# Health insurance premiums 2027 in Pierrafortscha (FR), for a child aged 0 to 18, deductible of 500 CHF, with accident cover

_Compulsory basic health insurance (KVG/LAMal) · child (0 to 18) · with accident cover · monthly premiums in CHF_

In [Pierrafortscha](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/), the cheapest monthly basic insurance premium is **94.90 CHF** with **CONCORDIA** (HMO model) and the most expensive is 147.80 CHF with sana24 (Standard model).

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|---:|
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 124.00 | 118.20 | 112.40 | 106.50 | 100.70 | 94.90 | 89.00 | +1.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 122.60 | 117.60 | 112.50 | 107.50 | 102.40 | 95.10 | — | +4.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 124.70 | 118.90 | 113.10 | 107.20 | 101.40 | 95.60 | 89.70 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 124.90 | — | — | — | — | 95.80 | — | +11.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 125.50 | 119.70 | 113.90 | 108.00 | 102.20 | 96.40 | — | −18.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 126.20 | 120.40 | 114.60 | 108.70 | 102.90 | 97.10 | 91.20 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 126.40 | — | — | — | — | 97.30 | — | +12.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 127.50 | 121.70 | 115.90 | 110.00 | 104.20 | 98.40 | 92.50 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 127.50 | 121.70 | 115.90 | 110.00 | 104.20 | 98.40 | 92.50 | +6.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 127.90 | — | — | — | — | 98.80 | — | +14.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 125.80 | — | 115.10 | 109.80 | 104.50 | 99.10 | 93.80 | +11.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 128.60 | 122.80 | 117.00 | 111.10 | 105.30 | 99.50 | 93.60 | +8.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 128.60 | 122.80 | 117.00 | 111.10 | 105.30 | 99.50 | 93.60 | +8.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 126.50 | — | 115.70 | 110.40 | 105.10 | 99.60 | 94.30 | +10.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 129.70 | 123.90 | 118.10 | 112.30 | 106.40 | 100.60 | — | +4.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 130.90 | — | — | — | — | 101.80 | — | +11.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 130.90 | — | — | — | — | 101.80 | — | +14.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 132.10 | 126.30 | 120.50 | 114.60 | 108.80 | 103.00 | 97.10 | +8.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 132.40 | — | — | — | — | 103.30 | — | +19.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 132.80 | 127.00 | 121.20 | 115.30 | 109.50 | 103.70 | 97.80 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 132.80 | 127.00 | 121.20 | 115.30 | 109.50 | 103.70 | 97.80 | +7.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 133.60 | 127.80 | 122.00 | 116.10 | 110.30 | 104.50 | 98.60 | +6.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 130.50 | 125.40 | 120.30 | 115.10 | 110.30 | 104.90 | 99.70 | +6.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 134.80 | 129.00 | 123.20 | 117.30 | 111.50 | 105.70 | 99.80 | +8.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 135.20 | 129.40 | 123.60 | 117.70 | 111.90 | 106.10 | — | −16.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 133.50 | 128.30 | 123.00 | 117.70 | 112.80 | 107.30 | 102.00 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 136.80 | — | — | — | — | 107.70 | — | +15.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 134.60 | 129.20 | 123.90 | 118.40 | 113.10 | 107.80 | 102.30 | +5.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 134.60 | 129.20 | 123.90 | 118.40 | 113.10 | 107.80 | 102.30 | +5.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 137.50 | — | 125.80 | 120.00 | 114.20 | 108.30 | 102.50 | +10.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 135.00 | 129.70 | 124.40 | 119.00 | 114.00 | 108.50 | 103.10 | +6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 138.20 | 132.40 | 126.60 | 120.70 | 114.90 | 109.10 | 103.20 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 139.40 | 133.50 | 127.70 | 121.90 | 116.00 | 110.20 | 104.40 | +11.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.00 | 134.20 | 128.30 | 122.50 | 116.70 | 110.80 | — | −15.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 140.90 | 135.10 | 129.30 | 123.50 | 117.60 | 111.80 | — | +4.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.30 | 137.50 | 131.70 | 125.80 | 120.00 | 114.20 | 108.30 | +1.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 145.35 | 139.55 | 133.70 | 127.85 | 122.05 | 116.20 | 110.35 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 145.90 | 140.10 | 134.30 | 128.40 | 122.60 | 116.80 | 110.90 | New tariff 2027 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.20 | 140.40 | 134.60 | 128.70 | 122.90 | 117.20 | 111.20 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 146.85 | 141.05 | 135.20 | 129.35 | 123.55 | 117.70 | 111.85 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 146.85 | 141.05 | 135.20 | 129.35 | 123.55 | 117.70 | 111.85 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 146.85 | 141.05 | 135.20 | 129.35 | 123.55 | 117.70 | 111.85 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 146.85 | 141.05 | 135.20 | 129.35 | 123.55 | 117.70 | 111.85 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 146.85 | 141.05 | 135.20 | 129.35 | 123.55 | 117.70 | 111.85 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 147.30 | 141.50 | 135.70 | 129.80 | 124.00 | 118.20 | 112.30 | +3.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 148.10 | 142.30 | 136.50 | 130.60 | 124.80 | 119.00 | 113.10 | +3.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.30 | 142.50 | 136.70 | 130.80 | 125.30 | 119.20 | 113.30 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 148.35 | 142.55 | 136.70 | 130.85 | 125.05 | 119.20 | 113.35 | +4.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.80 | — | — | — | — | 119.70 | — | +15.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 148.90 | 143.10 | 137.30 | 131.40 | 125.60 | 119.80 | 113.90 | +3.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 149.90 | 144.10 | 138.30 | 132.40 | 126.60 | 120.80 | 114.90 | +8.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 149.90 | 144.10 | 138.30 | 132.40 | 126.60 | 120.80 | 114.90 | +8.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 150.90 | 145.10 | 139.30 | 133.40 | 127.60 | 121.80 | 115.90 | +0.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.40 | 145.60 | 139.75 | 133.90 | 128.10 | 122.25 | 116.40 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 151.50 | 145.60 | 139.80 | 134.00 | 128.10 | 122.30 | 116.50 | +8.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 152.20 | 146.40 | 140.60 | 134.70 | 128.90 | 123.10 | 117.20 | +3.