# Health insurance premiums 2026 in Romont (FR), for a child aged 0 to 18, deductible of 0 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Romont](https://praemiencheck.onedoc.ch/en/fr/romont/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2026, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/romont/child/) with a 0 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/), the cheapest monthly basic insurance premium is **93.85 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 161.25 CHF with Groupe Mutuel – Mutuel (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2025 (0 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 93.85 | — | 83.75 | 78.75 | 73.75 | 68.75 | 63.75 | +6.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 99.05 | — | 88.45 | 83.15 | 77.95 | 72.55 | 67.35 | +5.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 100.35 | 94.55 | 88.75 | 82.85 | 77.05 | — | 65.35 | +1.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 100.75 | — | 89.95 | 84.65 | 79.35 | 73.85 | 68.55 | +5.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 101.45 | 96.45 | 91.35 | 86.35 | 81.25 | 74.25 | — | +4.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 101.75 | — | 92.55 | — | 83.15 | — | 73.85 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 103.35 | 97.55 | 91.75 | 85.85 | 80.05 | — | 68.35 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 104.65 | — | — | — | — | 75.55 | — | +4.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 105.95 | 105.05 | 104.05 | 103.05 | 102.05 | 101.05 | — | +5.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 106.45 | 101.35 | 96.25 | 91.05 | 86.15 | 80.85 | 75.65 | +11.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 106.75 | 100.95 | 95.15 | 89.25 | 83.45 | 77.65 | 71.75 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 107.25 | — | — | — | — | 78.15 | — | +4.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 107.25 | — | — | — | — | 78.15 | — | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 107.25 | — | — | — | — | 78.15 | — | +5.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 107.55 | 101.75 | 95.95 | 90.15 | 84.25 | 78.45 | — | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 107.65 | 101.85 | 96.05 | 90.15 | 84.35 | 78.55 | 72.65 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 108.45 | — | — | — | — | 79.35 | — | +2.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 108.45 | — | — | — | — | 79.35 | — | New tariff 2026 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 108.55 | — | 98.65 | — | 88.65 | — | 78.75 | +6.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 108.55 | — | 98.65 | — | 88.65 | — | 78.75 | +3.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 108.95 | 103.75 | 98.55 | 93.25 | 88.25 | 82.75 | 77.45 | +11.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 108.95 | 103.15 | 97.35 | 91.45 | 85.65 | 79.85 | 73.95 | +7.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | 74.65 | +8.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | 74.65 | +8.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | 80.55 | 74.65 | +4.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 109.85 | 104.05 | 98.25 | 92.35 | 86.55 | — | 74.85 | +4.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 109.85 | — | 99.85 | — | 89.85 | — | 79.75 | +2.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 109.95 | — | 98.25 | 92.45 | 86.65 | 80.75 | 74.95 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 110.25 | 104.95 | 99.65 | 94.35 | 89.35 | 83.75 | 78.35 | +11.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 110.25 | 104.45 | 98.55 | 92.75 | 86.95 | 81.05 | 75.25 | +8.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 110.35 | 104.55 | 98.75 | 92.85 | 87.05 | 81.25 | 75.35 | +4.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 110.55 | 104.75 | 98.95 | 93.05 | 87.25 | — | 75.55 | +7.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 110.95 | 105.15 | 99.35 | 93.45 | 87.65 | 81.85 | 75.95 | +4.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 111.65 | 105.85 | 100.05 | 94.15 | 88.35 | 82.55 | 76.65 | +8.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 112.35 | — | — | — | — | 83.25 | — | +4.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 112.55 | 106.75 | 100.95 | 95.05 | 89.25 | 83.45 | 77.55 | +2.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 112.55 | 106.75 | 100.95 | 95.05 | 89.25 | 83.45 | 77.55 | +2.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 112.95 | 107.15 | 101.35 | 95.45 | 89.65 | 83.85 | 77.95 | +4.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 113.65 | — | — | — | — | 84.55 | — | +4.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 114.35 | — | 102.75 | — | 91.05 | — | 79.35 | +1.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 114.35 | — | 102.75 | — | 91.05 | — | 79.35 | +5.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 114.35 | — | 102.75 | — | 91.05 | — | 79.35 | +1.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 114.45 | 113.55 | 112.55 | 111.55 | 110.55 | 109.55 | — | +4.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 116.05 | 110.25 | 104.45 | 98.55 | 92.75 | — | 81.05 | +1.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 116.35 | — | 104.75 | — | 93.05 | — | 81.35 | +1.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 117.35 | 111.55 | 105.75 | 99.95 | 94.05 | 88.25 | — | +4.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 | 82.55 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 117.55 | 111.75 | 105.95 | 100.05 | 94.25 | 88.45 | 82.55 | +4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 119.25 | — | 108.45 | — | 97.45 | — | 86.65 | +3.