# Health insurance premiums 2027 in Saint-Aubin (FR), for a child aged 0 to 18, deductible of 200 CHF, without accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · without accident cover · monthly premiums in CHF_

In [Saint-Aubin](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/) with a 200 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/), the cheapest monthly basic insurance premium is **92.50 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 144.80 CHF with Sympany (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (200 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 102.10 | — | 92.50 | 87.80 | 83.00 | 78.20 | 73.30 | +9.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 101.80 | — | 93.20 | — | 84.50 | — | 75.80 | +2.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 102.70 | 98.00 | 93.30 | 88.60 | 83.80 | 77.30 | — | +3.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 105.00 | 99.60 | 94.20 | 88.70 | 83.40 | — | 72.50 | +7.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 108.00 | 102.60 | 97.30 | 91.80 | 86.40 | — | 75.50 | +8.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 108.60 | 103.20 | 97.80 | 92.40 | 86.90 | 81.50 | — | +3.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 108.00 | — | 97.90 | 92.80 | 87.80 | 82.70 | 77.60 | +10.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 109.10 | 103.60 | 98.10 | 92.60 | 87.10 | 81.60 | 76.00 | +0.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 108.70 | — | 98.40 | 93.40 | 88.30 | 83.10 | 78.10 | +9.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 109.80 | 104.30 | 98.80 | 93.20 | 87.70 | 82.30 | 76.70 | +1.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 108.30 | — | 99.00 | — | 89.80 | — | 80.50 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 108.30 | — | 99.00 | — | 89.80 | — | 80.50 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 110.60 | 105.20 | 99.80 | 94.40 | 89.00 | 83.60 | 78.10 | New tariff 2027 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 111.00 | 105.50 | 100.00 | 94.50 | 89.00 | 83.50 | 77.90 | +0.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 109.50 | — | 100.30 | — | 90.90 | — | 81.50 | +2.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 111.30 | 105.90 | 100.40 | 95.00 | 89.50 | 84.10 | 78.60 | +7.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 110.40 | 105.60 | 100.80 | 95.90 | 91.40 | 86.30 | 81.50 | +5.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 111.90 | 106.50 | 101.10 | 95.60 | 90.20 | 84.80 | — | −8.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 111.90 | 106.50 | 101.10 | 95.60 | 90.20 | 84.80 | — | −1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 111.90 | 106.50 | 101.10 | 95.70 | 90.30 | 84.90 | 79.40 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 112.20 | 106.80 | 101.30 | 95.90 | 90.40 | 85.00 | 79.50 | +7.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 113.20 | 107.80 | 102.40 | 97.00 | 91.60 | 86.20 | 80.70 | −1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 113.20 | 107.80 | 102.40 | 97.00 | 91.60 | 86.20 | 80.70 | −1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 113.20 | 107.80 | 102.40 | 97.00 | 91.60 | 86.20 | 80.70 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 113.20 | 107.80 | 102.40 | 97.00 | 91.60 | 86.20 | 80.70 | +5.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 113.50 | 108.00 | 102.60 | 97.10 | 91.70 | 86.20 | 80.80 | +7.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 112.90 | 108.00 | 103.10 | 98.10 | 93.50 | 88.30 | 83.30 | +5.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 114.60 | 109.20 | 103.80 | 98.30 | 92.90 | — | 82.00 | +7.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 114.80 | 109.30 | 103.90 | 98.40 | 93.00 | 87.50 | 82.00 | +7.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 114.10 | 109.00 | 104.10 | 99.00 | 94.10 | 89.10 | 84.00 | +5.5 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 114.10 | 109.00 | 104.10 | 99.00 | 94.10 | 89.10 | 84.00 | +5.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 114.20 | 109.20 | 104.30 | 99.20 | 94.50 | 89.30 | 84.20 | +5.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 115.10 | 109.70 | 104.30 | 98.80 | 93.40 | 88.00 | 82.50 | +5.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 115.20 | 109.80 | 104.40 | 99.00 | 93.60 | — | 82.70 | +7.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 115.40 | — | 104.60 | — | 93.70 | — | 82.80 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 115.40 | — | 104.60 | — | 93.70 | — | 82.80 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 115.40 | — | 104.60 | — | 93.70 | — | 82.80 | +4.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 114.60 | — | 104.90 | — | 95.00 | — | 85.30 | −0.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 117.30 | — | 106.50 | — | 95.70 | — | 84.80 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.10 | — | 107.00 | 101.50 | 96.00 | 90.30 | 84.80 | +9.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 118.00 | 112.60 | 107.20 | 101.80 | 96.30 | 90.90 | — | +3.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.00 | 114.60 | 109.20 | 103.70 | 98.20 | 92.80 | — | −4.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 120.70 | 115.30 | 109.90 | 104.40 | 99.00 | — | 88.20 | +7.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 122.20 | 116.80 | 111.40 | 105.90 | 100.50 | 95.10 | 89.60 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.90 | 118.50 | 113.10 | 107.70 | 102.30 | 96.90 | 91.40 | +4.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 124.50 | 118.90 | 113.40 | — | 102.30 | — | 91.20 | −1.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 124.60 | 119.10 | 113.70 | 108.20 | 102.80 | 97.30 | 91.90 | +2.