# Health insurance premiums 2027 in Marsens (FR), for an adult aged 26 or over who wants a deductible of 1'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Marsens](https://praemiencheck.onedoc.ch/en/fr/marsens/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/marsens/adult/) with a 1'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/), the cheapest monthly basic insurance premium is **405.65 CHF** with **KPT** (KPTwin.smart - GP with app model) and the most expensive is 554.65 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 443.65 | 432.85 | 405.65 | 378.55 | — | 324.25 | +2.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 441.25 | 431.85 | 408.25 | 384.75 | 361.05 | 329.65 | +3.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 450.75 | 439.95 | 412.65 | 385.45 | 358.35 | 331.05 | +2.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 453.95 | 442.95 | 415.35 | 387.75 | 360.25 | 332.65 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 454.05 | 443.25 | 416.15 | 388.95 | 361.95 | 334.75 | +2.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 456.05 | 445.05 | 417.35 | 389.55 | 361.95 | 334.25 | −1.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 456.55 | 445.55 | 417.95 | 390.45 | 362.95 | 335.35 | +1.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 456.45 | 445.65 | 418.55 | 391.35 | 364.35 | 337.15 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 456.45 | 445.65 | 418.55 | 391.35 | 364.35 | 337.15 | +4.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 456.45 | 445.65 | 418.55 | 391.35 | 364.35 | 337.15 | +4.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 456.75 | 445.85 | 418.75 | 391.65 | 364.55 | 337.35 | +2.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 457.75 | 447.05 | 420.15 | 392.65 | 365.75 | 338.75 | +4.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 459.35 | 448.45 | 421.45 | 394.25 | 367.15 | 340.05 | +2.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 455.35 | 445.75 | 421.55 | 397.45 | 373.35 | 349.25 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 461.85 | 450.85 | 423.25 | 395.65 | 368.15 | 340.65 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 461.55 | 455.35 | 423.35 | 396.15 | 368.85 | 341.65 | +7.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 461.55 | 455.35 | 423.35 | 396.15 | 368.85 | 341.65 | +7.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 461.65 | 450.85 | 423.55 | 396.35 | 369.25 | 342.05 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 462.45 | 451.65 | 424.45 | 397.35 | 370.25 | 343.15 | +5.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 459.75 | 450.15 | 426.15 | 402.15 | 378.15 | 354.25 | +9.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 464.25 | 453.45 | 426.25 | 399.15 | 372.05 | 344.85 | +4.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 465.15 | 454.15 | 426.35 | 398.65 | 370.95 | 343.25 | +4.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 464.25 | 453.45 | 426.35 | 399.15 | — | 344.95 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 464.25 | 453.45 | 426.35 | 399.15 | — | 344.95 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 464.55 | 453.65 | 426.35 | 399.15 | 371.85 | 344.65 | +2.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 464.65 | 453.75 | 426.65 | 399.55 | 372.45 | 345.25 | +2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 464.65 | 453.75 | 426.65 | 399.55 | 372.45 | 345.25 | +2.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 466.85 | 460.65 | 428.65 | 401.45 | 374.15 | 346.95 | +7.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 466.85 | 460.65 | 428.65 | 401.45 | 374.15 | 346.95 | +7.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 466.95 | 456.15 | 428.95 | 401.85 | 374.75 | 347.55 | +3.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 467.25 | 456.35 | 429.15 | 401.85 | 374.65 | 347.35 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 468.35 | 457.55 | 430.35 | 403.25 | — | 349.05 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 468.95 | 462.75 | 430.85 | 403.55 | 376.25 | 349.05 | +9.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 465.75 | 455.95 | 431.25 | 406.55 | 381.95 | 357.25 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 469.35 | 458.55 | 431.35 | 404.25 | 377.15 | 350.05 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 472.65 | 461.85 | 434.65 | 407.55 | 380.45 | 353.35 | +7.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 472.65 | 461.85 | 434.65 | 407.55 | 380.45 | 371.95 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 473.55 | 462.75 | 435.55 | 408.45 | 381.35 | 354.15 | +5.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 473.55 | 462.75 | 435.55 | 408.45 | 381.35 | 354.15 | +5.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 471.05 | 461.15 | 436.15 | 411.15 | 386.25 | 361.25 | +5.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 474.85 | 464.05 | 436.85 | 409.75 | 382.65 | 355.45 | +5.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 475.35 | 464.55 | 437.45 | 410.25 | 383.15 | 374.65 | +7.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 470.85 | 460.05 | 438.45 | 411.25 | 378.65 | 351.55 | +6.