# Health insurance premiums 2026 in Rechthalten (FR), for a young adult aged 19 to 25 without accident cover

In 2026, for a young adult aged 19 to 25 in Rechthalten, without accident cover, the cheapest health insurance premium is:

- **306.95 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-300/) (Agrisano, AGRIsmart)
- **192.05 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-2500/) (CSS, Hausarztversicherung Profit)

## Without accident cover: from 192.05 to 483.65 CHF a month depending on the deductible and the model

114 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **306.95 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 483.65 CHF with sana24 (Standard model).

Lowest premium:
- 300 CHF: 306.95 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-300/
- 500 CHF: 297.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-500/
- 1'000 CHF: 273.45 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-1000/
- 1'500 CHF: 246.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-1500/
- 2'000 CHF: 219.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-2000/
- 2'500 CHF: 192.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 306.95 | 297.45 | 273.55 | 249.75 | 225.85 | 202.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 311.35 | 300.55 | 273.45 | 246.25 | 219.25 | 192.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 313.85 | 304.45 | 280.75 | 257.25 | 233.65 | 205.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 315.15 | 304.45 | 277.45 | 250.05 | 223.05 | 207.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 321.65 | 310.75 | 283.55 | 256.55 | 229.35 | 202.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 322.95 | 312.25 | 285.35 | 257.85 | 230.95 | 207.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 323.25 | 313.15 | 288.25 | 263.15 | 237.95 | 212.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 323.45 | 312.55 | 285.45 | 258.35 | 231.25 | 204.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 323.65 | 312.65 | 284.85 | 257.15 | 229.55 | 201.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 325.35 | 314.45 | 287.35 | 260.25 | 233.05 | 206.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 325.95 | 315.15 | 287.85 | 260.55 | 233.35 | 206.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 328.65 | 318.55 | 293.05 | 267.55 | 242.05 | 216.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 329.05 | 318.25 | 291.15 | 263.95 | 236.85 | 209.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 329.05 | 318.25 | 291.15 | 263.95 | 236.85 | 209.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 329.25 | 318.45 | 300.55 | 273.45 | 246.35 | 233.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 329.45 | 323.25 | 291.35 | 264.05 | 236.85 | 209.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 331.15 | 320.35 | 293.15 | 266.05 | 238.95 | 225.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 332.15 | 321.35 | 294.15 | 267.15 | 239.95 | 214.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 333.75 | 327.45 | 295.55 | 268.25 | 241.05 | 213.75 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 334.05 | 323.15 | 295.85 | 268.55 | 241.35 | 214.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 334.85 | 323.85 | 296.05 | 268.35 | 240.75 | 212.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 337.05 | 326.15 | 298.55 | 270.95 | 243.45 | 215.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 337.05 | 326.15 | 298.55 | 270.95 | 243.45 | 215.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 338.45 | 327.65 | 300.45 | 273.35 | 246.25 | 219.15 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 338.85 | 328.05 | 300.85 | 273.75 | 246.65 | 233.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 339.75 | 328.95 | 301.75 | 274.55 | 247.50 | 220.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 339.95 | 329.15 | 301.95 | 274.75 | 247.65 | 220.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 340.35 | 329.65 | 302.45 | 275.25 | 248.25 | 221.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 342.35 | 331.35 | 303.65 | 275.85 | 248.25 | 220.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 342.35 | 331.55 | 304.45 | 277.25 | 250.15 | 223.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 342.95 | 331.95 | 304.35 | 276.75 | 249.25 | 221.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 343.30 | 332.50 | 305.35 | 278.15 | 251.05 | 223.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 343.30 | 332.50 | 305.35 | 278.15 | 251.05 | 223.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 343.30 | 332.50 | 305.35 | 278.15 | 251.05 | 223.90 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 343.55 | 332.75 | 305.55 | 278.35 | 251.25 | 224.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 343.55 | 332.75 | 305.55 | 278.35 | 251.25 | 224.