# Health insurance premiums 2026 in Basel (BS), for a young adult aged 19 to 25 who wants a deductible of 2'000 CHF without accident cover

_Compulsory basic health insurance (KVG/LAMal) · young adult (19 to 25) · without accident cover · monthly premiums in CHF_

In [Basel](https://praemiencheck.onedoc.ch/en/bs/basel/) ([canton Basel-Stadt](https://praemiencheck.onedoc.ch/en/bs/)), in 2026, for [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/) with a 2'000 CHF deductible and [without accident cover](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/), the cheapest monthly basic insurance premium is **293.65 CHF** with **CSS** (HMO (health practice) model) and the most expensive is 571.00 CHF with vita surselva (Standard model).

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF | Change since 2025 (2'000 CHF) |
|---|---|---|---:|---:|---:|---:|---:|---:|---:|
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO (health practice) | 385.85 | 375.05 | 347.95 | 320.75 | 293.65 | 266.55 | −2.6 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Hausspital | 391.45 | 380.65 | 353.55 | 326.35 | 299.25 | 272.15 | New tariff 2026 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 391.85 | 381.15 | 354.15 | 326.75 | 299.75 | 272.85 | −0.7 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Qualimed | 393.65 | 382.85 | 355.75 | 328.55 | 301.55 | 274.35 | +3.8 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 394.15 | 383.45 | 356.45 | 329.05 | 302.05 | 275.05 | −0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hmo | 394.75 | 383.95 | 356.85 | 329.65 | 302.55 | 275.45 | +3.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 396.35 | 385.65 | 358.75 | 331.25 | 304.35 | 277.35 | −0.6 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FlexHelp 24 | 399.45 | 388.55 | 361.45 | 334.35 | 307.15 | 280.05 | +2.1 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 401.45 | 395.25 | 363.35 | 336.05 | 308.85 | 281.55 | −0.8 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PharMed | 402.95 | 392.15 | 365.05 | 337.85 | 310.85 | 283.65 | +3.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 1 | 403.80 | 393.00 | 365.80 | 338.60 | 311.55 | 284.35 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (Compact One) | 403.85 | 393.05 | 365.95 | 338.75 | 311.65 | 284.45 | New tariff 2026 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | callmed 24 | 404.05 | 393.15 | 366.05 | 338.95 | 311.75 | 284.65 | +1.4 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 404.85 | 394.05 | 366.85 | 339.75 | 312.65 | 285.55 | +3.7 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO model | 406.75 | 395.95 | 368.75 | 341.65 | 314.55 | 287.35 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 406.85 | 396.15 | 369.15 | 341.75 | 314.75 | 287.75 | −0.1 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 407.75 | 397.05 | 370.05 | 342.65 | 315.65 | 288.65 | −0.7 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 2 | 408.05 | 397.25 | 370.05 | 342.85 | 315.75 | 288.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 3 | 408.05 | 397.25 | 370.05 | 342.85 | 315.75 | 288.60 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor 4 | 408.05 | 397.25 | 370.05 | 342.85 | 315.75 | 288.60 | New tariff 2026 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Hausarztversicherung Profit | 408.15 | 397.35 | 370.15 | 343.05 | 315.95 | 288.85 | −2.1 % |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | MultiAccess | 408.15 | 397.35 | 370.15 | 342.95 | 315.95 | 288.75 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelMed (CallMed) | 408.15 | 397.35 | 370.15 | 342.95 | 315.95 | 288.75 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FeminaVita | 409.45 | 398.75 | 371.55 | 344.35 | 317.35 | 290.15 | New tariff 2026 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PreventoMed | 409.45 | 398.75 | 371.55 | 344.35 | 317.35 | 290.15 | +3.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Multimed | 409.95 | 399.15 | 371.95 | 344.85 | 317.75 | 290.55 | +3.5 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | casamed hausarzt | 410.85 | 400.05 | 372.95 | 345.75 | 318.65 | 291.55 | −3.4 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | casamed pharm | 410.85 | 400.05 | 372.95 | 345.75 | 318.65 | 291.55 | +0.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 411.55 | 400.85 | 373.85 | 346.45 | 319.45 | 292.45 | −0.0 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 415.35 | 404.35 | 376.75 | 349.15 | 321.65 | 294.05 | +5.5 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MULTICHOICE | 419.25 | 408.45 | 386.35 | 359.25 | 327.05 | 299.95 | New tariff 2026 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 420.95 | 410.15 | 382.95 | 355.75 | 328.65 | 301.45 | +8.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 420.95 | 410.15 | 382.95 | 355.85 | 328.75 | 301.65 | 0.0 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Select | 420.95 | 410.15 | 382.95 | 355.85 | 328.75 | 301.65 | +3.