# Health insurance premiums 2026 in Riehen (BS), for a child aged 0 to 18 without accident cover

In 2026, for a child aged 0 to 18 in Riehen, without accident cover, the cheapest health insurance premium is:

- **118.05 CHF** a month with a [0 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-0/) (CSS, HMO (health practice))
- **85.45 CHF** a month with a [600 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-600/) (CSS, HMO (health practice))

## Without accident cover: from 85.45 to 183.25 CHF a month depending on the deductible and the model

117 offers from 23 health insurers. With a deductible of 0 CHF, the cheapest is **118.05 CHF** a month with **CSS** (HMO (health practice)), the most expensive 183.25 CHF with rhenusana (Standard model).

Lowest premium:
- 0 CHF: 118.05 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-0/
- 100 CHF: 112.65 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-100/
- 200 CHF: 107.25 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-200/
- 300 CHF: 101.75 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-300/
- 400 CHF: 96.35 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-400/
- 500 CHF: 92.15 CHF (Helsana, BeneFit PLUS Hausarzt R1) — https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-500/
- 600 CHF: 85.45 CHF (CSS, HMO (health practice)) — https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-600/

| Insurer | Type | Model | 0 CHF | 100 CHF | 200 CHF | 300 CHF | 400 CHF | 500 CHF | 600 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 118.05 | 112.65 | 107.25 | 101.75 | 96.35 | — | 85.45 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 119.25 | — | — | — | — | 92.15 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 119.25 | — | — | — | — | 92.15 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 119.45 | 114.05 | 108.65 | 103.15 | 97.75 | — | 86.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 120.65 | — | — | — | — | 93.55 | — |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 121.55 | 116.15 | 110.75 | 105.25 | 99.85 | — | 88.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 121.75 | — | 112.25 | 107.55 | 102.75 | 97.95 | 93.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 122.15 | — | — | — | — | 95.05 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 123.05 | 117.65 | 112.25 | 106.75 | 101.35 | 95.95 | 90.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 123.65 | — | — | — | — | 96.55 | — |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 123.65 | — | — | — | — | 96.55 | — |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 123.75 | 118.45 | 113.05 | 107.55 | 102.15 | 96.75 | 91.25 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 124.65 | — | 116.05 | — | 107.35 | — | 98.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 126.75 | 121.35 | 115.95 | 110.45 | 105.15 | 99.75 | 94.25 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 127.45 | 122.05 | 116.65 | 111.15 | 105.75 | 100.35 | 94.85 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 127.65 | 122.25 | 116.85 | 111.35 | 106.05 | — | 95.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 127.95 | — | — | — | — | 100.95 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 128.45 | — | 118.35 | 113.45 | 108.45 | 103.35 | 98.45 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 128.95 | 123.55 | 118.15 | 112.65 | 107.25 | 101.85 | 96.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 128.95 | 123.55 | 118.15 | 112.65 | 107.25 | 101.85 | 96.35 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 129.45 | — | — | — | — | 102.45 | — |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 130.75 | — | 120.45 | 115.45 | 110.25 | 105.15 | 100.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 131.15 | 126.35 | 121.55 | 116.65 | 112.15 | 107.05 | 102.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 132.75 | — | 123.55 | — | 114.35 | — | 105.05 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 132.75 | — | 123.55 | — | 114.35 | — | 105.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 133.55 | 128.15 | 122.75 | 117.35 | 111.95 | 106.55 | 101.05 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 133.85 | 128.35 | 122.85 | 117.25 | 111.75 | 106.35 | 100.75 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 134.25 | 129.35 | 124.45 | 119.45 | 114.75 | 109.65 | 104.