# Health insurance premiums 2026 in Châtel-Saint-Denis (FR), for an adult aged 26 or over who wants a deductible of 2'000 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · with accident cover · monthly premiums in CHF_

In [Châtel-Saint-Denis](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2026, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/) with a 2'000 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/), the cheapest monthly basic insurance premium is **359.55 CHF** with **Agrisano** (AGRIsmart model) and the most expensive is 513.25 CHF with rhenusana (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 444.85 | 434.85 | 409.75 | 384.65 | 359.55 | 334.55 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 460.05 | 453.35 | 419.25 | 390.05 | 360.85 | 331.75 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 460.55 | 453.95 | 419.75 | 390.55 | 361.45 | 332.25 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 463.75 | 457.05 | 422.95 | 393.75 | 364.55 | 335.45 | +3.5 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 468.95 | 457.35 | 428.15 | 398.95 | 369.85 | 340.65 | +8.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 469.05 | 462.45 | 428.25 | 399.05 | 369.95 | 340.75 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 469.05 | 462.45 | 428.25 | 399.05 | 369.95 | 340.75 | +3.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 458.15 | 448.05 | 422.65 | 397.35 | 371.95 | 338.45 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 459.75 | 449.55 | 423.85 | 398.15 | 372.55 | 346.85 | +9.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 472.55 | 460.95 | 431.75 | 402.55 | 373.45 | 344.25 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 | +2.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 472.75 | 461.15 | 431.95 | 402.75 | 373.65 | 344.45 | +2.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 472.95 | 461.35 | 432.15 | 402.95 | 373.85 | 344.65 | +0.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 474.25 | 462.65 | 433.45 | 404.25 | 375.15 | 345.95 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 474.35 | 462.65 | 433.45 | 404.35 | 375.15 | 345.95 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 474.65 | 463.15 | 434.15 | 404.65 | 375.65 | 346.65 | +1.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 475.75 | 464.15 | 440.65 | 411.55 | 376.65 | 347.45 | +1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 476.05 | 464.35 | 435.15 | 406.05 | 376.85 | 347.65 | +3.6 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 476.95 | 465.35 | 436.15 | 406.95 | 377.85 | 368.65 | +4.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 477.55 | 465.95 | 436.75 | 407.55 | 378.45 | 349.25 | +11.4 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 477.55 | 465.95 | 436.75 | 407.55 | 378.45 | 349.25 | +11.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 468.45 | 457.85 | 431.55 | 405.05 | 378.65 | 352.35 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 478.75 | 467.15 | 437.95 | 408.75 | 379.65 | 350.45 | +2.1 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 478.85 | 467.25 | 438.05 | 408.85 | 379.75 | 350.55 | +1.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 470.35 | 459.85 | 433.65 | 407.35 | 381.15 | 354.85 | +9.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 480.75 | 469.15 | 439.95 | 410.75 | 381.65 | 352.45 | +2.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 481.55 | 469.85 | 440.75 | 411.55 | 382.35 | 353.25 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 483.75 | 472.15 | 442.95 | 413.75 | 384.65 | 355.45 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 483.75 | 472.15 | 442.95 | 413.75 | 384.65 | 355.45 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 483.75 | 472.15 | 442.95 | 413.75 | 384.65 | 355.45 | +6.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 476.25 | 465.55 | 438.75 | 411.85 | 385.05 | 358.25 | +6.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 474.25 | 462.65 | 443.45 | 414.25 | 385.15 | 375.95 | +5.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 475.65 | 465.05 | 438.45 | 411.95 | 385.45 | 358.85 | +9.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 484.75 | 473.15 | 443.95 | 414.85 | 385.65 | 356.45 | +5.1 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 485.15 | 473.55 | 444.35 | 415.15 | 386.05 | 356.85 | +6.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 485.95 | 474.35 | 445.15 | 415.95 | 386.85 | 357.65 | +11.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 486.95 | 475.25 | 446.15 | 416.95 | 387.75 | 358.65 | −10.9 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 487.05 | 475.45 | 446.25 | 417.05 | 387.95 | 358.75 | +0.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 487.05 | 475.45 | 446.25 | 417.05 | 387.95 | 358.75 | +2.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 487.25 | 475.55 | 452.15 | 422.95 | 388.05 | 358.95 | +1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 487.25 | 475.65 | 446.45 | 417.25 | 388.15 | 358.95 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 487.95 | 476.35 | 447.15 | 417.95 | 388.85 | 379.65 | +4.