# Health insurance premiums 2026 in Gibloux (FR), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Gibloux](https://praemiencheck.onedoc.ch/en/fr/gibloux/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/), the cheapest monthly basic insurance premium is **261.15 CHF** with **CSS** (Hausarztversicherung Profit model) and the most expensive is 471.25 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 360.25 | 348.65 | 319.45 | 290.25 | 261.15 | 231.95 | −7.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 360.65 | 348.95 | 319.85 | 290.65 | 261.45 | 232.35 | +1.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 364.55 | 352.95 | 323.75 | 294.55 | 265.45 | 236.25 | +3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 364.95 | 353.25 | 324.05 | 294.95 | 265.75 | 236.55 | −0.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 365.15 | 353.65 | 324.65 | 295.15 | 266.15 | 240.15 | +0.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 367.05 | 355.45 | 326.25 | 297.05 | 267.95 | 238.75 | +1.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 367.30 | 355.70 | 326.50 | 297.30 | 268.20 | 239.00 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 367.35 | 355.75 | 326.55 | 297.35 | 268.25 | 239.05 | New tariff 2026 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 368.05 | 356.45 | 327.25 | 298.05 | 268.95 | 239.75 | +8.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 368.05 | 356.45 | 327.25 | 298.05 | 268.95 | 239.75 | +11.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 371.15 | 359.55 | 330.35 | 301.15 | 272.05 | 242.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 371.15 | 359.55 | 330.35 | 301.15 | 272.05 | 242.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 371.15 | 359.55 | 330.35 | 301.15 | 272.05 | 242.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 371.25 | 359.65 | 330.45 | 301.25 | 272.15 | 242.95 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 371.25 | 359.65 | 330.45 | 301.25 | 272.15 | 242.95 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 371.65 | 364.95 | 330.75 | 301.65 | 272.45 | 243.25 | +3.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 372.95 | 361.35 | 332.15 | 302.95 | 273.85 | 244.65 | +8.2 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 374.25 | 362.75 | 333.75 | 304.25 | 275.25 | 246.25 | +1.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 375.65 | 363.95 | 334.75 | 305.65 | 276.45 | 247.25 | −0.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 377.75 | 366.05 | 336.95 | 307.75 | 278.55 | 249.45 | −0.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 379.35 | 367.75 | 338.55 | 309.35 | 280.25 | 251.05 | +7.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 380.05 | 368.45 | 339.25 | 310.05 | 280.95 | 251.75 | +10.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 380.05 | 368.45 | 339.25 | 310.05 | 280.95 | 251.75 | +10.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 382.85 | 371.25 | 342.05 | 312.85 | 283.75 | 254.55 | +6.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 375.95 | 365.65 | 339.65 | 313.75 | 286.25 | 258.05 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 386.35 | 374.75 | 345.55 | 316.35 | 287.25 | 258.05 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 386.35 | 374.75 | 345.55 | 316.35 | 287.25 | 258.05 | +6.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 377.35 | 366.75 | 340.35 | 313.95 | 287.55 | 261.15 | +6.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 386.75 | 375.15 | 345.95 | 316.75 | 287.65 | 258.45 | +10.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 388.65 | 377.05 | 347.85 | 318.65 | 289.55 | 260.35 | +2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 390.95 | 379.35 | 350.15 | 320.95 | 291.85 | 262.65 | +2.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 383.65 | 372.85 | 346.15 | 319.25 | 292.35 | 265.65 | +6.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 394.85 | 383.25 | 354.05 | 324.85 | 295.75 | 266.55 | +6.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 396.25 | 384.65 | 355.45 | 326.25 | 297.15 | 267.95 | +7.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 396.35 | 384.75 | 355.55 | 326.35 | 297.25 | 268.05 | +0.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 396.35 | 384.75 | 355.55 | 326.35 | 297.25 | 268.05 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 396.35 | 384.75 | 355.55 | 326.35 | 297.25 | 268.05 | +2.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 396.35 | 384.75 | 355.55 | 326.35 | 297.25 | 268.05 | +2.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 397.75 | 386.15 | 356.95 | 327.85 | 298.65 | 269.45 | +5.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 400.45 | 388.85 | 359.65 | 330.45 | 301.35 | 272.15 | +6.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 402.85 | 391.25 | 362.05 | 332.85 | 303.75 | 274.55 | +6.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 403.15 | 396.55 | 362.35 | 333.15 | 304.05 | 274.85 | +3.