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 134.35 | — | 125.15 | — | 115.75 | — | 106.35 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 134.75 | 129.45 | 124.05 | 118.55 | 113.15 | — | 102.25 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 135.15 | 129.75 | 124.35 | 118.85 | 113.45 | 108.05 | 102.65 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 135.15 | 129.75 | 124.35 | 118.85 | 113.45 | 108.05 | 102.65 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 135.55 | — | 128.05 | — | 117.15 | — | 106.35 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 135.65 | 134.75 | 133.85 | 132.95 | 131.95 | 131.05 | — |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 135.75 | 130.85 | 125.85 | 120.85 | 116.15 | 110.85 | 105.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 136.25 | 130.75 | 125.35 | 119.75 | 114.25 | 108.75 | 103.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 136.55 | 131.15 | 125.65 | 120.25 | 114.75 | 109.35 | 103.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 136.95 | — | 126.15 | — | 115.25 | — | 104.35 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 137.75 | 132.25 | 126.85 | 121.35 | 115.95 | 110.45 | 105.05 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 138.25 | 132.75 | 127.35 | 121.85 | 116.45 | 110.95 | 105.55 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 139.05 | 133.65 | 128.25 | 122.75 | 117.35 | 111.95 | 106.45 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 139.45 | 134.45 | 129.55 | 125.45 | 119.25 | 112.55 | — |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 139.55 | 134.05 | 128.65 | 123.05 | 117.55 | 112.05 | 106.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 139.85 | 134.45 | 129.05 | 123.55 | 118.15 | 112.75 | 107.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 139.95 | 134.55 | 129.15 | 123.65 | 118.25 | 112.85 | 107.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 140.25 | 139.45 | 138.55 | 137.55 | 136.65 | 135.75 | — |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 140.40 | 135.00 | 129.60 | 124.10 | 118.70 | 113.30 | 107.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 140.40 | 135.00 | 129.60 | 124.10 | 118.70 | 113.30 | 107.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 140.40 | 135.00 | 129.60 | 124.10 | 118.70 | 113.30 | 107.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 140.40 | 135.00 | 129.60 | 124.10 | 118.70 | 113.30 | 107.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 140.55 | 135.15 | 129.75 | 124.25 | 118.85 | 113.45 | 107.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 140.75 | 135.35 | 129.95 | 124.45 | 119.05 | 113.65 | 108.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 141.15 | — | — | — | — | 114.15 | — |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 141.55 | 136.15 | 130.75 | 125.25 | 119.85 | 114.55 | 109.05 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 141.55 | 136.15 | 130.75 | 125.25 | 119.85 | 114.55 | 109.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 141.85 | — | 131.05 | — | 120.15 | — | 109.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 141.85 | — | 131.05 | — | 120.15 | — | 109.25 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 141.95 | 136.55 | 131.15 | 125.75 | 120.35 | 114.95 | 109.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 142.45 | — | 131.35 | 125.85 | 120.35 | 114.75 | 109.25 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 142.95 | — | 135.35 | — | 124.45 | — | 113.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 143.15 | 137.75 | 132.25 | 126.85 | 121.35 | 115.95 | 110.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 143.25 | 137.75 | 132.35 | 126.85 | 121.45 | 115.95 | 110.55 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 143.75 | 138.35 | 132.95 | 127.45 | 122.05 | 116.65 | 111.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 143.75 | 138.35 | 132.95 | 127.45 | 122.05 | 116.65 | 111.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 144.25 | 139.25 | 134.25 | 129.15 | 124.25 | 119.25 | 114.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 144.25 | 139.25 | 134.25 | 129.15 | 124.25 | 119.25 | 114.15 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 144.25 | — | 133.45 | — | 122.55 | — | 111.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.75 | 139.35 | 133.95 | 128.45 | 123.05 | 117.65 | 112.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 144.95 | 139.55 | 134.15 | 128.65 | 123.25 | 117.85 | 112.35 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 145.35 | 139.95 | 134.55 | 129.15 | 123.75 | 118.35 | 112.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 145.75 | — | 135.75 | — | 125.55 | — | 115.45 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 146.15 | — | 138.55 | — | 127.75 | — | 116.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 147.75 | 142.35 | 137.05 | 131.65 | 126.15 | 120.75 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 148.75 | 143.35 | 137.95 | 132.45 | 127.05 | 121.65 | 116.