# Health insurance premiums 2027 in Heitenried (FR), for a child aged 0 to 18 with accident cover

In 2027, for a child aged 0 to 18 in Heitenried, with accident cover, the cheapest health insurance premium is:

- **102.75 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-0/) (Agrisano, AGRIsmart)
- **72.45 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-600/) (Agrisano, AGRIsmart)

## With accident cover: from 72.45 to 162.55 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **102.75 CHF** a month with **Agrisano** (AGRIsmart), the most expensive 162.55 CHF with Sympany (Standard model).

Lowest premium:
- 0 CHF: 102.75 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-0/
- 100 CHF: 100.55 CHF (Aquilana, SMARTMED) — https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-100/
- 200 CHF: 92.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-200/
- 300 CHF: 87.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-300/
- 400 CHF: 82.65 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-400/
- 500 CHF: 77.55 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-500/
- 600 CHF: 72.45 CHF (Agrisano, AGRIsmart) — https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 102.75 | — | 92.65 | 87.65 | 82.65 | 77.55 | 72.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 104.75 | — | 95.45 | — | 86.15 | — | 76.75 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 105.65 | 100.55 | 95.55 | 90.45 | 85.35 | 78.35 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 108.15 | 102.35 | 96.55 | 90.65 | 84.85 | — | 73.15 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 108.95 | — | 98.25 | 92.95 | 87.65 | 82.25 | 76.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 109.65 | — | 98.85 | 93.55 | 88.15 | 82.75 | 77.45 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 110.65 | 104.85 | 99.05 | 93.15 | 87.35 | 81.55 | 75.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 110.75 | — | — | — | — | 81.65 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 111.35 | 105.55 | 99.75 | 93.85 | 88.05 | 82.25 | 76.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 111.45 | 105.65 | 99.85 | 93.95 | 88.15 | — | 76.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 111.65 | — | 101.75 | — | 91.85 | — | 81.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 111.65 | — | 101.75 | — | 91.85 | — | 81.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 111.95 | 106.15 | 100.35 | 94.55 | 88.65 | 82.85 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 112.65 | 106.85 | 101.05 | 95.15 | 89.35 | 83.55 | 77.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 112.75 | 107.65 | 102.55 | 97.35 | 92.45 | 87.15 | 81.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 112.95 | — | 103.05 | — | 92.95 | — | 82.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 113.45 | — | — | — | — | 84.35 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 113.45 | — | — | — | — | 84.35 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 114.15 | 108.35 | 102.55 | 96.65 | 90.85 | 85.05 | 79.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 114.35 | 108.55 | 102.65 | 96.85 | 91.05 | 85.15 | 79.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | 86.15 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | 86.15 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 115.25 | 109.45 | 103.65 | 97.75 | 91.95 | 86.15 | 80.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 115.35 | 110.15 | 104.95 | 99.65 | 94.65 | 89.15 | 83.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 115.55 | 109.75 | 103.95 | 98.05 | 92.25 | 86.45 | 80.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 116.25 | — | — | — | — | 87.15 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 116.65 | 110.85 | 104.95 | 99.15 | 93.35 | 87.45 | 81.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 116.75 | 111.45 | 106.15 | 100.75 | 95.75 | 90.25 | 84.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 116.95 | 111.15 | 105.35 | 99.45 | 93.65 | 87.85 | 81.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 116.95 | 111.15 | 105.35 | 99.45 | 93.65 | 87.85 | 81.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 116.95 | 111.15 | 105.35 | 99.45 | 93.65 | 87.85 | 81.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 116.95 | 111.15 | 105.35 | 99.45 | 93.65 | 87.85 | 81.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 117.55 | — | — | — | — | 88.45 | — |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 117.85 | 112.45 | 107.15 | 101.65 | 96.35 | 91.05 | 85.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 117.85 | 112.45 | 107.15 | 101.65 | 96.35 | 91.05 | 85.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 118.05 | 112.15 | 106.35 | 100.55 | 94.65 | 88.85 | 83.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 118.45 | 112.65 | 106.85 | 100.95 | 95.15 | — | 83.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 118.45 | — | 108.05 | — | 97.45 | — | 86.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 118.95 | 113.15 | 107.35 | 101.45 | 95.65 | 89.85 | 83.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 118.95 | — | — | — | — | 89.85 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 | — | 84.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 119.25 | — | 107.65 | — | 95.95 | — | 84.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 119.25 | — | 107.65 | — | 95.95 | — | 84.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 119.25 | — | 107.65 | — | 95.95 | — | 84.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 119.55 | — | 107.85 | 102.05 | 96.25 | 90.35 | 84.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 121.35 | — | 109.75 | — | 98.05 | — | 86.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 121.75 | — | — | — | — | 92.65 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 122.05 | 116.25 | 110.45 | 104.65 | 98.75 | 92.95 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 123.85 | 118.05 | 112.25 | 106.35 | 100.55 | 94.75 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 125.05 | 119.25 | 113.45 | 107.55 | 101.75 | — | 90.05 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 126.25 | 120.45 | 114.65 | — | 102.95 | — | 91.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 126.55 | 120.75 | 114.95 | 109.05 | 103.25 | 97.45 | 91.55 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.45 | 122.65 | 116.85 | 111.05 | 105.25 | 99.35 | 93.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 128.55 | 122.75 | 116.85 | 111.05 | 105.25 | 99.35 | 93.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.65 | 122.85 | 117.05 | 111.15 | 105.35 | 99.55 | 93.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 128.75 | 122.95 | 117.15 | — | 105.45 | — | 93.