# Health insurance premiums 2027 in Morlon (FR), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Morlon](https://praemiencheck.onedoc.ch/en/fr/morlon/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/), the cheapest monthly basic insurance premium is **255.00 CHF** with **Atupri** (HMO model) and the most expensive is 450.50 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 354.10 | 342.50 | 313.30 | 284.10 | 255.00 | 225.80 | −1.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 359.20 | 347.60 | 318.40 | 289.20 | 260.10 | 230.90 | −1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 360.20 | 348.50 | 319.30 | 290.20 | 261.00 | 231.80 | +3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 361.10 | 349.50 | 320.30 | 291.10 | 262.00 | 232.80 | +6.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 361.30 | 349.70 | 320.50 | 291.30 | 262.20 | 233.00 | −0.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 362.20 | 350.60 | 321.40 | 292.20 | 263.10 | 233.90 | +3.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 363.70 | 352.20 | 323.20 | 293.70 | 264.70 | 240.90 | +7.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 364.30 | 352.60 | 323.50 | 294.30 | 265.10 | 236.00 | +3.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 365.40 | 353.80 | 324.60 | 295.40 | 266.30 | 237.10 | −1.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 366.30 | 354.70 | 325.50 | 296.30 | 267.20 | 238.00 | +4.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 354.90 | 344.80 | 319.40 | 294.10 | 268.70 | 237.70 | +4.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 368.40 | 356.80 | 327.60 | 298.40 | 269.30 | 240.10 | +3.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 368.40 | 356.80 | 327.60 | 298.40 | 269.30 | 240.10 | +3.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 369.60 | 358.00 | 328.80 | 299.60 | 270.50 | 241.30 | +12.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 356.90 | 346.80 | 321.60 | 296.30 | 271.10 | 245.90 | +11.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 374.90 | 363.30 | 334.10 | 304.90 | 275.80 | 246.60 | +4.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 375.30 | 363.70 | 334.50 | 305.40 | 276.20 | 247.00 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 377.40 | 365.80 | 336.60 | 307.40 | 278.30 | 249.10 | +4.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 380.90 | 374.30 | 340.10 | 310.90 | 281.80 | 252.60 | +8.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 382.30 | 370.70 | 341.50 | 312.30 | 283.20 | 254.00 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 383.80 | 372.30 | 343.30 | 313.80 | 284.80 | 255.80 | +12.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 384.45 | 372.80 | 343.65 | 314.45 | 285.30 | 256.15 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 384.45 | 372.80 | 343.65 | 314.45 | 285.30 | 256.15 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 385.00 | 373.40 | 344.20 | 315.00 | 285.90 | 271.70 | +5.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 385.80 | 379.10 | 344.90 | 315.80 | 286.60 | 257.40 | +8.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 377.50 | 366.80 | 340.20 | 313.50 | 286.80 | 260.10 | +12.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 386.80 | 375.20 | 346.00 | 316.80 | 287.70 | 258.50 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 387.20 | 375.60 | 346.40 | 317.20 | 288.10 | 273.90 | +9.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 379.60 | 368.80 | 342.10 | 315.20 | 288.30 | 261.60 | +10.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 387.60 | 376.00 | 346.80 | 317.60 | 288.50 | 259.30 | +4.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 380.50 | 369.70 | 342.90 | 316.10 | 289.30 | 262.50 | +2.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 380.50 | 369.70 | 342.90 | 316.10 | 289.30 | 262.50 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 388.45 | 376.80 | 347.65 | 318.45 | 289.30 | 260.15 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 388.45 | 376.80 | 347.65 | 318.45 | 289.30 | 260.15 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 388.45 | 376.80 | 347.65 | 318.45 | 289.30 | 260.15 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 388.45 | 376.80 | 347.65 | 318.45 | 289.30 | 260.15 | +5.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 388.45 | 376.80 | 347.65 | 318.45 | 289.30 | 260.15 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 391.20 | 379.60 | 350.40 | 321.20 | 292.10 | 262.90 | −1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 391.20 | 379.60 | 350.40 | 321.20 | 292.10 | 262.90 | −1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 391.20 | 379.60 | 350.40 | 321.20 | 292.10 | 262.90 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 391.20 | 379.60 | 350.40 | 321.20 | 292.10 | 262.90 | +7.