# Health insurance premiums 2027 in Pierrafortscha (FR), for a young adult aged 19 to 25 who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Pierrafortscha](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/), the cheapest monthly basic insurance premium is **340.15 CHF** with **Atupri** (HMO model) and the most expensive is 549.65 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 351.15 | 340.15 | 312.35 | 284.65 | 256.95 | 229.25 | +1.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 351.25 | 340.35 | 313.15 | 286.15 | 258.95 | 231.75 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 353.95 | 343.15 | 315.85 | 288.65 | 261.55 | 234.25 | +2.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 353.95 | 343.15 | 315.85 | 288.65 | 261.55 | 234.25 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 354.95 | 344.10 | 316.95 | 289.75 | 262.65 | 235.50 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 354.95 | 344.10 | 316.95 | 289.75 | 262.65 | 235.50 | +3.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 355.35 | 344.55 | 317.35 | 290.25 | 263.15 | 235.95 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 357.45 | 346.55 | 319.45 | 292.35 | 265.15 | 238.05 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 358.70 | 347.85 | 320.75 | 293.55 | 266.40 | 239.25 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 358.70 | 347.85 | 320.75 | 293.55 | 266.40 | 239.25 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 358.70 | 347.85 | 320.75 | 293.55 | 266.40 | 239.25 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 358.70 | 347.85 | 320.75 | 293.55 | 266.40 | 239.25 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 358.70 | 347.85 | 320.75 | 293.55 | 266.40 | 239.25 | +3.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 358.95 | 348.25 | 321.25 | 293.85 | 266.85 | 239.95 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 359.75 | 348.95 | 321.75 | 294.65 | 267.55 | 240.35 | +7.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 359.85 | 348.95 | 321.35 | 293.75 | 266.25 | 238.65 | +0.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 362.05 | 351.05 | 323.45 | 295.95 | 268.45 | 240.85 | +0.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 363.45 | 352.45 | 324.75 | 296.95 | 269.35 | 241.55 | +2.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 362.05 | 352.65 | 329.05 | 305.45 | 281.85 | 252.15 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 365.75 | 354.85 | 327.75 | 300.65 | 273.45 | 246.35 | +4.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 366.25 | 355.25 | 327.65 | 300.05 | 272.55 | 244.95 | +0.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 367.85 | 356.95 | 329.85 | 302.75 | 275.65 | 248.45 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 369.65 | 358.65 | 330.85 | 303.15 | 275.55 | 247.75 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 369.95 | 359.10 | 331.95 | 304.75 | 277.60 | 250.50 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 369.85 | 363.65 | 331.75 | 304.45 | 277.15 | 249.95 | +6.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 375.95 | 365.05 | 342.45 | 315.35 | 283.75 | 256.55 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 376.55 | 365.75 | 338.55 | 311.45 | 284.35 | 257.15 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 376.55 | 365.75 | 338.55 | 311.45 | 284.35 | 257.15 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 377.25 | 367.25 | 342.25 | 317.35 | 292.45 | 267.55 | +0.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 377.25 | 367.25 | 342.25 | 317.35 | 292.45 | 267.55 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 379.05 | 368.35 | 341.35 | 313.95 | 286.95 | 260.05 | +9.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 383.15 | 372.35 | 345.15 | 318.15 | 290.95 | 263.75 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 386.05 | 375.05 | 347.35 | 319.55 | 291.95 | 264.15 | +2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 388.05 | 377.25 | 350.05 | 322.95 | 295.85 | 268.75 | +7.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 388.45 | 377.75 | 350.75 | 323.35 | 296.35 | 269.45 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 389.85 | 379.05 | 351.95 | 324.75 | — | 270.55 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 390.25 | 379.45 | 352.35 | 325.15 | 298.15 | 270.95 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 390.25 | 379.55 | 352.35 | 325.15 | 298.15 | 270.95 | +7.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 390.65 | 379.95 | 353.05 | 325.55 | 298.65 | 271.65 | 0.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 392.55 | 381.85 | 354.65 | 327.45 | 300.45 | 273.25 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 392.55 | 381.85 | 354.65 | 327.45 | 300.45 | 273.25 | +5.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 391.95 | 381.85 | 356.55 | 331.15 | 305.75 | 280.45 | +9.