# Health insurance premiums 2026 in Fribourg (FR), for a child aged 0 to 18

In 2026, for a child aged 0 to 18 in Fribourg, the cheapest health insurance premium is:

- [Without accident cover](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/): **101.65 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-0/) (CSS, Hausarztversicherung Profit), **69.15 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-600/) (CSS, Hausarztversicherung Profit).
- [With accident cover](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/): **109.65 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-0/) (CSS, Hausarztversicherung Profit), **74.65 CHF** with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-600/) (CSS, Hausarztversicherung Profit).

## With accident cover: from 74.65 to 170.85 CHF a month depending on the deductible and the model

113 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **109.65 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 170.85 CHF with Groupe Mutuel – Mutuel (Standard model).

Lowest premium:
- 0 CHF: 109.65 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-0/
- 100 CHF: 103.85 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-100/
- 200 CHF: 98.05 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-200/
- 300 CHF: 92.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-300/
- 400 CHF: 86.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-400/
- 500 CHF: 81.15 CHF (Helsana, BeneFit PLUS Hausarzt R2) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-500/
- 600 CHF: 74.65 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 109.65 | 103.85 | 98.05 | 92.15 | 86.35 | — | 74.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 110.15 | — | 99.55 | 94.35 | 89.05 | 83.75 | 78.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 110.25 | — | — | — | — | 81.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 110.25 | — | — | — | — | 81.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 110.25 | — | — | — | — | 81.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 110.25 | — | — | — | — | 81.15 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 112.05 | — | 101.25 | 95.95 | 90.65 | 85.15 | 79.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 112.75 | — | 103.55 | — | 94.15 | — | 84.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 112.95 | — | — | — | — | 83.85 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 112.95 | — | — | — | — | 83.85 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 113.35 | 107.95 | 102.65 | 98.15 | 91.95 | 85.85 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 115.05 | 109.25 | 103.45 | 97.55 | 91.75 | — | 80.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 115.55 | — | — | — | — | 86.45 | — |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | 86.65 | 80.75 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | 86.65 | 80.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 116.45 | 110.65 | 104.85 | 98.95 | 93.15 | 87.35 | 81.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 116.45 | 110.65 | 104.85 | 98.95 | 93.15 | 87.35 | 81.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 116.85 | — | — | — | — | 87.75 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 117.05 | 111.25 | 105.45 | 99.55 | 93.75 | 87.95 | 82.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 117.05 | 111.25 | 105.45 | 99.55 | 93.75 | 87.95 | 82.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 117.25 | 116.35 | 115.35 | 114.35 | 113.35 | 112.35 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 118.85 | 113.75 | 108.65 | 103.45 | 98.55 | 93.25 | 88.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 | 90.05 | 84.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 119.15 | 113.35 | 107.55 | 101.65 | 95.85 | 90.05 | 84.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 120.15 | 114.35 | 108.55 | 102.75 | 96.85 | 91.05 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 120.15 | — | 110.25 | — | 100.35 | — | 90.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 120.15 | — | 110.25 | — | 100.35 | — | 90.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 120.85 | 115.05 | 109.25 | 103.35 | 97.55 | — | 85.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 120.85 | 115.05 | 109.25 | 103.35 | 97.55 | 91.75 | 85.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 121.55 | 115.75 | 109.95 | 104.05 | 98.25 | — | 86.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 121.65 | — | 111.65 | — | 101.55 | — | 91.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 121.65 | 116.45 | 111.25 | 105.85 | 100.95 | 95.45 | 90.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 121.65 | 115.85 | 110.05 | 104.15 | 98.35 | 92.55 | 86.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 121.65 | 115.75 | 109.95 | 104.15 | 98.25 | 92.45 | 86.65 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 122.25 | — | 110.55 | 104.75 | 98.95 | 93.05 | 87.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 122.35 | 116.55 | 110.75 | 104.85 | 99.05 | 93.25 | 87.35 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 123.05 | 117.75 | 112.45 | 107.15 | 102.15 | 96.55 | 91.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 123.05 | 117.25 | 111.35 | 105.55 | 99.75 | 93.85 | 88.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 124.35 | 118.95 | 113.65 | 108.15 | 102.85 | 97.55 | 92.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 124.35 | 118.95 | 113.65 | 108.15 | 102.85 | 97.55 | 92.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 124.95 | — | 113.35 | — | 101.65 | — | 89.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 124.95 | — | 113.35 | — | 101.65 | — | 89.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 124.95 | — | 113.35 | — | 101.65 | — | 89.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 126.75 | 125.85 | 124.85 | 123.85 | 122.85 | 121.85 | — |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 127.15 | — | 115.55 | — | 103.85 | — | 92.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 127.55 | — | — | — | — | 98.45 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 128.35 | 122.55 | 116.75 | 110.85 | 105.05 | — | 93.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 129.25 | — | 120.55 | — | 108.85 | — | 97.15 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 130.95 | 125.15 | 119.35 | 113.55 | 107.65 | 101.85 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 131.45 | 130.45 | 129.45 | 128.45 | 127.45 | 126.45 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 131.65 | 125.85 | 120.05 | — | 108.35 | — | 96.