# Health insurance premiums 2027 in Villars-sur-Glâne (FR), for an adult aged 26 or over who wants a deductible of 2'500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Villars-sur-Glâne](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/) with a 2'500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/), the cheapest monthly basic insurance premium is **356.75 CHF** with **Sanitas** (TelMed Basic model) and the most expensive is 526.95 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 476.20 | 465.35 | 438.20 | 411.05 | 383.90 | 356.75 | −1.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 482.75 | 471.75 | 444.05 | 416.25 | 388.65 | 360.95 | +1.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 481.80 | 470.95 | 443.80 | 416.60 | 389.50 | 362.35 | +5.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 482.55 | 471.75 | 444.65 | 417.45 | — | 363.25 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 482.85 | 471.95 | 444.75 | 417.75 | 390.55 | 363.35 | +6.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 487.95 | 476.95 | 449.35 | 421.75 | 394.25 | 366.65 | +2.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 488.45 | 477.55 | 450.55 | 423.35 | 396.25 | 369.15 | +6.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 490.75 | 479.85 | 452.25 | 424.65 | 397.15 | 369.55 | +2.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 490.85 | 480.05 | 458.85 | 431.75 | 398.65 | 371.55 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 490.85 | 480.05 | 458.85 | 431.75 | 398.65 | 371.55 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 491.35 | 480.45 | 453.35 | 426.25 | 399.15 | 371.95 | +6.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 492.55 | 481.85 | 454.95 | 427.45 | 400.55 | 373.55 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 494.15 | 483.35 | 456.25 | 429.05 | 401.95 | 374.85 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 494.15 | 483.35 | 456.25 | 429.05 | 401.95 | 374.85 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 494.15 | 483.35 | 456.25 | 429.05 | 401.95 | 374.85 | +4.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 496.45 | 485.45 | 457.85 | 430.25 | 402.75 | 375.15 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 496.85 | 485.95 | 464.85 | 437.75 | 404.65 | 377.45 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 499.75 | 488.65 | 460.95 | 433.25 | 405.55 | 377.85 | +3.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 490.85 | 481.45 | 457.75 | 434.35 | 410.65 | 378.05 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 500.65 | 489.85 | 462.75 | 435.55 | 408.45 | 381.35 | +11.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 502.55 | 491.75 | 464.55 | 437.45 | 410.35 | 383.25 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 503.25 | 492.35 | 465.05 | 437.85 | 410.55 | 383.25 | +2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 502.75 | 491.95 | 464.75 | 437.65 | 410.55 | 383.35 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 503.55 | 492.75 | 465.65 | 438.45 | 411.35 | 384.25 | +6.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 503.55 | 492.75 | 465.65 | 438.45 | 411.35 | 384.25 | +6.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 504.20 | 493.35 | 466.20 | 439.00 | 411.85 | 384.75 | +5.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 508.15 | 497.15 | 469.35 | 441.65 | 414.05 | 386.25 | +3.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 505.55 | 494.75 | 467.55 | 440.45 | — | 386.25 | +1.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 505.55 | 494.75 | 467.55 | 440.45 | — | 386.25 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 505.55 | 494.75 | 467.65 | 440.45 | 413.35 | 386.25 | +6.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 505.85 | 495.05 | 467.75 | 440.55 | 413.45 | 386.25 | +1.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 505.85 | 495.05 | 467.75 | 440.55 | 413.45 | 386.25 | +1.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 506.75 | 495.95 | 468.75 | 441.65 | 414.55 | 387.35 | +12.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 507.45 | 501.15 | 469.25 | 441.95 | 414.75 | 387.45 | +5.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 509.75 | 498.90 | 471.80 | 444.60 | 417.45 | 390.30 | +4.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 510.15 | 499.45 | 472.25 | 445.05 | — | 390.85 | +1.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 512.65 | 506.45 | 474.55 | 447.25 | 420.05 | 392.75 | +11.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 513.25 | 507.05 | 475.15 | 447.85 | 420.65 | 393.35 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 513.25 | 507.05 | 475.15 | 447.85 | 420.65 | 393.35 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 513.25 | 507.05 | 475.15 | 447.85 | 420.65 | 393.35 | +8.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 512.75 | 501.95 | 474.85 | 447.65 | 420.55 | 393.45 | +14.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 515.35 | 504.50 | 477.35 | 450.20 | 423.05 | 395.90 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 515.35 | 504.50 | 477.35 | 450.20 | 423.05 | 395.90 | +4.