# Health insurance premiums 2027 in Villars-sur-Glâne (FR), for a child aged 0 to 18, deductible of 400 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Villars-sur-Glâne](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/) with a 400 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/), the cheapest monthly basic insurance premium is **95.15 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 152.85 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (400 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 118.45 | 112.65 | 106.85 | 100.95 | 95.15 | — | 83.45 | +9.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 119.25 | 113.45 | 107.65 | 101.75 | 95.95 | 90.15 | 84.25 | +1.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 114.85 | — | 105.55 | — | 96.25 | — | 86.85 | +1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 119.95 | 114.15 | 108.35 | 102.45 | 96.65 | 90.85 | 84.95 | +2.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 120.75 | 114.95 | 109.15 | 103.25 | 97.45 | 91.65 | — | −13.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 117.85 | 112.85 | 107.75 | 102.75 | 97.65 | 90.35 | — | +5.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 121.45 | 115.65 | 109.85 | 103.95 | 98.15 | 92.35 | 86.45 | +1.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 | +6.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 | +6.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 121.05 | — | 110.35 | 105.05 | 99.75 | 94.35 | 89.05 | +10.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 121.75 | — | 110.95 | 105.65 | 100.35 | 94.85 | 89.55 | +9.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 | +7.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | 88.85 | +7.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 124.15 | 118.35 | 112.55 | 106.65 | 100.85 | — | 89.15 | +9.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 124.95 | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 | — | +4.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 122.35 | — | 112.45 | — | 102.55 | — | 92.55 | +1.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 122.35 | — | 112.45 | — | 102.55 | — | 92.55 | +1.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 123.85 | — | 113.85 | — | 103.75 | — | 93.75 | +1.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 127.35 | 121.55 | 115.75 | 109.85 | 104.05 | 98.25 | 92.35 | +7.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 128.05 | 122.25 | 116.45 | 110.55 | 104.75 | 98.95 | 93.05 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 128.05 | 122.25 | 116.45 | 110.55 | 104.75 | 98.95 | 93.05 | +6.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 125.75 | 120.65 | 115.55 | 110.35 | 105.55 | 100.15 | 94.95 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 128.85 | 123.05 | 117.25 | 111.35 | 105.55 | 99.75 | 93.85 | +5.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 129.35 | — | 117.75 | — | 106.05 | — | 94.35 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 129.35 | — | 117.75 | — | 106.05 | — | 94.35 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 129.35 | — | 117.75 | — | 106.05 | — | 94.35 | +3.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 130.05 | 124.25 | 118.45 | 112.55 | 106.75 | 100.95 | 95.05 | +7.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 130.35 | 124.55 | 118.75 | 112.85 | 107.05 | — | 95.35 | +8.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 130.45 | 124.65 | 118.85 | 112.95 | 107.15 | 101.35 | — | −12.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 131.15 | 125.35 | 119.55 | 113.65 | 107.85 | — | 96.15 | +8.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 128.75 | 123.55 | 118.25 | 112.95 | 108.05 | 102.55 | 97.25 | +6.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 129.85 | 124.45 | 119.15 | 113.65 | 108.35 | 103.05 | 97.55 | +4.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 129.85 | 124.45 | 119.15 | 113.65 | 108.35 | 103.05 | 97.55 | +4.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 131.65 | — | 120.05 | — | 108.35 | — | 96.65 | +3.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 129.85 | — | 119.35 | — | 108.85 | — | 98.35 | −1.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 130.25 | 124.95 | 119.65 | 114.25 | 109.25 | 103.75 | 98.35 | +6.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.75 | — | 121.05 | 115.25 | 109.45 | 103.55 | 97.75 | +9.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 133.85 | 128.05 | 122.25 | — | 110.55 | — | 98.85 | +1.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 134.65 | 128.75 | 122.95 | 117.15 | 111.25 | 105.45 | 99.65 | +10.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 135.25 | 129.45 | 123.55 | 117.75 | 111.95 | 106.05 | — | −12.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 136.15 | 130.35 | 124.55 | 118.75 | 112.85 | 107.05 | — | +4.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.45 | 132.65 | 126.85 | 120.95 | 115.15 | — | 103.45 | +8.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 | 109.45 | 103.55 | +1.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 138.65 | 132.85 | 127.05 | — | 115.35 | — | 103.65 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 140.60 | 134.80 | 128.95 | 123.10 | 117.30 | 111.45 | 105.60 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 141.05 | 135.25 | 129.45 | — | 117.75 | — | 106.05 | +3.