# Health insurance premiums 2027 in Givisiez (FR), for a young adult aged 19 to 25 who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Givisiez](https://praemiencheck.onedoc.ch/en/fr/givisiez/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/), the cheapest monthly basic insurance premium is **369.85 CHF** with **Atupri** (HMO model) and the most expensive is 600.05 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 369.85 | 358.25 | 329.05 | 299.85 | 270.75 | 241.55 | +1.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 377.95 | 366.25 | 337.05 | 307.95 | 278.75 | 249.55 | +4.6 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 379.85 | 368.25 | 339.05 | 309.85 | 280.75 | 251.55 | +3.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 379.85 | 368.25 | 339.05 | 309.85 | 280.75 | 251.55 | +3.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 381.05 | 369.45 | 340.25 | 311.05 | 281.95 | 252.75 | +0.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 381.60 | 369.95 | 340.80 | 311.60 | 282.45 | 253.30 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 381.60 | 369.95 | 340.80 | 311.60 | 282.45 | 253.30 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 382.35 | 370.75 | 341.55 | 312.35 | 283.25 | 254.05 | +4.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 382.85 | 371.25 | 342.05 | 312.85 | 283.75 | 254.55 | +2.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 383.35 | 371.75 | 342.55 | 313.35 | 284.25 | 255.05 | +0.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 384.65 | 372.95 | 343.75 | 314.65 | 285.45 | 256.25 | +4.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 385.65 | 374.00 | 344.85 | 315.65 | 286.50 | 257.35 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 385.65 | 374.00 | 344.85 | 315.65 | 286.50 | 257.35 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 385.65 | 374.00 | 344.85 | 315.65 | 286.50 | 257.35 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 385.65 | 374.00 | 344.85 | 315.65 | 286.50 | 257.35 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 385.65 | 374.00 | 344.85 | 315.65 | 286.50 | 257.35 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 386.35 | 374.85 | 345.85 | 316.35 | 287.35 | 258.35 | +5.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 387.15 | 375.55 | 346.35 | 317.15 | 288.05 | 258.85 | +7.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 387.75 | 376.15 | 346.95 | 317.75 | 288.65 | 259.45 | +0.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 389.35 | 377.75 | 348.55 | 319.35 | 290.25 | 261.05 | +2.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 389.55 | 379.45 | 354.05 | 328.75 | 303.35 | 271.45 | +3.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 393.55 | 381.85 | 352.75 | 323.55 | 294.35 | 265.25 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 395.85 | 384.15 | 354.95 | 325.85 | 296.65 | 267.45 | +4.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 396.05 | 389.35 | 355.25 | 326.05 | 296.85 | 267.75 | +6.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 397.70 | 386.05 | 356.90 | 327.70 | 298.55 | 269.40 | +3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 404.55 | 392.95 | 368.55 | 339.35 | 305.45 | 276.25 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 405.15 | 393.55 | 364.35 | 335.15 | 306.05 | 276.85 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 405.15 | 393.55 | 364.35 | 335.15 | 306.05 | 276.85 | +4.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 405.95 | 395.25 | 368.35 | 341.55 | 314.75 | 287.95 | +0.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 405.95 | 395.25 | 368.35 | 341.55 | 314.75 | 287.95 | +0.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 406.65 | 395.05 | 365.85 | 336.65 | 307.55 | 278.35 | +2.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 407.95 | 396.45 | 367.45 | 337.95 | 308.95 | 279.95 | +8.8 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 412.25 | 400.65 | 371.45 | 342.35 | 313.15 | 283.95 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 412.85 | 402.15 | 375.55 | 348.85 | 322.05 | 295.45 | +9.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 415.15 | 404.35 | 377.65 | 350.75 | 323.85 | 297.15 | +8.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 417.55 | 405.95 | 376.75 | 347.55 | 318.45 | 289.25 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 418.05 | 406.55 | 377.55 | 348.05 | 319.05 | 290.05 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 419.55 | 407.95 | 378.75 | 349.55 | — | 291.25 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 419.95 | 408.35 | 379.15 | 349.95 | 320.85 | 291.65 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 420.05 | 408.45 | 379.25 | 350.05 | 320.95 | 291.75 | +7.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 420.45 | 408.95 | 379.95 | 350.45 | 321.45 | 292.45 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 421.45 | 414.55 | 385.45 | 356.25 | 322.25 | 293.05 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 422.45 | 410.85 | 381.65 | 352.45 | 323.35 | 294.15 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 422.45 | 410.85 | 381.65 | 352.45 | 323.35 | 294.15 | +5.