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 420.95 | 410.25 | 383.25 | 355.85 | 328.85 | 301.95 | −0.1 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | smartDoc | 422.75 | 411.85 | 384.25 | 356.65 | 329.15 | 301.55 | +5.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 424.05 | 417.85 | 385.85 | 358.65 | 331.35 | 304.15 | −0.8 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | HMO | 425.55 | 414.55 | 386.85 | 359.05 | 331.45 | 303.65 | +3.9 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SmartCare | 426.65 | 415.65 | 387.85 | 360.15 | 332.45 | 304.75 | +5.7 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 425.65 | 414.95 | 387.95 | 360.55 | 333.55 | 306.65 | −0.0 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Callmed | 426.65 | 415.85 | 388.65 | 361.55 | 334.45 | 307.25 | +3.5 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIsmart | 415.95 | 406.45 | 382.65 | 358.75 | 334.95 | 311.25 | +1.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R1 | 427.45 | 416.65 | 389.45 | 362.35 | 335.25 | 308.15 | +2.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R1 | 427.45 | 416.65 | 389.45 | 362.35 | 335.25 | 308.15 | +2.2 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 428.05 | 417.25 | 390.05 | 362.95 | 335.85 | 308.65 | 0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 429.45 | 418.55 | 391.25 | 363.95 | 336.75 | 309.45 | −12.9 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | MyDoc | 432.75 | 421.75 | 394.15 | 366.55 | 339.05 | 311.45 | +5.4 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R2 | 432.45 | 421.65 | 394.55 | 367.35 | 340.35 | 313.15 | +3.7 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | EGK-TelCare | 434.75 | 423.85 | 396.55 | 369.25 | 342.05 | 314.75 | +1.1 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT SANTE | 431.95 | 421.15 | 406.75 | 379.55 | 342.35 | 315.15 | +5.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | EGK-Care | 437.25 | 426.45 | 399.15 | 371.75 | 344.55 | 317.25 | +0.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CareMed | 438.85 | 427.85 | 400.15 | 372.35 | 344.75 | 316.95 | +1.2 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | BeneFit PLUS Telmed | 437.55 | 426.75 | 399.65 | 372.45 | 345.45 | 318.25 | +5.3 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | TelFirst | 442.35 | 431.25 | 403.55 | 375.85 | 348.15 | 320.45 | +2.1 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 442.35 | 431.45 | 404.15 | 376.95 | 349.65 | 322.45 | New tariff 2026 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R3 | 442.65 | 431.95 | 404.75 | 377.55 | 350.55 | 323.35 | +3.8 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | BeneFit PLUS Flexmed R3 | 442.65 | 431.95 | 404.75 | 377.55 | 350.55 | 323.35 | New tariff 2026 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | AGRIcontact | 438.05 | 427.95 | 402.95 | 377.85 | 352.85 | 327.75 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Care | 446.65 | 440.35 | 408.45 | 381.15 | 353.95 | 326.65 | −0.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | FAVORIT MEDPHARM | 447.25 | 441.45 | 414.35 | 387.25 | 355.05 | 327.85 | +3.4 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 448.65 | 442.35 | 410.45 | 383.25 | 355.95 | 328.65 | −0.7 % |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 448.55 | 437.85 | 410.85 | 383.45 | 356.45 | 329.55 | −0.6 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | AGRIeco | 445.45 | 435.15 | 409.75 | 384.25 | 358.75 | 333.25 | 0.0 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care | 452.35 | 441.45 | 414.15 | 386.95 | 359.65 | 332.45 | 0.0 % |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 454.55 | 443.75 | 416.55 | 389.45 | 362.35 | 335.15 | +1.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | PrimaFlex | 454.75 | 444.05 | 417.05 | 389.65 | 362.65 | 335.65 | +5.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 455.95 | 445.05 | 417.75 | 390.55 | 363.25 | 335.95 | 0.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | BeneFit PLUS Hausarzt R4 | 457.95 | 447.15 | 420.05 | 392.85 | 365.75 | 338.65 | +5.2 % |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 458.55 | 447.85 | 420.65 | 393.45 | 366.45 | 339.25 | +3.6 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Med Direct | 460.45 | 449.55 | 422.25 | 395.05 | 367.75 | 340.45 | −5.0 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Premed-24 | 463.05 | 452.25 | 425.15 | 397.95 | 370.85 | 343.75 | +5.2 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | OptiMed | 465.45 | 454.75 | 427.85 | 400.35 | 373.45 | 346.45 | +5.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Tel Doc | 466.15 | 455.25 | 428.05 | 400.75 | 373.45 | 346.25 | 0.0 % |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 465.65 | 454.95 | 428.05 | 400.55 | 373.55 | 346.65 | −0.0 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 467.65 | 456.75 | 429.55 | 402.25 | 374.95 | 347.75 | New tariff 2026 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SMARTMED | 460.05 | 450.45 | 426.05 | 401.85 | 375.45 | 345.85 | +4.3 % |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 468.25 | 457.45 | 430.35 | 403.15 | 376.15 | 348.95 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-SmartMed | 460.55 | 450.95 | 426.75 | 402.65 | 378.55 | 354.35 | +7.