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 470.85 | 460.05 | 438.45 | 411.25 | 378.65 | 351.55 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 470.85 | 460.05 | 438.45 | 411.25 | 378.65 | 351.55 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 479.35 | 468.50 | 441.40 | 414.20 | 387.05 | 359.90 | +4.1 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 476.55 | 466.55 | 441.65 | 416.65 | 391.75 | 366.85 | +3.6 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 476.55 | 466.55 | 441.65 | 416.65 | 391.75 | 366.85 | +3.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 480.25 | 469.55 | 442.35 | 415.15 | 388.15 | 360.95 | −1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 480.25 | 469.55 | 442.35 | 415.15 | 388.15 | 360.95 | −1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 480.25 | 469.55 | 442.35 | 415.15 | 388.15 | 360.95 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 480.25 | 469.55 | 442.35 | 415.15 | 388.15 | 360.95 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 484.35 | 473.65 | 446.65 | 419.25 | 392.25 | 365.25 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 484.65 | 473.85 | 446.75 | 419.55 | 392.55 | 365.35 | +7.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 484.85 | 474.05 | 446.85 | 419.75 | — | 365.45 | −0.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 486.45 | 475.35 | 447.65 | 419.95 | 392.25 | 364.55 | +3.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 486.35 | 475.55 | 448.35 | 421.25 | 394.15 | 385.65 | +7.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 485.85 | 475.65 | 450.05 | 424.05 | 398.35 | 372.75 | +1.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 488.55 | 477.75 | 450.65 | 423.45 | 396.45 | 369.25 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 486.55 | 476.45 | 451.05 | 425.65 | 400.35 | 375.05 | +9.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 490.25 | 479.45 | 452.35 | 425.15 | 398.05 | 370.95 | +9.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 491.65 | 480.75 | 453.45 | 426.25 | 398.95 | 371.65 | +5.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 489.25 | 478.95 | 453.55 | 428.05 | 402.55 | 377.05 | +8.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 491.55 | 480.85 | 453.85 | 426.45 | 399.45 | 372.45 | +4.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 490.05 | 479.85 | 454.25 | 428.15 | 402.55 | 376.95 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 492.95 | 482.25 | 455.25 | 427.85 | 400.85 | 373.85 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 495.25 | 484.35 | 457.05 | 429.85 | 402.55 | 375.35 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 490.25 | 479.35 | 457.75 | 430.65 | 409.05 | 381.95 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 495.85 | 485.05 | 457.85 | 430.75 | 403.65 | 376.55 | +5.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 496.10 | 485.25 | 458.10 | 430.90 | 403.75 | 376.65 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 495.55 | 485.35 | 459.75 | 433.75 | 408.05 | 382.55 | +9.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 499.75 | 488.65 | 460.95 | 433.25 | 405.55 | 377.85 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 501.60 | 490.75 | 463.65 | 436.45 | 409.30 | 382.15 | +4.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 502.85 | 492.15 | 465.25 | 437.75 | 410.85 | 383.85 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 506.25 | 495.35 | 468.05 | 440.85 | 413.55 | 386.25 | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 506.85 | 496.15 | 468.95 | 441.75 | 414.75 | 387.55 | +7.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 507.20 | 496.35 | 469.20 | 442.05 | 414.90 | 387.75 | +4.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 507.25 | 496.55 | 469.55 | 442.15 | 415.15 | 388.15 | +3.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.75 | 496.95 | 469.75 | 442.65 | 415.55 | 388.45 | +4.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.85 | 497.05 | 469.85 | 442.85 | 415.65 | 388.55 | +3.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 511.35 | 500.65 | 473.75 | 446.25 | 419.35 | 392.35 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 512.75 | 501.90 | 474.75 | 447.60 | 420.45 | 393.30 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 512.75 | 501.90 | 474.75 | 447.60 | 420.45 | 393.30 | +4.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 512.75 | 501.90 | 474.75 | 447.60 | 420.45 | 393.30 | +4.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 515.95 | 505.25 | 478.25 | 450.85 | 423.85 | 396.95 | +7.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 515.95 | 505.25 | 478.25 | 450.85 | 423.85 | 396.95 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.05 | 507.15 | 479.75 | 452.25 | 424.95 | 397.45 | +5.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.35 | 507.65 | 480.45 | 453.35 | 426.25 | 399.15 | +2.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 518.85 | 508.15 | 480.95 | 453.75 | 426.75 | 399.55 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 519.75 | 513.55 | 481.65 | 454.35 | 427.15 | 399.85 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 520.45 | 509.55 | 482.35 | 455.05 | 427.75 | 400.55 | +5.