# Health insurance premiums 2027 in La Roche (FR), for an adult aged 26 or over who wants a deductible of 500 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [La Roche](https://praemiencheck.onedoc.ch/en/fr/la-roche/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/) with a 500 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/), the cheapest monthly basic insurance premium is **464.65 CHF** with **Aquilana** (SMARTMED model) and the most expensive is 625.95 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 474.75 | 464.65 | 439.25 | 413.95 | 388.55 | 354.65 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 477.35 | 465.75 | 436.55 | 407.35 | — | 349.05 | +2.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 480.35 | 468.75 | 439.55 | 410.35 | 381.25 | 352.05 | −1.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 480.55 | 468.95 | 439.75 | 410.55 | 381.45 | 352.25 | +0.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 483.35 | 471.75 | 442.55 | 413.35 | 384.25 | 355.05 | +1.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 483.65 | 472.05 | 442.85 | 413.65 | 384.55 | 355.35 | +2.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 484.15 | 474.05 | 448.85 | 423.55 | 398.35 | 373.15 | +8.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 484.75 | 474.45 | 448.85 | 423.15 | 397.45 | 371.85 | +5.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 488.55 | 476.95 | 447.75 | 418.55 | 389.45 | 360.25 | +2.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 488.95 | 477.35 | 448.15 | 418.95 | 389.85 | 360.65 | +0.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 489.85 | 478.25 | 449.05 | 419.85 | 390.75 | 361.55 | +4.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 491.15 | 479.55 | 450.35 | 421.15 | 392.05 | 362.85 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 491.15 | 479.55 | 450.35 | 421.15 | 392.05 | 362.85 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 491.15 | 479.55 | 450.35 | 421.15 | 392.05 | 362.85 | +3.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 491.45 | 479.75 | 450.55 | 421.45 | 392.25 | 363.05 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 492.55 | 481.05 | 452.05 | 422.55 | 393.55 | 364.55 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 494.25 | 482.55 | 453.45 | 424.25 | 395.05 | 365.95 | +2.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 495.35 | 483.75 | 454.55 | 425.35 | 396.25 | 367.05 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 495.85 | 485.35 | 459.15 | 432.85 | 406.65 | 380.35 | +5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 497.35 | 485.65 | 456.55 | 427.35 | 398.15 | 369.05 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 497.55 | 485.95 | 456.75 | 427.55 | 398.45 | 369.25 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 494.15 | 487.55 | 453.35 | 424.15 | 395.05 | 365.85 | +7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 494.15 | 487.55 | 453.35 | 424.15 | 395.05 | 365.85 | +6.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 499.45 | 487.85 | 458.65 | 429.45 | 400.35 | 371.15 | +3.9 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 499.55 | 487.95 | 458.75 | 429.55 | — | 371.25 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 499.55 | 487.95 | 458.75 | 429.55 | — | 371.25 | +2.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 499.95 | 488.25 | 459.05 | 429.95 | 400.75 | 371.55 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 499.95 | 488.25 | 459.05 | 429.95 | 400.75 | 371.55 | +2.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 500.25 | 488.65 | 459.45 | 430.25 | 401.15 | 371.95 | +5.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 502.35 | 490.75 | 461.55 | 432.45 | 403.25 | 374.05 | +3.6 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 501.35 | 490.85 | 464.25 | 437.65 | 411.25 | 384.65 | +5.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 503.95 | 492.35 | 463.15 | 433.95 | — | 375.65 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 499.85 | 493.15 | 459.05 | 429.85 | 400.65 | 371.55 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 499.85 | 493.15 | 459.05 | 429.85 | 400.65 | 371.55 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 504.95 | 493.35 | 464.15 | 434.95 | 405.85 | 376.65 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 506.65 | 494.95 | 471.75 | 442.65 | 407.45 | 378.35 | +6.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 506.65 | 494.95 | 471.75 | 442.65 | 407.45 | 378.35 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 506.65 | 494.95 | 471.75 | 442.65 | 407.45 | 378.35 | +4.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 502.15 | 495.45 | 461.25 | 432.15 | 402.95 | 373.75 | +9.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 508.55 | 496.95 | 467.75 | 438.55 | 409.45 | 380.25 | +7.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 508.55 | 496.95 | 467.75 | 438.55 | 409.45 | 400.25 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 509.45 | 497.85 | 468.65 | 439.45 | 410.35 | 381.15 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 509.45 | 497.85 | 468.65 | 439.45 | 410.35 | 381.15 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 510.85 | 499.25 | 470.05 | 440.85 | 411.75 | 382.55 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 511.55 | 499.95 | 470.75 | 441.55 | 412.45 | 403.25 | +7.