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 393.85 | 382.95 | 362.55 | 335.45 | 301.65 | 274.45 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 394.45 | 383.65 | 356.55 | 329.35 | 302.25 | 275.15 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 394.45 | 383.65 | 356.55 | 329.35 | 302.25 | 275.15 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 394.45 | 383.65 | 356.55 | 329.35 | 302.25 | 275.15 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 394.15 | 383.85 | 358.55 | 332.95 | 307.45 | 282.05 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 394.95 | 384.15 | 356.95 | 329.85 | 302.75 | 275.65 | +4.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 395.55 | 384.85 | 357.95 | 330.45 | 303.55 | 276.55 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 391.55 | 385.25 | 358.15 | 330.95 | 299.35 | 272.25 | +4.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 399.15 | 388.45 | 361.45 | 334.05 | 307.05 | 280.05 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 399.15 | 388.45 | 361.45 | 334.05 | 307.05 | 280.05 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 399.55 | 388.75 | 361.65 | 334.45 | 307.45 | 280.25 | +8.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.05 | 389.05 | 361.85 | 334.75 | 307.55 | 280.25 | +3.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 400.25 | 389.55 | 362.55 | 335.15 | 308.15 | 281.15 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 401.05 | 390.25 | 363.15 | 335.95 | 308.85 | 281.75 | +3.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 401.85 | 391.15 | 364.15 | 336.75 | 309.75 | 282.85 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 401.85 | 391.15 | 364.15 | 336.75 | 309.75 | 282.85 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 403.95 | 393.15 | 365.95 | 338.85 | 311.75 | 284.55 | +7.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 404.45 | 393.65 | 366.45 | 339.35 | 312.25 | 285.05 | +9.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 401.25 | 395.05 | 363.05 | 335.85 | 308.55 | 281.35 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 406.65 | 395.65 | 367.95 | 340.15 | 312.55 | 284.85 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 407.05 | 396.25 | 369.15 | 341.95 | — | 287.75 | +1.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 407.05 | 396.25 | 369.15 | 341.95 | — | 287.75 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 408.65 | 397.85 | 370.75 | 343.55 | 316.55 | 289.35 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 409.25 | 398.45 | 371.25 | 344.15 | 317.05 | 289.95 | +11.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 409.45 | 398.75 | 371.85 | 344.35 | 317.45 | 290.45 | +3.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.45 | 399.65 | 372.55 | 345.35 | 318.25 | 291.15 | +0.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 410.45 | 399.75 | 372.55 | 345.35 | — | 291.15 | +1.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.45 | 400.65 | 373.55 | 346.35 | 319.35 | 292.15 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 409.55 | 403.15 | 380.45 | 353.35 | 335.15 | 308.05 | +5.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 414.45 | 404.85 | 380.65 | 356.55 | 332.45 | 308.35 | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.75 | 405.85 | 378.25 | 350.65 | 323.15 | 295.55 | +0.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.75 | 405.95 | 378.85 | 351.75 | 324.65 | 297.45 | +3.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 418.75 | 408.05 | 381.05 | 353.65 | 326.65 | 299.65 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 418.85 | 408.05 | 380.85 | 353.75 | 326.65 | 299.55 | +8.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 418.85 | 408.05 | 380.85 | 353.75 | 326.65 | 299.55 | +11.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 419.05 | 408.25 | 381.15 | 353.95 | 326.85 | 299.75 | +7.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 423.65 | 412.85 | 385.75 | 358.55 | 331.45 | 304.35 | +15.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 424.25 | 413.45 | 386.35 | 359.15 | — | 304.95 | −0.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 423.95 | 414.15 | 389.45 | 364.75 | 340.15 | 315.45 | +5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 427.75 | 416.85 | 389.55 | 362.35 | 335.05 | 307.75 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 427.75 | 416.85 | 389.55 | 362.35 | 335.05 | 307.75 | +2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.85 | 417.75 | 390.05 | 362.35 | 334.55 | 306.95 | +8.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 428.75 | 418.85 | 393.85 | 368.85 | 343.95 | 318.95 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 425.35 | 419.15 | 387.15 | 359.95 | 332.65 | 305.45 | +8.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 430.95 | 420.05 | 392.85 | 365.55 | 338.25 | 311.05 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 431.65 | 420.85 | 393.75 | 366.55 | 339.45 | 312.35 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 429.65 | 423.25 | 400.65 | 373.55 | 350.85 | 323.75 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 429.45 | 423.25 | 391.25 | 364.05 | 336.75 | 309.45 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 432.15 | 425.95 | 393.95 | 366.75 | 339.45 | 312.25 | +6.