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 345.35 | 334.65 | 307.45 | 280.35 | 257.05 | 233.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 345.35 | 334.65 | 307.45 | 280.35 | 257.05 | 233.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 348.25 | 337.55 | 310.35 | 283.15 | 256.15 | 228.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 350.15 | 339.35 | 312.15 | 285.05 | — | 230.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 350.25 | 339.45 | 312.35 | 285.15 | 258.05 | 230.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 350.45 | 339.85 | 312.85 | 285.35 | 258.45 | 231.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 350.45 | 339.85 | 312.85 | 285.35 | 258.45 | 231.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 350.55 | 339.75 | 312.55 | 285.45 | 258.35 | 231.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 350.55 | 339.75 | 312.55 | 285.45 | 258.35 | 231.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 350.55 | 339.75 | 312.55 | 285.45 | 258.35 | 231.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 351.75 | 340.75 | 313.05 | 285.25 | 257.65 | 229.85 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 351.75 | 340.85 | 313.65 | 286.35 | 259.05 | 231.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 352.35 | 345.45 | 318.35 | 291.25 | 260.05 | 232.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 353.15 | 343.65 | 319.45 | 295.25 | 271.25 | 247.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 354.25 | 343.45 | 316.25 | 289.05 | 262.05 | 234.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 354.35 | 343.45 | 326.35 | 299.15 | 264.05 | 236.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 355.35 | 344.65 | 317.65 | 290.25 | 263.25 | 236.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 356.35 | 345.65 | 318.45 | 291.25 | 264.25 | 237.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 357.75 | 346.65 | 318.95 | 291.25 | 263.55 | 235.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 358.65 | 347.85 | 320.75 | 293.55 | 266.55 | 239.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 358.65 | 347.85 | 320.65 | 293.55 | 266.45 | 239.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 358.65 | 347.85 | 320.65 | 293.55 | 266.45 | 239.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 358.65 | 347.85 | 320.65 | 293.55 | 266.45 | 239.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 359.55 | 348.85 | 321.85 | 294.45 | 267.45 | 240.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 360.45 | 349.55 | 322.25 | 295.05 | 267.75 | 240.45 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 361.35 | 351.55 | 326.85 | 302.15 | 277.55 | 252.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 361.45 | 350.65 | 323.45 | 296.45 | 269.25 | 242.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 362.05 | 351.25 | 324.15 | 296.95 | 269.95 | 242.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 362.05 | 351.25 | 324.15 | 296.95 | 269.95 | 242.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 362.85 | 352.05 | 324.85 | 297.75 | 270.65 | 243.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 362.85 | 352.05 | 324.85 | 297.75 | 270.65 | 243.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 364.45 | 358.25 | 326.35 | 299.05 | 271.85 | 244.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 364.85 | 354.05 | 326.85 | 299.75 | — | 245.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 364.85 | 354.05 | 326.85 | 299.75 | — | 245.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 365.25 | 359.05 | 327.05 | 299.85 | 272.55 | 245.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 365.25 | 359.05 | 327.05 | 299.85 | 272.55 | 245.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 365.45 | 355.45 | 330.55 | 305.55 | 280.65 | 255.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 366.45 | 355.75 | 328.75 | 301.35 | 274.35 | 247.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 367.75 | 356.95 | 329.85 | 302.65 | — | 248.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 367.85 | 357.15 | 330.15 | 302.75 | 275.75 | 248.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 368.55 | 357.85 | 330.85 | 303.45 | 276.45 | 249.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 369.45 | 358.55 | 331.25 | 303.95 | 276.75 | 249.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 370.35 | 359.55 | 332.35 | 305.25 | 278.15 | 251.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 370.55 | 359.55 | 331.85 | 304.05 | 276.45 | 248.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 372.25 | 361.45 | 334.35 | 309.15 | 284.05 | 260.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 373.55 | 362.65 | 335.35 | 308.05 | 280.85 | 253.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 375.15 | 364.25 | 336.95 | 309.75 | 282.45 | 255.