# Health insurance premiums 2027 in Châtel-Saint-Denis (FR), for a young adult aged 19 to 25 who wants a deductible of 1'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Châtel-Saint-Denis](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2027, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/) with a 1'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/), the cheapest monthly basic insurance premium is **297.00 CHF** with **Sympany** (casamed hmo model) and the most expensive is 475.50 CHF with sana24 (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2026 (1'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 335.00 | 324.20 | 297.00 | 269.90 | 242.80 | 215.60 | +2.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 330.10 | 320.70 | 297.20 | 273.60 | 249.90 | 221.10 | +4.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 336.40 | 325.40 | 297.60 | 269.90 | 242.30 | 214.50 | −1.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 336.90 | 326.10 | 299.00 | 271.80 | 244.70 | 217.60 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 338.30 | 327.60 | 300.60 | 273.20 | 246.20 | 224.20 | +6.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 339.50 | 328.50 | 300.90 | 273.30 | 245.80 | 218.30 | −0.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 338.80 | 328.00 | 300.90 | 273.70 | 246.60 | 219.50 | +2.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 341.50 | 330.50 | 302.90 | 275.30 | 247.80 | 220.20 | −0.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 341.60 | 330.80 | 303.60 | 276.30 | 249.20 | 222.00 | +3.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 343.00 | 332.00 | 304.30 | 276.50 | 248.90 | 221.20 | +4.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 342.70 | 331.90 | 304.70 | 277.60 | 250.50 | 223.30 | +2.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 342.70 | 331.90 | 304.70 | 277.60 | 250.50 | 223.30 | +2.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 339.10 | 329.50 | 305.50 | 281.50 | 257.50 | 233.60 | +9.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 343.70 | 332.90 | 305.80 | 278.60 | 251.50 | 224.40 | +9.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 345.40 | 334.40 | 306.80 | 279.20 | 251.70 | 224.10 | −0.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 349.10 | 338.30 | 311.10 | 284.10 | 256.90 | 229.80 | +3.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 349.60 | 338.80 | 311.60 | 284.40 | 257.20 | 230.00 | +3.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 355.60 | 344.80 | 317.60 | 290.50 | 263.40 | 236.30 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 356.00 | 349.80 | 317.90 | 290.60 | 263.40 | 236.10 | +7.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 353.90 | 343.90 | 318.90 | 294.00 | 269.10 | 244.20 | +2.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 353.90 | 343.90 | 318.90 | 294.00 | 269.10 | 244.20 | +2.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 356.90 | 346.20 | 319.30 | 291.80 | 264.90 | 237.90 | +9.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 358.50 | 347.50 | 319.80 | 292.00 | 264.40 | 236.60 | +3.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 357.90 | 347.10 | 319.95 | 292.75 | 265.60 | 238.50 | +4.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 357.90 | 347.10 | 319.95 | 292.75 | 265.60 | 238.50 | New tariff 2027 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 358.00 | 347.20 | 320.10 | 292.90 | 265.90 | 252.70 | +4.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 359.80 | 349.00 | 321.80 | 294.70 | 267.60 | 240.50 | +5.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 360.10 | 349.30 | 322.10 | 295.00 | 267.90 | 254.70 | +8.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 360.50 | 354.30 | 322.40 | 295.10 | 267.90 | 240.60 | +7.2 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 358.60 | 348.50 | 323.20 | 297.80 | 272.50 | 247.10 | +10.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 361.65 | 350.80 | 323.65 | 296.50 | 269.35 | 242.20 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 361.65 | 350.80 | 323.65 | 296.50 | 269.35 | 242.20 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 361.65 | 350.80 | 323.65 | 296.50 | 269.35 | 242.20 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 361.65 | 350.80 | 323.65 | 296.50 | 269.35 | 242.20 | +4.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 361.65 | 350.80 | 323.65 | 296.50 | 269.35 | 242.20 | New tariff 2027 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 360.60 | 350.40 | 325.00 | 299.40 | 273.90 | 248.50 | +9.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 363.50 | 352.70 | 325.60 | 298.40 | — | 244.20 | +2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 363.90 | 353.10 | 325.90 | 298.80 | 271.70 | 244.50 | −1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 363.90 | 353.10 | 325.90 | 298.80 | 271.70 | 244.50 | −1.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 363.90 | 353.10 | 325.90 | 298.80 | 271.70 | 244.50 | +5.3 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Care network | 363.90 | 353.10 | 325.90 | 298.80 | 271.70 | 244.50 | +5.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 368.20 | 357.20 | 329.50 | 301.70 | 274.10 | 246.30 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 368.30 | 357.50 | 330.40 | 303.20 | 276.20 | 262.90 | +8.