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 438.05 | 427.25 | 400.15 | 372.95 | 345.95 | 318.75 | +12.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.75 | 427.95 | 400.75 | 373.65 | 346.55 | 319.45 | +3.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 439.75 | 428.85 | 401.65 | 374.35 | 347.05 | 319.85 | +2.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 441.55 | 430.85 | 403.85 | 376.45 | 349.45 | 322.45 | +5.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 442.05 | 431.35 | 404.45 | 376.95 | 350.05 | 323.05 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.05 | 432.25 | 405.15 | 377.95 | 350.85 | 323.75 | +4.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 438.65 | 432.25 | 405.15 | 377.95 | 350.85 | 323.75 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 445.85 | 439.55 | 407.65 | 380.35 | 353.15 | 325.85 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.55 | 443.75 | 416.55 | 389.45 | 362.35 | 335.25 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.35 | 444.15 | 412.15 | 384.95 | 357.65 | 330.45 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.05 | 447.35 | 420.45 | 392.95 | 365.95 | 339.05 | +3.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.65 | 447.85 | 420.75 | 393.55 | — | 339.35 | +1.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 458.75 | 447.85 | 420.55 | 393.35 | 366.05 | 338.85 | +2.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 471.65 | 460.75 | 433.25 | 405.85 | 378.45 | 351.05 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.65 | 465.85 | 438.75 | 411.55 | 384.55 | 357.35 | +12.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 487.05 | 476.15 | 448.95 | 421.65 | 394.35 | 367.15 | +5.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.85 | 480.55 | 457.75 | 435.05 | 412.25 | 389.45 | +4.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 500.20 | 490.10 | 459.80 | 434.55 | 404.30 | 373.95 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 526.65 | 515.75 | 488.45 | 461.15 | 433.95 | 406.65 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 532.25 | 521.35 | 494.15 | 466.85 | 439.55 | 412.35 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 537.95 | 527.05 | 499.75 | 472.45 | 445.25 | 417.95 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 554.85 | 543.95 | 516.65 | 489.45 | 462.15 | 434.95 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 554.85 | 543.95 | 516.65 | 489.45 | 462.15 | 434.95 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.55 | 549.65 | 522.35 | 495.05 | 467.85 | 440.55 | +5.2 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Pierrafortscha for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/), the cheapest offer in [Pierrafortscha](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/) is Atupri (HMO) at 340.15 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 359.10 CHF a month.

### How much does health insurance cost in Pierrafortscha in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/), monthly premiums run from 340.15 CHF (Atupri, HMO) to 549.65 CHF (sana24, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 336.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Pierrafortscha for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Atupri, HMO), the premium goes from 351.15 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-300/) to 229.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-2500/): 121.90 CHF less a month, 1'462.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'925 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Pierrafortscha for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 359.10 CHF (Sanitas), family doctor / HMO 340.15 CHF (Atupri), flexible model 340.35 CHF (Sympany), telemedicine 343.15 CHF (EGK).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 344.90 CHF at Atupri (HMO) gives 340.15 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Pierrafortscha is in region 1 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Pierrafortscha (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/
- Premiums 2027 in Pierrafortscha (FR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/
- Premiums 2027 in Pierrafortscha (FR), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/
- Adult: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Pierrafortscha (FR), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Pierrafortscha (FR), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Pierrafortscha (FR), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Pierrafortscha (FR), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Pierrafortscha (FR), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/no-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `pierrafortscha` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.