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 392.50 | 380.90 | 356.20 | 327.00 | 293.40 | 264.20 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 396.00 | 384.40 | 355.20 | 326.00 | 296.90 | 282.70 | +9.6 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 396.80 | 385.20 | 356.00 | 326.80 | 297.70 | 268.50 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 396.80 | 385.20 | 356.00 | 326.80 | 297.70 | 268.50 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 396.80 | 385.20 | 356.00 | 326.80 | 297.70 | 268.50 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 397.90 | 386.30 | 357.10 | 327.90 | 298.80 | 269.60 | +6.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 398.70 | 387.00 | 357.80 | 328.70 | 299.50 | 270.30 | +6.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 399.10 | 387.40 | 358.30 | 329.10 | 299.90 | 270.80 | +2.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 399.60 | 388.10 | 359.10 | 329.60 | 300.60 | 271.60 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 400.45 | 388.80 | 359.65 | 330.45 | 301.30 | 272.15 | +5.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 400.30 | 388.80 | 359.80 | 330.30 | 301.30 | 272.30 | +4.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 401.80 | 390.20 | 361.00 | 331.80 | 302.70 | 273.50 | +7.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 401.80 | 390.30 | 361.30 | 331.80 | 302.80 | 273.80 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 403.40 | 391.80 | 362.60 | 333.40 | 304.30 | 275.10 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 403.90 | 392.40 | 363.40 | 333.90 | 304.90 | 275.90 | +7.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 403.90 | 392.40 | 363.40 | 333.90 | 304.90 | 275.90 | +7.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 405.00 | 393.50 | 364.50 | 335.00 | 306.00 | 277.00 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 405.90 | 394.20 | 371.80 | 342.60 | 306.70 | 277.60 | New tariff 2027 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 407.90 | 396.30 | 367.10 | 338.00 | 308.80 | 279.60 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 408.00 | 396.40 | 367.20 | 338.00 | 308.90 | 279.70 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 408.10 | 400.90 | 371.80 | 342.60 | 309.00 | 279.80 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 408.90 | 397.20 | 368.10 | 338.90 | 309.70 | 280.60 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 411.40 | 399.80 | 370.60 | 341.40 | 312.30 | 283.10 | +7.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 411.40 | 399.80 | 370.60 | 341.40 | 312.30 | 283.10 | +7.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.60 | 400.90 | 371.80 | 342.60 | 313.40 | 284.30 | +10.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 401.40 | 391.10 | 365.40 | 339.80 | 314.10 | 288.40 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 413.40 | 401.70 | 372.50 | 343.40 | 314.20 | 285.00 | +2.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 413.20 | 401.70 | 372.70 | 343.20 | 314.20 | 285.20 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 413.20 | 401.70 | 372.70 | 343.20 | 314.20 | 285.20 | 0.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 413.50 | 401.90 | 372.70 | 343.50 | 314.40 | 285.20 | +1.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.00 | 402.30 | 373.10 | 344.00 | 314.80 | 285.60 | +3.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 414.20 | 402.70 | 373.70 | 344.20 | 315.20 | 286.20 | +4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 415.20 | 403.50 | 374.30 | 345.20 | 316.00 | 286.80 | +2.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.20 | 403.60 | 374.40 | 345.20 | 316.10 | 286.90 | −1.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 410.50 | 400.00 | 373.80 | 347.50 | 321.30 | 295.00 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 420.80 | 414.10 | 380.00 | 350.80 | 321.60 | 292.50 | +8.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 420.90 | 409.30 | 380.10 | 350.90 | 321.80 | 292.60 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 421.70 | 415.00 | 380.80 | 351.70 | 322.50 | 293.30 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 421.70 | 415.00 | 380.80 | 351.70 | 322.50 | 293.30 | +8.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 422.30 | 410.70 | 381.50 | 352.30 | 323.20 | 294.00 | New tariff 2027 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 423.50 | 412.00 | 383.00 | 353.50 | 324.50 | 295.50 | +4.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 415.00 | 404.50 | 377.90 | 351.30 | 324.90 | 298.30 | +6.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.80 | 413.20 | 384.00 | 354.80 | 325.70 | 296.50 | +11.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 425.70 | 414.10 | 384.90 | 355.70 | 326.60 | 297.40 | +11.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 430.50 | 418.90 | 389.70 | 360.50 | 331.40 | 302.20 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 433.90 | 427.30 | 393.10 | 363.90 | 334.80 | 305.60 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 438.30 | 431.60 | 397.50 | 368.30 | 339.10 | 310.00 | +8.