# Health insurance premiums 2027 in Avusy (GE), for a child aged 0 to 18, deductible of 300 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Avusy](https://praemiencheck.onedoc.ch/en/ge/avusy/) ([canton Geneva](https://praemiencheck.onedoc.ch/en/ge/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/avusy/child/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/), the cheapest monthly basic insurance premium is **117.10 CHF** with **Assura** (QualiMed model) and the most expensive is 211.50 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 134.60 | 128.80 | 123.00 | 117.10 | 111.30 | 105.50 | 99.60 | +0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 138.60 | 132.80 | 127.00 | 121.10 | 115.30 | 109.50 | 103.60 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 138.90 | 133.10 | 127.30 | 121.40 | 115.60 | 109.80 | 103.90 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 140.10 | 134.30 | 128.50 | 122.60 | 116.80 | 111.00 | 105.10 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 140.90 | 135.10 | 129.30 | 123.40 | 117.60 | 111.80 | 105.90 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 141.00 | 135.20 | 129.40 | 123.50 | 117.70 | — | 106.00 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 144.80 | 139.00 | 133.20 | 127.30 | 121.50 | 115.70 | 109.80 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 144.80 | 139.00 | 133.20 | 127.30 | 121.50 | 115.70 | 109.80 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 148.70 | 142.90 | 137.10 | 131.20 | 125.40 | 119.60 | 113.70 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 153.20 | 148.10 | 143.10 | 138.00 | 132.90 | 124.90 | — | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 155.70 | 149.90 | 144.10 | 138.20 | 132.40 | — | 120.70 | +7.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.50 | 150.70 | 144.90 | 139.00 | 133.20 | 127.40 | 121.50 | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 163.30 | 157.50 | 151.70 | 145.80 | 140.00 | — | 128.30 | +13.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 164.40 | 158.60 | 152.80 | 146.90 | 141.10 | 135.30 | 129.40 | +2.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 165.20 | 159.40 | 153.60 | 147.70 | 141.90 | — | 130.20 | +7.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 165.30 | 159.50 | 153.70 | 147.80 | 142.00 | 136.20 | 130.30 | +2.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 169.20 | 163.40 | 157.60 | 151.70 | 145.90 | 140.10 | 134.20 | +0.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 169.80 | 164.00 | 158.20 | 152.30 | 146.50 | 140.70 | 134.80 | −0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 170.00 | 164.20 | 158.40 | 152.50 | 146.70 | 140.90 | 135.00 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 171.60 | 165.80 | 159.90 | 154.10 | 148.30 | 142.40 | 136.60 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 171.60 | 165.80 | 159.90 | 154.10 | 148.30 | 142.40 | 136.60 | +0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 171.70 | 165.90 | 160.10 | 154.20 | 148.40 | 142.60 | 136.70 | −0.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 171.70 | 165.90 | 160.10 | 154.20 | 148.40 | 142.60 | 136.70 | −0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 171.70 | 165.80 | 160.00 | 154.20 | 148.30 | 142.50 | 136.70 | +2.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 172.00 | 166.20 | 160.40 | 154.50 | 148.70 | 142.90 | 137.00 | +2.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 173.70 | 167.80 | 162.00 | 156.20 | 150.30 | 144.50 | 138.70 | +2.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 174.00 | 168.20 | 162.40 | 156.50 | 150.70 | — | 139.00 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 174.00 | 168.20 | 162.40 | 156.50 | 150.70 | 144.90 | 139.00 | +1.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 174.90 | 169.10 | 163.30 | 157.40 | 151.60 | 145.80 | 139.90 | +2.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 174.90 | 169.10 | 163.30 | 157.40 | 151.60 | 145.80 | 139.90 | +3.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 175.70 | 169.90 | 164.00 | 158.20 | 152.40 | 146.50 | 140.70 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 175.90 | 170.10 | 164.20 | 158.40 | 152.60 | 146.70 | 140.90 | +2.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 176.00 | 170.20 | 164.40 | 158.60 | 152.70 | 146.90 | — | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 177.40 | 171.60 | 165.80 | 159.90 | 154.10 | 148.30 | 142.40 | +0.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 177.50 | 171.70 | 165.90 | 160.00 | 154.20 | 148.40 | 142.50 | −0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 178.40 | 172.60 | 166.80 | 160.90 | 155.10 | 149.30 | 143.40 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 179.40 | 173.60 | 167.80 | 161.90 | 156.10 | 150.30 | 144.40 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 181.40 | 175.60 | 169.80 | 163.90 | 158.10 | 152.30 | 146.40 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 181.50 | 175.70 | 169.80 | 164.00 | 158.20 | 152.30 | 146.50 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 183.40 | 177.60 | 171.80 | 165.90 | 160.10 | 154.30 | 148.40 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 183.40 | 177.60 | 171.80 | 165.90 | 160.10 | 154.30 | 148.40 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 183.40 | 177.60 | 171.80 | 165.90 | 160.10 | 154.30 | 148.40 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 185.30 | 179.50 | 173.70 | 167.80 | 162.00 | 156.20 | 150.30 | +2.