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 512.25 | 500.65 | 471.45 | 442.25 | 413.15 | 383.95 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 512.45 | 501.75 | 475.05 | 448.35 | 421.65 | 395.05 | +9.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 512.75 | 501.95 | 475.25 | 448.35 | 421.55 | 394.75 | +2.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 512.75 | 501.95 | 475.25 | 448.35 | 421.55 | 394.75 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 515.25 | 503.60 | 474.45 | 445.25 | 416.10 | 386.95 | +3.9 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 515.25 | 504.45 | 477.65 | 450.85 | 423.95 | 397.15 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 516.75 | 505.15 | 475.95 | 446.75 | 417.65 | 388.45 | −0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 516.75 | 505.15 | 475.95 | 446.75 | 417.65 | 388.45 | −0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 516.75 | 505.15 | 475.95 | 446.75 | 417.65 | 388.45 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 516.75 | 505.15 | 475.95 | 446.75 | 417.65 | 388.45 | +5.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 521.15 | 509.65 | 480.65 | 451.15 | 422.15 | 393.15 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 521.45 | 509.85 | 480.65 | 451.45 | 422.35 | 393.15 | +6.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 521.65 | 510.05 | 480.85 | 451.65 | — | 393.35 | −0.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 523.35 | 511.75 | 482.55 | 453.35 | 424.25 | 415.05 | +7.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 522.75 | 511.75 | 484.25 | 456.25 | 428.65 | 401.15 | +1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 525.65 | 514.05 | 484.85 | 455.65 | 426.55 | 397.35 | +4.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 526.25 | 514.65 | 485.45 | 456.25 | 427.15 | 397.95 | +3.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 526.35 | 514.65 | 485.55 | 456.35 | 427.15 | 398.05 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 527.45 | 515.85 | 492.55 | 463.45 | 440.15 | 411.05 | +4.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 527.45 | 515.85 | 486.65 | 457.45 | 428.35 | 399.15 | +9.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 527.25 | 516.25 | 488.75 | 460.75 | 433.15 | 405.65 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 528.85 | 517.35 | 488.35 | 458.85 | 429.85 | 400.85 | +4.3 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 530.25 | 518.55 | 489.35 | 460.25 | 431.05 | 401.85 | +2.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 530.35 | 518.85 | 489.85 | 460.35 | 431.35 | 402.35 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 533.20 | 521.55 | 492.40 | 463.20 | 434.05 | 404.90 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 533.45 | 521.85 | 492.65 | 463.45 | 434.35 | 405.15 | +5.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 533.25 | 522.25 | 494.75 | 466.75 | 439.15 | 411.65 | +9.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 539.15 | 527.50 | 498.35 | 469.15 | 440.00 | 410.85 | +3.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 541.05 | 529.55 | 500.55 | 471.05 | 442.05 | 413.05 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 541.95 | 530.25 | 501.15 | 471.95 | 442.75 | 413.65 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 545.15 | 533.50 | 504.35 | 475.15 | 446.00 | 416.85 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 545.35 | 533.75 | 504.55 | 475.35 | 446.25 | 417.05 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 545.75 | 534.25 | 505.25 | 475.75 | 446.75 | 417.75 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.25 | 534.65 | 505.45 | 476.25 | 447.15 | 417.95 | +3.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.35 | 534.75 | 505.55 | 476.45 | 447.25 | 418.05 | +3.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 550.25 | 538.75 | 509.75 | 480.25 | 451.25 | 422.25 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 551.10 | 539.45 | 510.30 | 481.10 | 451.95 | 422.80 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 551.10 | 539.45 | 510.30 | 481.10 | 451.95 | 422.80 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 551.10 | 539.45 | 510.30 | 481.10 | 451.95 | 422.80 | +3.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.45 | 539.85 | 510.65 | 481.45 | 452.35 | 423.15 | +5.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 554.15 | 542.55 | 513.35 | 484.15 | 455.05 | 425.85 | +3.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 555.15 | 543.65 | 514.65 | 485.15 | 456.15 | 427.15 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 555.15 | 543.65 | 514.65 | 485.15 | 456.15 | 427.15 | +5.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.25 | 544.65 | 515.45 | 486.25 | 457.15 | 427.95 | +0.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 557.25 | 545.55 | 516.35 | 487.25 | 458.05 | 428.85 | +5.