# Health insurance premiums 2027 in Chénens (FR), for a young adult aged 19 to 25 who wants a deductible of 500 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Chénens](https://praemiencheck.onedoc.ch/en/fr/chenens/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/) with a 500 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/), the cheapest monthly basic insurance premium is **344.90 CHF** with **Atupri** (HMO model) and the most expensive is 554.40 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (500 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 355.90 | 344.90 | 317.10 | 289.40 | 261.70 | 234.00 | +1.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 356.00 | 345.10 | 317.90 | 290.90 | 263.70 | 236.50 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 358.70 | 347.90 | 320.60 | 293.40 | 266.30 | 239.00 | +2.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 358.70 | 347.90 | 320.60 | 293.40 | 266.30 | 239.00 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 359.70 | 348.85 | 321.70 | 294.50 | 267.40 | 240.25 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 359.70 | 348.85 | 321.70 | 294.50 | 267.40 | 240.25 | New tariff 2027 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 360.10 | 349.30 | 322.10 | 295.00 | 267.90 | 240.70 | +4.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 362.20 | 351.30 | 324.20 | 297.10 | 269.90 | 242.80 | +4.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 363.45 | 352.60 | 325.50 | 298.30 | 271.15 | 244.00 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 363.45 | 352.60 | 325.50 | 298.30 | 271.15 | 244.00 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 363.45 | 352.60 | 325.50 | 298.30 | 271.15 | 244.00 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 363.45 | 352.60 | 325.50 | 298.30 | 271.15 | 244.00 | +3.8 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 363.45 | 352.60 | 325.50 | 298.30 | 271.15 | 244.00 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 363.70 | 353.00 | 326.00 | 298.60 | 271.60 | 244.70 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 364.50 | 353.70 | 326.50 | 299.40 | 272.30 | 245.10 | +7.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 364.60 | 353.70 | 326.10 | 298.50 | 271.00 | 243.40 | +0.2 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 366.80 | 355.80 | 328.20 | 300.70 | 273.20 | 245.60 | +0.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 368.20 | 357.20 | 329.50 | 301.70 | 274.10 | 246.30 | +2.6 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 366.80 | 357.40 | 333.80 | 310.20 | 286.60 | 256.90 | +3.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 370.50 | 359.60 | 332.50 | 305.40 | 278.20 | 251.10 | +4.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 371.00 | 360.00 | 332.40 | 304.80 | 277.30 | 249.70 | +0.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 372.60 | 361.70 | 334.60 | 307.50 | 280.40 | 253.20 | +4.7 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 374.40 | 363.40 | 335.60 | 307.90 | 280.30 | 252.50 | +2.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 374.70 | 363.85 | 336.70 | 309.50 | 282.35 | 255.25 | +3.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 374.60 | 368.40 | 336.50 | 309.20 | 281.90 | 254.70 | +6.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 380.70 | 369.80 | 347.20 | 320.10 | 288.50 | 261.30 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 381.30 | 370.50 | 343.30 | 316.20 | 289.10 | 261.90 | +4.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 381.30 | 370.50 | 343.30 | 316.20 | 289.10 | 261.90 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 382.00 | 372.00 | 347.00 | 322.10 | 297.20 | 272.30 | +0.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 382.00 | 372.00 | 347.00 | 322.10 | 297.20 | 272.30 | +0.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 383.80 | 373.10 | 346.10 | 318.70 | 291.70 | 264.80 | +9.1 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 387.90 | 377.10 | 349.90 | 322.90 | 295.70 | 268.50 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 390.80 | 379.80 | 352.10 | 324.30 | 296.70 | 268.90 | +2.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 392.80 | 382.00 | 354.80 | 327.70 | 300.60 | 273.50 | +7.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 393.20 | 382.50 | 355.50 | 328.10 | 301.10 | 274.20 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 394.60 | 383.80 | 356.70 | 329.50 | — | 275.30 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 395.00 | 384.20 | 357.10 | 329.90 | 302.90 | 275.70 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 395.00 | 384.30 | 357.10 | 329.90 | 302.90 | 275.70 | +7.5 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 395.40 | 384.70 | 357.80 | 330.30 | 303.40 | 276.40 | 0.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 397.30 | 386.60 | 359.40 | 332.20 | 305.20 | 278.00 | +4.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 397.30 | 386.60 | 359.40 | 332.20 | 305.20 | 278.00 | +5.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 396.70 | 386.60 | 361.30 | 335.90 | 310.50 | 285.20 | +9.