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 187.00 | — | 175.30 | 169.50 | 163.70 | 157.80 | 152.00 | −7.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 188.35 | 182.55 | 176.70 | 170.85 | 165.05 | 159.20 | 153.35 | New tariff 2027 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 188.00 | 182.35 | 176.70 | 171.10 | 165.45 | 159.80 | 154.15 | +1.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 189.40 | 183.60 | 177.80 | 171.90 | 166.10 | 160.30 | 154.40 | +0.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 189.40 | 183.60 | 177.80 | 171.90 | 166.10 | 160.30 | 154.40 | +0.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 190.00 | 184.20 | 178.40 | 172.50 | 166.70 | 160.90 | 155.00 | +2.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 190.10 | 184.30 | 178.50 | 172.60 | 166.80 | 161.00 | 155.10 | +1.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 190.30 | 184.50 | 178.65 | 172.80 | 167.00 | 161.15 | 155.30 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 190.30 | 184.50 | 178.65 | 172.80 | 167.00 | 161.15 | 155.30 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 190.30 | 184.50 | 178.65 | 172.80 | 167.00 | 161.15 | 155.30 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 190.30 | 184.50 | 178.65 | 172.80 | 167.00 | 161.15 | 155.30 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 190.30 | 184.50 | 178.65 | 172.80 | 167.00 | 161.15 | 155.30 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 191.80 | 186.00 | 180.20 | 174.30 | 168.50 | 162.70 | 156.80 | −0.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 192.30 | 186.50 | 180.70 | 174.80 | 169.00 | 163.20 | — | −6.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 192.30 | 186.50 | 180.70 | 174.80 | 169.00 | 163.20 | — | −4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 192.30 | 186.50 | 180.65 | 174.80 | 169.00 | 163.15 | 157.30 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 193.10 | 187.20 | 181.40 | 175.60 | 169.70 | 163.90 | 158.10 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 195.80 | 190.00 | 184.20 | 178.30 | 172.50 | 166.70 | 160.80 | +2.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 195.80 | 190.00 | 184.20 | 178.30 | 172.50 | 166.70 | 160.80 | +2.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 195.80 | 190.00 | 184.20 | 178.30 | 172.50 | 166.70 | 160.80 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 196.20 | 190.40 | 184.55 | 178.70 | 172.90 | 167.05 | 161.20 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 198.20 | 192.40 | 186.60 | 180.70 | 174.90 | 169.10 | 163.20 | +0.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 201.90 | 196.00 | 190.20 | 184.40 | 178.50 | 172.70 | 166.90 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 210.20 | 204.40 | 198.50 | 192.70 | 186.90 | 181.00 | 175.20 | +0.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 211.50 | 205.60 | 199.80 | 194.00 | 188.10 | 182.30 | — | −4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 229.00 | — | — | 211.50 | — | — | 194.00 | +4.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 145.00 | — | 135.70 | — | 126.30 | — | 117.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 145.00 | — | 135.70 | — | 126.30 | — | 117.00 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 149.80 | — | — | — | — | 120.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 153.40 | — | — | — | — | 124.30 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 153.40 | — | — | — | — | 124.30 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 154.00 | — | 144.20 | — | 134.20 | — | 124.30 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 155.20 | — | — | — | — | 126.10 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 155.80 | — | 145.90 | — | 135.80 | — | 125.70 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 158.80 | — | — | — | — | 129.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 162.40 | — | — | — | — | 133.30 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 163.10 | — | 152.60 | — | 142.10 | — | 131.60 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 166.00 | — | — | — | — | 136.90 | — | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 167.60 | — | 166.30 | — | 165.00 | — | 153.30 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 168.60 | — | 157.00 | — | 145.30 | — | 133.60 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 168.60 | — | 157.00 | — | 145.30 | — | 133.60 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 173.10 | 167.30 | 161.50 | — | 149.80 | — | 138.10 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 173.20 | — | 161.60 | — | 149.90 | — | 138.20 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 