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.50 | 120.00 | 114.60 | 109.00 | 103.90 | 98.10 | 92.60 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 126.10 | 120.60 | 115.20 | 109.60 | 104.10 | 98.60 | 93.00 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 126.20 | 120.70 | 115.30 | 109.80 | 104.40 | 98.90 | 93.50 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 126.20 | 120.70 | 115.30 | 109.80 | 104.40 | 98.90 | 93.50 | +7.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 126.80 | 121.30 | 115.80 | — | 104.70 | — | 93.60 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.30 | — | 116.50 | — | 105.60 | — | 94.80 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 127.40 | 122.00 | 116.60 | 111.10 | 105.70 | 100.30 | 94.80 | +2.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.50 | 122.00 | 116.60 | 111.10 | 105.70 | 100.20 | 94.80 | +7.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 128.10 | 122.70 | 117.30 | 111.80 | 106.40 | 101.00 | 95.50 | +2.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.20 | — | 117.40 | — | 106.50 | — | 95.70 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.60 | 123.20 | 117.80 | 112.30 | 106.90 | 101.50 | 96.00 | +5.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 128.80 | 123.40 | 118.00 | 112.50 | 107.10 | 101.70 | 96.30 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 129.90 | 124.40 | 119.00 | 113.50 | 108.10 | 102.60 | 97.20 | +2.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 130.60 | 125.20 | 119.80 | 114.30 | 108.90 | 103.50 | 98.00 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 131.70 | 126.30 | 120.90 | 115.40 | 110.00 | 104.60 | 99.10 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 132.00 | 126.60 | 121.20 | 115.80 | 110.40 | 105.00 | 99.50 | +0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 124.50 | — | 121.30 | — | 116.60 | — | 105.80 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 132.60 | 127.10 | 121.60 | — | 110.50 | — | 99.40 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 133.50 | 128.10 | 122.70 | 117.20 | 111.80 | 106.40 | 101.00 | +0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 134.60 | 129.20 | 123.80 | 118.35 | 112.95 | 107.50 | 102.05 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 135.50 | — | 124.60 | — | 113.70 | — | 102.90 | +2.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 135.90 | 130.40 | 125.00 | 119.50 | 114.10 | 108.60 | 103.10 | +2.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 136.00 | 130.60 | 125.15 | 119.75 | 114.35 | 108.90 | 103.45 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 136.00 | 130.60 | 125.15 | 119.75 | 114.35 | 108.90 | 103.45 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 136.00 | 130.60 | 125.15 | 119.75 | 114.35 | 108.90 | 103.45 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 136.00 | 130.60 | 125.15 | 119.75 | 114.35 | 108.90 | 103.45 | +4.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 136.00 | 130.60 | 125.15 | 119.75 | 114.35 | 108.90 | 103.45 | New tariff 2027 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 136.20 | 130.70 | 125.20 | — | 114.10 | — | 103.00 | +3.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 136.20 | — | 125.30 | — | 114.50 | — | 103.70 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 136.50 | 131.10 | 125.70 | 120.20 | 114.80 | 109.40 | 103.90 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 129.40 | — | 126.10 | — | 116.60 | — | 105.80 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 136.90 | — | 126.20 | — | 115.30 | — | 104.40 | +2.9 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.15 | 131.70 | 126.20 | 119.90 | 115.20 | 108.35 | 102.90 | +1.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 137.10 | 131.70 | 126.20 | 120.80 | 115.30 | 109.90 | 104.40 | +2.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 137.40 | 132.00 | 126.55 | 121.10 | 115.70 | 110.30 | 104.85 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 137.70 | 132.30 | 126.90 | 121.40 | 116.00 | 110.70 | 105.20 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 137.90 | 132.50 | 127.00 | 121.50 | 116.10 | 110.60 | 105.20 | +5.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 138.30 | — | 127.50 | — | 116.60 | — | 105.80 | +9.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 138.30 | — | 127.50 | — | 116.60 | — | 105.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 138.30 | — | 127.50 | — | 116.60 | — | 105.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 135.60 | — | 127.50 | — | 116.60 | — | 105.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 138.30 | — | 127.50 | — | 116.60 | — | 105.80 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 138.50 | — | 127.60 | — | 116.90 | — | 106.00 | +2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 138.50 | — | 127.60 | — | 116.90 | — | 106.00 | +2.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 138.50 | 133.10 | 127.70 | 122.20 | 116.80 | 111.40 | 105.90 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.20 | 134.80 | 129.35 | 123.90 | 118.50 | 113.05 | 107.60 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 140.80 | 135.40 | 130.00 | 124.50 | 119.10 | 113.70 | 108.30 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 140.80 | 135.40 | 130.00 | 124.50 | 119.10 | 113.70 | 108.30 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 142.30 | 136.90 | 131.50 | 126.10 | 120.70 | 115.30 | 109.80 | +2.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 142.90 | 137.40 | 131.90 | 126.50 | 121.00 | 115.60 | 110.10 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.00 | 137.50 | 132.10 | 126.60 | 121.20 | 115.70 | 110.30 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.40 | 137.80 | 132.30 | — | 121.20 | — | 110.10 | +3.