# Health insurance premiums 2027 in Giffers (FR), for an adult aged 26 or over who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Giffers](https://praemiencheck.onedoc.ch/en/fr/giffers/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/giffers/adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/), the cheapest monthly basic insurance premium is **436.60 CHF** with **Aquilana** (SMARTMED model) and the most expensive is 586.60 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 446.00 | 436.60 | 413.00 | 389.50 | 365.80 | 334.40 | +3.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 448.40 | 437.60 | 410.40 | 383.30 | — | 329.00 | +2.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 455.50 | 444.70 | 417.40 | 390.20 | 363.10 | 335.80 | +1.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 458.70 | 447.70 | 420.10 | 392.50 | 365.00 | 337.40 | +0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 458.80 | 448.00 | 420.90 | 393.70 | 366.70 | 339.50 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 460.80 | 449.80 | 422.10 | 394.30 | 366.70 | 339.00 | −1.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 461.30 | 450.30 | 422.70 | 395.20 | 367.70 | 340.10 | +1.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 461.20 | 450.40 | 423.30 | 396.10 | 369.10 | 341.90 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 461.20 | 450.40 | 423.30 | 396.10 | 369.10 | 341.90 | +3.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 461.20 | 450.40 | 423.30 | 396.10 | 369.10 | 341.90 | +3.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 460.10 | 450.50 | 426.30 | 402.20 | 378.10 | 354.00 | +5.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 461.50 | 450.60 | 423.50 | 396.40 | 369.30 | 342.10 | +2.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 462.50 | 451.80 | 424.90 | 397.40 | 370.50 | 343.50 | +3.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 464.10 | 453.20 | 426.20 | 399.00 | 371.90 | 344.80 | +2.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 464.50 | 454.90 | 430.90 | 406.90 | 382.90 | 359.00 | +8.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 466.60 | 455.60 | 428.00 | 400.40 | 372.90 | 345.40 | +0.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 466.40 | 455.60 | 428.30 | 401.10 | 374.00 | 346.80 | +3.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 467.20 | 456.40 | 429.20 | 402.10 | 375.00 | 347.90 | +5.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 469.00 | 458.20 | 431.10 | 403.90 | — | 349.70 | +2.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 469.00 | 458.20 | 431.10 | 403.90 | — | 349.70 | +2.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 469.00 | 458.20 | 431.00 | 403.90 | 376.80 | 349.60 | New tariff 2027 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 469.30 | 458.40 | 431.10 | 403.90 | 376.60 | 349.40 | +2.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 469.40 | 458.50 | 431.40 | 404.30 | 377.20 | 350.00 | +2.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 469.40 | 458.50 | 431.40 | 404.30 | 377.20 | 350.00 | +2.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 469.90 | 458.90 | 431.10 | 403.40 | 375.70 | 348.00 | +4.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 466.30 | 460.10 | 428.10 | 400.90 | 373.60 | 346.40 | +7.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 466.30 | 460.10 | 428.10 | 400.90 | 373.60 | 346.40 | +6.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 470.50 | 460.70 | 436.00 | 411.30 | 386.70 | 362.00 | +5.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 471.70 | 460.90 | 433.70 | 406.60 | 379.50 | 352.30 | +3.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 472.00 | 461.10 | 433.90 | 406.60 | 379.40 | 352.10 | +5.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 473.10 | 462.30 | 435.10 | 408.00 | — | 353.80 | +2.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 474.10 | 463.30 | 436.10 | 409.00 | 381.90 | 354.80 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 475.60 | 464.80 | 443.20 | 416.00 | 383.40 | 356.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 475.60 | 464.80 | 443.20 | 416.00 | 383.40 | 356.30 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 475.60 | 464.80 | 443.20 | 416.00 | 383.40 | 356.30 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 471.60 | 465.40 | 433.40 | 406.20 | 378.90 | 351.70 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 471.60 | 465.40 | 433.40 | 406.20 | 378.90 | 351.70 | +6.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 475.80 | 465.90 | 440.90 | 415.90 | 391.00 | 366.00 | +5.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 477.40 | 466.60 | 439.40 | 412.30 | 385.20 | 358.10 | +7.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 477.40 | 466.60 | 439.40 | 412.30 | 385.20 | 376.70 | +7.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 473.70 | 467.50 | 435.60 | 408.30 | 381.00 | 353.80 | +9.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 478.30 | 467.50 | 440.30 | 413.20 | 386.10 | 358.90 | +5.