# Health insurance premiums 2026 in St. Silvester (FR), for an adult aged 26 or over

In 2026, for an adult aged 26 or over in St. Silvester, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/): **422.35 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-300/) (Agrisano, AGRIsmart), **309.65 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-2500/) (Visana, Managed Care).
- [With accident cover](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/): **444.85 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-300/) (Agrisano, AGRIsmart), **331.75 CHF** with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-2500/) (Visana, Managed Care).

## Without accident cover: from 309.65 to 580.30 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **422.35 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 580.30 CHF with vita surselva (Standard model).

Lowest premium:
- 300 CHF: 422.35 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-300/
- 500 CHF: 412.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-500/
- 1'000 CHF: 389.05 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-1000/
- 1'500 CHF: 364.25 CHF (Visana, Managed Care) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-1500/
- 2'000 CHF: 336.95 CHF (Visana, Managed Care) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-2000/
- 2'500 CHF: 309.65 CHF (Visana, Managed Care) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 422.35 | 412.85 | 389.05 | 365.15 | 341.35 | 317.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 425.85 | 416.45 | 392.75 | 369.25 | 345.55 | 314.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 429.65 | 423.35 | 391.45 | 364.25 | 336.95 | 309.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 430.15 | 423.85 | 391.95 | 364.75 | 337.45 | 310.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 431.85 | 422.25 | 398.15 | 373.95 | 349.85 | 325.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 432.85 | 422.05 | 394.95 | 367.75 | — | 313.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 433.15 | 426.85 | 394.95 | 367.65 | 340.45 | 313.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 438.05 | 431.85 | 399.95 | 372.65 | 345.45 | 318.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 438.05 | 431.85 | 399.95 | 372.65 | 345.45 | 318.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 439.15 | 428.35 | 401.25 | 374.05 | 346.95 | 319.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 440.65 | 429.85 | 402.75 | 375.55 | 348.55 | 321.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 440.65 | 429.85 | 412.05 | 384.85 | 357.85 | 349.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 441.05 | 430.35 | 403.45 | 375.95 | 349.05 | 322.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 441.75 | 431.95 | 407.25 | 382.55 | 357.95 | 333.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 441.95 | 431.05 | 403.75 | 376.45 | 349.25 | 321.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 442.15 | 431.25 | 409.45 | 382.35 | 349.95 | 322.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 442.45 | 431.55 | 404.35 | 377.35 | 350.15 | 323.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 442.95 | 432.05 | 404.85 | 377.55 | 350.25 | 323.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 443.25 | 432.45 | 405.25 | 378.15 | 351.05 | 342.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 444.75 | 434.75 | 409.75 | 384.55 | 359.45 | 334.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 444.95 | 434.15 | 406.95 | 379.85 | 352.75 | 325.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 445.25 | 434.25 | 406.45 | 378.75 | 351.15 | 323.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 446.75 | 435.95 | 408.85 | 381.65 | 354.65 | 327.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 446.75 | 436.85 | 411.85 | 386.85 | 361.95 | 337.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 447.45 | 436.55 | 409.25 | 381.95 | 354.75 | 327.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 447.55 | 436.65 | 409.55 | 382.45 | 355.25 | 328.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 449.55 | 438.75 | 411.65 | 384.45 | 357.45 | 330.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 449.55 | 438.75 | 411.65 | 384.45 | 357.45 | 330.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 449.55 | 438.75 | 411.65 | 384.45 | 357.45 | 330.25 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 450.55 | 439.75 | 412.55 | 385.45 | 358.35 | 331.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 451.05 | 440.05 | 412.45 | 384.95 | 357.45 | 329.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 451.05 | 440.05 | 412.45 | 384.95 | 357.45 | 329.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 452.15 | 442.05 | 416.55 | 391.05 | 365.55 | 340.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 452.65 | 441.85 | 414.75 | 387.55 | 360.45 | 333.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 452.65 | 441.85 | 414.75 | 387.55 | 360.45 | 333.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 452.75 | 441.95 | 414.85 | 387.65 | — | 333.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 452.75 | 441.95 | 414.85 | 387.65 | — | 333.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 452.75 | 441.95 | 420.15 | 393.05 | 360.55 | 333.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 452.85 | 442.05 | 414.85 | 387.75 | 360.65 | 333.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 453.45 | 442.65 | 415.55 | 388.35 | 361.35 | 352.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 454.75 | 443.85 | 416.65 | 389.35 | 362.15 | 334.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 454.75 | 443.95 | 416.85 | 389.65 | 362.65 | 335.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 454.75 | 443.95 | 416.85 | 389.65 | 362.65 | 335.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 454.85 | 444.65 | 419.05 | 393.05 | 367.35 | 341.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 455.45 | 444.65 | 417.45 | 390.35 | 363.25 | 336.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 456.75 | 445.95 | 418.85 | 391.65 | — | 337.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 458.05 | 447.25 | 420.05 | 392.95 | 365.85 | 338.75 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 458.95 | 448.05 | 420.45 | 392.85 | 365.35 | 337.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 460.65 | 449.65 | 421.85 | 394.15 | 366.45 | 338.