# Health insurance premiums 2027 in Estavayer (FR), for an adult aged 26 or over without accident cover

In 2027, for an adult aged 26 or over in Estavayer, without accident cover, the cheapest health insurance premium is:

- **441.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-300/) (Aquilana, SMARTMED)
- **324.25 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-2500/) (KPT, KPTwin.smart - GP with app)

## Without accident cover: from 324.25 to 592.55 CHF a month depending on the deductible and the model

116 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **441.25 CHF** a month with **Aquilana** (SMARTMED), the most expensive 592.55 CHF with rhenusana (Standard model).

Lowest premium:
- 300 CHF: 441.25 CHF (Aquilana, SMARTMED) — https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-300/
- 500 CHF: 431.85 CHF (Aquilana, SMARTMED) — https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-500/
- 1'000 CHF: 405.65 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-1000/
- 1'500 CHF: 378.55 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-1500/
- 2'000 CHF: 358.35 CHF (EGK, EGK-TelCare) — https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-2000/
- 2'500 CHF: 324.25 CHF (KPT, KPTwin.smart - GP with app) — https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 441.25 | 431.85 | 408.25 | 384.75 | 361.05 | 329.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 443.65 | 432.85 | 405.65 | 378.55 | — | 324.25 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 450.75 | 439.95 | 412.65 | 385.45 | 358.35 | 331.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 453.95 | 442.95 | 415.35 | 387.75 | 360.25 | 332.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 454.05 | 443.25 | 416.15 | 388.95 | 361.95 | 334.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 455.35 | 445.75 | 421.55 | 397.45 | 373.35 | 349.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 456.05 | 445.05 | 417.35 | 389.55 | 361.95 | 334.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 456.45 | 445.65 | 418.55 | 391.35 | 364.35 | 337.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 456.45 | 445.65 | 418.55 | 391.35 | 364.35 | 337.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 456.45 | 445.65 | 418.55 | 391.35 | 364.35 | 337.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 456.55 | 445.55 | 417.95 | 390.45 | 362.95 | 335.35 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 456.75 | 445.85 | 418.75 | 391.65 | 364.55 | 337.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 457.75 | 447.05 | 420.15 | 392.65 | 365.75 | 338.75 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 459.35 | 448.45 | 421.45 | 394.25 | 367.15 | 340.05 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 459.75 | 450.15 | 426.15 | 402.15 | 378.15 | 354.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 461.55 | 455.35 | 423.35 | 396.15 | 368.85 | 341.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 461.55 | 455.35 | 423.35 | 396.15 | 368.85 | 341.65 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 461.65 | 450.85 | 423.55 | 396.35 | 369.25 | 342.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 461.85 | 450.85 | 423.25 | 395.65 | 368.15 | 340.65 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 462.45 | 451.65 | 424.45 | 397.35 | 370.25 | 343.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 464.25 | 453.45 | 426.35 | 399.15 | — | 344.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 464.25 | 453.45 | 426.35 | 399.15 | — | 344.95 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 464.25 | 453.45 | 426.25 | 399.15 | 372.05 | 344.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 464.55 | 453.65 | 426.35 | 399.15 | 371.85 | 344.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 464.65 | 453.75 | 426.65 | 399.55 | 372.45 | 345.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 464.65 | 453.75 | 426.65 | 399.55 | 372.45 | 345.25 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 465.15 | 454.15 | 426.35 | 398.65 | 370.95 | 343.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 465.75 | 455.95 | 431.25 | 406.55 | 381.95 | 357.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 466.85 | 460.65 | 428.65 | 401.45 | 374.15 | 346.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 466.85 | 460.65 | 428.65 | 401.45 | 374.15 | 346.95 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 466.95 | 456.15 | 428.95 | 401.85 | 374.75 | 347.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 467.25 | 456.35 | 429.15 | 401.85 | 374.65 | 347.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 468.35 | 457.55 | 430.35 | 403.25 | — | 349.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 468.95 | 462.75 | 430.85 | 403.55 | 376.25 | 349.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 469.35 | 458.55 | 431.35 | 404.25 | 377.15 | 350.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 470.85 | 460.05 | 438.45 | 411.25 | 378.65 | 351.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 470.85 | 460.05 | 438.45 | 411.25 | 378.65 | 351.