# Health insurance premiums 2026 in Châtel-Saint-Denis (FR), for an adult aged 26 or over who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · adult (26 and over) · without accident cover · monthly premiums in CHF_

In [Châtel-Saint-Denis](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/) ([canton Fribourg](https://praemiencheck.onedoc.ch/en/fr/)), in 2026, for [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/), the cheapest monthly basic insurance premium is **336.95 CHF** with **Visana** (Managed Care model) and the most expensive is 481.95 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 429.65 | 423.35 | 391.45 | 364.25 | 336.95 | 309.65 | +3.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 430.15 | 423.85 | 391.95 | 364.75 | 337.45 | 310.15 | +3.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 433.15 | 426.85 | 394.95 | 367.65 | 340.45 | 313.15 | +3.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 422.35 | 412.85 | 389.05 | 365.15 | 341.35 | 317.55 | +7.5 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 438.05 | 431.85 | 399.95 | 372.65 | 345.45 | 318.15 | +5.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 438.05 | 431.85 | 399.95 | 372.65 | 345.45 | 318.15 | +3.5 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 425.85 | 416.45 | 392.75 | 369.25 | 345.55 | 314.45 | +5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 439.15 | 428.35 | 401.25 | 374.05 | 346.95 | 319.85 | +5.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 | +2.4 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 | +6.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 439.35 | 428.55 | 401.45 | 374.25 | 347.15 | 320.05 | +2.4 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 440.65 | 429.85 | 402.75 | 375.55 | 348.55 | 321.35 | +2.1 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 441.05 | 430.35 | 403.45 | 375.95 | 349.05 | 322.05 | +1.5 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 441.95 | 431.05 | 403.75 | 376.45 | 349.25 | 321.95 | +0.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 431.85 | 422.25 | 398.15 | 373.95 | 349.85 | 325.75 | +9.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 442.15 | 431.25 | 409.45 | 382.35 | 349.95 | 322.75 | +1.1 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 442.45 | 431.55 | 404.35 | 377.35 | 350.15 | 323.05 | +3.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 442.95 | 432.05 | 404.85 | 377.55 | 350.25 | 323.05 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 443.25 | 432.45 | 405.25 | 378.15 | 351.05 | 342.55 | +4.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 445.25 | 434.25 | 406.45 | 378.75 | 351.15 | 323.35 | +8.8 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 444.95 | 434.15 | 406.95 | 379.85 | 352.75 | 325.65 | +2.1 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 446.75 | 435.95 | 408.85 | 381.65 | 354.65 | 327.45 | +2.4 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 447.45 | 436.55 | 409.25 | 381.95 | 354.75 | 327.45 | +0.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 447.55 | 436.65 | 409.55 | 382.45 | 355.25 | 328.25 | +4.3 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 451.05 | 440.05 | 412.45 | 384.95 | 357.45 | 329.85 | +11.5 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 451.05 | 440.05 | 412.45 | 384.95 | 357.45 | 329.85 | +11.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 449.55 | 438.75 | 411.65 | 384.45 | 357.45 | 330.25 | +5.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 449.55 | 438.75 | 411.65 | 384.45 | 357.45 | 330.25 | +6.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 449.55 | 438.75 | 411.65 | 384.45 | 357.45 | 330.25 | +6.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 440.65 | 429.85 | 412.05 | 384.85 | 357.85 | 349.25 | +5.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 441.75 | 431.95 | 407.25 | 382.55 | 357.95 | 333.25 | +9.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 450.55 | 439.75 | 412.55 | 385.45 | 358.35 | 331.15 | +5.1 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 444.75 | 434.75 | 409.75 | 384.55 | 359.45 | 334.45 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 452.65 | 441.85 | 414.75 | 387.55 | 360.45 | 333.35 | +0.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 452.65 | 441.85 | 414.75 | 387.55 | 360.45 | 333.35 | +2.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 452.75 | 441.95 | 420.15 | 393.05 | 360.55 | 333.45 | +1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 452.85 | 442.05 | 414.85 | 387.75 | 360.65 | 333.55 | +5.8 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 453.45 | 442.65 | 415.55 | 388.35 | 361.35 | 352.75 | +4.3 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 446.75 | 436.85 | 411.85 | 386.85 | 361.95 | 337.05 | +9.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 454.75 | 443.85 | 416.65 | 389.35 | 362.15 | 334.85 | −10.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 454.75 | 443.95 | 416.85 | 389.65 | 362.65 | 335.45 | +3.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 454.75 | 443.95 | 416.85 | 389.65 | 362.65 | 335.45 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Care network (Delta) | 455.45 | 444.65 | 417.45 | 390.35 | 363.25 | 336.15 | +5.8 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 458.95 | 448.05 | 420.45 | 392.85 | 365.35 | 337.75 | +11.