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 148.85 | 143.45 | 137.95 | 132.55 | 127.05 | 121.65 | 116.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 149.75 | 144.25 | 138.85 | 133.25 | 128.15 | 122.35 | 116.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 149.85 | 144.35 | 138.85 | — | 127.75 | — | 116.65 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 150.25 | 144.75 | 139.25 | — | 128.15 | — | 117.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 151.65 | 146.25 | 140.85 | 135.35 | 129.95 | 124.55 | 119.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 154.05 | 148.55 | 143.15 | 137.65 | 132.25 | 126.75 | 121.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 154.65 | 149.15 | 143.65 | — | 132.55 | — | 121.35 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 155.55 | 150.15 | 144.65 | 139.15 | 133.75 | 128.25 | 122.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 155.85 | 150.35 | 144.85 | — | 133.75 | — | 122.65 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 156.05 | 150.65 | 145.25 | 139.75 | 134.35 | 129.05 | 123.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 156.55 | — | 145.65 | — | 134.85 | — | 123.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 156.55 | 151.05 | 145.65 | 140.15 | 134.75 | 129.25 | 123.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 156.55 | 151.05 | 145.65 | 140.15 | 134.75 | 129.25 | 123.85 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 156.55 | 151.05 | 145.65 | 140.15 | 134.75 | 129.25 | 123.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 157.05 | — | 146.25 | — | 135.35 | — | 124.45 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 157.15 | 151.75 | 146.35 | 140.85 | 135.45 | 130.05 | 124.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 157.55 | — | 146.75 | — | 135.85 | — | 125.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 157.55 | — | 146.75 | — | 135.85 | — | 125.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 157.55 | — | 146.75 | — | 135.85 | — | 125.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 157.55 | — | 146.75 | — | 135.85 | — | 125.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 158.15 | — | 147.35 | — | 136.45 | — | 125.55 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 158.25 | 152.85 | 147.35 | 141.75 | 136.25 | 130.75 | 125.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 158.35 | — | 147.55 | — | 136.75 | — | 125.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 160.25 | — | 149.35 | — | 138.55 | — | 127.75 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 160.35 | 154.95 | 149.45 | 144.05 | 138.55 | 133.15 | 127.65 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 160.35 | 154.95 | 149.45 | 144.05 | 138.55 | 133.15 | 127.65 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 160.55 | 155.15 | 149.65 | 144.25 | 138.75 | 133.35 | 127.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 160.55 | 155.15 | 149.65 | 144.25 | 138.75 | 133.35 | 127.85 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 160.55 | 155.15 | 149.65 | 144.25 | 138.75 | 133.35 | 127.85 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 161.05 | 155.65 | 150.35 | 144.95 | 139.45 | 134.05 | — |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 161.15 | 155.75 | 150.35 | 144.95 | 139.55 | 134.15 | 128.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 161.55 | 156.05 | 150.55 | 145.15 | 139.65 | 134.25 | 128.75 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 162.25 | 156.75 | 151.35 | 145.85 | 140.45 | 134.95 | 129.55 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 163.05 | — | 152.15 | — | 141.35 | — | 130.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 163.05 | — | 152.15 | — | 141.35 | — | 130.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 163.75 | 162.85 | 161.85 | 160.95 | 160.05 | 159.05 | — |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 168.15 | — | — | 151.95 | — | — | 135.65 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 168.80 | 163.60 | 158.35 | 151.40 | 146.20 | 140.95 | 134.00 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 171.85 | 166.35 | 160.85 | — | 149.75 | — | 138.55 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 172.25 | 166.85 | 161.35 | 155.95 | 150.45 | 145.05 | 139.55 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 176.75 | — | — | 160.45 | — | — | 144.15 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 180.75 | — | 169.85 | — | 158.95 | — | 148.15 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 183.25 | — | — | 166.95 | — | — | 150.65 |