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 461.35 | 450.55 | 423.40 | 396.20 | 369.10 | 341.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 463.45 | 452.75 | 425.55 | 398.45 | 371.35 | 344.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 463.45 | 452.75 | 425.55 | 398.45 | 371.35 | 344.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 465.95 | 455.15 | 428.05 | 400.85 | 373.75 | 346.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 467.25 | 456.35 | 429.05 | 401.75 | 374.55 | 347.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 468.45 | 457.75 | 430.85 | 403.35 | 376.35 | 349.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 470.55 | 459.75 | 432.55 | 405.45 | 378.35 | 351.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 470.95 | 459.95 | 432.25 | 404.45 | 376.85 | 349.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 471.25 | 460.55 | 433.65 | 406.15 | 379.25 | 352.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 471.45 | 460.55 | 438.75 | 411.65 | 384.55 | 357.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 474.05 | 463.75 | 438.25 | 412.15 | 386.45 | 360.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 475.75 | 464.95 | 437.75 | 410.65 | 383.55 | 356.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 476.75 | 466.05 | 439.15 | 411.65 | 384.75 | 357.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 477.55 | 466.75 | 439.55 | 412.35 | 385.25 | 358.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 479.75 | 469.55 | 443.95 | 417.95 | 392.25 | 366.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 482.45 | 471.75 | 444.75 | 417.35 | 390.35 | 363.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 482.95 | 472.15 | 444.95 | 417.75 | 390.65 | 363.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 483.85 | 472.75 | 445.05 | 417.35 | 389.65 | 361.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 484.35 | 473.55 | 446.45 | 419.25 | 392.15 | 365.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 484.35 | 473.55 | 446.45 | 419.25 | 392.15 | 365.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 484.65 | 473.85 | 446.75 | 419.55 | — | 365.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 484.85 | 473.95 | 446.75 | 419.45 | 392.25 | 364.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 487.85 | 481.65 | 449.65 | 422.45 | 395.15 | 367.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 487.95 | 477.25 | 450.25 | 422.85 | 395.85 | 368.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 488.20 | 477.40 | 450.20 | 423.00 | 395.90 | 368.75 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 488.75 | 477.95 | 450.75 | 423.65 | 396.55 | 369.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 490.15 | 479.35 | 452.15 | 425.15 | 397.95 | 370.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 490.65 | 479.95 | 452.95 | 425.55 | 398.55 | 371.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 491.45 | 480.55 | 453.15 | 425.65 | 398.25 | 370.85 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 491.95 | 480.85 | 453.25 | 425.45 | 397.75 | 370.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 492.85 | 486.55 | 454.65 | 427.35 | 400.15 | 372.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 493.60 | 482.80 | 455.60 | 428.40 | 401.30 | 374.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 493.60 | 482.80 | 455.60 | 428.40 | 401.30 | 374.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 493.65 | 482.85 | 455.65 | 428.45 | 401.35 | 374.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 494.65 | 483.75 | 456.45 | 429.25 | 401.95 | 374.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 495.35 | 484.55 | 462.75 | 435.65 | 408.45 | 381.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 495.35 | 484.55 | 462.75 | 435.65 | 408.45 | 381.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 495.65 | 484.75 | 457.45 | 430.25 | 402.95 | 375.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 499.05 | 488.15 | 460.85 | 433.65 | 406.35 | 379.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 502.45 | 491.75 | 464.85 | 437.35 | 410.45 | 383.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 504.25 | 493.45 | 466.35 | 439.15 | 412.05 | 384.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 507.25 | 496.45 | 469.35 | 442.15 | 415.15 | 387.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.15 | 498.45 | 471.25 | 444.05 | 417.05 | 389.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.55 | 498.55 | 470.85 | 443.05 | 415.45 | 387.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 510.95 | 500.25 | 473.35 | 445.85 | 418.95 | 391.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 511.15 | 500.25 | 472.95 | 445.65 | 418.45 | 391.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.05 | 501.15 | 473.85 | 446.55 | 419.25 | 391.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.55 | 501.75 | 474.65 | 447.45 | — | 393.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 516.55 | 505.65 | 478.45 | 451.15 | 423.95 | 396.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 517.55 | 506.75 | 479.65 | 452.45 | 425.35 | 398.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 521.15 | 510.35 | 483.25 | 456.05 | 429.05 | 401.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 522.25 | 511.25 | 483.65 | 456.05 | 428.55 | 400.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 527.35 | 516.45 | 489.35 | 462.25 | 435.15 | 407.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 531.15 | 520.35 | 493.15 | 465.95 | 438.85 | 411.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 532.75 | 521.85 | 494.55 | 467.35 | 440.05 | 412.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 538.55 | 527.65 | 500.35 | 473.15 | 445.85 | 418.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 544.05 | 533.15 | 505.85 | 478.65 | 451.35 | 424.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 545.75 | 535.05 | 508.05 | 480.65 | 453.65 | 426.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 548.75 | 538.05 | 511.15 | 483.65 | 456.75 | 429.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 562.05 | 551.35 | 524.35 | 496.95 | 469.95 | 442.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 569.15 | 558.35 | 531.25 | 504.05 | 477.05 | 450.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 580.30 | 570.95 | 545.20 | 512.45 | 481.95 | 453.90 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident.md