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 152.60 | 146.80 | 141.00 | 135.10 | 129.30 | 123.50 | 117.60 | +0.8 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.00 | 147.80 | 142.30 | 136.15 | 130.05 | 123.95 | 119.35 | +8.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.50 | 147.70 | 141.90 | 136.00 | 130.20 | 124.40 | 118.50 | +6.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 154.40 | 148.60 | 142.80 | 136.90 | 131.10 | 125.30 | 119.40 | +0.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 155.20 | 149.30 | 143.50 | 137.70 | 131.80 | 126.00 | 120.20 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 155.20 | 149.30 | 143.50 | 137.70 | 131.80 | 126.00 | 120.20 | +2.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 155.80 | 149.90 | 144.10 | 138.30 | 132.40 | 126.60 | 120.80 | +6.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 156.70 | 150.90 | 145.10 | 139.20 | 133.40 | 127.60 | 121.70 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 157.60 | 151.80 | 146.00 | 140.10 | 134.30 | 128.50 | 122.60 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 157.80 | 152.00 | 146.20 | 140.30 | 134.50 | 128.70 | 122.80 | +0.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 160.20 | 154.40 | 148.60 | 142.70 | 136.90 | 131.10 | 125.20 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 160.20 | 154.40 | 148.60 | 142.70 | 136.90 | 131.10 | 125.20 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 161.10 | 155.20 | 149.40 | 143.60 | 137.70 | 131.90 | 126.10 | +6.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 163.00 | 157.10 | 151.30 | 145.50 | 139.60 | 133.80 | 128.00 | +2.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 163.00 | 157.10 | 151.30 | 145.50 | 139.60 | 133.80 | 128.00 | +2.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 164.50 | 158.70 | 152.90 | 147.00 | 141.20 | 135.40 | 129.50 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 169.90 | 164.10 | 158.30 | 152.40 | 146.60 | 140.80 | 134.90 | +2.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 170.50 | 164.70 | 158.90 | 153.00 | 147.20 | 141.40 | 135.50 | +0.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 175.20 | 169.40 | 163.50 | 157.70 | 151.90 | 146.00 | 140.20 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 175.20 | 169.40 | 163.50 | 157.70 | 151.90 | 146.00 | 140.20 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 175.20 | 169.40 | 163.50 | 157.70 | 151.90 | 146.00 | 140.20 | +6.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 175.20 | 169.40 | 163.50 | 157.70 | 151.90 | 146.00 | 140.20 | +6.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 176.00 | 170.20 | 164.40 | 158.50 | 152.70 | 146.90 | 141.00 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 177.00 | 171.10 | 165.30 | 159.50 | 153.60 | 147.80 | 142.00 | +6.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 119.60 | — | 110.30 | — | 101.00 | — | 91.60 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 123.20 | 117.40 | 111.60 | 105.70 | 99.90 | — | 88.20 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 127.10 | — | 117.20 | — | 107.30 | — | 97.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 127.10 | — | 117.20 | — | 107.30 | — | 97.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 128.60 | — | 118.60 | — | 108.50 | — | 98.50 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 128.90 | 123.10 | 117.30 | 111.40 | 105.60 | — | 93.90 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 134.10 | — | 122.50 | — | 110.80 | — | 99.10 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 134.10 | — | 122.50 | — | 110.80 | — | 99.10 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 134.10 | — | 122.50 | — | 110.80 | — | 99.10 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 134.60 | — | 124.10 | — | 113.60 | — | 103.10 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 135.10 | 129.30 | 123.50 | 117.60 | 111.80 | — | 100.10 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 135.90 | 130.10 | 124.30 | 118.40 | 112.60 | — | 100.90 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 136.40 | — | 124.80 | — | 113.10 | — | 101.40 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 138.60 | 132.80 | 127.00 | — | 115.30 | — | 103.60 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 139.70 | — | 136.80 | — | 134.00 | — | 125.50 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.20 | 137.40 | 131.60 | 125.70 | 119.90 | — | 108.20 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 143.40 | 137.60 | 131.80 | — | 120.10 | — | 108.40 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 145.30 | — | 142.50 | — | 137.20 | — | 125.50 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 145.80 | 140.00 | 134.20 | — | 122.50 | — | 110.80 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.00 | — | 137.40 | — | 125.70 | — | 114.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 149.50 | — | 137.90 | — | 126.20 | — | 114.50 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 152.20 | 146.40 | 140.60 | — | 128.90 | — | 117.20 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 154.10 | — | 148.90 | — | 137.20 | — | 125.50 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 154.70 | — | 143.00 | — | 131.30 | — | 119.70 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 156.50 | — | 144.80 | — | 133.10 | — | 121.50 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 157.40 | — | 145.70 | — | 134.00 | — | 122.40 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 160.20 | 154.40 | 148.60 | — | 136.90 | — | 125.20 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 160.50 | — | 148.90 | — | 137.20 | — | 125.50 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 160.50 | — | 148.90 | — | 137.20 | — | 125.50 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 160.50 | — | 148.90 | — | 137.20 | — | 125.50 | — |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 160.50 | — | 148.90 | — | 137.20 | — | 125.50 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 161.00 | — | 149.30 | — | 137.70 | — | 126.00 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 161.90 | — | 150.20 | — | 138.60 | — | 126.90 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 175.00 | — | — | 157.50 | — | — | 140.00 | — |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 180.90 | — | 169.20 | — | 157.60 | — | 145.90 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Pierrafortscha for a child aged 0 to 18 with a deductible of 500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/), the cheapest offer in [Pierrafortscha](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/) is CONCORDIA (HMO) at 94.90 CHF a month. The cheapest standard model (free choice of doctor) is Agrisano (Standard model) at 108.30 CHF a month.