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 119.35 | 118.35 | 117.35 | 116.35 | 115.35 | 114.35 | — | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 120.65 | — | 111.75 | — | 100.05 | — | 88.35 | +0.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 121.65 | 115.85 | 110.05 | 104.15 | 98.65 | 92.55 | 86.65 | +11.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 121.75 | 115.95 | 110.05 | 104.25 | 98.45 | 92.55 | 86.75 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 121.75 | 115.95 | 110.05 | 104.25 | 98.45 | 92.55 | 86.75 | +7.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 122.75 | 116.95 | 111.15 | 105.25 | 99.45 | 93.65 | 87.75 | +2.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 122.85 | 117.05 | 111.25 | — | 99.55 | — | 87.85 | +6.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 123.05 | 117.15 | 111.35 | 105.55 | 99.65 | 93.85 | 88.05 | +7.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 124.05 | — | — | — | — | 94.95 | — | +4.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 125.45 | 119.65 | 113.85 | 107.95 | 102.15 | 96.35 | 90.45 | −3.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 126.75 | 120.95 | 115.15 | 109.25 | 103.45 | 97.65 | 91.75 | +4.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 127.25 | 121.45 | 115.65 | — | 103.95 | — | 92.25 | +5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.55 | 121.75 | 115.95 | 110.05 | 104.25 | 98.45 | 92.55 | +7.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.65 | — | 116.05 | — | 104.35 | — | 92.65 | +1.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 128.15 | — | 119.25 | — | 107.55 | — | 95.95 | +4.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 128.45 | 122.65 | 116.85 | 110.95 | 105.15 | 99.35 | 93.45 | +4.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.45 | — | 116.85 | — | 105.15 | — | 93.45 | +3.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 129.25 | 123.45 | 117.65 | 111.75 | 105.95 | 100.15 | 94.25 | +3.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 129.95 | 124.15 | 118.35 | 112.45 | 106.65 | 100.85 | 94.95 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 130.15 | 124.35 | 118.55 | — | 106.85 | — | 95.15 | +5.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 130.70 | 125.25 | 119.85 | 113.60 | 107.60 | 102.15 | 96.75 | +8.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 131.05 | 125.15 | 119.35 | 113.55 | 107.65 | 101.85 | 96.05 | +0.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 132.25 | — | 120.65 | — | 108.95 | — | 97.25 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 132.25 | — | 120.65 | — | 108.95 | — | 97.25 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 132.25 | — | 120.65 | — | 108.95 | — | 97.25 | +0.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 132.25 | — | 120.65 | — | 108.95 | — | 97.25 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 132.95 | 127.15 | 121.35 | 115.45 | 109.65 | 103.85 | 97.95 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 133.85 | 128.05 | 122.25 | — | 110.55 | — | 98.85 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 134.25 | 128.45 | 122.65 | 116.75 | 110.95 | 105.15 | 99.25 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 134.25 | 128.45 | 122.65 | 116.75 | 110.95 | 105.15 | 99.25 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 135.25 | 129.45 | 123.55 | 117.75 | 111.95 | 106.05 | 100.25 | +2.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 135.65 | 129.85 | 124.05 | 118.15 | 112.35 | 106.55 | 100.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 135.65 | 129.85 | 124.05 | 118.15 | 112.35 | 106.55 | 100.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 135.65 | 129.85 | 124.05 | 118.15 | 112.35 | 106.55 | 100.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 135.65 | 129.85 | 124.05 | 118.15 | 112.35 | 106.55 | 100.65 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 135.75 | 129.95 | 124.15 | 118.25 | 112.45 | 106.65 | 100.75 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 135.85 | 130.05 | 124.25 | 118.35 | 112.55 | 106.75 | 100.85 | +3.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 136.85 | — | 125.15 | — | 113.45 | — | 101.85 | +10.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 137.15 | 131.35 | 125.55 | 119.65 | 113.85 | 108.05 | 102.15 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 137.25 | 131.45 | 125.65 | 119.75 | 113.95 | 108.15 | 102.25 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 137.35 | 131.55 | 125.75 | 119.85 | 114.05 | 108.25 | 102.35 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 137.65 | — | 125.95 | — | 114.35 | — | 102.65 | +9.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 138.45 | — | 126.75 | — | 115.15 | — | 103.45 | +10.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 138.65 | 132.85 | 126.95 | 121.15 | 115.35 | 109.45 | 103.65 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 140.05 | — | 128.45 | — | 116.75 | — | 105.05 | +7.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 140.05 | — | 128.45 | — | 116.75 | — | 105.05 | +9.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.05 | 134.25 | 128.45 | 122.55 | 116.75 | 110.95 | 105.05 | +6.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 140.25 | 134.45 | 128.65 | 122.75 | 116.95 | 111.15 | 105.25 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 140.55 | 134.75 | 128.95 | 123.05 | 117.25 | 111.45 | 105.55 | +2.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 141.15 | 135.35 | 129.55 | — | 117.85 | — | 106.15 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 142.95 | 137.15 | 131.35 | 125.45 | 119.65 | 113.85 | 107.95 | +9.