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 128.75 | 122.95 | 117.15 | 111.25 | 105.75 | 99.65 | 93.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 129.15 | — | 125.65 | — | 120.65 | — | 108.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 130.25 | 124.45 | 118.55 | 112.75 | 106.95 | 101.05 | 95.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 130.25 | 124.45 | 118.55 | 112.75 | 106.95 | 101.05 | 95.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 131.65 | 125.75 | 119.95 | 114.15 | 108.25 | 102.45 | 96.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.15 | — | 120.55 | — | 108.85 | — | 97.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 132.25 | 126.45 | 120.65 | 114.75 | 108.95 | 103.15 | 97.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 132.75 | — | — | — | — | 103.65 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 132.95 | 127.15 | 121.35 | 115.45 | 109.65 | 103.85 | 97.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.05 | — | 121.45 | — | 109.75 | — | 98.05 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.25 | 127.75 | 122.20 | 115.85 | 111.15 | 104.25 | 98.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 133.45 | 127.65 | 121.85 | 115.95 | 110.15 | 104.35 | 98.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 133.75 | 127.95 | 122.15 | 116.25 | 110.45 | 104.65 | 98.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 134.15 | 128.35 | 122.55 | 116.65 | 110.85 | 105.05 | 99.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 134.35 | — | 130.85 | — | 120.65 | — | 108.95 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 134.85 | 129.05 | 123.25 | — | 111.55 | — | 99.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 135.65 | 129.85 | 124.05 | 118.15 | 112.35 | 106.55 | 100.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 136.85 | 131.05 | 125.25 | 119.35 | 113.55 | 107.75 | 101.85 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 137.25 | 131.45 | 125.65 | 119.75 | 113.95 | 108.15 | 102.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 138.65 | 132.85 | 127.05 | — | 115.35 | — | 103.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 138.85 | 133.05 | 127.25 | 121.35 | 115.55 | 109.75 | 103.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 139.85 | 134.05 | 128.20 | 122.35 | 116.55 | 110.70 | 104.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 140.55 | 134.75 | 128.95 | 123.05 | 117.25 | 111.45 | 105.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 140.85 | — | 129.15 | — | 117.45 | — | 105.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 141.05 | — | 132.35 | — | 120.65 | — | 108.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 141.35 | 135.55 | 129.70 | 123.85 | 118.05 | 112.20 | 106.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 141.35 | 135.55 | 129.70 | 123.85 | 118.05 | 112.20 | 106.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 141.35 | 135.55 | 129.70 | 123.85 | 118.05 | 112.20 | 106.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 141.35 | 135.55 | 129.70 | 123.85 | 118.05 | 112.20 | 106.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 141.35 | 135.55 | 129.70 | 123.85 | 118.05 | 112.20 | 106.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 141.65 | — | 129.95 | — | 118.35 | — | 106.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 141.95 | 136.15 | 130.25 | 124.45 | 118.65 | 112.75 | 106.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 141.95 | 136.15 | 130.35 | 124.45 | 118.65 | 112.85 | 106.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 142.45 | — | 130.85 | — | 119.15 | — | 107.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 142.75 | 136.95 | 131.15 | 125.25 | 119.45 | 113.65 | 107.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 142.85 | 137.05 | 131.20 | 125.35 | 119.55 | 113.70 | 107.85 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 143.35 | 137.55 | 131.75 | 125.85 | 120.05 | 114.25 | 108.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 143.95 | — | 132.35 | — | 120.65 | — | 108.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 143.95 | — | 132.35 | — | 120.65 | — | 108.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 143.95 | — | 132.35 | — | 120.65 | — | 108.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 143.95 | — | 132.35 | — | 120.65 | — | 108.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 144.15 | — | 132.45 | — | 120.85 | — | 109.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 144.15 | — | 132.45 | — | 120.85 | — | 109.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 144.15 | 138.35 | 132.55 | 126.65 | 120.85 | 115.05 | 109.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 145.85 | 140.05 | 134.20 | 128.35 | 122.55 | 116.70 | 110.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 146.15 | 140.35 | 134.55 | — | 122.85 | — | 111.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 146.65 | 140.85 | 135.05 | 129.15 | 123.35 | 117.55 | 111.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 146.65 | 140.85 | 135.05 | 129.15 | 123.35 | 117.55 | 111.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 148.05 | 142.25 | 136.45 | 130.55 | 124.75 | 118.95 | 113.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.25 | 142.45 | 136.65 | 130.75 | 124.95 | 119.15 | 113.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 148.25 | 142.35 | 136.55 | 130.75 | 124.85 | 119.05 | 113.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 153.85 | 148.05 | 142.25 | 136.35 | 130.55 | 124.75 | 118.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 154.45 | 148.65 | 142.85 | 136.95 | 131.15 | 125.35 | 119.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 154.45 | 148.65 | 142.85 | 136.95 | 131.15 | 125.35 | 119.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 154.45 | 148.65 | 142.85 | 136.95 | 131.15 | 125.35 | 119.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 154.45 | 148.65 | 142.85 | 136.95 | 131.15 | 125.35 | 119.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 155.85 | — | — | 138.35 | — | — | 120.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 156.05 | 150.25 | 144.45 | 138.55 | 132.75 | 126.95 | 121.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 161.65 | 155.85 | 150.05 | 144.15 | 138.35 | 132.55 | 126.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 162.55 | — | 150.85 | — | 139.25 | — | 127.55 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Heitenried for a child aged 0 to 18 with a deductible of 0 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Heitenried](https://praemiencheck.onedoc.ch/en/fr/heitenried/) is Agrisano (AGRIsmart) at 102.75 CHF a month.