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 478.30 | 467.50 | 440.30 | 413.20 | 386.10 | 358.90 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 479.60 | 468.80 | 441.60 | 414.50 | 387.40 | 360.20 | +4.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 480.10 | 469.30 | 442.20 | 415.00 | 387.90 | 379.40 | +7.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 481.30 | 471.30 | 446.40 | 421.40 | 396.50 | 371.60 | +2.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 481.30 | 471.30 | 446.40 | 421.40 | 396.50 | 371.60 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 484.10 | 473.25 | 446.15 | 418.95 | 391.80 | 364.65 | +3.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 485.00 | 474.30 | 447.10 | 419.90 | 392.90 | 365.70 | −0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 485.00 | 474.30 | 447.10 | 419.90 | 392.90 | 365.70 | −0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 485.00 | 474.30 | 447.10 | 419.90 | 392.90 | 365.70 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 485.00 | 474.30 | 447.10 | 419.90 | 392.90 | 365.70 | +5.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 489.10 | 478.40 | 451.40 | 424.00 | 397.00 | 370.00 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 489.40 | 478.60 | 451.50 | 424.30 | 397.30 | 370.10 | +6.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 489.60 | 478.80 | 451.60 | 424.50 | — | 370.20 | −0.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 491.20 | 480.10 | 452.40 | 424.70 | 397.00 | 369.30 | +3.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 491.10 | 480.30 | 453.10 | 426.00 | 398.90 | 390.40 | +7.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 490.60 | 480.40 | 454.80 | 428.80 | 403.10 | 377.50 | +1.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 491.30 | 481.20 | 455.80 | 430.40 | 405.10 | 379.80 | +9.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 493.30 | 482.50 | 455.40 | 428.20 | 401.20 | 374.00 | +4.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 494.00 | 483.70 | 458.30 | 432.80 | 407.30 | 381.80 | +8.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 495.00 | 484.10 | 462.50 | 435.40 | 413.80 | 386.70 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 495.00 | 484.20 | 457.10 | 429.90 | 402.80 | 375.70 | +9.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 494.80 | 484.60 | 459.00 | 432.90 | 407.30 | 381.70 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 496.40 | 485.50 | 458.20 | 431.00 | 403.70 | 376.40 | +5.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 496.30 | 485.60 | 458.60 | 431.20 | 404.20 | 377.20 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 497.70 | 487.00 | 460.00 | 432.60 | 405.60 | 378.60 | +3.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 500.00 | 489.10 | 461.80 | 434.60 | 407.30 | 380.10 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 500.60 | 489.80 | 462.60 | 435.50 | 408.40 | 381.30 | +5.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 500.85 | 490.00 | 462.85 | 435.65 | 408.50 | 381.40 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 500.30 | 490.10 | 464.50 | 438.50 | 412.80 | 387.30 | +9.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 504.50 | 493.40 | 465.70 | 438.00 | 410.30 | 382.60 | +3.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 506.35 | 495.50 | 468.40 | 441.20 | 414.05 | 386.90 | +3.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 507.60 | 496.90 | 470.00 | 442.50 | 415.60 | 388.60 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 511.00 | 500.10 | 472.80 | 445.60 | 418.30 | 391.00 | +2.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 511.60 | 500.90 | 473.70 | 446.50 | 419.50 | 392.30 | +6.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 511.95 | 501.10 | 473.95 | 446.80 | 419.65 | 392.50 | +3.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 512.00 | 501.30 | 474.30 | 446.90 | 419.90 | 392.90 | +3.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.50 | 501.70 | 474.50 | 447.40 | 420.30 | 393.20 | +3.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 512.60 | 501.80 | 474.60 | 447.60 | 420.40 | 393.30 | +3.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 516.10 | 505.40 | 478.50 | 451.00 | 424.10 | 397.10 | 0.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 517.50 | 506.65 | 479.50 | 452.35 | 425.20 | 398.05 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 517.50 | 506.65 | 479.50 | 452.35 | 425.20 | 398.05 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 517.50 | 506.65 | 479.50 | 452.35 | 425.20 | 398.05 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 520.70 | 510.00 | 483.00 | 455.60 | 428.60 | 401.70 | +6.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 520.70 | 510.00 | 483.00 | 455.60 | 428.60 | 401.70 | +5.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.80 | 511.90 | 484.50 | 457.00 | 429.70 | 402.20 | +5.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 523.10 | 512.40 | 485.20 | 458.10 | 431.00 | 403.90 | +2.