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 147.50 | 142.10 | 136.70 | 131.20 | 125.80 | 120.50 | 115.00 | +0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 148.90 | 143.40 | 137.90 | 132.50 | 127.00 | 121.60 | 116.10 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 148.90 | 143.40 | 137.90 | 132.50 | 127.00 | 121.60 | 116.10 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 148.90 | 143.40 | 137.90 | 132.50 | 127.00 | 121.60 | 116.10 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 148.90 | 143.40 | 137.90 | 132.50 | 127.00 | 121.60 | 116.10 | +5.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 150.30 | 144.90 | 139.40 | 134.00 | 128.50 | 123.10 | 117.60 | +5.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 154.70 | 149.30 | 143.90 | 138.50 | 133.10 | 127.70 | 122.20 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.60 | — | 144.80 | — | 134.00 | — | 123.10 | +2.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 107.50 | — | — | — | — | 80.40 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 110.00 | — | — | — | — | 82.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 110.00 | — | — | — | — | 82.90 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 112.60 | — | — | — | — | 85.50 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 113.80 | — | — | — | — | 86.70 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 115.10 | — | — | — | — | 88.00 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 117.70 | — | — | — | — | 90.60 | — | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 127.90 | — | — | — | — | 100.90 | — | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.40 | — | — | 133.10 | — | — | 116.90 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Saint-Aubin for a child aged 0 to 18 with a deductible of 200 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/), the cheapest offer in [Saint-Aubin](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/) is Agrisano (AGRIsmart) at 92.50 CHF a month.

### How much does health insurance cost in Saint-Aubin in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/) with a deductible of 200 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/), monthly premiums run from 92.50 CHF (Agrisano, AGRIsmart) to 144.80 CHF (Sympany, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 116.90 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Saint-Aubin for a child aged 0 to 18 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 102.10 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-0/) to 73.30 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-600/): 28.80 CHF less a month, 345.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 384 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Saint-Aubin for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 200 CHF and without accident cover, the cheapest premium per model is: standard model 107.00 CHF (Agrisano), family doctor / HMO 94.20 CHF (CSS), flexible model 101.10 CHF (Assura), telemedicine 92.50 CHF (Agrisano).

### Does a second or third child pay less in Saint-Aubin?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 14 of the 23 insurers present in Saint-Aubin file a reduced premium from a certain number of children insured with them, at a 200 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Visana | Managed Care | 100.40 CHF | 36.90 CHF from the 3rd child |
| Agrisano | AGRIsmart | 92.50 CHF | 39.90 CHF from the 3rd child |
| Galenos | Managed Care | 113.70 CHF | 41.50 CHF from the 3rd child |
| CONCORDIA | HMO | 98.10 CHF | 44.30 CHF from the 3rd child |
| sana24 | Managed Care | 127.00 CHF | 45.90 CHF from the 3rd child |
| Aquilana | SMARTMED | 93.30 CHF | 46.70 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 121.30 CHF | 47.40 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 104.10 CHF | 52.10 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 116.60 CHF | 87.50 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 119.80 CHF | 89.80 CHF from the 5th child |
| SLKK | SmartMed | 100.80 CHF | 89.80 CHF from the 3rd child |
| EGK | EGK-Care | 101.10 CHF | 91.20 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 126.90 CHF | 95.20 CHF from the 5th child |
| Assura | MediTel | 99.80 CHF | 98.40 CHF from the 4th child, 97.00 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Saint-Aubin is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Saint-Aubin (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/
- Premiums 2027 in Saint-Aubin (FR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/
- Premiums 2027 in Saint-Aubin (FR), child, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Saint-Aubin (FR), child, deductible of 0 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-0/
- Deductible Premiums 2027 in Saint-Aubin (FR), child, deductible of 100 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-100/
- Deductible Premiums 2027 in Saint-Aubin (FR), child, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-300/
- Deductible Premiums 2027 in Saint-Aubin (FR), child, deductible of 400 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-400/
- Deductible Premiums 2027 in Saint-Aubin (FR), child, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Saint-Aubin (FR), child, deductible of 600 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/fr/saint-aubin/child/no-accident/deductible-0/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `saint-aubin` with your municipality, `child` with `young-adult` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-200` with `deductible-600` for another deductible. Markdown version: add `.md`.