### How much does health insurance cost in Heitenried in 2027 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/fr/heitenried/child/) with a deductible of 0 CHF and with accident cover, monthly premiums run from 102.75 CHF (Agrisano, AGRIsmart) to 162.55 CHF (Sympany, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 112.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Heitenried for a child aged 0 to 18 with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 102.75 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-0/) to 72.45 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/deductible-600/): 30.30 CHF less a month, 363.60 CHF a year. The 600 CHF deductible stays worthwhile up to around 404 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Heitenried for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and with accident cover, the cheapest premium per model is: standard model 119.55 CHF (Agrisano), family doctor / HMO 108.15 CHF (CSS), flexible model 115.55 CHF (Assura), telemedicine 102.75 CHF (Agrisano).

### Does a second or third child pay less in Heitenried?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2027. 15 of the 23 insurers present in Heitenried file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and with accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| Agrisano | AGRIsmart | 102.75 CHF | 44.15 CHF from the 3rd child |
| Visana | Managed Care | 114.35 CHF | 45.15 CHF from the 3rd child |
| Galenos | Managed Care | 128.55 CHF | 46.75 CHF from the 3rd child |
| Aquilana | SMARTMED | 105.65 CHF | 50.45 CHF from the 3rd child |
| sana24 | Managed Care | 142.75 CHF | 52.25 CHF from the 3rd child |
| CONCORDIA | HMO | 110.65 CHF | 53.65 CHF from the 3rd child |
| SWICA | Favorit Multichoice | 129.15 CHF | 54.25 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 117.85 CHF | 56.55 CHF from the 3rd child |
| rhenusana | Standard model | 155.85 CHF | 75.55 CHF from the 3rd child |
| Groupe Mutuel – Avenir | OptiMed (Healthcare network) | 132.25 CHF | 97.95 CHF from the 5th child |
| Groupe Mutuel – Philos | OptiMed (Healthcare network) | 135.65 CHF | 100.55 CHF from the 5th child |
| SLKK | SmartMed | 112.75 CHF | 100.95 CHF from the 3rd child |
| EGK | EGK-Care | 115.25 CHF | 104.65 CHF from the 3rd child |
| Groupe Mutuel – Mutuel | OptiMed (Healthcare network) | 143.35 CHF | 106.35 CHF from the 5th child |
| Assura | MediTel | 114.15 CHF | 112.65 CHF from the 4th child, 111.05 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 107.50 CHF at Agrisano (AGRIsmart) gives 102.75 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/

## Related pages

- With accident cover: from 72.45 to 162.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/fr/heitenried/child/with-accident/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…) and `heitenried` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.