# Health insurance premiums 2026 in Avully (GE), for a young adult aged 19 to 25 with accident cover

In 2026, for a young adult aged 19 to 25 in Avully, with accident cover, the cheapest health insurance premium is:

- **439.65 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-300/) (Groupe Mutuel – Mutuel, SanaTel)
- **311.65 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-2500/) (Groupe Mutuel – Mutuel, SanaTel)

## With accident cover: from 311.65 to 712.85 CHF a month depending on the deductible and the model

105 offers from 21 health insurers. With a deductible of 300 CHF, the cheapest is **439.65 CHF** a month with **Groupe Mutuel – Mutuel** (SanaTel), the most expensive 712.85 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 439.65 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-300/
- 500 CHF: 428.15 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-500/
- 1'000 CHF: 399.15 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-1000/
- 1'500 CHF: 369.65 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-1500/
- 2'000 CHF: 340.65 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-2000/
- 2'500 CHF: 311.65 CHF (Groupe Mutuel – Mutuel, SanaTel) — https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 439.65 | 428.15 | 399.15 | 369.65 | 340.65 | 311.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 444.25 | 432.65 | 403.45 | 374.25 | 345.15 | 315.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 444.25 | 432.65 | 403.45 | 374.25 | 345.15 | 315.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 444.55 | 432.95 | 403.75 | 374.55 | 345.45 | 316.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 444.55 | 432.95 | 403.75 | 374.55 | 345.45 | 316.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 445.75 | 434.15 | 404.95 | 375.75 | 346.65 | 317.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 448.90 | 437.30 | 408.10 | 378.90 | 349.80 | 320.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 448.90 | 437.30 | 408.10 | 378.90 | 349.80 | 320.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 448.90 | 437.30 | 408.10 | 378.90 | 349.80 | 320.60 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 448.95 | 437.35 | 408.15 | 378.95 | 349.85 | 320.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 448.95 | 437.35 | 408.15 | 378.95 | 349.85 | 320.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 452.15 | 440.55 | 411.35 | 382.15 | 353.05 | 323.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 452.25 | 440.55 | 411.45 | 382.25 | 353.05 | 323.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 452.25 | 440.55 | 411.45 | 382.25 | 353.05 | 323.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 452.25 | 440.55 | 411.45 | 382.25 | 353.05 | 323.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 454.15 | 442.55 | 413.35 | 384.15 | 355.05 | 325.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 455.25 | 443.65 | 414.45 | 385.25 | 356.15 | 326.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 456.75 | 445.15 | 415.95 | 386.75 | 357.65 | 328.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 457.85 | 446.25 | 417.05 | 387.85 | 358.75 | 329.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 460.65 | 449.15 | 420.15 | 390.65 | 361.65 | 332.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 462.05 | 450.45 | 421.25 | 392.05 | 362.95 | 333.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 462.95 | 451.35 | 422.15 | 392.95 | 363.85 | 334.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 465.95 | 454.45 | 425.45 | 395.95 | 366.95 | 337.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 469.05 | 457.45 | 428.25 | 399.05 | 369.95 | 340.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 469.05 | 457.45 | 428.25 | 399.05 | 369.95 | 340.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 470.95 | 459.35 | 430.15 | 400.95 | 371.85 | 342.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 471.25 | 459.65 | 430.45 | 401.25 | 372.15 | 345.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 471.35 | 459.75 | 430.55 | 401.35 | 372.25 | 343.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 471.35 | 459.75 | 430.55 | 401.35 | 372.25 | 343.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 473.85 | 462.35 | 433.35 | 403.85 | 374.85 | 345.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 477.65 | 466.05 | 436.85 | 407.65 | 378.55 | 349.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 477.65 | 466.05 | 436.85 | 407.65 | 378.55 | 349.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 479.65 | 468.05 | 444.85 | 415.65 | 386.55 | 371.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 485.75 | 474.15 | 444.95 | 415.75 | 386.65 | 357.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 485.75 | 474.15 | 444.95 | 415.75 | 386.65 | 357.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 485.75 | 474.15 | 444.95 | 415.75 | 386.65 | 357.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 487.65 | 477.35 | 451.05 | 425.05 | 396.65 | 367.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 488.75 | 477.15 | 453.65 | 424.45 | 389.65 | 360.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 491.05 | 479.45 | 450.25 | 421.05 | 391.95 | 362.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 491.55 | 479.95 | 450.75 | 421.55 | 392.45 | 363.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 491.65 | 479.95 | 464.95 | 435.85 | 395.35 | 366.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 491.85 | 480.25 | 451.05 | 421.85 | 392.75 | 363.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 492.65 | 485.95 | 451.85 | 422.65 | 393.45 | 364.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 493.55 | 481.95 | 452.75 | 423.55 | 394.45 | 368.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 498.55 | 491.85 | 457.75 | 428.55 | 399.35 | 370.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 501.35 | 489.75 | 460.55 | 431.35 | — | 373.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 501.35 | 489.75 | 460.55 | 431.35 | — | 373.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 501.95 | 490.45 | 461.45 | 431.95 | 402.95 | 373.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 503.05 | 491.45 | 462.25 | 433.05 | 403.95 | 374.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 503.05 | 491.45 | 462.25 | 433.05 | 403.95 | 374.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 503.85 | 492.35 | 463.35 | 433.85 | 404.85 | 375.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 503.85 | 492.35 | 463.35 | 433.85 | 404.85 | 375.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 505.85 | 494.25 | 465.05 | 435.85 | 406.75 | 377.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 513.75 | 502.25 | 473.25 | 443.75 | 414.75 | 385.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 514.35 | 508.35 | 479.15 | 450.05 | 415.15 | 386.