# Health insurance premiums 2027 in Massonnens (FR), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Massonnens](https://praemiencheck.onedoc.ch/en/fr/massonnens/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/), the cheapest monthly basic insurance premium is **237.55 CHF** with **Atupri** (HMO model) and the most expensive is 416.25 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 331.65 | 320.65 | 292.85 | 265.15 | 237.55 | 209.75 | −1.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 330.25 | 319.45 | 292.25 | 265.15 | 238.05 | 210.85 | +3.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 332.15 | 321.35 | 294.25 | 267.05 | 239.95 | 212.85 | +3.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 334.75 | 323.75 | 296.15 | 268.55 | 241.05 | 213.55 | −1.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 333.55 | 322.85 | 295.85 | 268.45 | 241.45 | 219.45 | +7.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 334.05 | 323.25 | 296.15 | 268.95 | 241.85 | 214.75 | +3.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 336.75 | 325.75 | 298.15 | 270.55 | 243.05 | 215.45 | −0.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 338.25 | 327.25 | 299.55 | 271.75 | 244.15 | 216.45 | +6.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 336.85 | 326.05 | 298.85 | 271.55 | 244.45 | 217.25 | +4.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 325.35 | 315.95 | 292.45 | 268.85 | 245.15 | 216.35 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 337.95 | 327.15 | 299.95 | 272.85 | 245.75 | 218.55 | +3.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 337.95 | 327.15 | 299.95 | 272.85 | 245.75 | 218.55 | +3.5 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 338.95 | 328.15 | 301.05 | 273.85 | 246.75 | 219.65 | +12.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 340.65 | 329.65 | 302.05 | 274.45 | 246.95 | 219.35 | −1.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 344.35 | 333.55 | 306.35 | 279.35 | 252.15 | 225.05 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 344.85 | 334.05 | 306.85 | 279.65 | 252.45 | 225.25 | +4.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 334.35 | 324.75 | 300.75 | 276.75 | 252.75 | 228.85 | +11.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 350.85 | 340.05 | 312.85 | 285.75 | 258.65 | 231.55 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 351.25 | 345.05 | 313.15 | 285.85 | 258.65 | 231.35 | +8.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 353.75 | 342.75 | 315.05 | 287.25 | 259.65 | 231.85 | +4.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 352.15 | 341.45 | 314.55 | 287.05 | 260.15 | 233.15 | +12.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 353.15 | 342.35 | 315.20 | 288.00 | 260.85 | 233.75 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 353.15 | 342.35 | 315.20 | 288.00 | 260.85 | 233.75 | +5.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 353.25 | 342.45 | 315.35 | 288.15 | 261.15 | 247.95 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 355.05 | 344.25 | 317.05 | 289.95 | 262.85 | 235.75 | +6.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 355.35 | 344.55 | 317.35 | 290.25 | 263.15 | 249.95 | +9.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 355.75 | 349.55 | 317.65 | 290.35 | 263.15 | 235.85 | +8.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 349.15 | 339.15 | 314.15 | 289.25 | 264.35 | 239.45 | +2.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 349.15 | 339.15 | 314.15 | 289.25 | 264.35 | 239.45 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 356.90 | 346.05 | 318.90 | 291.75 | 264.60 | 237.45 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 356.90 | 346.05 | 318.90 | 291.75 | 264.60 | 237.45 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 356.90 | 346.05 | 318.90 | 291.75 | 264.60 | 237.45 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 356.90 | 346.05 | 318.90 | 291.75 | 264.60 | 237.45 | +5.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 356.90 | 346.05 | 318.90 | 291.75 | 264.60 | 237.45 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 359.15 | 348.35 | 321.15 | 294.05 | 266.95 | 239.75 | −1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 359.15 | 348.35 | 321.15 | 294.05 | 266.95 | 239.75 | −1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 359.15 | 348.35 | 321.15 | 294.05 | 266.95 | 239.75 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 359.15 | 348.35 | 321.15 | 294.05 | 266.95 | 239.75 | +7.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 353.85 | 343.75 | 318.45 | 293.05 | 267.75 | 242.35 | +12.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 360.35 | 349.45 | 326.45 | 299.35 | 268.05 | 240.95 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 355.85 | 345.65 | 320.25 | 294.65 | 269.15 | 243.75 | +10.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 363.45 | 352.45 | 324.75 | 296.95 | 269.35 | 241.55 | +4.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 363.55 | 352.75 | 325.65 | 298.45 | 271.45 | 258.15 | +9.