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 515.35 | 504.50 | 477.35 | 450.20 | 423.05 | 395.90 | +4.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 515.95 | 505.15 | 477.95 | 450.85 | 423.75 | 396.65 | +9.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 518.95 | 508.15 | 481.05 | 453.85 | 426.75 | 399.65 | +9.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 519.35 | 508.55 | 481.45 | 454.35 | 427.15 | 400.05 | +4.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 506.45 | 496.85 | 472.75 | 448.55 | 424.45 | 400.35 | +6.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 520.45 | 509.75 | 482.75 | 455.35 | 428.35 | 401.35 | +5.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 514.45 | 504.15 | 478.65 | 452.55 | 426.85 | 401.35 | +1.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 521.15 | 510.45 | 483.45 | 456.05 | 429.05 | 402.05 | +4.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 521.95 | 511.15 | 484.05 | 456.85 | 429.85 | 402.65 | +9.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 521.95 | 511.15 | 484.05 | 456.85 | 429.75 | 402.65 | +8.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 524.75 | 513.95 | 486.85 | 459.65 | 432.55 | 405.45 | +11.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 524.75 | 513.95 | 486.85 | 459.65 | 432.55 | 405.45 | +14.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 525.05 | 514.25 | 487.05 | 459.95 | 432.85 | 405.75 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 525.05 | 514.25 | 487.05 | 459.95 | 432.85 | 405.75 | +7.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 518.25 | 508.25 | 483.35 | 458.45 | 433.55 | 408.55 | +2.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 518.25 | 508.25 | 483.35 | 458.45 | 433.55 | 408.55 | +2.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 530.65 | 519.65 | 491.95 | 464.15 | 436.55 | 408.75 | +3.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 528.05 | 517.35 | 490.15 | 462.95 | 435.95 | 408.75 | +6.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 528.55 | 517.75 | 490.55 | 463.45 | — | 409.15 | −1.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 518.05 | 508.25 | 483.55 | 458.85 | 434.25 | 409.55 | +6.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 517.75 | 506.85 | 485.75 | 458.55 | 437.45 | 410.35 | +6.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 530.35 | 519.65 | 492.65 | 465.25 | 438.25 | 411.35 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 530.75 | 520.05 | 492.85 | 465.65 | 438.65 | 411.45 | +19.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 532.45 | 521.75 | 494.75 | 467.35 | 440.35 | 413.35 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 523.85 | 513.95 | 488.95 | 464.05 | 439.15 | 414.15 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 527.25 | 517.05 | 491.45 | 465.45 | 439.75 | 414.15 | +4.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 533.25 | 523.05 | 497.45 | 471.45 | 445.75 | 420.15 | +11.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 540.15 | 529.35 | 502.15 | 475.05 | 447.95 | 420.85 | +9.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 541.45 | 530.55 | 503.35 | 476.05 | 448.75 | 421.55 | +6.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 541.45 | 530.75 | 503.75 | 476.35 | 449.35 | 422.35 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 545.75 | 535.05 | 508.05 | 480.65 | 453.65 | 426.65 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 546.45 | 535.65 | 508.45 | 481.35 | 454.25 | 427.05 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 538.75 | 528.55 | 503.25 | 477.85 | 452.45 | 427.25 | +11.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 541.65 | 531.45 | 505.95 | 480.55 | 454.95 | 429.45 | +10.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 548.85 | 538.05 | 510.85 | 483.75 | 456.65 | 429.55 | +16.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 549.55 | 538.65 | 511.35 | 484.15 | 456.85 | 429.65 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 549.55 | 538.65 | 511.35 | 484.15 | 456.85 | 429.65 | +2.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.55 | 538.75 | 511.65 | 484.45 | 457.45 | 430.25 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 554.50 | 543.65 | 516.50 | 489.35 | 462.20 | 435.05 | +4.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 555.15 | 544.45 | 517.45 | 490.05 | 463.05 | 436.05 | +8.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 555.15 | 544.45 | 517.45 | 490.05 | 463.05 | 436.05 | +7.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 558.85 | 547.85 | 520.15 | 492.35 | 464.75 | 437.05 | +3.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 544.55 | 539.75 | 518.55 | 491.45 | 464.35 | 437.15 | +6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.75 | 553.75 | 526.25 | 498.65 | 471.15 | 443.55 | +1.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 563.75 | 553.05 | 525.85 | 498.75 | 471.65 | 444.45 | +2.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 564.85 | 554.05 | 526.85 | 499.85 | 472.65 | 445.55 | +4.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 565.35 | 554.65 | 527.45 | 500.25 | 473.25 | 446.05 | +5.