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 516.75 | 505.15 | 475.95 | 446.75 | 417.65 | 388.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 517.15 | 505.55 | 476.35 | 450.05 | 423.65 | 400.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 518.05 | 506.45 | 477.25 | 448.05 | 418.95 | 389.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 519.75 | 508.25 | 479.25 | 449.75 | 420.75 | 391.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 520.25 | 508.65 | 479.45 | 450.25 | 421.15 | 391.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 520.25 | 508.65 | 479.45 | 450.25 | 421.15 | 391.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 520.45 | 508.85 | 479.65 | 450.45 | 421.35 | 392.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 521.15 | 509.65 | 480.65 | 451.15 | 422.15 | 393.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 524.95 | 513.35 | 484.15 | 454.95 | — | 396.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 526.15 | 514.55 | 485.35 | 456.15 | 427.05 | 397.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 526.75 | 515.15 | 485.95 | 456.75 | 427.65 | 398.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 526.75 | 515.15 | 485.95 | 456.75 | 427.65 | 398.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.25 | 515.65 | 486.45 | 457.25 | 428.15 | 398.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 529.65 | 518.05 | 488.85 | 459.65 | — | 401.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 531.75 | 525.05 | 490.85 | 461.75 | 432.55 | 403.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 533.65 | 522.15 | 493.15 | 463.65 | 434.65 | 405.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 533.65 | 522.15 | 493.15 | 463.65 | 434.65 | 405.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 534.05 | 527.45 | 493.25 | 464.05 | 434.95 | 405.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 534.25 | 522.55 | 493.35 | 464.25 | 435.05 | 405.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 534.45 | 522.85 | 493.65 | 464.45 | 435.35 | 406.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 534.45 | 522.85 | 493.65 | 464.45 | 435.35 | 406.15 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 537.45 | 525.95 | 496.95 | 467.45 | 438.45 | 409.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 539.85 | 528.25 | 499.05 | 472.75 | 446.45 | 422.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 543.05 | 531.45 | 502.25 | 473.05 | 443.95 | 414.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 552.05 | 540.35 | 511.15 | 482.05 | 452.85 | 423.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 552.15 | 540.55 | 511.35 | 482.15 | 453.05 | 423.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 557.75 | 551.15 | 516.95 | 487.75 | 458.65 | 429.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 561.15 | 549.55 | 520.35 | 491.35 | 462.05 | 432.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 562.55 | 550.95 | 521.75 | 492.55 | 463.45 | 434.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 562.75 | 551.15 | 521.95 | 492.75 | — | 434.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 562.85 | 551.25 | 522.05 | 492.85 | 463.75 | 434.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 569.65 | 562.95 | 528.75 | 499.65 | 470.45 | 441.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 570.25 | 558.65 | 529.45 | 500.25 | 471.15 | 441.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 572.45 | 560.85 | 531.65 | 502.45 | 473.35 | 444.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 585.25 | 573.55 | 544.45 | 515.25 | 486.05 | 456.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 587.35 | 580.75 | 546.55 | 517.35 | 488.25 | 459.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 587.85 | 576.35 | 547.35 | 517.85 | 488.85 | 459.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 590.15 | 578.65 | 549.65 | 520.15 | 491.15 | 462.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 591.95 | 580.25 | 551.15 | 521.95 | 492.75 | 463.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 595.85 | 584.25 | 555.05 | 525.85 | — | 467.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 605.35 | 593.65 | 564.55 | 535.35 | 506.15 | 477.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 605.35 | 593.65 | 564.55 | 535.35 | 506.15 | 477.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 608.65 | 597.05 | 567.85 | 538.65 | 509.55 | 480.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 625.45 | 613.75 | 584.65 | 555.45 | 526.25 | 497.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 625.75 | 614.15 | 584.95 | 555.75 | 526.65 | 497.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 632.15 | 620.45 | 591.35 | 562.15 | 532.95 | 503.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 661.95 | 650.25 | 621.15 | 591.95 | 562.75 | 533.65 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 663.95 | 653.95 | 629.45 | 604.95 | 580.45 | 555.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 665.65 | 654.05 | 624.85 | 595.65 | 566.55 | 537.35 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 712.85 | 705.65 | 676.95 | 648.25 | 619.50 | 590.80 |

105 offers from 21 health insurers.: https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Avully for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, with accident cover, the cheapest offer in [Avully](https://praemiencheck.onedoc.ch/en/ge/avully/) is Groupe Mutuel – Mutuel (SanaTel) at 439.65 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 462.95 CHF a month.

### How much does health insurance cost in Avully in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 439.65 CHF (Groupe Mutuel – Mutuel, SanaTel) to 712.85 CHF (vita surselva, Standard model): 105 offers from 21 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 426.75 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Avully for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Groupe Mutuel – Mutuel, SanaTel), the premium goes from 439.65 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-300/) to 311.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/deductible-2500/): 128.00 CHF less a month, 1'536.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'007 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Avully for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 462.95 CHF (Sanitas), family doctor / HMO 444.25 CHF (Sanitas), flexible model 444.55 CHF (Sympany), telemedicine 439.65 CHF (Groupe Mutuel – Mutuel).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 444.80 CHF at Groupe Mutuel – Mutuel (SanaTel) gives 439.65 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/

## Related pages

- With accident cover: from 311.65 to 712.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/ge/avully/young-adult/with-accident/ — replace `ge` with your canton’s two-letter code (ge, vd, zh…) and `avully` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.