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 470.85 | 460.05 | 438.45 | 411.25 | 378.65 | 351.55 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 471.05 | 461.15 | 436.15 | 411.15 | 386.25 | 361.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 472.65 | 461.85 | 434.65 | 407.55 | 380.45 | 353.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 472.65 | 461.85 | 434.65 | 407.55 | 380.45 | 371.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 473.55 | 462.75 | 435.55 | 408.45 | 381.35 | 354.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 473.55 | 462.75 | 435.55 | 408.45 | 381.35 | 354.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 474.85 | 464.05 | 436.85 | 409.75 | 382.65 | 355.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 475.35 | 464.55 | 437.45 | 410.25 | 383.15 | 374.65 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 476.55 | 466.55 | 441.65 | 416.65 | 391.75 | 366.85 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 476.55 | 466.55 | 441.65 | 416.65 | 391.75 | 366.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 479.35 | 468.50 | 441.40 | 414.20 | 387.05 | 359.90 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 480.25 | 469.55 | 442.35 | 415.15 | 388.15 | 360.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 480.25 | 469.55 | 442.35 | 415.15 | 388.15 | 360.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 480.25 | 469.55 | 442.35 | 415.15 | 388.15 | 360.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 480.25 | 469.55 | 442.35 | 415.15 | 388.15 | 360.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 484.35 | 473.65 | 446.65 | 419.25 | 392.25 | 365.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 484.65 | 473.85 | 446.75 | 419.55 | 392.55 | 365.35 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 484.85 | 474.05 | 446.85 | 419.75 | — | 365.45 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 485.85 | 475.65 | 450.05 | 424.05 | 398.35 | 372.75 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 486.35 | 475.55 | 448.35 | 421.25 | 394.15 | 385.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 486.45 | 475.35 | 447.65 | 419.95 | 392.25 | 364.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 486.55 | 476.45 | 451.05 | 425.65 | 400.35 | 375.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 488.55 | 477.75 | 450.65 | 423.45 | 396.45 | 369.25 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 489.25 | 478.95 | 453.55 | 428.05 | 402.55 | 377.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 490.05 | 479.85 | 454.25 | 428.15 | 402.55 | 376.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 490.25 | 479.35 | 457.75 | 430.65 | 409.05 | 381.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 490.25 | 479.45 | 452.35 | 425.15 | 398.05 | 370.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 491.55 | 480.85 | 453.85 | 426.45 | 399.45 | 372.45 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 491.65 | 480.75 | 453.45 | 426.25 | 398.95 | 371.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 492.95 | 482.25 | 455.25 | 427.85 | 400.85 | 373.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 495.25 | 484.35 | 457.05 | 429.85 | 402.55 | 375.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 495.55 | 485.35 | 459.75 | 433.75 | 408.05 | 382.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 495.85 | 485.05 | 457.85 | 430.75 | 403.65 | 376.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 496.10 | 485.25 | 458.10 | 430.90 | 403.75 | 376.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 499.75 | 488.65 | 460.95 | 433.25 | 405.55 | 377.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 501.60 | 490.75 | 463.65 | 436.45 | 409.30 | 382.15 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 502.85 | 492.15 | 465.25 | 437.75 | 410.85 | 383.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 506.25 | 495.35 | 468.05 | 440.85 | 413.55 | 386.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 506.85 | 496.15 | 468.95 | 441.75 | 414.75 | 387.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 507.20 | 496.35 | 469.20 | 442.05 | 414.90 | 387.75 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 507.25 | 496.55 | 469.55 | 442.15 | 415.15 | 388.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.75 | 496.95 | 469.75 | 442.65 | 415.55 | 388.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 507.85 | 497.05 | 469.85 | 442.85 | 415.65 | 388.55 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 511.35 | 500.65 | 473.75 | 446.25 | 419.35 | 392.35 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 512.75 | 501.90 | 474.75 | 447.60 | 420.45 | 393.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 512.75 | 501.90 | 474.75 | 447.60 | 420.45 | 393.30 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 512.75 | 501.90 | 474.75 | 447.60 | 420.45 | 393.30 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 515.05 | 509.75 | 488.15 | 461.05 | 433.95 | 406.