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 452.15 | 442.05 | 416.55 | 391.05 | 365.55 | 340.05 | +6.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 458.05 | 447.25 | 420.05 | 392.95 | 365.85 | 338.75 | +5.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 460.65 | 449.65 | 421.85 | 394.15 | 366.45 | 338.75 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 454.85 | 444.65 | 419.05 | 393.05 | 367.35 | 341.75 | +0.6 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 461.35 | 450.55 | 423.40 | 396.20 | 369.10 | 341.95 | New tariff 2026 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 463.45 | 452.75 | 425.55 | 398.45 | 371.35 | 344.25 | +6.4 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 463.45 | 452.75 | 425.55 | 398.45 | 371.35 | 344.25 | +6.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 465.95 | 455.15 | 428.05 | 400.85 | 373.75 | 346.65 | +5.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 467.25 | 456.35 | 429.05 | 401.75 | 374.55 | 347.25 | +3.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 468.45 | 457.75 | 430.85 | 403.35 | 376.35 | 349.45 | +0.6 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 470.95 | 459.95 | 432.25 | 404.45 | 376.85 | 349.15 | +6.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 470.55 | 459.75 | 432.55 | 405.45 | 378.35 | 351.15 | +5.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 471.25 | 460.55 | 433.65 | 406.15 | 379.25 | 352.25 | +4.9 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 475.75 | 464.95 | 437.75 | 410.65 | 383.55 | 356.35 | +5.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 471.45 | 460.55 | 438.75 | 411.65 | 384.55 | 357.35 | +2.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 476.75 | 466.05 | 439.15 | 411.65 | 384.75 | 357.75 | +2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 477.55 | 466.75 | 439.55 | 412.35 | 385.25 | 358.05 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 474.05 | 463.75 | 438.25 | 412.15 | 386.45 | 360.95 | +2.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 483.85 | 472.75 | 445.05 | 417.35 | 389.65 | 361.95 | +6.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 482.45 | 471.75 | 444.75 | 417.35 | 390.35 | 363.35 | −0.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 482.95 | 472.15 | 444.95 | 417.75 | 390.65 | 363.45 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 484.35 | 473.55 | 446.45 | 419.25 | 392.15 | 365.05 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 484.35 | 473.55 | 446.45 | 419.25 | 392.15 | 365.05 | +5.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 484.85 | 473.95 | 446.75 | 419.45 | 392.25 | 364.95 | −3.0 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 479.75 | 469.55 | 443.95 | 417.95 | 392.25 | 366.75 | +4.8 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 487.85 | 481.65 | 449.65 | 422.45 | 395.15 | 367.95 | +3.4 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 487.95 | 477.25 | 450.25 | 422.85 | 395.85 | 368.85 | −0.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 488.20 | 477.40 | 450.20 | 423.00 | 395.90 | 368.75 | New tariff 2026 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 488.75 | 477.95 | 450.75 | 423.65 | 396.55 | 369.45 | +2.4 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 491.95 | 480.85 | 453.25 | 425.45 | 397.75 | 370.15 | +6.3 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 490.15 | 479.35 | 452.15 | 425.15 | 397.95 | 370.85 | +5.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 491.45 | 480.55 | 453.15 | 425.65 | 398.25 | 370.85 | +9.0 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 490.65 | 479.95 | 452.95 | 425.55 | 398.55 | 371.55 | +0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 492.85 | 486.55 | 454.65 | 427.35 | 400.15 | 372.85 | +3.4 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 493.60 | 482.80 | 455.60 | 428.40 | 401.30 | 374.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 493.60 | 482.80 | 455.60 | 428.40 | 401.30 | 374.15 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 493.65 | 482.85 | 455.65 | 428.45 | 401.35 | 374.15 | New tariff 2026 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 494.65 | 483.75 | 456.45 | 429.25 | 401.95 | 374.75 | +3.4 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 495.65 | 484.75 | 457.45 | 430.25 | 402.95 | 375.75 | New tariff 2026 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 499.05 | 488.15 | 460.85 | 433.65 | 406.35 | 379.05 | +3.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 495.35 | 484.55 | 462.75 | 435.65 | 408.45 | 381.35 | +2.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 495.35 | 484.55 | 462.75 | 435.65 | 408.45 | 381.35 | +1.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 502.45 | 491.75 | 464.85 | 437.35 | 410.45 | 383.45 | +4.8 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 504.25 | 493.45 | 466.35 | 439.15 | 412.05 | 384.95 | +6.3 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 507.25 | 496.45 | 469.35 | 442.15 | 415.15 | 387.95 | +2.