avusy](https://praemiencheck.onedoc.ch/en/ge/avusy/) ([canton Geneva](https://praemiencheck.onedoc.ch/en/ge/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/avusy/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/), the cheapest monthly basic insurance premium is **106.55 CHF** with **Assura** (QualiMed model) and the most expensive is 185.55 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 129.85 | 124.05 | 118.25 | 112.35 | 106.55 | 100.75 | 94.85 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 133.85 | 128.05 | 122.25 | 116.35 | 110.55 | 104.75 | 98.85 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 134.15 | 128.35 | 122.55 | 116.65 | 110.85 | 105.05 | 99.15 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 135.35 | 129.55 | 123.75 | 117.85 | 112.05 | 106.25 | 100.35 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 136.15 | 130.35 | 124.55 | 118.65 | 112.85 | 107.05 | 101.15 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 136.25 | 130.45 | 124.65 | 118.75 | 112.95 | — | 101.25 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 140.05 | 134.25 | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 140.05 | 134.25 | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 | +4.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 143.95 | 138.15 | 132.35 | 126.45 | 120.65 | 114.85 | 108.95 | New tariff 2027 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 140.25 | — | 130.95 | — | 121.55 | — | 112.25 | +0.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 140.25 | — | 130.95 | — | 121.55 | — | 112.25 | +0.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 150.95 | 145.15 | 139.35 | 133.45 | 127.65 | — | 115.95 | +7.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 148.45 | 143.35 | 138.35 | 133.25 | 128.15 | 120.15 | — | +1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.75 | 145.95 | 140.15 | 134.25 | 128.45 | 122.65 | 116.75 | +4.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 149.25 | — | 139.45 | — | 129.45 | — | 119.55 | +0.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 151.05 | — | 141.15 | — | 131.05 | — | 120.95 | +0.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 158.55 | 152.75 | 146.95 | 141.05 | 135.25 | — | 123.55 | +14.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 159.65 | 153.85 | 148.05 | 142.15 | 136.35 | 130.55 | 124.65 | +2.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 160.45 | 154.65 | 148.85 | 142.95 | 137.15 | — | 125.45 | +7.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 160.55 | 154.75 | 148.95 | 143.05 | 137.25 | 131.45 | 125.55 | +3.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 158.35 | — | 147.85 | — | 137.35 | — | 126.85 | −2.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 163.85 | — | 152.25 | — | 140.55 | — | 128.85 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 163.85 | — | 152.25 | — | 140.55 | — | 128.85 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 164.45 | 158.65 | 152.85 | 146.95 | 141.15 | 135.35 | 129.45 | +0.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 165.05 | 159.25 | 153.45 | 147.55 | 141.75 | 135.95 | 130.05 | −0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 165.25 | 159.45 | 153.65 | 147.75 | 141.95 | 136.15 | 130.25 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 166.85 | 161.05 | 155.15 | 149.35 | 143.55 | 137.65 | 131.85 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 166.85 | 161.05 | 155.15 | 149.35 | 143.55 | 137.65 | 131.85 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 166.95 | 161.05 | 155.25 | 149.45 | 143.55 | 137.75 | 131.95 | +2.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 166.95 | 161.15 | 155.35 | 149.45 | 143.65 | 137.85 | 131.95 | −0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 166.95 | 161.15 | 155.35 | 149.45 | 143.65 | 137.85 | 131.95 | −0.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 167.25 | 161.45 | 155.65 | 149.75 | 143.95 | 138.15 | 132.25 | +2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 168.35 | 162.55 | 156.75 | — | 145.05 | — | 133.35 | +5.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 168.45 | — | 156.85 | — | 145.15 | — | 133.45 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 168.45 | — | 156.85 | — | 145.15 | — | 133.45 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 168.95 | 163.05 | 157.25 | 151.45 | 145.55 | 139.75 | 133.95 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.25 | 163.45 | 157.65 | 151.75 | 145.95 | — | 134.25 | +7.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 169.25 | 163.45 | 157.65 | 151.75 | 145.95 | 140.15 | 134.25 | +1.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 169.35 | 163.55 | 157.75 | — | 146.05 | — | 134.35 | +5.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 170.15 | 164.35 | 158.55 | 152.65 | 146.85 | 141.05 | 135.15 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 170.15 | 164.35 | 158.55 | 152.65 | 146.85 | 141.05 | 135.15 | +3.