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 398.60 | 387.70 | 367.30 | 340.20 | 306.40 | 279.20 | New tariff 2027 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 399.20 | 388.40 | 361.30 | 334.10 | 307.00 | 279.90 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 399.20 | 388.40 | 361.30 | 334.10 | 307.00 | 279.90 | +3.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 399.20 | 388.40 | 361.30 | 334.10 | 307.00 | 279.90 | +3.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 398.90 | 388.60 | 363.30 | 337.70 | 312.20 | 286.80 | +8.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 399.70 | 388.90 | 361.70 | 334.60 | 307.50 | 280.40 | +4.9 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 400.30 | 389.60 | 362.70 | 335.20 | 308.30 | 281.30 | +3.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 396.30 | 390.00 | 362.90 | 335.70 | 304.10 | 277.00 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 403.90 | 393.20 | 366.20 | 338.80 | 311.80 | 284.80 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 403.90 | 393.20 | 366.20 | 338.80 | 311.80 | 284.80 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 404.30 | 393.50 | 366.40 | 339.20 | 312.20 | 285.00 | +8.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 404.80 | 393.80 | 366.60 | 339.50 | 312.30 | 285.00 | +3.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 405.00 | 394.30 | 367.30 | 339.90 | 312.90 | 285.90 | +3.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 405.80 | 395.00 | 367.90 | 340.70 | 313.60 | 286.50 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 406.60 | 395.90 | 368.90 | 341.50 | 314.50 | 287.60 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 406.60 | 395.90 | 368.90 | 341.50 | 314.50 | 287.60 | 0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 408.70 | 397.90 | 370.70 | 343.60 | 316.50 | 289.30 | +7.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 409.20 | 398.40 | 371.20 | 344.10 | 317.00 | 289.80 | +9.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 406.00 | 399.80 | 367.80 | 340.60 | 313.30 | 286.10 | +6.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 411.40 | 400.40 | 372.70 | 344.90 | 317.30 | 289.60 | +2.6 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 411.80 | 401.00 | 373.90 | 346.70 | — | 292.50 | +1.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 411.80 | 401.00 | 373.90 | 346.70 | — | 292.50 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 413.40 | 402.60 | 375.50 | 348.30 | 321.30 | 294.10 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 414.00 | 403.20 | 376.00 | 348.90 | 321.80 | 294.70 | +11.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 414.20 | 403.50 | 376.60 | 349.10 | 322.20 | 295.20 | +3.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.20 | 404.40 | 377.30 | 350.10 | 323.00 | 295.90 | +0.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 415.20 | 404.50 | 377.30 | 350.10 | — | 295.90 | +1.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 416.20 | 405.40 | 378.30 | 351.10 | 324.10 | 296.90 | +4.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 414.30 | 407.90 | 385.20 | 358.10 | 339.90 | 312.80 | New tariff 2027 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 419.20 | 409.60 | 385.40 | 361.30 | 337.20 | 313.10 | +5.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.50 | 410.60 | 383.00 | 355.40 | 327.90 | 300.30 | +0.2 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 421.50 | 410.70 | 383.60 | 356.50 | 329.40 | 302.20 | +3.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 423.50 | 412.80 | 385.80 | 358.40 | 331.40 | 304.40 | +3.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 423.60 | 412.80 | 385.60 | 358.50 | 331.40 | 304.30 | +8.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 423.60 | 412.80 | 385.60 | 358.50 | 331.40 | 304.30 | +11.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 423.80 | 413.00 | 385.90 | 358.70 | 331.60 | 304.50 | +7.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 428.40 | 417.60 | 390.50 | 363.30 | 336.20 | 309.10 | +15.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 429.00 | 418.20 | 391.10 | 363.90 | — | 309.70 | −0.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 428.70 | 418.90 | 394.20 | 369.50 | 344.90 | 320.20 | +5.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 432.50 | 421.60 | 394.30 | 367.10 | 339.80 | 312.50 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 432.50 | 421.60 | 394.30 | 367.10 | 339.80 | 312.50 | +2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 433.60 | 422.50 | 394.80 | 367.10 | 339.30 | 311.70 | +8.2 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 433.50 | 423.60 | 398.60 | 373.60 | 348.70 | 323.70 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 430.10 | 423.90 | 391.90 | 364.70 | 337.40 | 310.20 | +8.8 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 435.70 | 424.80 | 397.60 | 370.30 | 343.00 | 315.80 | +2.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 436.40 | 425.60 | 398.50 | 371.30 | 344.20 | 317.10 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 434.40 | 428.00 | 405.40 | 378.30 | 355.60 | 328.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 434.20 | 428.00 | 396.00 | 368.80 | 341.50 | 314.20 | +6.