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 141.15 | 135.35 | 129.55 | 123.65 | 117.85 | 112.05 | 106.15 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 141.45 | 135.65 | 129.85 | 123.95 | 118.15 | 112.45 | 106.45 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 142.10 | 136.30 | 130.45 | 124.60 | 118.80 | 112.95 | 107.10 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 142.10 | 136.30 | 130.45 | 124.60 | 118.80 | 112.95 | 107.10 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 142.10 | 136.30 | 130.45 | 124.60 | 118.80 | 112.95 | 107.10 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 142.10 | 136.30 | 130.45 | 124.60 | 118.80 | 112.95 | 107.10 | +4.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 142.10 | 136.30 | 130.45 | 124.60 | 118.80 | 112.95 | 107.10 | +4.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 142.55 | 136.75 | 130.95 | 125.05 | 119.25 | 113.45 | 107.55 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 143.35 | 137.55 | 131.75 | 125.85 | 120.05 | 114.25 | 108.35 | +3.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 143.60 | 137.80 | 131.95 | 126.10 | 120.30 | 114.45 | 108.60 | +4.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.55 | 137.75 | 131.95 | 126.05 | 120.55 | 114.45 | 108.55 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 144.15 | 138.35 | 132.55 | 126.65 | 120.85 | 115.05 | 109.15 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.25 | — | 132.65 | — | 120.95 | — | 109.25 | +3.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.75 | — | 133.15 | — | 121.45 | — | 109.75 | +1.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 145.15 | 139.35 | 133.55 | 127.65 | 121.85 | 116.05 | 110.15 | +7.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 145.15 | 139.35 | 133.55 | 127.65 | 121.85 | 116.05 | 110.15 | +7.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 146.15 | 140.35 | 134.55 | 128.65 | 122.85 | 117.05 | 111.15 | +0.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.65 | 140.85 | 135.00 | 129.15 | 123.35 | 117.50 | 111.65 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.75 | 140.85 | 135.05 | 129.25 | 123.35 | 117.55 | 111.75 | +7.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 147.45 | 141.65 | 135.85 | — | 124.15 | — | 112.45 | +3.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 147.45 | 141.65 | 135.85 | 129.95 | 124.15 | 118.35 | 112.45 | +3.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 147.85 | 142.05 | 136.25 | 130.35 | 124.55 | 118.75 | 112.85 | +0.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.25 | 143.05 | 137.55 | 131.40 | 125.30 | 119.20 | 114.60 | +8.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.75 | 142.95 | 137.15 | 131.25 | 125.45 | 119.65 | 113.75 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 149.65 | 143.85 | 138.05 | 132.15 | 126.35 | 120.55 | 114.65 | +0.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 149.95 | — | 138.25 | — | 126.55 | — | 114.95 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 150.45 | 144.55 | 138.75 | 132.95 | 127.05 | 121.25 | 115.45 | +2.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 150.45 | 144.55 | 138.75 | 132.95 | 127.05 | 121.25 | 115.45 | +2.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 151.05 | 145.15 | 139.35 | 133.55 | 127.65 | 121.85 | 116.05 | +6.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 151.75 | — | 140.05 | — | 128.35 | — | 116.75 | +5.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 151.95 | 146.15 | 140.35 | 134.45 | 128.65 | 122.85 | 116.95 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 152.65 | — | 140.95 | — | 129.25 | — | 117.65 | +5.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 134.95 | — | 132.05 | — | 129.25 | — | 120.75 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 152.85 | 147.05 | 141.25 | 135.35 | 129.55 | 123.75 | 117.85 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 153.05 | 147.25 | 141.45 | 135.55 | 129.75 | 123.95 | 118.05 | +0.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.45 | 149.65 | 143.85 | — | 132.15 | — | 120.45 | +2.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 155.45 | 149.65 | 143.85 | 137.95 | 132.15 | 126.35 | 120.45 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 155.45 | 149.65 | 143.85 | 137.95 | 132.15 | 126.35 | 120.45 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.75 | — | 144.15 | — | 132.45 | — | 120.75 | +9.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 155.75 | — | 144.15 | — | 132.45 | — | 120.75 | +9.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 155.75 | — | 144.15 | — | 132.45 | — | 120.75 | +9.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 140.55 | — | 137.75 | — | 132.45 | — | 120.75 | +20.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 149.35 | — | 144.15 | — | 132.45 | — | 120.75 | +13.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 155.75 | — | 144.15 | — | 132.45 | — | 120.75 | +9.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 156.25 | — | 144.55 | — | 132.95 | — | 121.25 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 156.35 | 150.45 | 144.65 | 138.85 | 132.95 | 127.15 | 121.35 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 157.15 | — | 145.45 | — | 133.85 | — | 122.15 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 158.25 | 152.35 | 146.55 | 140.75 | 134.85 | 129.05 | 123.25 | +2.