# Health insurance premiums 2026 in Basel (BS), for a young adult aged 19 to 25 who wants a deductible of 300 CHF with accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · with accident cover · monthly premiums in CHF_

In [Basel](https://praemiencheck.onedoc.ch/en/bs/basel/) ([canton Basel-Stadt](https://praemiencheck.onedoc.ch/en/bs/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/) with a 300 CHF deductible and [with accident cover](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/), the cheapest monthly basic insurance premium is **415.25 CHF** with **CSS** (HMO (health practice) model) and the most expensive is 668.85 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (300 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 415.25 | 403.65 | 374.45 | 345.25 | 316.15 | 286.95 | −2.0 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 421.25 | 409.65 | 380.45 | 351.25 | 322.15 | 292.95 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 421.75 | 410.25 | 381.25 | 351.75 | 322.75 | 293.75 | −0.5 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 423.65 | 412.05 | 382.85 | 353.65 | 324.55 | 295.35 | +2.9 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 424.15 | 412.65 | 383.65 | 354.15 | 325.15 | 296.15 | −0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 424.85 | 413.15 | 384.05 | 354.85 | 325.65 | 296.55 | +2.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 426.65 | 415.15 | 386.15 | 356.65 | 327.65 | 298.65 | −0.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 429.85 | 418.15 | 388.95 | 359.85 | 330.65 | 301.45 | +1.7 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 429.95 | 423.25 | 389.05 | 359.95 | 330.75 | 301.55 | −0.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 433.65 | 422.05 | 392.85 | 363.65 | 334.55 | 305.35 | +2.9 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 434.10 | 422.50 | 393.30 | 364.10 | 335.00 | 305.80 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 434.15 | 422.55 | 393.35 | 364.15 | 335.05 | 305.85 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 434.75 | 423.05 | 393.95 | 364.75 | 335.55 | 306.45 | +1.1 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 435.65 | 424.05 | 394.85 | 365.65 | 336.55 | 307.35 | +2.9 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 437.65 | 426.05 | 396.85 | 367.65 | 338.55 | 309.35 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 437.85 | 426.35 | 397.35 | 367.85 | 338.85 | 309.85 | −0.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 438.15 | 428.15 | 403.05 | 377.95 | 352.85 | 327.85 | +1.2 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 438.65 | 427.05 | 397.85 | 368.65 | 339.55 | 310.35 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 438.65 | 427.05 | 397.85 | 368.65 | 339.55 | 310.35 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 438.65 | 427.05 | 397.85 | 368.65 | 339.55 | 310.35 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 438.75 | 427.25 | 398.25 | 368.75 | 339.75 | 310.75 | −0.5 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 438.75 | 427.15 | 397.95 | 368.75 | 339.65 | 310.45 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 438.75 | 427.15 | 397.95 | 368.75 | 339.65 | 310.45 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 439.25 | 427.65 | 398.45 | 369.25 | 340.15 | 310.95 | −1.7 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 439.75 | 428.15 | 398.95 | 369.75 | 340.65 | 311.45 | +4.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 440.65 | 429.05 | 399.85 | 370.65 | 341.55 | 312.35 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 440.65 | 429.05 | 399.85 | 370.65 | 341.55 | 312.35 | +2.9 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 441.15 | 429.55 | 400.35 | 371.15 | 342.05 | 312.85 | +4.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 442.15 | 430.45 | 401.35 | 372.15 | 342.95 | 313.85 | −2.7 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 442.15 | 430.45 | 401.35 | 372.15 | 342.95 | 313.85 | +0.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 442.85 | 431.35 | 402.35 | 372.85 | 343.85 | 314.85 | −0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 447.65 | 436.05 | 406.85 | 377.65 | 348.55 | 319.35 | +4.2 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 448.25 | 436.65 | 407.45 | 378.25 | 349.15 | 319.95 | +3.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 449.35 | 437.75 | 408.55 | 379.35 | 350.25 | 321.05 | +4.4 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 451.25 | 439.55 | 415.85 | 386.65 | 352.05 | 322.85 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 452.45 | 440.85 | 411.65 | 382.45 | 353.35 | 324.15 | +6.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 452.95 | 441.35 | 412.15 | 382.95 | 353.85 | 324.65 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 452.95 | 441.35 | 412.15 | 382.95 | 353.85 | 324.65 | +2.9 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 453.05 | 441.55 | 412.55 | 383.05 | 354.05 | 325.05 | −0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 454.05 | 447.45 | 413.25 | 384.05 | 354.95 | 325.75 | −0.6 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 458.05 | 446.55 | 417.55 | 388.05 | 359.05 | 330.05 | −0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 458.15 | 446.55 | 417.35 | 388.15 | 359.05 | 329.85 | +4.2 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 459.15 | 447.55 | 418.35 | 389.15 | 360.05 | 330.85 | +2.