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 489.35 | 477.75 | 448.55 | 419.35 | 390.25 | 361.05 | +3.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 489.35 | 477.75 | 448.55 | 419.35 | 390.25 | 361.05 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 490.05 | 478.45 | 449.25 | 420.05 | 390.95 | 361.75 | +5.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 492.85 | 481.25 | 452.05 | 422.85 | 393.75 | 364.55 | +5.8 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 489.45 | 478.45 | 450.95 | 422.95 | 395.35 | 367.85 | +0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 495.95 | 484.35 | 455.15 | 425.95 | 396.85 | 367.65 | New tariff 2026 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 496.05 | 484.45 | 455.25 | 426.05 | 396.95 | 367.75 | +6.3 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 498.75 | 487.15 | 457.95 | 428.75 | 399.65 | 370.45 | +6.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 498.75 | 487.15 | 457.95 | 428.75 | 399.65 | 370.45 | +6.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 500.25 | 488.55 | 459.45 | 430.25 | 401.05 | 371.95 | +3.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 501.35 | 489.75 | 460.55 | 431.35 | 402.25 | 373.05 | +5.7 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 504.15 | 492.65 | 463.65 | 434.15 | 405.15 | 376.15 | +0.6 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 506.25 | 494.65 | 465.45 | 436.25 | 407.15 | 377.95 | +5.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 507.15 | 495.65 | 466.65 | 437.15 | 408.15 | 379.15 | +4.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 509.55 | 497.95 | 468.75 | 439.55 | 410.45 | 381.25 | +6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 511.85 | 500.25 | 471.05 | 441.85 | 412.75 | 383.55 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 507.25 | 495.65 | 472.15 | 443.05 | 413.85 | 384.65 | +2.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 513.05 | 501.55 | 472.55 | 443.05 | 414.05 | 385.05 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 513.25 | 501.65 | 472.45 | 443.25 | 414.15 | 384.95 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 510.05 | 499.05 | 471.55 | 443.55 | 415.95 | 388.45 | +2.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 518.15 | 506.45 | 477.35 | 448.15 | 418.95 | 389.85 | +6.2 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 519.15 | 507.45 | 478.35 | 449.15 | 419.95 | 390.85 | −3.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 519.05 | 507.45 | 478.25 | 449.05 | 419.95 | 390.75 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 519.15 | 507.65 | 478.65 | 449.15 | 420.15 | 391.15 | −0.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 521.15 | 509.55 | 480.35 | 451.15 | 422.05 | 392.85 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 521.15 | 509.55 | 480.35 | 451.15 | 422.05 | 392.85 | +5.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 516.25 | 505.25 | 477.75 | 449.75 | 422.15 | 394.65 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 522.35 | 515.65 | 481.45 | 452.35 | 423.15 | 393.95 | +3.4 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 523.15 | 511.55 | 482.35 | 453.15 | 424.05 | 394.85 | +9.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 524.75 | 513.15 | 483.95 | 454.75 | 425.65 | 396.45 | New tariff 2026 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 525.05 | 513.55 | 484.55 | 455.05 | 426.05 | 397.05 | −0.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 525.85 | 514.25 | 485.05 | 455.85 | 426.75 | 397.55 | +2.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.35 | 515.75 | 486.55 | 457.45 | 428.25 | 399.05 | +5.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 527.65 | 520.95 | 486.85 | 457.65 | 428.45 | 399.35 | +3.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 527.95 | 516.45 | 487.45 | 457.95 | 428.95 | 399.95 | +0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 529.65 | 517.95 | 488.75 | 459.65 | 430.45 | 401.25 | +3.3 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 530.55 | 518.95 | 489.75 | 460.55 | 431.45 | 402.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 530.55 | 518.95 | 489.75 | 460.55 | 431.45 | 402.25 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 530.55 | 518.95 | 489.75 | 460.55 | 431.45 | 402.25 | New tariff 2026 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 530.65 | 519.05 | 489.85 | 460.65 | 431.55 | 402.35 | New tariff 2026 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 534.25 | 522.65 | 493.45 | 464.25 | 435.15 | 405.95 | +3.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 536.65 | 525.05 | 495.85 | 466.65 | 437.55 | 408.35 | +6.2 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 533.05 | 521.35 | 497.95 | 468.75 | 439.65 | 410.45 | +2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 533.05 | 521.35 | 497.95 | 468.75 | 439.65 | 410.45 | +1.