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.15 | 511.25 | 484.15 | 456.85 | 429.65 | 402.55 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.65 | 511.85 | 484.65 | 457.55 | 430.45 | 403.25 | +2.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.45 | 514.45 | 486.85 | 459.25 | 431.75 | 404.25 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.05 | 518.85 | 486.95 | 459.65 | 432.45 | 405.15 | +6.9 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 525.05 | 514.15 | 486.95 | 459.65 | 432.45 | 405.15 | +5.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.25 | 515.15 | 487.45 | 459.75 | 432.05 | 404.35 | +3.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.95 | 515.15 | 487.95 | 460.85 | — | 406.55 | +2.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 515.05 | 509.75 | 488.15 | 461.05 | 433.95 | 406.85 | +5.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 515.05 | 509.75 | 488.15 | 461.05 | 433.95 | 406.85 | +5.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 532.15 | 521.05 | 493.45 | 465.65 | 437.95 | 410.35 | +8.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 537.75 | 526.85 | 499.65 | 472.35 | 445.05 | 417.85 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 543.55 | 532.65 | 505.35 | 478.15 | 450.85 | 423.65 | +5.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.05 | 533.15 | 505.85 | 478.65 | 451.35 | 424.15 | +2.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.95 | 533.15 | 506.05 | 478.85 | 451.75 | 424.65 | +7.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.45 | 535.65 | 508.45 | 481.35 | 454.25 | 427.05 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.25 | 537.45 | 510.35 | 483.15 | 456.05 | 428.95 | +4.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.45 | 540.65 | 513.45 | 486.35 | 459.25 | 432.15 | +6.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.70 | 540.85 | 513.70 | 486.55 | 459.40 | 432.25 | +4.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.45 | 551.75 | 524.75 | 497.35 | 470.35 | 443.35 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 566.65 | 555.75 | 528.45 | 501.15 | 473.95 | 446.65 | +5.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.25 | 556.55 | 529.55 | 502.15 | 475.15 | 448.25 | +3.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 572.35 | 561.45 | 534.25 | 506.95 | 479.65 | 452.45 | +5.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.05 | 566.35 | 539.35 | 511.95 | 484.95 | 457.95 | +6.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.65 | 578.20 | 552.15 | 518.95 | 492.90 | 469.20 | +1.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.55 | 581.85 | 554.65 | 527.55 | 500.45 | 473.55 | +4.3 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Marsens for an adult aged 26 or over with a deductible of 1'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/), the cheapest offer in [Marsens](https://praemiencheck.onedoc.ch/en/fr/marsens/) is KPT (KPTwin.smart - GP with app) at 405.65 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 469.75 CHF a month.

### How much does health insurance cost in Marsens in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/marsens/adult/) with a deductible of 1'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/), monthly premiums run from 405.65 CHF (KPT, KPTwin.smart - GP with app) to 554.65 CHF (rhenusana, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 446.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Marsens for an adult aged 26 or over without accident cover?

On the cheapest offer (KPT, KPTwin.smart - GP with app), the premium goes from 443.65 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-300/) to 324.25 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-2500/): 119.40 CHF less a month, 1'432.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'892 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Marsens for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 1'000 CHF and without accident cover, the cheapest premium per model is: standard model 469.75 CHF (ÖKK), family doctor / HMO 415.35 CHF (CONCORDIA), flexible model 418.55 CHF (ÖKK), telemedicine 405.65 CHF (KPT).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 410.40 CHF at KPT (KPTwin.smart - GP with app) gives 405.65 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Marsens is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Marsens (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/marsens/
- Premiums 2027 in Marsens (FR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/
- Premiums 2027 in Marsens (FR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/marsens/child/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/marsens/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Marsens (FR), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Marsens (FR), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Marsens (FR), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Marsens (FR), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Marsens (FR), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/marsens/adult/no-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `marsens` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1000` with `deductible-2500` for another deductible. Markdown version: add `.md`.