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 170.95 | 165.15 | 159.25 | 153.45 | 147.65 | 141.75 | 135.95 | +2.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 171.15 | 165.35 | 159.45 | 153.65 | 147.85 | 141.95 | 136.15 | +2.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 171.25 | 165.45 | 159.65 | 153.85 | 147.95 | 142.15 | — | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 172.65 | 166.85 | 161.05 | 155.15 | 149.35 | 143.55 | 137.65 | +0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 172.75 | 166.95 | 161.15 | 155.25 | 149.45 | 143.65 | 137.75 | −0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 173.65 | 167.85 | 162.05 | 156.15 | 150.35 | 144.55 | 138.65 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 174.65 | 168.85 | 163.05 | 157.15 | 151.35 | 145.55 | 139.65 | +0.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 175.25 | 169.45 | 163.65 | — | 151.95 | — | 140.25 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 176.45 | — | 164.85 | — | 153.15 | — | 141.45 | +0.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 176.65 | 170.85 | 165.05 | 159.15 | 153.35 | 147.55 | 141.65 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 176.75 | 170.95 | 165.05 | 159.25 | 153.45 | 147.55 | 141.75 | +2.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 177.55 | — | 165.95 | — | 154.25 | — | 142.55 | +3.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 178.65 | 172.85 | 167.05 | 161.15 | 155.35 | 149.55 | 143.65 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 178.65 | 172.85 | 167.05 | 161.15 | 155.35 | 149.55 | 143.65 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 178.65 | 172.85 | 167.05 | 161.15 | 155.35 | 149.55 | 143.65 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 180.55 | 174.75 | 168.95 | 163.05 | 157.25 | 151.45 | 145.55 | +2.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.25 | — | 170.55 | 164.75 | 158.95 | 153.05 | 147.25 | −7.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 183.15 | 177.35 | 171.55 | — | 159.85 | — | 148.15 | +5.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 183.25 | — | 171.55 | — | 159.95 | — | 148.25 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 183.25 | — | 171.55 | — | 159.95 | — | 148.25 | +4.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.55 | — | 171.95 | — | 160.25 | — | 148.55 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 183.55 | — | 171.95 | — | 160.25 | — | 148.55 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 183.55 | — | 171.95 | — | 160.25 | — | 148.55 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 171.35 | — | 170.05 | — | 160.25 | — | 148.55 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 162.85 | — | 161.55 | — | 160.25 | — | 148.55 | +14.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 175.15 | — | 171.95 | — | 160.25 | — | 148.55 | +8.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 183.55 | — | 171.95 | — | 160.25 | — | 148.55 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 183.60 | 177.80 | 171.95 | 166.10 | 160.30 | 154.45 | 148.60 | +2.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 183.25 | 177.60 | 171.95 | 166.35 | 160.70 | 155.05 | 149.40 | +1.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 184.65 | 178.85 | 173.05 | 167.15 | 161.35 | 155.55 | 149.65 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 184.65 | 178.85 | 173.05 | 167.15 | 161.35 | 155.55 | 149.65 | +0.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 185.25 | 179.45 | 173.65 | 167.75 | 161.95 | 156.15 | 150.25 | +2.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 185.35 | 179.55 | 173.75 | 167.85 | 162.05 | 156.25 | 150.35 | +1.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 185.55 | 179.75 | 173.90 | 168.05 | 162.25 | 156.40 | 150.55 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 185.55 | 179.75 | 173.90 | 168.05 | 162.25 | 156.40 | 150.55 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 185.55 | 179.75 | 173.90 | 168.05 | 162.25 | 156.40 | 150.55 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 185.55 | 179.75 | 173.90 | 168.05 | 162.25 | 156.40 | 150.55 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 185.55 | 179.75 | 173.90 | 168.05 | 162.25 | 156.40 | 150.55 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 186.45 | — | 174.75 | — | 163.15 | — | 151.45 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 186.45 | — | 174.75 | — | 163.15 | — | 151.45 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 186.45 | — | 174.75 | — | 163.15 | — | 151.45 | +4.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 187.05 | 181.25 | 175.45 | 169.55 | 163.75 | 157.95 | 152.05 | −0.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 187.55 | 181.75 | 175.95 | 170.05 | 164.25 | 158.45 | — | −9.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 187.55 | 181.75 | 175.95 | 170.05 | 164.25 | 158.45 | — | −7.