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 515.05 | 509.75 | 488.15 | 461.05 | 433.95 | 406.85 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 515.95 | 505.25 | 478.25 | 450.85 | 423.85 | 396.95 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 515.95 | 505.25 | 478.25 | 450.85 | 423.85 | 396.95 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.05 | 507.15 | 479.75 | 452.25 | 424.95 | 397.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 518.35 | 507.65 | 480.45 | 453.35 | 426.25 | 399.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 518.85 | 508.15 | 480.95 | 453.75 | 426.75 | 399.55 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 519.75 | 513.55 | 481.65 | 454.35 | 427.15 | 399.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 520.45 | 509.55 | 482.35 | 455.05 | 427.75 | 400.55 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.15 | 511.25 | 484.15 | 456.85 | 429.65 | 402.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 522.65 | 511.85 | 484.65 | 457.55 | 430.45 | 403.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.05 | 518.85 | 486.95 | 459.65 | 432.45 | 405.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 525.05 | 514.15 | 486.95 | 459.65 | 432.45 | 405.15 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.45 | 514.45 | 486.85 | 459.25 | 431.75 | 404.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 525.95 | 515.15 | 487.95 | 460.85 | — | 406.55 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 526.25 | 515.15 | 487.45 | 459.75 | 432.05 | 404.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 532.15 | 521.05 | 493.45 | 465.65 | 437.95 | 410.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 537.75 | 526.85 | 499.65 | 472.35 | 445.05 | 417.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 543.55 | 532.65 | 505.35 | 478.15 | 450.85 | 423.65 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 543.95 | 533.15 | 506.05 | 478.85 | 451.75 | 424.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 544.05 | 533.15 | 505.85 | 478.65 | 451.35 | 424.15 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 546.45 | 535.65 | 508.45 | 481.35 | 454.25 | 427.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 548.25 | 537.45 | 510.35 | 483.15 | 456.05 | 428.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.45 | 540.65 | 513.45 | 486.35 | 459.25 | 432.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 551.70 | 540.85 | 513.70 | 486.55 | 459.40 | 432.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 562.45 | 551.75 | 524.75 | 497.35 | 470.35 | 443.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 566.65 | 555.75 | 528.45 | 501.15 | 473.95 | 446.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 567.25 | 556.55 | 529.55 | 502.15 | 475.15 | 448.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 572.35 | 561.45 | 534.25 | 506.95 | 479.65 | 452.45 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 577.05 | 566.35 | 539.35 | 511.95 | 484.95 | 457.95 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 587.65 | 578.20 | 552.15 | 518.95 | 492.90 | 469.20 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 592.55 | 581.85 | 554.65 | 527.55 | 500.45 | 473.55 |

116 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Estavayer for an adult aged 26 or over with a deductible of 300 CHF, without accident cover?

In 2027, without accident cover, the cheapest offer in [Estavayer](https://praemiencheck.onedoc.ch/en/fr/estavayer/) is Aquilana (SMARTMED) at 441.25 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 507.75 CHF a month.

### How much does health insurance cost in Estavayer in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/) with a deductible of 300 CHF and without accident cover, monthly premiums run from 441.25 CHF (Aquilana, SMARTMED) to 592.55 CHF (rhenusana, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 446.95 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Estavayer for an adult aged 26 or over without accident cover?

On the cheapest offer (Aquilana, SMARTMED), the premium goes from 441.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-300/) to 329.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/deductible-2500/): 111.60 CHF less a month, 1'339.20 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'788 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Estavayer for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and without accident cover, the cheapest premium per model is: standard model 507.75 CHF (ÖKK), family doctor / HMO 453.95 CHF (CONCORDIA), flexible model 456.45 CHF (ÖKK), telemedicine 441.25 CHF (Aquilana).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 446.00 CHF at Aquilana (SMARTMED) gives 441.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/

## Related pages

- Without accident cover: from 324.25 to 592.55 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/fr/estavayer/adult/no-accident/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…) and `estavayer` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.