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 557.75 | 546.15 | 516.95 | 487.75 | 458.65 | 429.55 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 558.25 | 546.65 | 517.45 | 488.25 | 459.15 | 429.95 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.25 | 548.55 | 519.45 | 490.25 | 461.05 | 431.95 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 554.25 | 548.55 | 525.25 | 496.15 | 466.95 | 437.75 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 554.25 | 548.55 | 525.25 | 496.15 | 466.95 | 437.75 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 560.45 | 548.75 | 519.65 | 490.45 | 461.25 | 432.15 | +8.2 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 556.45 | 549.85 | 515.65 | 486.45 | 457.35 | 428.15 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 562.15 | 550.45 | 521.35 | 492.15 | 462.95 | 433.85 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.25 | 550.65 | 521.45 | 492.25 | 463.15 | 433.95 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 565.85 | 554.25 | 525.05 | 495.85 | — | 437.55 | +2.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.15 | 555.45 | 521.35 | 492.15 | 462.95 | 433.85 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 575.75 | 564.05 | 534.85 | 505.75 | 476.55 | 447.35 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 581.85 | 570.25 | 541.05 | 511.85 | 482.75 | 453.55 | +5.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 582.45 | 570.75 | 541.65 | 512.45 | 483.25 | 454.15 | +2.1 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 585.25 | 573.65 | 544.45 | 515.25 | 486.15 | 456.95 | +7.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.85 | 576.25 | 547.05 | 517.85 | 488.75 | 459.55 | +4.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 589.85 | 578.25 | 549.05 | 519.85 | 490.75 | 461.55 | +3.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.95 | 581.30 | 552.15 | 522.95 | 493.80 | 464.65 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 593.25 | 581.65 | 552.45 | 523.25 | 494.15 | 464.95 | +6.5 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 591.25 | 581.70 | 555.50 | 522.10 | 495.90 | 472.05 | +1.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 605.15 | 593.65 | 564.65 | 535.15 | 506.15 | 477.15 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 606.55 | 594.95 | 565.75 | 536.55 | 507.45 | 478.25 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 610.35 | 598.85 | 569.85 | 540.35 | 511.35 | 482.35 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 612.75 | 601.05 | 571.95 | 542.75 | 513.55 | 484.45 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 620.85 | 609.35 | 580.35 | 550.85 | 521.85 | 492.85 | +5.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 637.55 | 625.95 | 596.75 | 567.55 | 538.45 | 509.55 | +4.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in La Roche for an adult aged 26 or over with a deductible of 500 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/), the cheapest offer in [La Roche](https://praemiencheck.onedoc.ch/en/fr/la-roche/) is Aquilana (SMARTMED) at 464.65 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 534.65 CHF a month.

### How much does health insurance cost in La Roche in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/) with a deductible of 500 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/), monthly premiums run from 464.65 CHF (Aquilana, SMARTMED) to 625.95 CHF (rhenusana, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 446.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in La Roche for an adult aged 26 or over with accident cover?

On the cheapest offer (Aquilana, SMARTMED), the premium goes from 474.75 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-300/) to 354.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-2500/): 120.10 CHF less a month, 1'441.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'901 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in La Roche for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and with accident cover, the cheapest premium per model is: standard model 534.65 CHF (ÖKK), family doctor / HMO 468.75 CHF (Atupri), flexible model 479.55 CHF (ÖKK), telemedicine 464.65 CHF (Aquilana).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 469.40 CHF at Aquilana (SMARTMED) gives 464.65 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: La Roche is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in La Roche (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/la-roche/
- Premiums 2027 in La Roche (FR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/
- Premiums 2027 in La Roche (FR), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/la-roche/child/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/la-roche/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/no-accident/deductible-500/
- Deductible Premiums 2027 in La Roche (FR), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-300/
- Deductible Premiums 2027 in La Roche (FR), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in La Roche (FR), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in La Roche (FR), adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in La Roche (FR), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/la-roche/adult/with-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `la-roche` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.