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 568.75 | 557.95 | 530.75 | 503.55 | 476.35 | 449.15 | +1.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 556.55 | 551.65 | 530.55 | 503.35 | 476.25 | 449.15 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 573.25 | 562.25 | 535.05 | 507.75 | 480.55 | 453.25 | +6.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 574.55 | 563.65 | 536.35 | 509.15 | 481.85 | 454.55 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 574.55 | 563.75 | 536.65 | 509.45 | — | 455.25 | +1.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 576.15 | 565.25 | 537.85 | 510.35 | 483.05 | 455.55 | +6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 577.05 | 566.25 | 539.05 | 511.95 | 484.85 | 457.65 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 577.95 | 571.75 | 539.85 | 512.55 | 485.35 | 458.05 | +8.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 579.55 | 568.65 | 541.35 | 514.15 | 486.85 | 459.65 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 583.85 | 577.65 | 545.75 | 518.45 | 491.15 | 463.95 | +8.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 589.15 | 578.05 | 550.45 | 522.65 | 494.95 | 467.35 | +10.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 592.25 | 581.35 | 554.05 | 526.85 | 499.55 | 472.35 | +6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.35 | 581.55 | 554.35 | 527.25 | 500.15 | 473.05 | +4.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 595.45 | 584.75 | 557.75 | 530.35 | 503.35 | 476.35 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 597.05 | 586.25 | 559.05 | 531.95 | 504.85 | 477.65 | +15.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 598.55 | 587.65 | 560.45 | 533.15 | 505.95 | 478.65 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 600.65 | 589.85 | 562.75 | 535.55 | 508.55 | 481.35 | +9.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 604.95 | 594.05 | 566.85 | 539.55 | 512.35 | 485.05 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 607.65 | 596.85 | 569.65 | 542.55 | 515.45 | 488.25 | +5.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 610.35 | 599.65 | 572.65 | 545.25 | 518.25 | 491.25 | +4.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 623.45 | 617.20 | 585.80 | 554.40 | 529.25 | 497.80 | +1.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 620.85 | 610.15 | 583.15 | 555.75 | 528.75 | 501.75 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 623.95 | 613.05 | 585.85 | 558.55 | 531.25 | 504.05 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 630.35 | 619.45 | 592.15 | 564.95 | 537.65 | 510.35 | +6.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 645.95 | 635.25 | 608.05 | 580.95 | 553.85 | 526.95 | +5.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Villars-sur-Glâne for an adult aged 26 or over with a deductible of 2'500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/), the cheapest offer in [Villars-sur-Glâne](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/) is Sanitas (TelMed Basic) at 356.75 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 430.25 CHF a month.

### How much does health insurance cost in Villars-sur-Glâne in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/) with a deductible of 2'500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/), monthly premiums run from 356.75 CHF (Sanitas, TelMed Basic) to 526.95 CHF (rhenusana, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 489.55 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Villars-sur-Glâne for an adult aged 26 or over without accident cover?

On the cheapest offer (Sanitas, TelMed Basic), the premium goes from 476.20 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/deductible-300/) to 356.75 CHF with the 2'500 CHF deductible: 119.45 CHF less a month, 1'433.40 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'893 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Villars-sur-Glâne for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'500 CHF and without accident cover, the cheapest premium per model is: standard model 430.25 CHF (ÖKK), family doctor / HMO 360.95 CHF (Atupri), flexible model 363.35 CHF (Sympany), telemedicine 356.75 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 361.50 CHF at Sanitas (TelMed Basic) gives 356.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Villars-sur-Glâne is in region 1 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Villars-sur-Glâne (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/
- Premiums 2027 in Villars-sur-Glâne (FR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/
- Premiums 2027 in Villars-sur-Glâne (FR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/child/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/with-accident/deductible-2500/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Villars-sur-Glâne (FR), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/deductible-2000/

Address of this page: praemiencheck.onedoc.ch/en/fr/villars-sur-glane/adult/no-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `villars-sur-glane` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2500` with `deductible-300` for another deductible. Markdown version: add `.md`.