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 523.60 | 512.90 | 485.70 | 458.50 | 431.50 | 404.30 | New tariff 2027 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 525.20 | 514.30 | 487.10 | 459.80 | 432.50 | 405.30 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 519.80 | 514.50 | 492.90 | 465.80 | 438.70 | 411.60 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 519.80 | 514.50 | 492.90 | 465.80 | 438.70 | 411.60 | New tariff 2027 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.90 | 516.00 | 488.90 | 461.60 | 434.40 | 407.30 | +1.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 527.40 | 516.60 | 489.40 | 462.30 | 435.20 | 408.00 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 524.50 | 518.30 | 486.40 | 459.10 | 431.90 | 404.60 | +6.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 529.80 | 518.90 | 491.70 | 464.40 | 437.20 | 409.90 | +5.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.20 | 519.20 | 491.60 | 464.00 | 436.50 | 409.00 | +0.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 531.00 | 519.90 | 492.20 | 464.50 | 436.80 | 409.10 | +3.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 530.70 | 519.90 | 492.70 | 465.60 | — | 411.30 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 529.80 | 523.60 | 491.70 | 464.40 | 437.20 | 409.90 | +6.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 536.90 | 525.80 | 498.20 | 470.40 | 442.70 | 415.10 | +8.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 542.50 | 531.60 | 504.40 | 477.10 | 449.80 | 422.60 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 548.30 | 537.40 | 510.10 | 482.90 | 455.60 | 428.40 | +5.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.70 | 537.90 | 510.80 | 483.60 | 456.50 | 429.40 | +7.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.80 | 537.90 | 510.60 | 483.40 | 456.10 | 428.90 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.20 | 540.40 | 513.20 | 486.10 | 459.00 | 431.80 | +4.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 553.00 | 542.20 | 515.10 | 487.90 | 460.80 | 433.70 | +3.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.20 | 545.40 | 518.20 | 491.10 | 464.00 | 436.90 | +6.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 556.45 | 545.60 | 518.45 | 491.30 | 464.15 | 437.00 | +3.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.20 | 556.50 | 529.50 | 502.10 | 475.10 | 448.10 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 571.40 | 560.50 | 533.20 | 505.90 | 478.70 | 451.40 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 572.00 | 561.30 | 534.30 | 506.90 | 479.90 | 453.00 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.10 | 566.20 | 539.00 | 511.70 | 484.40 | 457.20 | +5.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 581.80 | 571.10 | 544.10 | 516.70 | 489.70 | 462.70 | +5.7 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.40 | 582.95 | 556.90 | 523.70 | 497.65 | 473.95 | +1.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 597.30 | 586.60 | 559.40 | 532.30 | 505.20 | 478.30 | +4.1 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Giffers for an adult aged 26 or over with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/), the cheapest offer in [Giffers](https://praemiencheck.onedoc.ch/en/fr/giffers/) is Aquilana (SMARTMED) at 436.60 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 501.70 CHF a month.

### How much does health insurance cost in Giffers in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/giffers/adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/), monthly premiums run from 436.60 CHF (Aquilana, SMARTMED) to 586.60 CHF (rhenusana, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 451.70 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Giffers for an adult aged 26 or over without accident cover?

On the cheapest offer (Aquilana, SMARTMED), the premium goes from 446.00 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-300/) to 334.40 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-2500/): 111.60 CHF less a month, 1'339.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'788 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Giffers for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 501.70 CHF (ÖKK), family doctor / HMO 447.70 CHF (CONCORDIA), flexible model 450.40 CHF (ÖKK), telemedicine 436.60 CHF (Aquilana).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Giffers is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Giffers (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/giffers/
- Premiums 2027 in Giffers (FR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/
- Premiums 2027 in Giffers (FR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/giffers/child/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/giffers/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Giffers (FR), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Giffers (FR), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Giffers (FR), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Giffers (FR), adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Giffers (FR), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/giffers/adult/no-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `giffers` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.