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 131.85 | — | 121.15 | — | 110.25 | — | 99.45 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 134.75 | 128.95 | 123.15 | — | 111.45 | — | 99.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 135.05 | 129.25 | 123.45 | 117.55 | 111.75 | 105.95 | 100.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.55 | 129.75 | 123.95 | 118.05 | 112.25 | 106.45 | 100.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 135.75 | 129.95 | 124.15 | 118.25 | 112.75 | 106.65 | 100.75 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 135.85 | — | 127.15 | — | 115.55 | — | 103.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 135.85 | 129.95 | 124.15 | 118.35 | 112.45 | 106.65 | 100.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 135.85 | 129.95 | 124.15 | 118.35 | 112.45 | 106.65 | 100.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 136.05 | 130.25 | 124.45 | 118.55 | 112.75 | 106.95 | 101.05 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 136.35 | 130.55 | 124.75 | 118.85 | 113.05 | 107.25 | 101.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 136.35 | 130.55 | 124.75 | 118.85 | 113.05 | 107.25 | 101.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 136.35 | 130.55 | 124.75 | 118.85 | 113.05 | 107.25 | 101.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 136.35 | 130.55 | 124.75 | 118.85 | 113.05 | 107.25 | 101.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 136.55 | 130.75 | 124.95 | 119.05 | 113.25 | 107.45 | 101.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 137.05 | 131.25 | 125.45 | — | 113.75 | — | 102.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 137.25 | 131.45 | 125.55 | 119.75 | 113.95 | 108.05 | 102.25 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 137.85 | 133.00 | 126.40 | 120.70 | 114.95 | 109.25 | 103.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 137.95 | 132.15 | 126.35 | 120.45 | 114.65 | 108.85 | 102.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 138.55 | 132.75 | 126.95 | 121.05 | 115.25 | 109.45 | 103.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 139.35 | 133.55 | 127.75 | 121.85 | 116.05 | 110.25 | 104.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 139.35 | — | 127.75 | — | 116.05 | — | 104.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 140.15 | 134.35 | 128.55 | 122.65 | 116.85 | 111.05 | 105.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 140.85 | 135.05 | 129.25 | 123.35 | 117.55 | 111.75 | 105.85 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 141.35 | 135.55 | 129.75 | 123.85 | 118.05 | 112.25 | 106.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 142.15 | — | 130.55 | — | 118.85 | — | 107.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 142.55 | — | 131.65 | — | 119.95 | — | 108.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 142.75 | — | 131.05 | — | 119.35 | — | 107.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 143.15 | 137.25 | 131.45 | 125.65 | 119.75 | 113.95 | 108.15 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 143.25 | — | 131.65 | — | 119.95 | — | 108.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 143.25 | — | 131.65 | — | 119.95 | — | 108.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 143.25 | — | 131.65 | — | 119.95 | — | 108.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 143.35 | 137.55 | 131.75 | — | 120.05 | — | 108.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 143.35 | 137.55 | 131.75 | 125.85 | 120.05 | 114.25 | 108.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 144.45 | — | 132.75 | — | 121.05 | — | 109.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 144.75 | 138.95 | 133.15 | 127.25 | 121.45 | 115.65 | 109.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 145.25 | — | 133.65 | — | 121.95 | — | 110.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 146.45 | 140.65 | 134.85 | 128.95 | 123.15 | 117.35 | 111.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 146.95 | 141.15 | 135.25 | 129.45 | 123.65 | 117.75 | 111.95 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 146.95 | 141.15 | 135.25 | 129.45 | 123.65 | 117.75 | 111.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 148.15 | 142.35 | 136.55 | 130.65 | 124.85 | 119.05 | 113.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 148.15 | 142.35 | 136.45 | 130.65 | 124.85 | 118.95 | 113.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 148.75 | — | 137.05 | — | 125.45 | — | 113.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 149.65 | — | 137.95 | — | 126.25 | — | 114.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 151.15 | 145.35 | 139.55 | — | 127.85 | — | 116.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 151.55 | 145.75 | 139.95 | 134.05 | 128.25 | 122.45 | 116.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 151.55 | 145.75 | 139.95 | 134.05 | 128.25 | 122.45 | 116.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 152.45 | 146.65 | 140.85 | 134.95 | 129.15 | 123.35 | 117.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 154.55 | 148.75 | 142.95 | 137.05 | 131.25 | 125.45 | 119.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 154.55 | 148.75 | 142.95 | 137.05 | 131.25 | 125.45 | 119.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 155.05 | 149.25 | 143.45 | 137.55 | 131.75 | 125.95 | 120.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 155.05 | 149.25 | 143.45 | 137.55 | 131.75 | 125.95 | 120.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 155.35 | 149.55 | 143.75 | 137.85 | 132.05 | 126.25 | 120.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 161.35 | 155.55 | 149.75 | 143.85 | 138.05 | 132.25 | 126.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 161.55 | 155.75 | 149.95 | 144.05 | 138.25 | 132.45 | 126.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 161.55 | 155.75 | 149.95 | 144.05 | 138.25 | 132.45 | 126.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 161.55 | 155.75 | 149.95 | 144.05 | 138.25 | 132.45 | 126.55 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 161.55 | 155.75 | 149.95 | 144.05 | 138.25 | 132.45 | 126.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 163.05 | — | — | 145.55 | — | — | 128.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 163.25 | 157.45 | 151.55 | 145.75 | 139.95 | 134.05 | 128.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 164.15 | 158.35 | 152.55 | 146.65 | 140.85 | 135.05 | 129.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 167.75 | — | 156.15 | — | 144.45 | — | 132.75 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 170.85 | 165.05 | 159.25 | 153.35 | 147.55 | 141.75 | 135.85 |