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 143.75 | 137.95 | 132.15 | 126.25 | 120.45 | 114.65 | 108.75 | +9.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 144.15 | 138.35 | 132.55 | 126.65 | 120.85 | 115.05 | 109.15 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 144.75 | 138.95 | 133.15 | 127.25 | 121.45 | 115.65 | 109.75 | −4.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 146.25 | 140.45 | 134.65 | 128.75 | 122.95 | 117.15 | 111.25 | +9.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 146.25 | 140.45 | 134.65 | 128.75 | 122.95 | 117.15 | 111.25 | +9.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 146.35 | 140.55 | 134.75 | 128.85 | 123.05 | 117.25 | 111.35 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 146.35 | 140.55 | 134.75 | 128.85 | 123.05 | 117.25 | 111.35 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 146.35 | 140.55 | 134.75 | 128.85 | 123.05 | 117.25 | 111.35 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 146.35 | 140.55 | 134.75 | 128.85 | 123.05 | 117.25 | 111.35 | +2.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 147.95 | 142.05 | 136.25 | 130.45 | 124.55 | 118.75 | 112.95 | +2.8 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 149.25 | — | — | 131.75 | — | — | 114.25 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 152.35 | 146.55 | 140.75 | 134.85 | 129.05 | 123.25 | 117.35 | +2.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 158.05 | — | 146.35 | — | 134.75 | — | 123.05 | +9.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 161.25 | 155.45 | 149.65 | 143.75 | 137.95 | 132.15 | 126.25 | +9.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Romont for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/), the cheapest offer in [Romont](https://praemiencheck.onedoc.ch/en/fr/romont/) is Agrisano (AGRIsmart) at 93.85 CHF a month.

### How much does health insurance cost in Romont in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/romont/child/) with a deductible of 0 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/), monthly premiums run from 93.85 CHF (Agrisano, AGRIsmart) to 161.25 CHF (Groupe Mutuel – Mutuel, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 107.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Romont for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 93.85 CHF a month with the 0 CHF deductible to 63.75 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-600/): 30.10 CHF less a month, 361.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 401 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Romont for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 109.95 CHF (Agrisano), family doctor / HMO 100.35 CHF (CSS), flexible model 107.25 CHF (Helsana), telemedicine 93.85 CHF (Agrisano).

### Does a second or third child pay less in Romont?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 23 insurers present in Romont file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 93.85 CHF | 39.85 CHF from the 3rd child |
| Visana | Managed Care | 106.75 CHF | 41.75 CHF from the 3rd child |
| Galenos | Managed Care | 125.45 CHF | 45.35 CHF from the 3rd child |
| SWICA | FAVORIT MEDPHARM | 120.65 CHF | 47.35 CHF from the 3rd child |
| Aquilana | SMARTMED | 101.45 CHF | 48.15 CHF from the 3rd child |
| sana24 | Managed Care | 135.25 CHF | 49.05 CHF from the 3rd child |
| CONCORDIA | HMO | 109.65 CHF | 52.85 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 112.55 CHF | 53.75 CHF from the 3rd child |
| rhenusana | Standard model | 149.25 CHF | 72.05 CHF from the 3rd child |
| EGK | EGK-TelCare | 105.95 CHF | 91.15 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed | 128.45 CHF | 95.05 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 106.45 CHF | 95.25 CHF from the 3rd child |
| Groupe Mutuel – Philos | OptiMed | 134.25 CHF | 99.45 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 142.95 CHF | 105.95 CHF from the 5th child |
| Assura | Qualimed | 109.65 CHF | 108.05 CHF from the 4th child, 106.55 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 99.00 CHF at Agrisano (AGRIsmart) gives 93.85 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Romont is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2026 in Romont (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/romont/
- Premiums 2026 in Romont (FR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/romont/child/
- Premiums 2026 in Romont (FR), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/romont/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/fr/romont/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/fr/romont/child/no-accident/deductible-0/
- Deductible Premiums 2026 in Romont (FR), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-100/
- Deductible Premiums 2026 in Romont (FR), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-200/
- Deductible Premiums 2026 in Romont (FR), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-300/
- Deductible Premiums 2026 in Romont (FR), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-400/
- Deductible Premiums 2026 in Romont (FR), child, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-500/
- Deductible Premiums 2026 in Romont (FR), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/fr/romont/child/with-accident/deductible-0/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `romont` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-0` with `deductible-600` for another deductible. Markdown version: add `.md`.