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.55 | 498.55 | 470.85 | 443.05 | 415.45 | 387.65 | +6.2 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.15 | 498.45 | 471.25 | 444.05 | 417.05 | 389.85 | +2.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 511.15 | 500.25 | 472.95 | 445.65 | 418.45 | 391.15 | +3.3 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 510.95 | 500.25 | 473.35 | 445.85 | 418.95 | 391.95 | +4.8 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.05 | 501.15 | 473.85 | 446.55 | 419.25 | 391.95 | +0.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 516.55 | 505.65 | 478.45 | 451.15 | 423.95 | 396.65 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 517.55 | 506.75 | 479.65 | 452.45 | 425.35 | 398.25 | +5.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 522.25 | 511.25 | 483.65 | 456.05 | 428.55 | 400.95 | +9.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 521.15 | 510.35 | 483.25 | 456.05 | 429.05 | 401.85 | +5.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 527.35 | 516.45 | 489.35 | 462.25 | 435.15 | 407.95 | +1.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 531.15 | 520.35 | 493.15 | 465.95 | 438.85 | 411.75 | +5.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 532.75 | 521.85 | 494.55 | 467.35 | 440.05 | 412.75 | −8.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 538.55 | 527.65 | 500.35 | 473.15 | 445.85 | 418.65 | +3.3 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 544.05 | 533.15 | 505.85 | 478.65 | 451.35 | 424.05 | +3.3 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 545.75 | 535.05 | 508.05 | 480.65 | 453.65 | 426.75 | −0.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 548.75 | 538.05 | 511.15 | 483.65 | 456.75 | 429.75 | +0.6 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 562.05 | 551.35 | 524.35 | 496.95 | 469.95 | 442.95 | +4.7 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 569.15 | 558.35 | 531.25 | 504.05 | 477.05 | 450.15 | +7.2 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 580.30 | 570.95 | 545.20 | 512.45 | 481.95 | 453.90 | +11.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 432.85 | 422.05 | 394.95 | 367.75 | — | 313.55 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 452.75 | 441.95 | 414.85 | 387.65 | — | 333.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 452.75 | 441.95 | 414.85 | 387.65 | — | 333.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 456.75 | 445.95 | 418.85 | 391.65 | — | 337.45 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 484.65 | 473.85 | 446.75 | 419.55 | — | 365.35 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.55 | 501.75 | 474.65 | 447.45 | — | 393.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Châtel-Saint-Denis for an adult aged 26 or over with a deductible of 2'000 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/), the cheapest offer in [Châtel-Saint-Denis](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/) is Visana (Managed Care) at 336.95 CHF a month. The cheapest standard model (free choice of doctor) is ÖKK (Standard model) at 396.55 CHF a month.

### How much does health insurance cost in Châtel-Saint-Denis in 2026 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/), monthly premiums run from 336.95 CHF (Visana, Managed Care) to 481.95 CHF (vita surselva, Standard model): 114 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 425.25 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Châtel-Saint-Denis for an adult aged 26 or over without accident cover?

On the cheapest offer (Visana, Managed Care), the premium goes from 429.65 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-300/) to 309.65 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-2500/): 120.00 CHF less a month, 1'440.00 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'900 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Châtel-Saint-Denis for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 396.55 CHF (ÖKK), family doctor / HMO 336.95 CHF (Visana), flexible model 337.45 CHF (Visana), telemedicine 341.35 CHF (Agrisano).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 342.10 CHF at Visana (Managed Care) gives 336.95 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Châtel-Saint-Denis is in region 2 of canton Fribourg.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Châtel-Saint-Denis (FR): every situation: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/
- Premiums 2026 in Châtel-Saint-Denis (FR), adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/
- Premiums 2026 in Châtel-Saint-Denis (FR), adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/child/
- Young adult: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/young-adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/with-accident/deductible-2000/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Châtel-Saint-Denis (FR), adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/fr/chatel-saint-denis/adult/no-accident/deductible-300/ — replace `fr` with your canton’s two-letter code (ge, vd, zh…), `chatel-saint-denis` with your municipality, `adult` with `child` or `young-adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.