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 459.85 | 448.15 | 418.95 | 389.85 | 360.65 | 331.45 | −10.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 459.95 | 448.35 | 419.15 | 389.95 | 360.85 | 331.65 | +1.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 459.95 | 448.35 | 419.15 | 389.95 | 360.85 | 331.65 | +1.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 460.55 | 448.95 | 419.75 | 390.55 | 361.45 | 332.25 | 0.0 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 461.35 | 450.75 | 424.45 | 398.05 | 371.65 | 345.25 | 0.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 462.25 | 450.65 | 421.45 | 392.25 | 363.15 | 333.95 | +0.9 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 464.85 | 453.25 | 437.75 | 408.55 | 368.45 | 339.25 | +3.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 465.25 | 453.65 | 424.45 | 395.25 | 366.15 | 336.95 | +1.1 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 465.35 | 453.75 | 424.55 | 395.35 | 366.25 | 337.05 | +2.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 465.85 | 454.25 | 425.05 | 395.85 | 366.75 | 337.55 | +1.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 467.95 | 456.35 | 427.15 | 397.95 | 368.85 | 339.65 | +0.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 469.15 | 458.35 | 431.55 | 404.75 | 377.85 | 351.05 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 470.85 | 459.25 | 430.05 | 400.85 | 371.75 | 342.55 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 473.65 | 461.95 | 432.85 | 403.65 | 374.45 | 345.35 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 476.35 | 464.75 | 435.55 | 406.35 | 377.25 | 348.05 | +3.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 476.35 | 464.75 | 435.55 | 406.35 | 377.25 | 348.05 | New tariff 2026 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 478.25 | 471.55 | 437.35 | 408.25 | 379.05 | 349.85 | −0.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 480.35 | 473.65 | 439.55 | 410.35 | 381.15 | 352.05 | −0.6 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 481.25 | 475.05 | 445.95 | 416.75 | 382.15 | 352.95 | +2.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 482.65 | 471.15 | 442.15 | 412.65 | 383.65 | 354.65 | −0.5 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 484.35 | 472.65 | 443.55 | 414.35 | 385.15 | 356.05 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 485.65 | 474.05 | 444.85 | 415.65 | — | 357.35 | +3.8 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 488.15 | 476.55 | 447.35 | 418.15 | 389.05 | 359.85 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 489.15 | 477.45 | 448.25 | 419.15 | 389.95 | 360.75 | +1.1 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 489.35 | 477.85 | 448.85 | 419.35 | 390.35 | 361.35 | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 490.25 | 480.05 | 454.35 | 428.65 | 403.05 | 377.35 | +6.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 492.75 | 481.15 | 451.95 | 422.75 | 393.65 | 364.45 | +4.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 492.95 | 481.35 | 452.15 | 422.95 | 393.85 | 364.65 | −4.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 493.45 | 481.85 | 452.65 | 423.45 | 394.35 | 365.15 | +2.9 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 495.05 | 484.75 | 458.45 | 432.35 | 404.05 | 372.15 | +3.5 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 498.25 | 486.65 | 457.45 | 428.25 | 399.15 | 369.95 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 499.15 | 487.45 | 458.25 | 429.15 | 399.95 | 370.75 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 500.75 | 489.05 | 459.95 | 430.75 | 401.55 | 372.45 | New tariff 2026 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 500.95 | 489.45 | 460.45 | 430.95 | 401.95 | 372.95 | +4.5 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 501.05 | 489.55 | 460.55 | 431.05 | 402.05 | 373.05 | −0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 501.45 | 491.05 | 464.75 | 438.45 | 412.25 | 386.05 | +6.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 503.15 | 491.45 | 462.35 | 435.85 | 409.45 | 385.75 | +4.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 503.65 | 492.85 | 466.05 | 439.25 | 412.45 | 385.65 | +3.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 503.65 | 492.85 | 466.05 | 439.25 | 412.45 | 385.65 | +3.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 503.85 | 492.25 | 463.05 | 433.85 | 404.75 | 375.55 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 505.05 | 498.35 | 464.25 | 435.05 | 405.85 | 376.75 | −0.6 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 506.65 | 495.15 | 466.15 | 436.65 | 407.65 | 378.65 | +4.5 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 507.15 | 496.55 | 469.95 | 443.45 | 416.95 | 390.35 | +6.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 507.85 | 496.25 | 467.05 | 437.85 | 408.75 | 379.55 | +1.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 508.25 | 496.65 | 467.45 | 438.25 | — | 379.95 | +4.8 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 508.25 | 496.65 | 467.45 | 438.25 | — | 379.95 | +3.8 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 510.35 | 498.65 | 469.55 | 440.35 | 411.15 | 382.05 | 0.0 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 512.45 | 500.85 | 471.65 | 442.45 | 413.35 | 384.15 | +1.7 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 512.85 | 501.25 | 472.05 | 442.85 | — | 384.55 | +3.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 514.05 | 502.45 | 473.25 | 444.05 | 414.95 | 385.75 | +6.