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 369.10 | 358.30 | 331.10 | 304.00 | 276.90 | 249.80 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 369.10 | 358.30 | 331.10 | 304.00 | 276.90 | 249.80 | +4.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 369.10 | 358.30 | 331.10 | 304.00 | 276.90 | 249.80 | +4.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 365.10 | 354.20 | 331.20 | 304.10 | 272.80 | 245.70 | New tariff 2027 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 370.10 | 359.30 | 332.20 | 305.00 | 277.90 | 250.80 | +5.3 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 371.80 | 360.90 | 333.70 | 306.60 | 279.30 | 252.10 | +4.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 371.60 | 360.90 | 333.90 | 306.50 | 279.50 | 252.50 | 0.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 372.30 | 361.60 | 334.70 | 307.20 | 280.30 | 253.30 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 372.80 | 361.95 | 334.85 | 307.65 | 280.50 | 253.35 | +4.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 373.00 | 362.10 | 334.90 | 307.60 | 280.30 | 253.10 | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 373.70 | 362.90 | 335.80 | 308.60 | 281.60 | 254.40 | +5.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 373.70 | 363.00 | 336.00 | 308.60 | 281.60 | 254.70 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 375.20 | 364.40 | 337.30 | 310.10 | 283.00 | 255.90 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 375.60 | 364.90 | 337.90 | 310.50 | 283.50 | 256.60 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 375.60 | 364.90 | 337.90 | 310.50 | 283.50 | 256.60 | +6.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 376.60 | 365.90 | 339.00 | 311.50 | 284.60 | 257.60 | +3.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 378.80 | 368.00 | 340.80 | 313.70 | — | 259.50 | +2.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 378.80 | 368.00 | 340.80 | 313.70 | — | 259.50 | +2.7 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 379.40 | 368.60 | 341.50 | 314.40 | 287.20 | 260.10 | +3.9 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 377.30 | 367.70 | 343.50 | 319.40 | 295.30 | 271.10 | +5.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 381.90 | 371.10 | 343.90 | 316.80 | — | 262.50 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 382.20 | 371.30 | 344.00 | 316.80 | 289.50 | 262.20 | +2.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 382.70 | 371.90 | 344.70 | 317.60 | 290.50 | 263.30 | +5.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 382.70 | 371.90 | 344.70 | 317.60 | 290.50 | 263.30 | +5.8 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 379.60 | 372.90 | 345.70 | 318.60 | 287.30 | 260.20 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 377.50 | 366.60 | 345.70 | 318.60 | 285.30 | 258.10 | New tariff 2027 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 384.30 | 373.60 | 346.60 | 319.20 | 292.20 | 265.20 | 0.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 384.30 | 373.60 | 346.60 | 319.20 | 292.20 | 265.20 | 0.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 384.60 | 373.80 | 346.70 | 319.50 | 292.40 | 265.30 | +1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 385.10 | 374.20 | 347.00 | 320.00 | 292.80 | 265.70 | +2.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 385.20 | 374.50 | 347.60 | 320.10 | 293.20 | 266.20 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 386.30 | 375.40 | 348.20 | 320.90 | 293.70 | 266.40 | +2.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 387.60 | 376.60 | 348.80 | 321.10 | 293.50 | 265.70 | +3.5 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 388.00 | 377.10 | 349.90 | 322.60 | 295.30 | 268.10 | +2.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 385.80 | 376.00 | 351.30 | 326.60 | 302.00 | 277.30 | +5.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 392.00 | 380.90 | 353.20 | 325.50 | 297.70 | 270.10 | +9.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 391.50 | 380.70 | 353.50 | 326.40 | 299.30 | 272.20 | +7.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 392.40 | 381.50 | 353.90 | 326.30 | 298.80 | 271.20 | −0.9 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 392.80 | 382.00 | 354.80 | 327.70 | 300.60 | 273.50 | New tariff 2027 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 393.30 | 387.10 | 355.10 | 327.90 | 300.60 | 273.30 | +7.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 390.10 | 380.20 | 355.20 | 330.30 | 305.40 | 280.40 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 394.10 | 387.90 | 355.90 | 328.70 | 301.40 | 274.20 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 394.10 | 387.90 | 355.90 | 328.70 | 301.40 | 274.20 | +7.1 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 394.00 | 383.30 | 356.10 | 328.90 | — | 274.70 | +0.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 393.80 | 383.10 | 356.20 | 328.70 | 301.80 | 274.80 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 395.10 | 384.30 | 357.10 | 330.00 | 302.90 | 275.70 | +9.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 396.00 | 385.20 | 358.00 | 330.90 | 303.80 | 276.60 | +9.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 392.00 | 385.30 | 362.30 | 335.20 | 316.40 | 289.30 | New tariff 2027 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 400.40 | 389.60 | 362.50 | 335.30 | 308.30 | 281.10 | +5.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 405.60 | 399.30 | 367.40 | 340.10 | 312.90 | 285.60 | +7.