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 158.25 | 152.35 | 146.55 | 140.75 | 134.85 | 129.05 | 123.25 | +2.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 159.75 | 153.95 | 148.15 | 142.25 | 136.45 | 130.65 | 124.75 | +2.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.15 | 159.35 | 153.55 | 147.65 | 141.85 | 136.05 | 130.15 | +2.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 165.75 | 159.95 | 154.15 | 148.25 | 142.45 | 136.65 | 130.75 | +0.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 170.45 | 164.65 | 158.75 | 152.95 | 147.15 | 141.25 | 135.45 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 170.45 | 164.65 | 158.75 | 152.95 | 147.15 | 141.25 | 135.45 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 170.45 | 164.65 | 158.75 | 152.95 | 147.15 | 141.25 | 135.45 | +5.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 170.45 | 164.65 | 158.75 | 152.95 | 147.15 | 141.25 | 135.45 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 171.25 | 165.45 | 159.65 | 153.75 | 147.95 | 142.15 | 136.25 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 172.25 | 166.35 | 160.55 | 154.75 | 148.85 | 143.05 | 137.25 | +5.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 176.15 | — | 164.45 | — | 152.85 | — | 141.15 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 120.15 | — | — | — | — | 91.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 121.65 | — | — | — | — | 92.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 123.15 | — | — | — | — | 94.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 126.15 | — | — | — | — | 97.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 126.15 | — | — | — | — | 97.05 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 127.65 | — | — | — | — | 98.55 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 132.05 | — | — | — | — | 102.95 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 144.05 | — | — | — | — | 114.95 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.25 | — | — | 152.75 | — | — | 135.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Villars-sur-Glâne for a child aged 0 to 18 with a deductible of 400 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/), the cheapest offer in [Villars-sur-Glâne](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/) is CSS (Hausarztversicherung Profit) at 95.15 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 109.45 CHF a month.

### How much does health insurance cost in Villars-sur-Glâne in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/) with a deductible of 400 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/), monthly premiums run from 95.15 CHF (CSS, Hausarztversicherung Profit) to 152.85 CHF (Sympany, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 121.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Villars-sur-Glâne for a child aged 0 to 18 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 118.45 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-0/) to 83.45 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Villars-sur-Glâne for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 400 CHF and with accident cover, the cheapest premium per model is: standard model 109.45 CHF (Agrisano), family doctor / HMO 95.15 CHF (CSS), flexible model 99.45 CHF (Assura), telemedicine 96.25 CHF (KPT).

### Does a second or third child pay less in Villars-sur-Glâne?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 23 insurers present in Villars-sur-Glâne file a reduced premium from a certain number of children insured with them, at a 400 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 100.55 CHF | 29.35 CHF from the 3rd child |
| Agrisano | AGRIcontact | 99.75 CHF | 31.15 CHF from the 3rd child |
| CONCORDIA | HMO | 95.95 CHF | 34.65 CHF from the 3rd child |
| Galenos | Managed Care | 127.05 CHF | 38.55 CHF from the 3rd child |
| sana24 | Managed Care | 127.65 CHF | 38.65 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 129.25 CHF | 41.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 97.65 CHF | 46.45 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 108.35 CHF | 51.85 CHF from the 3rd child |
| EGK | EGK-TelCare | 97.45 CHF | 86.45 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 119.25 CHF | 88.25 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 122.85 CHF | 90.95 CHF from the 5th child |
| SLKK | SmartMed | 105.55 CHF | 92.45 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 128.65 CHF | 95.35 CHF from the 5th child |
| Assura | FeminaVita | 99.45 CHF | 97.75 CHF from the 4th child, 96.05 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.90 CHF at CSS (Hausarztversicherung Profit) gives 95.15 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Villars-sur-Glâne is in region 1 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Villars-sur-Glâne (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/
- Premiums 2027 in Villars-sur-Glâne (FR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/
- Premiums 2027 in Villars-sur-Glâne (FR), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-500/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/with-accident/deductible-0/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `villars-sur-glane` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-400` with `deductible-600` for another deductible. Markdown version: add `.md`.