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 375.35 | 364.55 | 337.45 | 310.25 | 283.15 | 256.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 375.75 | 365.05 | 337.85 | 310.75 | 283.65 | 256.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 376.05 | 369.75 | 337.85 | 310.65 | 283.35 | 256.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 376.15 | 365.45 | 338.55 | 311.05 | 284.15 | 257.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 379.15 | 368.45 | 341.45 | 314.05 | 287.05 | 260.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 379.15 | 368.45 | 341.45 | 314.05 | 287.05 | 260.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 379.55 | 368.75 | 341.65 | 314.45 | 287.35 | 260.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 379.85 | 373.65 | 341.75 | 314.45 | 287.15 | 259.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 382.25 | 371.45 | 344.25 | 317.15 | 290.05 | 262.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 387.85 | 377.15 | 350.15 | 322.75 | 295.75 | 268.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 388.45 | 377.65 | 350.45 | 323.35 | — | 269.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 389.65 | 378.85 | 351.75 | 324.55 | 297.55 | 270.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 389.95 | 379.15 | 352.05 | 324.85 | 297.85 | 270.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 390.25 | 379.35 | 352.25 | 327.15 | 302.05 | 274.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 390.35 | 379.45 | 351.85 | 324.25 | 296.75 | 269.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 394.25 | 383.35 | 356.25 | 329.15 | 302.05 | 274.85 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 402.05 | 391.15 | 363.75 | 336.25 | 308.95 | 281.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 403.75 | 392.85 | 365.55 | 338.35 | 311.05 | 283.75 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 409.05 | 398.25 | 371.15 | 343.95 | — | 289.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 411.65 | 400.95 | 373.95 | 346.55 | 319.55 | 292.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 413.05 | 402.25 | 375.05 | 347.95 | 320.85 | 293.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 417.05 | 406.45 | 379.45 | 351.95 | 325.05 | 298.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 420.15 | 409.25 | 382.05 | 354.75 | 327.45 | 300.25 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 431.25 | 422.05 | 399.25 | 376.45 | 353.65 | 330.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 444.55 | 433.65 | 406.45 | 379.15 | 351.95 | 324.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 454.35 | 443.45 | 416.25 | 388.95 | 361.65 | 334.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 459.25 | 448.35 | 421.05 | 393.85 | 366.55 | 339.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 464.15 | 453.25 | 425.95 | 398.75 | 371.45 | 344.15 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 474.55 | 464.95 | 436.20 | 407.40 | 378.65 | 362.30 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 478.75 | 467.85 | 440.65 | 413.35 | 386.15 | 358.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 483.65 | 472.75 | 445.55 | 418.25 | 390.95 | 363.75 |

114 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Rechthalten for a young adult aged 19 to 25 with a deductible of 300 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Rechthalten](https://praemiencheck.onedoc.ch/en/fr/rechthalten/) is Agrisano (AGRIsmart) at 306.95 CHF a month. The cheapest standard model (free choice of doctor) is EGK (Standard model) at 351.75 CHF a month.

### How much does health insurance cost in Rechthalten in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 306.95 CHF (Agrisano, AGRIsmart) to 483.65 CHF (sana24, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 292.05 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Rechthalten for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 306.95 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-300/) to 202.15 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/deductible-2500/): 104.80 CHF less a month, 1'257.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'697 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Rechthalten for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 351.75 CHF (EGK), family doctor / HMO 311.35 CHF (CSS), flexible model 315.15 CHF (Groupe Mutuel – Avenir), telemedicine 306.95 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 312.10 CHF at Agrisano (AGRIsmart) gives 306.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/

## Related pages

- Without accident cover: from 192.05 to 483.65 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/fr/rechthalten/young-adult/no-accident/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…) and `rechthalten` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.