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 436.90 | 430.70 | 398.70 | 371.50 | 344.20 | 317.00 | +6.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 442.80 | 432.00 | 404.90 | 377.70 | 350.70 | 323.50 | +12.5 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 443.50 | 432.70 | 405.50 | 378.40 | 351.30 | 324.20 | +3.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 444.50 | 433.60 | 406.40 | 379.10 | 351.80 | 324.60 | +2.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.30 | 435.60 | 408.60 | 381.20 | 354.20 | 327.20 | +5.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 446.80 | 436.10 | 409.20 | 381.70 | 354.80 | 327.80 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 447.80 | 437.00 | 409.90 | 382.70 | 355.60 | 328.50 | +4.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 443.40 | 437.00 | 409.90 | 382.70 | 355.60 | 328.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 450.60 | 444.30 | 412.40 | 385.10 | 357.90 | 330.60 | +6.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 459.30 | 448.50 | 421.30 | 394.20 | 367.10 | 340.00 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 455.10 | 448.90 | 416.90 | 389.70 | 362.40 | 335.20 | +6.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 462.80 | 452.10 | 425.20 | 397.70 | 370.70 | 343.80 | +3.4 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.40 | 452.60 | 425.50 | 398.30 | — | 344.10 | +1.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 463.50 | 452.60 | 425.30 | 398.10 | 370.80 | 343.60 | +2.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 476.40 | 465.50 | 438.00 | 410.60 | 383.20 | 355.80 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.40 | 470.60 | 443.50 | 416.30 | 389.30 | 362.10 | +12.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 491.80 | 480.90 | 453.70 | 426.40 | 399.10 | 371.90 | +5.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 494.60 | 485.30 | 462.50 | 439.80 | 417.00 | 394.20 | +4.1 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 504.95 | 494.85 | 464.55 | 439.30 | 409.05 | 378.70 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 531.40 | 520.50 | 493.20 | 465.90 | 438.70 | 411.40 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 537.00 | 526.10 | 498.90 | 471.60 | 444.30 | 417.10 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 542.70 | 531.80 | 504.50 | 477.20 | 450.00 | 422.70 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 559.60 | 548.70 | 521.40 | 494.20 | 466.90 | 439.70 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 559.60 | 548.70 | 521.40 | 494.20 | 466.90 | 439.70 | +5.2 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 565.30 | 554.40 | 527.10 | 499.80 | 472.60 | 445.30 | +5.2 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Chénens for a young adult aged 19 to 25 with a deductible of 500 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/), the cheapest offer in [Chénens](https://praemiencheck.onedoc.ch/en/fr/chenens/) is Atupri (HMO) at 344.90 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 363.85 CHF a month.

### How much does health insurance cost in Chénens in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/) with a deductible of 500 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/), monthly premiums run from 344.90 CHF (Atupri, HMO) to 554.40 CHF (sana24, Standard model): 115 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 341.60 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Chénens for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Atupri, HMO), the premium goes from 355.90 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-300/) to 234.00 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-2500/): 121.90 CHF less a month, 1'462.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'925 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Chénens for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 500 CHF and without accident cover, the cheapest premium per model is: standard model 363.85 CHF (Sanitas), family doctor / HMO 344.90 CHF (Atupri), flexible model 345.10 CHF (Sympany), telemedicine 347.90 CHF (EGK).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Chénens is in region 1 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Chénens (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/chenens/
- Premiums 2027 in Chénens (FR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/
- Premiums 2027 in Chénens (FR), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/chenens/child/
- Adult: https://praemiencheck.onedoc.ch/en/fr/chenens/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/with-accident/deductible-500/
- Deductible Premiums 2027 in Chénens (FR), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Chénens (FR), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2027 in Chénens (FR), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Chénens (FR), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Chénens (FR), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/chenens/young-adult/no-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `chenens` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-500` with `deductible-2500` for another deductible. Markdown version: add `.md`.