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 187.55 | 181.75 | 175.90 | 170.05 | 164.25 | 158.40 | 152.55 | +2.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 188.35 | 182.45 | 176.65 | 170.85 | 164.95 | 159.15 | 153.35 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 191.05 | 185.25 | 179.45 | 173.55 | 167.75 | 161.95 | 156.05 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 191.05 | 185.25 | 179.45 | 173.55 | 167.75 | 161.95 | 156.05 | +2.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 191.05 | 185.25 | 179.45 | 173.55 | 167.75 | 161.95 | 156.05 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 191.45 | 185.65 | 179.80 | 173.95 | 168.15 | 162.30 | 156.45 | +2.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.05 | 187.25 | 181.45 | — | 169.75 | — | 158.05 | +5.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.45 | 187.65 | 181.85 | 175.95 | 170.15 | 164.35 | 158.45 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 197.15 | 191.25 | 185.45 | 179.65 | 173.75 | 167.95 | 162.15 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 205.45 | 199.65 | 193.75 | 187.95 | 182.15 | 176.25 | 170.45 | +0.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 206.75 | 200.85 | 195.05 | 189.25 | 183.35 | 177.55 | — | −6.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 208.85 | — | 197.25 | — | 185.55 | — | 173.85 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 145.05 | — | — | — | — | 115.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 148.65 | — | — | — | — | 119.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 148.65 | — | — | — | — | 119.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 150.45 | — | — | — | — | 121.35 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 154.05 | — | — | — | — | 124.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 157.65 | — | — | — | — | 128.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 161.25 | — | — | — | — | 132.15 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 175.75 | — | — | — | — | 146.65 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 224.25 | — | — | 206.75 | — | — | 189.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Avusy for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/), the cheapest offer in [Avusy](https://praemiencheck.onedoc.ch/en/ge/avusy/) is Assura (QualiMed) at 106.55 CHF a month.

### How much does health insurance cost in Avusy in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/avusy/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/), monthly premiums run from 106.55 CHF (Assura, QualiMed) to 185.55 CHF (Sympany, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 152.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Avusy for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 129.85 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-0/) to 94.85 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Avusy for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 128.45 CHF (Assura), family doctor / HMO 110.55 CHF (Assura), flexible model 106.55 CHF (Assura), telemedicine 112.85 CHF (Assura).

### Does a second or third child pay less in Avusy?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 21 insurers present in Avusy file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Galenos | Managed Care | 143.55 CHF | 43.05 CHF from the 3rd child |
| Visana | Managed Care | 141.95 CHF | 43.05 CHF from the 3rd child |
| sana24 | Med Direct | 147.65 CHF | 46.15 CHF from the 3rd child |
| CONCORDIA | HMO | 136.35 CHF | 49.45 CHF from the 3rd child |
| SWICA | Standard model | 160.25 CHF | 54.85 CHF from the 3rd child |
| Agrisano | Standard model | 158.95 CHF | 56.95 CHF from the 3rd child |
| Aquilana | SMARTMED | 128.15 CHF | 61.75 CHF from the 3rd child |
| Assura | QualiMed | 106.55 CHF | 104.85 CHF from the 4th child, 103.15 CHF from the 5th child |
| Groupe Mutuel – Mutuel | SanaTel (Telemedicine) | 141.15 CHF | 104.75 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 141.75 CHF | 105.15 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 149.35 CHF | 110.85 CHF from the 5th child |
| EGK | EGK-Care | 164.25 CHF | 151.05 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 111.30 CHF at Assura (QualiMed) gives 106.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Avusy is in region 0 of canton Geneva.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Avusy (GE): every situation: https://praemiencheck.onedoc.ch/en/ge/avusy/
- Premiums 2027 in Avusy (GE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ge/avusy/child/
- Premiums 2027 in Avusy (GE), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ge/avusy/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ge/avusy/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-0/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…), `avusy` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.