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 421.50 | 414.30 | 389.60 | 360.40 | 340.20 | 311.00 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 440.10 | 428.50 | 399.30 | 370.10 | 341.00 | 311.80 | +8.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.80 | 429.20 | 400.00 | 370.80 | 341.70 | 312.50 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 444.50 | 432.90 | 403.70 | 374.50 | 345.40 | 316.20 | +6.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.00 | 434.40 | 405.20 | 376.00 | 346.90 | 317.70 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 441.60 | 434.40 | 405.20 | 376.00 | 346.90 | 317.70 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 441.60 | 434.40 | 405.20 | 376.00 | 346.90 | 317.70 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.40 | 434.70 | 405.50 | 376.40 | 347.20 | 318.00 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.30 | 434.80 | 405.80 | 376.30 | 347.30 | 318.30 | +7.4 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 454.00 | 442.50 | 413.50 | 384.00 | 355.00 | 326.00 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.10 | 444.50 | 415.30 | 386.10 | 357.00 | 327.80 | +6.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.80 | 451.30 | 422.30 | 392.80 | 363.80 | 334.80 | +4.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 478.20 | 466.60 | 437.40 | 408.20 | 379.10 | 349.90 | +6.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 478.40 | 466.80 | 437.60 | 408.40 | 379.30 | 350.10 | +8.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 484.00 | 474.30 | 445.30 | 416.25 | 387.20 | 370.75 | +0.3 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 488.10 | 478.10 | 453.60 | 429.10 | 404.60 | 380.10 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 505.70 | 494.00 | 464.80 | 435.70 | 406.50 | 377.30 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 516.70 | 505.00 | 475.80 | 446.70 | 417.50 | 388.30 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 522.20 | 510.50 | 481.30 | 452.20 | 423.00 | 393.80 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 527.70 | 516.00 | 486.80 | 457.70 | 428.50 | 399.30 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 544.10 | 532.50 | 503.30 | 474.10 | 445.00 | 415.80 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 549.60 | 538.00 | 508.80 | 479.60 | 450.50 | 421.30 | +6.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 390.90 | 379.30 | 350.10 | 320.90 | — | 262.60 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 407.30 | 395.70 | 366.50 | 337.30 | — | 279.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 407.30 | 395.70 | 366.50 | 337.30 | — | 279.00 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 410.60 | 399.00 | 369.80 | 340.60 | — | 282.30 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 423.70 | 412.10 | 382.90 | 353.70 | — | 295.40 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 456.50 | 444.90 | 415.70 | 386.50 | — | 328.20 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Morlon for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/), the cheapest offer in [Morlon](https://praemiencheck.onedoc.ch/en/fr/morlon/) is Atupri (HMO) at 255.00 CHF a month. The cheapest standard model (free choice of doctor) is EGK (Standard model) at 299.50 CHF a month.

### How much does health insurance cost in Morlon in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/), monthly premiums run from 255.00 CHF (Atupri, HMO) to 450.50 CHF (sana24, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 305.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Morlon for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Atupri, HMO), the premium goes from 354.10 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-300/) to 225.80 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Morlon for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 299.50 CHF (EGK), family doctor / HMO 255.00 CHF (Atupri), flexible model 263.10 CHF (Sympany), telemedicine 262.00 CHF (Atupri).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Morlon is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Morlon (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/morlon/
- Premiums 2027 in Morlon (FR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/
- Premiums 2027 in Morlon (FR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/morlon/child/
- Adult: https://praemiencheck.onedoc.ch/en/fr/morlon/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Morlon (FR), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-300/
- Deductible Premiums 2027 in Morlon (FR), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Morlon (FR), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Morlon (FR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Morlon (FR), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/morlon/young-adult/with-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `morlon` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.