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 540.65 | 529.15 | 500.15 | 470.65 | 441.65 | 412.65 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 542.55 | 530.95 | 501.75 | 472.55 | 443.45 | 414.25 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 545.85 | 534.25 | 505.05 | 475.85 | 446.75 | 417.55 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 547.25 | 535.55 | 506.35 | 477.25 | 448.05 | 418.85 | +3.3 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 547.85 | 536.25 | 507.05 | 477.85 | 448.75 | 419.55 | +2.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 547.95 | 536.25 | 507.05 | 477.95 | 448.75 | 419.55 | +0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 549.85 | 538.35 | 509.35 | 479.85 | 450.85 | 421.85 | +4.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 552.85 | 541.25 | 512.05 | 482.85 | 453.75 | 424.55 | +9.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 553.05 | 541.45 | 512.25 | 483.05 | 453.95 | 424.75 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 556.85 | 545.25 | 516.05 | 486.85 | 457.75 | 428.55 | +5.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 560.75 | 549.15 | 519.95 | 490.75 | 461.65 | 432.45 | +5.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 567.35 | 555.75 | 526.55 | 497.35 | 468.25 | 439.05 | +1.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 570.35 | 558.65 | 529.55 | 500.35 | 471.15 | 442.05 | −9.0 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 570.85 | 559.25 | 530.05 | 500.85 | 471.75 | 442.55 | +5.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 576.55 | 564.95 | 535.75 | 506.55 | 477.45 | 448.25 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 582.45 | 570.75 | 541.65 | 512.45 | 483.25 | 454.15 | +3.3 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 583.85 | 574.45 | 548.50 | 515.55 | 484.90 | 456.65 | +11.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 587.25 | 575.75 | 546.75 | 517.25 | 488.25 | 459.25 | −0.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 590.45 | 578.95 | 549.95 | 520.45 | 491.45 | 462.45 | +0.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 604.75 | 593.25 | 564.25 | 534.75 | 505.75 | 476.75 | +4.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 612.35 | 600.75 | 571.55 | 542.35 | 513.25 | 484.35 | +7.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 465.85 | 454.25 | 425.05 | 395.85 | — | 337.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 487.25 | 475.65 | 446.45 | 417.25 | — | 358.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 487.25 | 475.65 | 446.45 | 417.25 | — | 358.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 491.55 | 479.95 | 450.75 | 421.55 | — | 363.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 521.55 | 509.95 | 480.75 | 451.55 | — | 393.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 551.55 | 539.95 | 510.75 | 481.55 | — | 423.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Châtel-Saint-Denis for an adult aged 26 or over with a deductible of 2'000 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/), the cheapest offer in [Châtel-Saint-Denis](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/) is Agrisano (AGRIsmart) at 359.55 CHF a month.

### How much does health insurance cost in Châtel-Saint-Denis in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/) with a deductible of 2'000 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/), monthly premiums run from 359.55 CHF (Agrisano, AGRIsmart) to 513.25 CHF (rhenusana, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 425.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Châtel-Saint-Denis for an adult aged 26 or over with accident cover?

On the cheapest offer (Agrisano, AGRIsmart), the premium goes from 444.85 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-300/) to 334.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-2500/): 110.30 CHF less a month, 1'323.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'771 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Châtel-Saint-Denis for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and with accident cover, the cheapest premium per model is: standard model 418.95 CHF (Agrisano), family doctor / HMO 360.85 CHF (Visana), flexible model 361.45 CHF (Visana), telemedicine 359.55 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 364.70 CHF at Agrisano (AGRIsmart) gives 359.55 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Châtel-Saint-Denis is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Châtel-Saint-Denis (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/
- Premiums 2026 in Châtel-Saint-Denis (FR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/
- Premiums 2026 in Châtel-Saint-Denis (FR), adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/child/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-2000/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 300 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-300/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `chatel-saint-denis` with your municipality, `adult` with `child` or `young-adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.