## With accident cover: from 331.75 to 612.35 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **444.85 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 612.35 CHF with rhenusana (Standard model).

Lowest premium:
- 300 CHF: 444.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-300/
- 500 CHF: 434.85 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-500/
- 1'000 CHF: 409.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-1000/
- 1'500 CHF: 384.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-1500/
- 2'000 CHF: 359.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-2000/
- 2'500 CHF: 331.75 CHF (Visana, Managed Care) — https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 444.85 | 434.85 | 409.75 | 384.65 | 359.55 | 334.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 458.15 | 448.05 | 422.65 | 397.35 | 371.95 | 338.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 459.75 | 449.55 | 423.85 | 398.15 | 372.55 | 346.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 460.05 | 453.35 | 419.25 | 390.05 | 360.85 | 331.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 460.55 | 453.95 | 419.75 | 390.55 | 361.45 | 332.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 463.75 | 457.05 | 422.95 | 393.75 | 364.55 | 335.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 465.85 | 454.25 | 425.05 | 395.85 | — | 337.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 468.45 | 457.85 | 431.55 | 405.05 | 378.65 | 352.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 468.95 | 457.35 | 428.15 | 398.95 | 369.85 | 340.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 469.05 | 462.45 | 428.25 | 399.05 | 369.95 | 340.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 469.05 | 462.45 | 428.25 | 399.05 | 369.95 | 340.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 470.35 | 459.85 | 433.65 | 407.35 | 381.15 | 354.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 472.55 | 460.95 | 431.75 | 402.55 | 373.45 | 344.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 472.95 | 461.35 | 432.15 | 402.95 | 373.85 | 344.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 474.25 | 462.65 | 433.45 | 404.25 | 375.15 | 345.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 474.25 | 462.65 | 443.45 | 414.25 | 385.15 | 375.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 474.35 | 462.65 | 433.45 | 404.35 | 375.15 | 345.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 474.65 | 463.15 | 434.15 | 404.65 | 375.65 | 346.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 475.65 | 465.05 | 438.45 | 411.95 | 385.45 | 358.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 475.75 | 464.15 | 440.65 | 411.55 | 376.65 | 347.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 476.05 | 464.35 | 435.15 | 406.05 | 376.85 | 347.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 476.25 | 465.55 | 438.75 | 411.85 | 385.05 | 358.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 476.95 | 465.35 | 436.15 | 406.95 | 377.85 | 368.65 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 477.55 | 465.95 | 436.75 | 407.55 | 378.45 | 349.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 477.55 | 465.95 | 436.75 | 407.55 | 378.45 | 349.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 478.75 | 467.15 | 437.95 | 408.75 | 379.65 | 350.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 478.85 | 467.25 | 438.05 | 408.85 | 379.75 | 350.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 480.75 | 469.15 | 439.95 | 410.75 | 381.65 | 352.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 481.55 | 469.85 | 440.75 | 411.55 | 382.35 | 353.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 483.75 | 472.15 | 442.95 | 413.75 | 384.65 | 355.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 483.75 | 472.15 | 442.95 | 413.75 | 384.65 | 355.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 483.75 | 472.15 | 442.95 | 413.75 | 384.65 | 355.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 484.75 | 473.15 | 443.95 | 414.85 | 385.65 | 356.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 485.15 | 473.55 | 444.35 | 415.15 | 386.05 | 356.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 485.95 | 474.35 | 445.15 | 415.95 | 386.85 | 357.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 486.95 | 475.25 | 446.15 | 416.95 | 387.75 | 358.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 487.05 | 475.45 | 446.25 | 417.05 | 387.95 | 358.