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 423.85 | 412.15 | 390.25 | 361.05 | 324.65 | 295.55 | +5.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 424.45 | 412.85 | 383.65 | 354.45 | 325.35 | 296.15 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 424.45 | 412.85 | 383.65 | 354.45 | 325.35 | 296.15 | +3.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 424.45 | 412.85 | 383.65 | 354.45 | 325.35 | 296.15 | +3.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 424.95 | 413.35 | 384.15 | 354.95 | 325.85 | 296.65 | +4.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 425.75 | 414.25 | 385.25 | 355.75 | 326.75 | 297.75 | +3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.35 | 416.75 | 387.55 | 358.35 | 329.25 | 300.05 | +2.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 429.25 | 417.55 | 388.35 | 359.25 | 330.05 | 300.85 | +3.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 429.55 | 418.05 | 389.05 | 359.55 | 330.55 | 301.55 | +5.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 429.55 | 418.05 | 389.05 | 359.55 | 330.55 | 301.55 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 429.65 | 422.95 | 388.75 | 359.65 | 330.45 | 301.25 | +6.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 429.95 | 418.35 | 389.15 | 359.95 | 330.85 | 301.65 | +8.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 430.65 | 419.15 | 390.15 | 360.65 | 331.65 | 302.65 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 431.55 | 419.95 | 390.75 | 361.55 | 332.45 | 303.25 | +3.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 432.45 | 420.95 | 391.95 | 362.45 | 333.45 | 304.45 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 432.45 | 420.95 | 391.95 | 362.45 | 333.45 | 304.45 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 434.65 | 423.05 | 393.85 | 364.65 | 335.55 | 306.35 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 435.15 | 423.55 | 394.35 | 365.15 | 336.05 | 306.85 | +9.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 438.05 | 426.45 | 397.25 | 368.05 | — | 309.75 | +1.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 438.05 | 426.45 | 397.25 | 368.05 | — | 309.75 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 439.75 | 428.15 | 398.95 | 369.75 | 340.65 | 311.45 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 440.35 | 428.75 | 399.55 | 370.35 | 341.25 | 312.05 | +10.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 440.65 | 433.85 | 409.45 | 380.35 | 360.75 | 331.65 | +3.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 440.65 | 429.15 | 400.15 | 370.65 | 341.65 | 312.65 | +3.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 441.15 | 430.95 | 405.25 | 379.55 | 353.95 | 328.25 | +5.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 441.25 | 429.65 | 400.45 | 371.25 | 342.15 | 312.95 | +0.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 441.65 | 430.05 | 400.85 | 371.65 | 342.55 | 313.35 | +0.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 441.75 | 430.15 | 400.95 | 371.75 | — | 313.45 | +1.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 442.75 | 431.15 | 401.95 | 372.75 | 343.65 | 314.45 | +4.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 448.45 | 436.85 | 407.65 | 378.55 | 349.35 | 320.15 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 450.65 | 439.15 | 410.15 | 380.65 | 351.65 | 322.65 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 450.65 | 439.05 | 409.85 | 380.65 | 351.55 | 322.35 | +8.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 450.65 | 439.05 | 409.85 | 380.65 | 351.55 | 322.35 | +10.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 450.95 | 439.35 | 410.15 | 380.95 | 351.85 | 322.65 | +7.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 451.35 | 440.85 | 414.65 | 388.35 | 362.15 | 335.85 | +5.3 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 451.65 | 439.95 | 410.85 | 381.65 | 352.45 | 323.35 | +8.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 455.45 | 448.75 | 414.55 | 385.45 | 356.25 | 327.05 | +8.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 455.85 | 444.25 | 415.05 | 385.85 | 356.75 | 327.55 | +14.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 456.45 | 445.85 | 419.25 | 392.75 | 366.25 | 339.65 | +5.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 456.55 | 444.95 | 415.75 | 386.55 | — | 328.25 | −0.9 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 457.95 | 446.35 | 417.15 | 387.95 | 358.85 | 329.65 | +2.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 457.95 | 446.35 | 417.15 | 387.95 | 358.85 | 329.65 | +2.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 459.75 | 453.15 | 418.95 | 389.75 | 360.65 | 331.45 | +6.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 461.45 | 449.75 | 420.65 | 391.45 | 362.25 | 333.15 | +2.