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 404.55 | 392.95 | 363.75 | 334.55 | 305.45 | 276.25 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 402.85 | 391.25 | 373.65 | 344.45 | 306.05 | 276.85 | +1.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 405.15 | 398.15 | 368.95 | 339.85 | 306.05 | 276.85 | +1.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 405.15 | 393.55 | 364.35 | 335.15 | 306.05 | 276.85 | +6.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 405.65 | 394.05 | 364.85 | 335.65 | 306.55 | 277.35 | +0.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 405.65 | 394.05 | 364.85 | 335.65 | 306.55 | 277.35 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 406.05 | 394.55 | 365.55 | 336.05 | 307.05 | 278.05 | +0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 406.05 | 394.55 | 365.55 | 336.05 | 307.05 | 278.05 | +0.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 402.55 | 391.75 | 364.95 | 338.15 | 311.35 | 284.55 | +4.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 402.55 | 391.75 | 364.95 | 338.15 | 311.35 | 284.55 | +4.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 411.05 | 399.45 | 370.25 | 341.05 | 311.95 | 282.75 | +2.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 411.05 | 399.45 | 370.25 | 341.05 | 311.95 | 282.75 | +7.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 411.05 | 399.45 | 370.25 | 341.05 | 311.95 | 282.75 | +2.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 411.65 | 400.15 | 371.15 | 341.65 | 312.65 | 283.65 | +2.2 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 413.65 | 401.95 | 372.85 | 343.65 | 314.45 | 285.35 | +9.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 414.85 | 403.25 | 374.05 | 344.85 | 315.75 | 286.55 | +0.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 416.45 | 404.95 | 375.95 | 346.45 | 317.45 | 288.45 | +0.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 417.35 | 405.75 | 376.55 | 347.35 | 318.25 | 289.05 | +7.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 417.45 | 405.75 | 376.65 | 347.45 | 318.25 | 289.15 | +6.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 417.65 | 406.15 | 377.15 | 347.65 | 318.65 | 289.65 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 417.95 | 406.35 | 377.15 | 347.95 | 318.85 | 289.65 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 418.25 | 411.55 | 377.45 | 348.25 | 319.05 | 289.95 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 419.45 | 407.85 | 378.65 | 349.45 | 320.35 | 291.15 | +0.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 419.75 | 408.15 | 378.95 | 349.75 | 320.65 | 291.45 | −7.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 420.05 | 408.55 | 379.55 | 350.05 | 321.05 | 292.05 | +5.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 422.65 | 411.05 | 381.85 | 352.65 | 323.55 | 294.35 | −0.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 426.15 | 414.65 | 385.65 | 356.15 | 327.15 | 298.15 | +2.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 423.75 | 412.05 | 382.85 | 356.05 | 329.15 | 304.65 | +2.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 418.45 | 408.25 | 382.55 | 356.85 | 331.25 | 305.55 | +12.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 431.55 | 424.85 | 390.65 | 361.55 | 332.35 | 303.15 | +3.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 432.05 | 420.55 | 391.55 | 362.05 | 333.05 | 304.05 | +5.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 432.05 | 420.55 | 391.55 | 362.05 | 333.05 | 304.05 | +5.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 432.75 | 421.15 | 391.95 | 362.85 | 333.65 | 304.45 | +5.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 434.25 | 427.55 | 393.45 | 364.25 | 335.05 | 305.95 | +3.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 435.75 | 424.25 | 395.25 | 365.75 | 336.75 | 307.75 | +0.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 437.95 | 426.35 | 397.15 | 367.95 | 338.85 | 309.65 | +4.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 428.05 | 417.65 | 391.35 | 365.05 | 338.85 | 312.55 | +12.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 440.15 | 428.55 | 399.35 | 370.15 | 341.05 | 311.85 | +8.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 432.85 | 422.35 | 395.75 | 369.15 | 342.65 | 316.15 | +12.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 444.55 | 432.95 | 403.75 | 374.55 | 345.45 | 316.25 | +3.9 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 447.95 | 441.35 | 407.15 | 377.95 | 348.85 | 319.65 | +3.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 448.35 | 436.65 | 407.55 | 378.35 | 349.15 | 320.05 | −15.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 448.35 | 436.65 | 407.55 | 378.35 | 349.15 | 320.05 | −6.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 444.55 | 432.95 | 403.75 | 376.95 | 350.05 | 325.55 | +2.