113 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident.md

## Without accident cover: from 69.15 to 158.55 CHF a month depending on the deductible and the model

113 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **101.65 CHF** a month with **CSS** (Hausarztversicherung Profit), the most expensive 158.55 CHF with Groupe Mutuel – Mutuel (Standard model).

Lowest premium:
- 0 CHF: 101.65 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-0/
- 100 CHF: 96.25 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-100/
- 200 CHF: 90.85 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-200/
- 300 CHF: 85.35 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-300/
- 400 CHF: 79.95 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-400/
- 500 CHF: 75.15 CHF (Helsana, BeneFit PLUS Hausarzt R2) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-500/
- 600 CHF: 69.15 CHF (CSS, Hausarztversicherung Profit) — https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 101.65 | 96.25 | 90.85 | 85.35 | 79.95 | — | 69.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 102.25 | — | — | — | — | 75.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 102.25 | — | — | — | — | 75.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 102.25 | — | — | — | — | 75.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 102.25 | — | — | — | — | 75.15 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 104.35 | — | 94.35 | 89.35 | 84.35 | 79.35 | 74.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 104.45 | — | 95.85 | — | 87.15 | — | 78.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 104.75 | — | — | — | — | 77.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 104.75 | — | — | — | — | 77.65 | — |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 105.05 | 100.05 | 95.15 | 90.95 | 85.15 | 79.55 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 106.15 | — | 95.95 | 90.85 | 85.85 | 80.65 | 75.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 106.65 | 101.25 | 95.85 | 90.35 | 84.95 | — | 74.05 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 107.15 | — | — | — | — | 80.05 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 107.95 | 102.55 | 97.15 | 91.75 | 86.35 | 80.95 | 75.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 107.95 | 102.55 | 97.15 | 91.75 | 86.35 | 80.95 | 75.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 107.95 | 102.45 | 97.05 | 91.55 | 86.15 | 80.65 | 75.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 107.95 | 102.45 | 97.05 | 91.55 | 86.15 | 80.65 | 75.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 108.35 | — | — | — | — | 81.25 | — |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 109.35 | 108.55 | 107.55 | 106.65 | 105.65 | 104.75 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 110.35 | 104.85 | 99.45 | 93.85 | 88.35 | 82.85 | 77.35 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 110.35 | 104.85 | 99.45 | 93.85 | 88.35 | 82.85 | 77.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 110.45 | 105.15 | 99.75 | 94.25 | 88.85 | 83.45 | 77.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 111.35 | — | 102.15 | — | 92.95 | — | 83.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 111.35 | — | 102.15 | — | 92.95 | — | 83.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 111.35 | 106.55 | 101.75 | 96.95 | 92.35 | 87.35 | 82.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 111.45 | 106.05 | 100.65 | 95.25 | 89.75 | 84.35 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 112.05 | 106.65 | 101.25 | 95.75 | 90.35 | — | 79.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 112.05 | 106.65 | 101.25 | 95.85 | 90.45 | 85.05 | 79.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 112.35 | 106.85 | 101.45 | 95.85 | 90.35 | 84.85 | 79.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 112.75 | 107.35 | 101.95 | 96.45 | 91.05 | — | 80.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 112.75 | — | 103.45 | — | 94.05 | — | 84.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 112.85 | 107.45 | 102.05 | 96.55 | 91.15 | 85.75 | 80.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 113.35 | 107.85 | 102.45 | 96.95 | 91.55 | 86.05 | 80.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 113.45 | 108.05 | 102.65 | 97.15 | 91.85 | 86.45 | 80.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 114.05 | 109.15 | 104.25 | 99.25 | 94.55 | 89.45 | 84.45 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 114.65 | 109.25 | 103.75 | 98.35 | 92.85 | 87.45 | 81.95 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 115.35 | 110.35 | 105.35 | 100.25 | 95.35 | 90.45 | 85.25 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 115.35 | 110.35 | 105.35 | 100.25 | 95.35 | 90.45 | 85.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 115.35 | 110.35 | 105.45 | 100.35 | 95.65 | 90.45 | 85.45 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 115.85 | — | 105.15 | — | 94.25 | — | 83.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 115.85 | — | 105.15 | — | 94.25 | — | 83.35 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 115.85 | — | 105.15 | — | 94.25 | — | 83.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 115.85 | — | 104.75 | 99.25 | 93.75 | 88.15 | 82.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 117.95 | — | 107.15 | — | 96.25 | — | 85.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 118.25 | 117.35 | 116.45 | 115.55 | 114.55 | 113.65 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 118.35 | — | — | — | — | 91.25 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 119.05 | 113.65 | 108.25 | 102.75 | 97.35 | — | 86.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 119.85 | — | 111.75 | — | 100.85 | — | 90.05 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 121.45 | 116.05 | 110.65 | 105.25 | 99.85 | 94.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 122.25 | — | 112.25 | — | 102.15 | — | 92.05 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 122.65 | 121.65 | 120.75 | 119.85 | 118.85 | 117.95 | — |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 124.85 | 119.35 | 113.75 | — | 102.65 | — | 91.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 125.45 | 120.05 | 114.65 | 109.15 | 103.75 | 98.35 | 92.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 125.75 | 120.35 | 114.95 | 109.45 | 104.05 | 98.65 | 93.