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 364.35 | 353.55 | 326.35 | 299.25 | 272.15 | 245.05 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 364.35 | 353.55 | 326.35 | 299.25 | 272.15 | 245.05 | +5.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 364.35 | 353.55 | 326.35 | 299.25 | 272.15 | 245.05 | +5.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 365.35 | 354.55 | 327.45 | 300.25 | 273.15 | 246.05 | +6.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 367.05 | 356.15 | 328.95 | 301.85 | 274.55 | 247.35 | +5.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 366.85 | 356.15 | 329.15 | 301.75 | 274.75 | 247.75 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 368.25 | 357.35 | 330.15 | 302.85 | 275.55 | 248.35 | +2.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 367.55 | 356.85 | 329.95 | 302.45 | 275.55 | 248.55 | +4.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 368.05 | 357.20 | 330.10 | 302.90 | 275.75 | 248.60 | +5.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 368.95 | 358.25 | 331.25 | 303.85 | 276.85 | 249.95 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 368.95 | 358.15 | 331.05 | 303.85 | 276.85 | 249.65 | +7.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 370.45 | 359.65 | 332.55 | 305.35 | 278.25 | 251.15 | +5.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 370.85 | 360.15 | 333.15 | 305.75 | 278.75 | 251.85 | +7.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 370.85 | 360.15 | 333.15 | 305.75 | 278.75 | 251.85 | +7.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 371.85 | 361.15 | 334.25 | 306.75 | 279.85 | 252.85 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 372.75 | 361.85 | 340.95 | 313.85 | 280.55 | 253.35 | +6.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.65 | 363.85 | 336.75 | 309.65 | 282.45 | 255.35 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 374.85 | 368.15 | 340.95 | 313.85 | 282.55 | 255.45 | +8.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 377.45 | 366.55 | 339.25 | 312.05 | 284.75 | 257.45 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 377.95 | 367.15 | 339.95 | 312.85 | 285.75 | 258.55 | +7.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 377.95 | 367.15 | 339.95 | 312.85 | 285.75 | 258.55 | +7.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 379.55 | 368.85 | 341.85 | 314.45 | 287.45 | 260.45 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 379.55 | 368.85 | 341.85 | 314.45 | 287.45 | 260.45 | 0.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.85 | 369.05 | 341.95 | 314.75 | 287.65 | 260.55 | +1.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 380.35 | 369.45 | 342.25 | 315.25 | 288.05 | 260.95 | +3.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 380.45 | 369.75 | 342.85 | 315.35 | 288.45 | 261.45 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 382.85 | 371.85 | 344.05 | 316.35 | 288.75 | 260.95 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 381.55 | 370.65 | 343.45 | 316.15 | 288.95 | 261.65 | +2.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 372.55 | 362.95 | 338.75 | 314.65 | 290.55 | 266.35 | +6.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 383.25 | 372.35 | 345.15 | 317.85 | 290.55 | 263.35 | +2.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.25 | 376.15 | 348.45 | 320.75 | 292.95 | 265.35 | +10.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.65 | 376.75 | 349.15 | 321.55 | 294.05 | 266.45 | −1.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 386.75 | 375.95 | 348.75 | 321.65 | 294.55 | 267.45 | +8.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 388.05 | 377.25 | 350.05 | 322.95 | 295.85 | 268.75 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 388.55 | 382.35 | 350.35 | 323.15 | 295.85 | 268.55 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 389.35 | 383.15 | 351.15 | 323.95 | 296.65 | 269.45 | +8.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 389.35 | 383.15 | 351.15 | 323.95 | 296.65 | 269.45 | +8.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 389.05 | 378.35 | 351.45 | 323.95 | 297.05 | 270.05 | +4.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 381.05 | 371.25 | 346.55 | 321.85 | 297.25 | 272.55 | +6.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 390.35 | 379.55 | 352.35 | 325.25 | 298.15 | 270.95 | +11.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 391.25 | 380.45 | 353.25 | 326.15 | 299.05 | 271.85 | +11.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 385.35 | 375.45 | 350.45 | 325.55 | 300.65 | 275.65 | +6.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 395.65 | 384.85 | 357.75 | 330.55 | 303.55 | 276.35 | +6.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 400.85 | 394.55 | 362.65 | 335.35 | 308.15 | 280.85 | +8.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 387.25 | 380.55 | 357.55 | 330.45 | 311.65 | 284.55 | +9.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.95 | 398.65 | 366.75 | 339.45 | 312.25 | 284.95 | +8.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 404.55 | 393.85 | 366.65 | 339.45 | 312.45 | 285.25 | +8.