### How much does health insurance cost in Pierrafortscha in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/), monthly premiums run from 94.90 CHF (CONCORDIA, HMO) to 147.80 CHF (sana24, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 126.70 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Pierrafortscha for a child aged 0 to 18 with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 124.00 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-0/) to 89.00 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-600/): 35.00 CHF less a month, 420.00 CHF a year. The 600 CHF deductible stays worthwhile up to around 467 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Pierrafortscha for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 108.30 CHF (Agrisano), family doctor / HMO 94.90 CHF (CONCORDIA), flexible model 98.40 CHF (Assura), telemedicine 95.10 CHF (Aquilana).

### Does a second or third child pay less in Pierrafortscha?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 13 of the 23 insurers present in Pierrafortscha file a reduced premium from a certain number of children insured with them, at a 500 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIcontact | 99.10 CHF | 33.80 CHF from the 3rd child |
| Visana | Managed Care | 99.50 CHF | 34.10 CHF from the 3rd child |
| CONCORDIA | HMO | 94.90 CHF | 38.40 CHF from the 3rd child |
| Galenos | Managed Care | 126.00 CHF | 39.10 CHF from the 3rd child |
| sana24 | Managed Care | 126.60 CHF | 39.20 CHF from the 3rd child |
| Aquilana | SMARTMED | 95.10 CHF | 47.60 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 107.80 CHF | 53.90 CHF from the 3rd child |
| EGK | EGK-TelCare | 96.40 CHF | 85.40 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 118.20 CHF | 88.60 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 121.80 CHF | 91.40 CHF from the 5th child |
| SLKK | SmartMed | 104.90 CHF | 91.90 CHF from the 3rd child |
| Assura | FeminaVita | 98.40 CHF | 96.70 CHF from the 4th child, 95.00 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 127.60 CHF | 95.70 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Pierrafortscha is in region 1 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-0/

## Related pages

- Health insurance premiums 2027 in Pierrafortscha (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/
- Premiums 2027 in Pierrafortscha (FR), child: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/
- Premiums 2027 in Pierrafortscha (FR), child, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/young-adult/
- Adult: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/no-accident/deductible-500/
- Deductible Premiums 2027 in Pierrafortscha (FR), child, deductible of 0 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-0/
- Deductible Premiums 2027 in Pierrafortscha (FR), child, deductible of 100 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-100/
- Deductible Premiums 2027 in Pierrafortscha (FR), child, deductible of 200 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-200/
- Deductible Premiums 2027 in Pierrafortscha (FR), child, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-300/
- Deductible Premiums 2027 in Pierrafortscha (FR), child, deductible of 400 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-400/
- Deductible Premiums 2027 in Pierrafortscha (FR), child, deductible of 600 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-600/

Address of this page: praemiencheck.onedoc.ch/en/fr/pierrafortscha/child/with-accident/deductible-0/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `pierrafortscha` with your municipality, `child` with `young-adult` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-600` for another deductible. Markdown version: add `.md`.