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 487.05 | 475.45 | 446.25 | 417.05 | 387.95 | 358.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 487.25 | 475.65 | 446.45 | 417.25 | — | 358.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 487.25 | 475.65 | 446.45 | 417.25 | — | 358.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 487.25 | 475.55 | 452.15 | 422.95 | 388.05 | 358.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 487.25 | 475.65 | 446.45 | 417.25 | 388.15 | 358.95 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 487.95 | 476.35 | 447.15 | 417.95 | 388.85 | 379.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 489.35 | 477.75 | 448.55 | 419.35 | 390.25 | 361.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 489.35 | 477.75 | 448.55 | 419.35 | 390.25 | 361.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 489.45 | 478.45 | 450.95 | 422.95 | 395.35 | 367.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 490.05 | 478.45 | 449.25 | 420.05 | 390.95 | 361.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 491.55 | 479.95 | 450.75 | 421.55 | — | 363.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 492.85 | 481.25 | 452.05 | 422.85 | 393.75 | 364.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 495.95 | 484.35 | 455.15 | 425.95 | 396.85 | 367.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 496.05 | 484.45 | 455.25 | 426.05 | 396.95 | 367.75 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 498.75 | 487.15 | 457.95 | 428.75 | 399.65 | 370.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 498.75 | 487.15 | 457.95 | 428.75 | 399.65 | 370.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 500.25 | 488.55 | 459.45 | 430.25 | 401.05 | 371.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 501.35 | 489.75 | 460.55 | 431.35 | 402.25 | 373.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 504.15 | 492.65 | 463.65 | 434.15 | 405.15 | 376.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 506.25 | 494.65 | 465.45 | 436.25 | 407.15 | 377.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 507.15 | 495.65 | 466.65 | 437.15 | 408.15 | 379.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 507.25 | 495.65 | 472.15 | 443.05 | 413.85 | 384.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 509.55 | 497.95 | 468.75 | 439.55 | 410.45 | 381.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 510.05 | 499.05 | 471.55 | 443.55 | 415.95 | 388.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 511.85 | 500.25 | 471.05 | 441.85 | 412.75 | 383.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 513.05 | 501.55 | 472.55 | 443.05 | 414.05 | 385.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 513.25 | 501.65 | 472.45 | 443.25 | 414.15 | 384.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 516.25 | 505.25 | 477.75 | 449.75 | 422.15 | 394.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 518.15 | 506.45 | 477.35 | 448.15 | 418.95 | 389.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 519.05 | 507.45 | 478.25 | 449.05 | 419.95 | 390.75 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 519.15 | 507.65 | 478.65 | 449.15 | 420.15 | 391.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 519.15 | 507.45 | 478.35 | 449.15 | 419.95 | 390.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 521.15 | 509.55 | 480.35 | 451.15 | 422.05 | 392.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 521.15 | 509.55 | 480.35 | 451.15 | 422.05 | 392.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 521.55 | 509.95 | 480.75 | 451.55 | — | 393.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 522.35 | 515.65 | 481.45 | 452.35 | 423.15 | 393.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 523.15 | 511.55 | 482.35 | 453.15 | 424.05 | 394.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 524.75 | 513.15 | 483.95 | 454.75 | 425.65 | 396.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 525.05 | 513.55 | 484.55 | 455.05 | 426.05 | 397.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 525.85 | 514.25 | 485.05 | 455.85 | 426.75 | 397.55 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.35 | 515.75 | 486.55 | 457.45 | 428.25 | 399.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.65 | 520.95 | 486.85 | 457.65 | 428.45 | 399.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 527.95 | 516.45 | 487.45 | 457.95 | 428.95 | 399.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 529.65 | 517.95 | 488.75 | 459.65 | 430.45 | 401.