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 405.25 | 394.45 | 367.25 | 340.15 | 313.05 | 285.95 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 408.65 | 397.85 | 370.75 | 343.55 | 316.55 | 289.35 | +6.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.05 | 399.25 | 372.15 | 344.95 | 317.85 | 290.75 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 405.95 | 399.25 | 372.15 | 344.95 | 317.85 | 290.75 | +5.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 405.95 | 399.25 | 372.15 | 344.95 | 317.85 | 290.75 | +9.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.25 | 399.55 | 372.65 | 345.15 | 318.25 | 291.25 | +7.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 412.45 | 401.55 | 374.25 | 347.05 | 319.75 | 292.55 | +2.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.45 | 406.85 | 379.85 | 352.35 | 325.45 | 298.45 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.95 | 413.05 | 385.65 | 358.15 | 330.85 | 303.35 | +6.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 425.65 | 414.95 | 388.05 | 360.55 | 333.65 | 306.65 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 440.25 | 429.45 | 402.25 | 375.15 | 348.05 | 320.85 | +8.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 442.25 | 431.35 | 404.05 | 376.75 | 349.55 | 322.25 | +6.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 449.15 | 439.95 | 417.15 | 394.35 | 371.55 | 348.75 | +4.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 467.85 | 456.95 | 429.75 | 402.45 | 375.15 | 347.95 | +6.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.35 | 466.70 | 437.90 | 409.00 | 380.15 | 363.80 | +0.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 478.15 | 467.25 | 439.95 | 412.75 | 385.45 | 358.25 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 483.25 | 472.35 | 445.15 | 417.85 | 390.55 | 363.35 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 488.45 | 477.55 | 450.25 | 422.95 | 395.75 | 368.45 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 503.85 | 492.95 | 465.65 | 438.35 | 411.15 | 383.85 | +6.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 508.95 | 498.05 | 470.75 | 443.55 | 416.25 | 389.05 | +6.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 358.75 | 347.95 | 320.85 | 293.65 | — | 239.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 374.05 | 363.25 | 336.05 | 308.95 | — | 254.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 374.05 | 363.25 | 336.05 | 308.95 | — | 254.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 377.15 | 366.35 | 339.15 | 312.05 | — | 257.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 389.25 | 378.55 | 351.35 | 324.15 | — | 269.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 419.75 | 409.05 | 381.85 | 354.65 | — | 300.45 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Massonnens for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/), the cheapest offer in [Massonnens](https://praemiencheck.onedoc.ch/en/fr/massonnens/) is Atupri (HMO) at 237.55 CHF a month. The cheapest standard model (free choice of doctor) is EGK (Standard model) at 274.55 CHF a month.

### How much does health insurance cost in Massonnens in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/), monthly premiums run from 237.55 CHF (Atupri, HMO) to 416.25 CHF (sana24, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 300.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Massonnens for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Atupri, HMO), the premium goes from 331.65 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-300/) to 209.75 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-2500/): 121.90 CHF less a month, 1'462.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'925 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Massonnens for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 274.55 CHF (EGK), family doctor / HMO 237.55 CHF (Atupri), flexible model 239.95 CHF (Sympany), telemedicine 243.05 CHF (CONCORDIA).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 242.30 CHF at Atupri (HMO) gives 237.55 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Massonnens is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Massonnens (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/massonnens/
- Premiums 2027 in Massonnens (FR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/
- Premiums 2027 in Massonnens (FR), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/massonnens/child/
- Adult: https://praemiencheck.onedoc.ch/en/fr/massonnens/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Massonnens (FR), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Massonnens (FR), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Massonnens (FR), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Massonnens (FR), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Massonnens (FR), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/massonnens/young-adult/no-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `massonnens` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.