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 126.05 | — | 117.95 | — | 107.05 | — | 96.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 126.60 | 121.20 | 115.80 | 110.30 | 104.90 | 99.50 | 94.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 126.60 | 121.20 | 115.80 | 110.30 | 104.90 | 99.50 | 94.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 126.60 | 121.20 | 115.80 | 110.30 | 104.90 | 99.50 | 94.00 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 126.60 | 121.20 | 115.80 | 110.30 | 104.90 | 99.50 | 94.00 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 126.65 | 121.15 | 115.75 | 110.25 | 104.85 | 99.35 | 93.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 126.65 | 121.15 | 115.75 | 110.25 | 104.85 | 99.35 | 93.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 126.85 | 121.45 | 116.05 | 110.55 | 105.15 | 99.75 | 94.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.25 | 121.85 | 116.35 | 110.85 | 105.65 | 99.95 | 94.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 127.75 | 122.25 | 116.75 | — | 105.65 | — | 94.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 127.95 | 122.45 | 117.05 | 111.55 | 106.15 | 100.65 | 95.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 128.15 | 122.75 | 117.35 | 111.85 | 106.45 | 101.05 | 95.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 128.35 | 122.85 | 117.35 | 111.75 | 106.35 | 100.85 | 95.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 128.45 | 123.05 | 117.75 | 112.25 | 106.85 | 101.45 | 95.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 129.25 | 123.85 | 118.45 | 112.95 | 107.55 | 102.15 | 96.65 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 129.25 | — | 118.45 | — | 107.65 | — | 96.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 129.95 | 124.45 | 118.95 | — | 107.85 | — | 96.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 129.95 | 124.55 | 119.15 | 113.75 | 108.35 | 102.95 | 97.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 130.85 | 125.45 | 120.05 | 114.55 | 109.15 | 103.75 | 98.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 131.15 | 125.75 | 120.35 | 114.85 | 109.45 | 104.05 | 98.55 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 131.85 | — | 121.05 | — | 110.15 | — | 99.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 132.25 | — | 122.05 | — | 111.25 | — | 100.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 132.45 | — | 121.55 | — | 110.65 | — | 99.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 132.95 | 127.55 | 122.15 | 116.65 | 111.35 | 105.95 | 100.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 132.95 | — | 122.05 | — | 111.25 | — | 100.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 132.95 | — | 122.05 | — | 111.25 | — | 100.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 132.95 | — | 122.05 | — | 111.25 | — | 100.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 133.45 | 127.95 | 122.55 | 117.05 | 111.65 | 106.15 | 100.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 134.05 | — | 123.15 | — | 112.25 | — | 101.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 134.25 | 128.85 | 123.45 | 117.95 | 112.55 | 107.15 | 101.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 134.75 | — | 123.95 | — | 113.15 | — | 102.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 135.85 | 130.45 | 125.05 | 119.55 | 114.15 | 108.75 | 103.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 135.95 | 130.45 | 124.95 | — | 113.75 | — | 102.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 137.00 | 132.15 | 125.60 | 119.95 | 114.25 | 108.55 | 102.90 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 137.05 | 131.55 | 126.15 | 120.65 | 115.25 | 109.75 | 104.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 137.05 | 131.55 | 126.15 | 120.65 | 115.25 | 109.75 | 104.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 137.35 | 131.95 | 126.65 | 121.15 | 115.75 | 110.35 | 104.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 138.05 | — | 127.15 | — | 116.35 | — | 105.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 138.15 | 132.65 | 127.25 | 121.75 | 116.35 | 110.85 | 105.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 138.85 | — | 127.95 | — | 117.15 | — | 106.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 140.55 | 135.15 | 129.75 | 124.35 | 118.95 | 113.55 | 108.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 140.55 | 135.15 | 129.75 | 124.25 | 118.85 | 113.45 | 107.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 141.35 | 135.95 | 130.65 | 125.15 | 119.75 | 114.35 | 108.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 143.35 | 137.85 | 132.35 | — | 121.25 | — | 110.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 143.85 | 138.45 | 133.05 | 127.55 | 122.15 | 116.75 | 111.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 143.85 | 138.45 | 133.05 | 127.55 | 122.15 | 116.75 | 111.25 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.15 | 138.75 | 133.35 | 127.85 | 122.45 | 117.15 | 111.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 144.15 | 138.75 | 133.25 | 127.75 | 122.35 | 116.85 | 111.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 144.15 | 138.75 | 133.25 | 127.75 | 122.35 | 116.85 | 111.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 150.55 | 145.05 | 139.65 | 134.15 | 128.75 | 123.25 | 117.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 150.75 | 145.25 | 139.75 | 134.35 | 128.85 | 123.45 | 117.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 150.75 | 145.25 | 139.75 | 134.35 | 128.85 | 123.45 | 117.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 150.75 | 145.25 | 139.75 | 134.35 | 128.85 | 123.45 | 117.95 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 150.75 | 145.25 | 139.75 | 134.35 | 128.85 | 123.45 | 117.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 151.35 | — | — | 135.05 | — | — | 118.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 152.25 | 146.85 | 141.35 | 135.95 | 130.45 | 125.05 | 119.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 152.35 | 146.95 | 141.55 | 136.05 | 130.65 | 125.25 | 119.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 155.65 | — | 144.95 | — | 134.05 | — | 123.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 158.55 | 153.15 | 147.75 | 142.35 | 136.95 | 131.55 | 126.05 |