173.20 | — | 161.60 | — | 149.90 | — | 138.20 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 174.10 | 168.30 | 162.50 | — | 150.80 | — | 139.10 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 176.10 | — | 174.80 | — | 165.00 | — | 153.30 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 179.90 | — | 176.70 | — | 165.00 | — | 153.30 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 180.00 | 174.20 | 168.40 | — | 156.70 | — | 145.00 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 180.50 | — | — | — | — | 151.40 | — | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 181.20 | — | 169.60 | — | 157.90 | — | 146.20 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 182.30 | — | 170.70 | — | 159.00 | — | 147.30 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 187.90 | 182.10 | 176.30 | — | 164.60 | — | 152.90 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 188.00 | — | 176.30 | — | 164.70 | — | 153.00 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 188.00 | — | 176.30 | — | 164.70 | — | 153.00 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 188.30 | — | 176.70 | — | 165.00 | — | 153.30 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 188.30 | — | 176.70 | — | 165.00 | — | 153.30 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 188.30 | — | 176.70 | — | 165.00 | — | 153.30 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 188.30 | — | 176.70 | — | 165.00 | — | 153.30 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 191.20 | — | 179.50 | — | 167.90 | — | 156.20 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 191.20 | — | 179.50 | — | 167.90 | — | 156.20 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 191.20 | — | 179.50 | — | 167.90 | — | 156.20 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 197.80 | 192.00 | 186.20 | — | 174.50 | — | 162.80 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 213.60 | — | 202.00 | — | 190.30 | — | 178.60 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Avusy for a child aged 0 to 18 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/), the cheapest offer in [Avusy](https://praemiencheck.onedoc.ch/en/ge/avusy/) is Assura (QualiMed) at 117.10 CHF a month.

### How much does health insurance cost in Avusy in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/ge/avusy/child/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/), monthly premiums run from 117.10 CHF (Assura, QualiMed) to 211.50 CHF (rhenusana, Standard model): 106 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 157.70 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Avusy for a child aged 0 to 18 with accident cover?

On the cheapest offer (Assura, QualiMed), the premium goes from 134.60 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-0/) to 99.60 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Avusy for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 139.00 CHF (Assura), family doctor / HMO 121.10 CHF (Assura), flexible model 117.10 CHF (Assura), telemedicine 123.40 CHF (Assura).

### Does a second or third child pay less in Avusy?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 12 of the 21 insurers present in Avusy file a reduced premium from a certain number of children insured with them, at a 300 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Galenos | Managed Care | 154.10 CHF | 52.40 CHF from the 3rd child |
| Visana | Managed Care | 152.50 CHF | 53.60 CHF from the 3rd child |
| sana24 | Med Direct | 158.20 CHF | 55.80 CHF from the 3rd child |
| CONCORDIA | HMO | 146.90 CHF | 60.00 CHF from the 3rd child |
| Agrisano | Standard model | 169.50 CHF | 67.50 CHF from the 3rd child |
| Aquilana | SMARTMED | 138.00 CHF | 69.00 CHF from the 3rd child |
| rhenusana | Standard model | 211.50 CHF | 105.80 CHF from the 3rd child |
| Assura | QualiMed | 117.10 CHF | 115.40 CHF from the 4th child, 113.70 CHF from the 5th child |
| Groupe Mutuel – Mutuel | SanaTel (Telemedicine) | 151.70 CHF | 113.80 CHF from the 5th child |
| Groupe Mutuel – Philos | PrimaFlex (Flexible model) | 152.30 CHF | 114.20 CHF from the 5th child |
| Groupe Mutuel – Avenir | PrimaFlex (Flexible model) | 159.90 CHF | 120.00 CHF from the 5th child |
| EGK | EGK-Care | 174.80 CHF | 161.60 CHF from the 3rd child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Avusy is in region 0 of canton Geneva.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Avusy (GE): every situation: https://praemiencheck.onedoc.ch/en/ge/avusy/
- Premiums 2027 in Avusy (GE), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/ge/avusy/child/
- Premiums 2027 in Avusy (GE), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/ge/avusy/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/ge/avusy/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Avusy (GE), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/ge/avusy/child/with-accident/deductible-0/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…), `avusy` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-600` for another deductible. Markdown version: add `.md`.