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 449.15 | 437.65 | 408.65 | 379.15 | 350.15 | 321.15 | +0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 451.75 | 440.05 | 410.95 | 381.75 | 352.55 | 323.45 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 452.55 | 445.85 | 411.75 | 382.55 | 353.35 | 324.25 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 456.45 | 444.85 | 415.65 | 386.45 | 357.35 | 328.15 | +0.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 457.25 | 445.65 | 416.45 | 387.25 | 358.15 | 328.95 | +2.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 458.45 | 446.85 | 417.65 | 388.45 | 359.35 | 330.15 | +1.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 460.95 | 449.35 | 420.15 | 390.95 | 361.85 | 332.65 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 466.45 | 454.85 | 425.65 | 396.45 | 367.35 | 338.15 | +5.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 475.25 | 463.75 | 434.75 | 405.25 | 376.25 | 347.25 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 476.15 | 464.55 | 435.35 | 406.15 | 377.05 | 347.85 | +12.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 476.65 | 465.15 | 436.15 | 406.65 | 377.65 | 348.65 | +0.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 480.85 | 469.25 | 440.05 | 410.85 | 381.75 | 352.55 | −15.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 495.65 | 483.95 | 454.75 | 425.65 | 396.45 | 367.25 | +3.4 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 502.85 | 492.70 | 462.20 | 436.80 | 406.35 | 375.85 | +7.4 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 506.15 | 496.15 | 471.65 | 447.15 | 422.65 | 398.15 | +7.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 535.85 | 524.15 | 495.05 | 465.85 | 436.65 | 407.55 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 541.65 | 529.95 | 500.75 | 471.65 | 442.45 | 413.25 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 547.35 | 535.65 | 506.55 | 477.35 | 448.15 | 419.05 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 564.65 | 552.95 | 523.75 | 494.65 | 465.45 | 436.25 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 564.65 | 552.95 | 523.75 | 494.65 | 465.45 | 436.25 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 570.35 | 558.75 | 529.55 | 500.35 | 471.25 | 442.05 | +3.3 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 413.35 | 401.75 | 372.55 | 343.35 | — | 285.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 431.45 | 419.85 | 390.65 | 361.45 | — | 303.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 431.45 | 419.85 | 390.65 | 361.45 | — | 303.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 435.05 | 423.45 | 394.25 | 365.05 | — | 306.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 460.45 | 448.85 | 419.65 | 390.45 | — | 332.15 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 485.85 | 474.25 | 445.05 | 415.85 | — | 357.55 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Gibloux for a young adult aged 19 to 25 with a deductible of 2'000 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/), the cheapest offer in [Gibloux](https://praemiencheck.onedoc.ch/en/fr/gibloux/) is CSS (Hausarztversicherung Profit) at 261.15 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 283.75 CHF a month.

### How much does health insurance cost in Gibloux in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/), monthly premiums run from 261.15 CHF (CSS, Hausarztversicherung Profit) to 471.25 CHF (sana24, Standard model): 113 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 324.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Gibloux for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CSS, Hausarztversicherung Profit), the premium goes from 360.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-300/) to 231.95 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Gibloux for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 283.75 CHF (Sanitas), family doctor / HMO 261.15 CHF (CSS), flexible model 261.45 CHF (Sympany), telemedicine 268.25 CHF (Sanitas).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 266.30 CHF at CSS (Hausarztversicherung Profit) gives 261.15 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Gibloux is in region 1 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Gibloux (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/gibloux/
- Premiums 2026 in Gibloux (FR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/
- Premiums 2026 in Gibloux (FR), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/gibloux/child/
- Adult: https://praemiencheck.onedoc.ch/en/fr/gibloux/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Gibloux (FR), young adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Gibloux (FR), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Gibloux (FR), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Gibloux (FR), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Gibloux (FR), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/gibloux/young-adult/with-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `gibloux` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.