113 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Fribourg for a child aged 0 to 18?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/): CSS (Hausarztversicherung Profit) at 101.65 CHF a month with a [deductible of 0 CHF](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-0/), and CSS (Hausarztversicherung Profit) at 69.15 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/deductible-600/). [With accident cover](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/): CSS (Hausarztversicherung Profit) at 109.65 CHF, and CSS (Hausarztversicherung Profit) at 74.65 CHF.

### How much does accident cover cost in basic insurance in Fribourg?

For a child aged 0 to 18 with CSS (Hausarztversicherung Profit), the premium rises from 101.65 CHF a month [without accident cover](https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/) to 109.65 CHF with accident cover, at the 0 CHF deductible: 8.00 CHF a month, 96.00 CHF a year. You only need this cover if you are not already fully insured for accidents under the [Accident Insurance Act (UVG/LAA)](https://www.fedlex.admin.ch/eli/cc/1982/1676_1676_1676/en). If you work at least 8 hours a week for the same employer, their accident insurance generally also covers non-occupational accidents.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 114.80 CHF at CSS (Hausarztversicherung Profit) gives 109.65 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/

## Related pages

- With accident cover: from 74.65 to 170.85 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/with-accident/
- Without accident cover: from 69.15 to 158.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/fr/fribourg/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/fr/fribourg/child/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…) and `fribourg` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.