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 515.55 | 503.85 | 474.75 | 445.55 | 416.35 | 387.25 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 515.75 | 509.15 | 474.95 | 445.75 | 416.65 | 387.45 | −0.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 518.25 | 506.65 | 477.45 | 448.25 | 419.15 | 389.95 | +3.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 521.05 | 509.35 | 480.25 | 451.05 | 421.85 | 392.75 | 0.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 523.75 | 512.15 | 482.95 | 453.95 | 424.65 | 395.45 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 524.05 | 512.55 | 483.55 | 454.05 | 425.05 | 396.05 | +4.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 525.05 | 513.35 | 484.15 | 457.75 | 431.35 | 407.65 | +4.9 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 529.35 | 517.65 | 488.45 | 459.35 | 430.15 | 400.95 | +2.3 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 531.85 | 525.25 | 491.05 | 461.85 | 432.75 | 403.55 | −0.6 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 537.45 | 525.85 | 496.65 | 467.45 | 438.35 | 409.15 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 541.35 | 529.75 | 500.55 | 471.35 | 442.25 | 413.05 | +2.7 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 542.05 | 530.45 | 501.25 | 472.05 | 442.95 | 413.75 | +4.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 542.95 | 531.25 | 502.15 | 472.95 | 443.75 | 414.65 | 0.0 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 544.55 | 532.95 | 503.75 | 474.55 | — | 416.25 | +3.9 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 547.85 | 536.25 | 507.05 | 477.85 | 448.75 | 419.55 | +3.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 548.25 | 536.65 | 507.45 | 478.25 | 449.15 | 419.95 | −8.8 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 557.75 | 546.15 | 516.95 | 487.75 | 458.65 | 429.45 | +6.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 561.05 | 552.05 | 529.55 | 507.05 | 484.15 | 461.55 | +6.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 569.65 | 558.05 | 528.85 | 499.85 | 470.55 | 441.35 | +3.5 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 573.15 | 561.65 | 532.65 | 503.15 | 474.15 | 445.15 | +4.5 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 576.25 | 564.65 | 535.45 | 506.25 | — | 447.95 | +4.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 588.75 | 577.15 | 548.25 | 518.75 | 494.75 | 471.75 | +6.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 610.25 | 600.25 | 575.75 | 551.25 | 526.75 | 502.25 | +6.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model * | 668.85 | 658.05 | 628.40 | 601.45 | 574.50 | 540.80 | +6.0 % |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Basel for a young adult aged 19 to 25 with a deductible of 300 CHF, with accident cover?

In 2026, [with accident cover](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/), the cheapest offer in [Basel](https://praemiencheck.onedoc.ch/en/bs/basel/) is CSS (HMO (health practice)) at 415.25 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 452.45 CHF a month.

### How much does health insurance cost in Basel in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/) with a deductible of 300 CHF and [with accident cover](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/), monthly premiums run from 415.25 CHF (CSS, HMO (health practice)) to 668.85 CHF (vita surselva, Standard model): 117 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 386.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Basel for a young adult aged 19 to 25 with accident cover?

On the cheapest offer (CSS, HMO (health practice)), the premium goes from 415.25 CHF a month with the 300 CHF deductible to 286.95 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Basel for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 452.45 CHF (Sanitas), family doctor / HMO 415.25 CHF (CSS), flexible model 421.25 CHF (Assura), telemedicine 421.75 CHF (Groupe Mutuel – Mutuel).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 420.40 CHF at CSS (HMO (health practice)) gives 415.25 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Basel is in region 0 of canton Basel-Stadt.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Basel (BS): every situation: https://praemiencheck.onedoc.ch/en/bs/basel/
- Premiums 2026 in Basel (BS), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/
- Premiums 2026 in Basel (BS), young adult, with accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/
- Child: https://praemiencheck.onedoc.ch/en/bs/basel/child/
- Adult: https://praemiencheck.onedoc.ch/en/bs/basel/adult/
- Without accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-500/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 1'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-1000/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 1'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-1500/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 2'000 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 2'500 CHF, with accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-300/ — replace `bs` with your canton’s two-letter code (ge, vd, zh…), `basel` with your municipality, `young-adult` with `child` or `adult`, `with-accident` with `no-accident` for the other accident cover, `deductible-300` with `deductible-2500` for another deductible. Markdown version: add `.md`.