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 462.35 | 455.55 | 431.15 | 401.95 | 377.65 | 348.45 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 462.75 | 456.05 | 421.85 | 392.75 | 363.55 | 334.35 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 464.45 | 452.85 | 423.65 | 394.45 | 365.35 | 336.15 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 470.85 | 459.15 | 430.05 | 400.85 | 371.65 | 342.55 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 471.35 | 459.75 | 430.55 | 401.35 | 372.25 | 343.05 | +12.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 471.95 | 465.15 | 435.95 | 406.75 | 377.65 | 348.45 | +6.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 472.05 | 460.45 | 431.25 | 402.05 | 372.95 | 343.75 | +3.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.05 | 463.55 | 434.55 | 405.05 | 376.05 | 347.05 | +5.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 475.65 | 464.15 | 435.15 | 405.65 | 376.65 | 347.65 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.75 | 465.15 | 435.95 | 406.75 | 377.65 | 348.45 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 477.35 | 470.65 | 436.45 | 407.35 | 378.15 | 348.95 | +6.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 482.15 | 475.55 | 441.35 | 412.15 | 383.05 | 353.85 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 489.05 | 477.45 | 448.25 | 419.05 | 389.95 | 360.75 | +4.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 491.15 | 479.55 | 450.35 | 421.15 | 392.05 | 362.85 | +2.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 492.85 | 481.35 | 452.35 | 422.85 | 393.85 | 364.85 | +3.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 493.55 | 481.95 | 452.75 | 423.55 | — | 365.25 | +1.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 502.05 | 490.45 | 461.25 | 432.05 | 402.95 | 373.75 | +5.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 503.25 | 493.10 | 462.60 | 437.20 | 406.75 | 376.25 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.85 | 501.25 | 472.05 | 442.85 | 413.75 | 384.55 | +12.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 521.45 | 509.85 | 480.65 | 451.45 | 422.35 | 393.15 | +5.1 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.05 | 517.05 | 492.55 | 468.15 | 443.55 | 419.05 | +4.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 563.75 | 552.15 | 522.95 | 493.75 | 464.65 | 435.45 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 569.85 | 558.15 | 528.95 | 499.85 | 470.65 | 441.45 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 575.85 | 564.25 | 535.05 | 505.85 | 476.75 | 447.55 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 594.05 | 582.35 | 553.15 | 524.05 | 494.85 | 465.65 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 594.05 | 582.35 | 553.15 | 524.05 | 494.85 | 465.65 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 600.05 | 588.35 | 559.25 | 530.05 | 500.85 | 471.75 | +5.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Givisiez for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2027, [with accident cover](https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/), the cheapest offer in [Givisiez](https://praemiencheck.onedoc.ch/en/fr/givisiez/) is Atupri (HMO) at 369.85 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 397.70 CHF a month.

### How much does health insurance cost in Givisiez in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/), monthly premiums run from 369.85 CHF (Atupri, HMO) to 600.05 CHF (sana24, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 336.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Givisiez for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (Atupri, HMO), the premium goes from 369.85 CHF a month with the 300 CHF deductible to 241.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Givisiez for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 397.70 CHF (Sanitas), family doctor / HMO 369.85 CHF (Atupri), flexible model 377.95 CHF (Sympany), telemedicine 379.85 CHF (EGK).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 374.60 CHF at Atupri (HMO) gives 369.85 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Givisiez is in region 1 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Givisiez (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/givisiez/
- Premiums 2027 in Givisiez (FR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/
- Premiums 2027 in Givisiez (FR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/givisiez/child/
- Adult: https://praemiencheck.onedoc.ch/en/fr/givisiez/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Givisiez (FR), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Givisiez (FR), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Givisiez (FR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2027 in Givisiez (FR), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2027 in Givisiez (FR), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/givisiez/young-adult/with-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `givisiez` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.