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 409.30 | 398.60 | 371.40 | 344.20 | 317.20 | 290.00 | +7.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 409.70 | 403.40 | 371.50 | 344.20 | 317.00 | 289.70 | +7.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 410.00 | 399.20 | 372.00 | 344.90 | 317.80 | 290.70 | +4.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 413.40 | 402.60 | 375.50 | 348.30 | 321.30 | 294.10 | +5.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 414.80 | 404.00 | 376.90 | 349.70 | 322.60 | 295.50 | +4.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 410.70 | 404.00 | 376.90 | 349.70 | 322.60 | 295.50 | New tariff 2027 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 410.70 | 404.00 | 376.90 | 349.70 | 322.60 | 295.50 | New tariff 2027 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 415.00 | 404.30 | 377.40 | 349.90 | 323.00 | 296.00 | +6.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 417.20 | 406.30 | 379.00 | 351.80 | 324.50 | 297.30 | +2.2 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 422.20 | 411.60 | 384.60 | 357.10 | 330.20 | 303.20 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 424.50 | 413.80 | 386.60 | 359.40 | — | 305.20 | +2.7 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 428.70 | 417.80 | 390.40 | 362.90 | 335.60 | 308.10 | +5.8 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 430.40 | 419.70 | 392.80 | 365.30 | 338.40 | 311.40 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 445.00 | 434.20 | 407.00 | 379.90 | 352.80 | 325.60 | +7.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 447.00 | 436.10 | 408.80 | 381.50 | 354.30 | 327.00 | +5.6 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 453.90 | 444.70 | 421.90 | 399.10 | 376.30 | 353.50 | +4.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 472.60 | 461.70 | 434.50 | 407.20 | 379.90 | 352.70 | +5.6 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 481.10 | 471.45 | 442.65 | 413.75 | 384.90 | 368.55 | +0.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 482.90 | 472.00 | 444.70 | 417.50 | 390.20 | 363.00 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 488.00 | 477.10 | 449.90 | 422.60 | 395.30 | 368.10 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 493.20 | 482.30 | 455.00 | 427.70 | 400.50 | 373.20 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 508.60 | 497.70 | 470.40 | 443.10 | 415.90 | 388.60 | +5.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 513.70 | 502.80 | 475.50 | 448.30 | 421.00 | 393.80 | +5.5 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Châtel-Saint-Denis for a young adult aged 19 to 25 with a deductible of 1'000 CHF, without accident cover?

In 2027, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/), the cheapest offer in [Châtel-Saint-Denis](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/) is Sympany (casamed hmo) at 297.00 CHF a month. The cheapest standard model (free choice of doctor) is EGK (Standard model) at 333.70 CHF a month.

### How much does health insurance cost in Châtel-Saint-Denis in 2027 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/) with a deductible of 1'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/), monthly premiums run from 297.00 CHF (Sympany, casamed hmo) to 475.50 CHF (sana24, Standard model): 116 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 305.40 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Châtel-Saint-Denis for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (Sympany, casamed hmo), the premium goes from 335.00 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-300/) to 215.60 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-2500/): 119.40 CHF less a month, 1'432.80 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'892 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Châtel-Saint-Denis for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 1'000 CHF and without accident cover, the cheapest premium per model is: standard model 333.70 CHF (EGK), family doctor / HMO 297.00 CHF (Sympany), flexible model 299.00 CHF (Sympany), telemedicine 297.20 CHF (Aquilana).

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Châtel-Saint-Denis is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2027 in Châtel-Saint-Denis (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/
- Premiums 2027 in Châtel-Saint-Denis (FR), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/
- Premiums 2027 in Châtel-Saint-Denis (FR), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/child/
- Adult: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2027 in Châtel-Saint-Denis (FR), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-300/
- Deductible Premiums 2027 in Châtel-Saint-Denis (FR), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-500/
- Deductible Premiums 2027 in Châtel-Saint-Denis (FR), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2027 in Châtel-Saint-Denis (FR), young adult, deductible of 2'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-2000/
- Deductible Premiums 2027 in Châtel-Saint-Denis (FR), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/no-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `chatel-saint-denis` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-1000` with `deductible-2500` for another deductible. Markdown version: add `.md`.