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 530.55 | 518.95 | 489.75 | 460.55 | 431.45 | 402.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 530.55 | 518.95 | 489.75 | 460.55 | 431.45 | 402.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 530.55 | 518.95 | 489.75 | 460.55 | 431.45 | 402.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 530.65 | 519.05 | 489.85 | 460.65 | 431.55 | 402.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 533.05 | 521.35 | 497.95 | 468.75 | 439.65 | 410.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 533.05 | 521.35 | 497.95 | 468.75 | 439.65 | 410.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 534.25 | 522.65 | 493.45 | 464.25 | 435.15 | 405.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 536.65 | 525.05 | 495.85 | 466.65 | 437.55 | 408.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 540.65 | 529.15 | 500.15 | 470.65 | 441.65 | 412.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 542.55 | 530.95 | 501.75 | 472.55 | 443.45 | 414.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 545.85 | 534.25 | 505.05 | 475.85 | 446.75 | 417.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 547.25 | 535.55 | 506.35 | 477.25 | 448.05 | 418.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 547.85 | 536.25 | 507.05 | 477.85 | 448.75 | 419.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 547.95 | 536.25 | 507.05 | 477.95 | 448.75 | 419.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 549.85 | 538.35 | 509.35 | 479.85 | 450.85 | 421.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 551.55 | 539.95 | 510.75 | 481.55 | — | 423.25 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 552.85 | 541.25 | 512.05 | 482.85 | 453.75 | 424.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 553.05 | 541.45 | 512.25 | 483.05 | 453.95 | 424.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 556.85 | 545.25 | 516.05 | 486.85 | 457.75 | 428.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 560.75 | 549.15 | 519.95 | 490.75 | 461.65 | 432.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 567.35 | 555.75 | 526.55 | 497.35 | 468.25 | 439.05 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 570.35 | 558.65 | 529.55 | 500.35 | 471.15 | 442.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 570.85 | 559.25 | 530.05 | 500.85 | 471.75 | 442.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 576.55 | 564.95 | 535.75 | 506.55 | 477.45 | 448.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 582.45 | 570.75 | 541.65 | 512.45 | 483.25 | 454.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 583.85 | 574.45 | 548.50 | 515.55 | 484.90 | 456.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 587.25 | 575.75 | 546.75 | 517.25 | 488.25 | 459.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 590.45 | 578.95 | 549.95 | 520.45 | 491.45 | 462.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 604.75 | 593.25 | 564.25 | 534.75 | 505.75 | 476.75 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 612.35 | 600.75 | 571.55 | 542.35 | 513.25 | 484.35 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in St. Silvester for an adult aged 26 or over?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/): Agrisano (AGRIsmart) at 422.35 CHF a month with a [deductible of 300 CHF](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-300/), and Visana (Managed Care) at 309.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/deductible-2500/). [With accident cover](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/): Agrisano (AGRIsmart) at 444.85 CHF, and Visana (Managed Care) at 331.75 CHF.

### How much does accident cover cost in basic insurance in St. Silvester?

For an adult aged 26 or over with Agrisano (AGRIsmart), the premium rises from 422.35 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/) to 444.85 CHF with accident cover, at the 300 CHF deductible: 22.50 CHF a month, 270.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 427.50 CHF at Agrisano (AGRIsmart) gives 422.35 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/

## Related pages

- Without accident cover: from 309.65 to 580.30 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/no-accident/
- With accident cover: from 331.75 to 612.35 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/fr/st-silvester/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/fr/st-silvester/adult/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…) and `st-silvester` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.