117 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-0/ · All deductibles: https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident.md

\* insurer’s default model

Last modified: 28/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Riehen for a child aged 0 to 18 with a deductible of 0 CHF, without accident cover?

In 2026, without accident cover, the cheapest offer in [Riehen](https://praemiencheck.onedoc.ch/en/bs/riehen/) is CSS (HMO (health practice)) at 118.05 CHF a month.

### How much does health insurance cost in Riehen in 2026 for a child aged 0 to 18?

For [a child aged 0 to 18](https://praemiencheck.onedoc.ch/en/bs/riehen/child/) with a deductible of 0 CHF and without accident cover, monthly premiums run from 118.05 CHF (CSS, HMO (health practice)) to 183.25 CHF (rhenusana, Standard model): 117 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 144.65 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 0 CHF or 600 CHF better in Riehen for a child aged 0 to 18 without accident cover?

On the cheapest offer (CSS, HMO (health practice)), the premium goes from 118.05 CHF a month with the [0 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-0/) to 85.45 CHF with the [600 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/deductible-600/): 32.60 CHF less a month, 391.20 CHF a year. The 600 CHF deductible stays worthwhile up to around 435 CHF of medical costs a year; above that, the 0 CHF deductible works out cheaper.

### Which model is the cheapest in Riehen for a child aged 0 to 18: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a child aged 0 to 18 with a deductible of 0 CHF and without accident cover, the cheapest premium per model is: standard model 134.75 CHF (CSS), family doctor / HMO 118.05 CHF (CSS), flexible model 119.25 CHF (Helsana), telemedicine 121.55 CHF (CSS).

### Does a second or third child pay less in Riehen?

A second child pays the same premium as the first: no insurer files a reduced premium for a second child in 2026. 15 of the 23 insurers present in Riehen file a reduced premium from a certain number of children insured with them, at a 0 CHF deductible and without accident cover:

| Insurer | Model | 1st child | Reduced premium |
| --- | --- | --- | --- |
| sana24 | Managed Care | 143.15 CHF | 52.15 CHF from the 3rd child |
| Agrisano | AGRIsmart | 121.75 CHF | 52.55 CHF from the 3rd child |
| SWICA | FAVORIT MULTICHOICE | 135.55 CHF | 53.55 CHF from the 3rd child |
| Visana | Med Direct | 136.55 CHF | 54.15 CHF from the 3rd child |
| Galenos | Managed Care | 143.25 CHF | 54.45 CHF from the 3rd child |
| CONCORDIA | HMO | 133.85 CHF | 62.25 CHF from the 3rd child |
| Aquilana | SMARTMED | 139.45 CHF | 67.15 CHF from the 3rd child |
| Sumiswalder Krankenkasse | Family doctor | 144.25 CHF | 69.55 CHF from the 3rd child |
| rhenusana | sanmed24 | 168.15 CHF | 81.55 CHF from the 3rd child |
| Groupe Mutuel – Philos | PrimaFlex | 133.55 CHF | 98.95 CHF from the 5th child |
| Groupe Mutuel – Mutuel | OptiMed | 139.95 CHF | 103.65 CHF from the 5th child |
| Groupe Mutuel – Avenir | OptiMed | 143.75 CHF | 106.55 CHF from the 5th child |
| SLKK | SLKK-SmartMed | 131.15 CHF | 117.55 CHF from the 3rd child |
| EGK | EGK-TelCare | 135.65 CHF | 118.65 CHF from the 3rd child |
| Assura | Hausspital | 123.05 CHF | 121.45 CHF from the 4th child, 119.85 CHF from the 5th child |

The others file none. Each insurer sets the conditions of this discount, usually the whole family insured with it.

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 123.20 CHF at CSS (HMO (health practice)) gives 118.05 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/

## Related pages

- Without accident cover: from 85.45 to 183.25 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/

Address of this page: praemiencheck.onedoc.ch/en/bs/riehen/child/no-accident/ — replace `bs` with your canton’s two-letter code (ge, vd, zh…) and `riehen` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.