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SanaTel | 470.85 | 460.15 | 433.25 | 405.75 | 378.75 | 351.85 | +5.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 471.65 | 465.45 | 433.55 | 406.25 | 379.05 | 351.75 | −0.7 % |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 471.95 | 461.15 | 433.95 | 406.85 | 379.75 | 352.65 | +1.3 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT CASA | 467.55 | 456.75 | 429.55 | 405.05 | 380.45 | 358.35 | +6.2 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 468.55 | 458.55 | 433.55 | 408.65 | 383.65 | 358.75 | +3.7 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Telemedicine | 468.55 | 458.55 | 433.55 | 408.65 | 383.65 | 358.75 | +3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | FAVORIT TELMED | 477.75 | 466.85 | 439.75 | 412.65 | 385.55 | 358.35 | +6.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | SLKK-HomeCare | 471.05 | 461.25 | 436.55 | 411.85 | 387.25 | 362.55 | +7.4 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Managed Care without capitation | 481.55 | 470.65 | 443.35 | 416.15 | 388.85 | 361.55 | 0.0 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 481.75 | 475.45 | 443.55 | 416.35 | 389.05 | 361.75 | −0.7 % |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 484.55 | 473.45 | 445.85 | 418.05 | 390.35 | 362.65 | 0.0 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | SLKK-TelCare | 476.35 | 466.45 | 441.45 | 416.55 | 391.65 | 366.65 | +7.4 % |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 486.55 | 475.55 | 447.85 | 420.05 | 392.45 | 364.65 | +2.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | Combi Care | 486.65 | 475.75 | 448.45 | 421.25 | 393.95 | 366.75 | 0.0 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | CASAMED | 486.75 | 475.95 | 448.85 | 421.85 | 394.65 | 367.45 | +4.4 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | PrimaCare | 487.05 | 476.35 | 449.35 | 421.95 | 394.95 | 367.95 | +5.6 % |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 489.55 | 478.55 | 450.95 | 423.35 | 395.85 | 368.25 | +3.7 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | FAVORIT MEDICA | 487.85 | 477.05 | 449.95 | 425.35 | 400.75 | 378.75 | +6.0 % |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 494.65 | 483.75 | 456.45 | 429.25 | 401.95 | 374.65 | +2.6 % |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 496.75 | 490.55 | 458.65 | 431.35 | 404.05 | 376.85 | −0.7 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | Med Call | 501.95 | 491.05 | 463.85 | 436.55 | 409.35 | 382.05 | 0.0 % |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 503.15 | 492.25 | 465.15 | 438.05 | 410.95 | 383.75 | +3.3 % |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 503.75 | 493.05 | 465.85 | 438.65 | 411.65 | 384.45 | +5.1 % |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 507.15 | 496.25 | 468.95 | 441.65 | 414.45 | 387.15 | 0.0 % |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 509.65 | 498.95 | 471.75 | 444.55 | 417.45 | 390.25 | +3.7 % |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 512.15 | 501.25 | 473.95 | 446.65 | 419.45 | 392.15 | −10.1 % |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 524.05 | 513.15 | 485.65 | 458.25 | 430.85 | 403.45 | +7.4 % |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 529.45 | 518.65 | 491.55 | 464.55 | 437.35 | 410.15 | +4.3 % |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 532.75 | 522.05 | 495.05 | 467.65 | 440.65 | 413.65 | +5.5 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | sanmed24 | 521.45 | 513.15 | 492.25 | 471.25 | 449.95 | 428.95 | +7.0 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | Family doctor | 547.25 | 536.45 | 509.65 | 482.15 | 459.85 | 438.45 | +7.2 % |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 567.25 | 557.95 | 535.15 | 512.45 | 489.65 | 466.85 | +7.0 % |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 664.80 | 654.05 | 624.60 | 597.80 | 571.00 | 537.50 | +7.2 % |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.smart | 451.25 | 440.55 | 413.35 | 386.15 | — | 331.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.plus | 472.35 | 461.55 | 434.35 | 407.25 | — | 352.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Family doctor / HMO | KPTwin.doc | 472.35 | 461.55 | 434.35 | 407.25 | — | 352.95 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Telemedicine | KPTwin.easy | 476.55 | 465.85 | 438.65 | 411.45 | — | 357.25 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Flexible model | KPTwin.win | 506.05 | 495.25 | 468.15 | 440.95 | — | 386.75 | — |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2026) | Standard model | Standard model | 535.55 | 524.75 | 497.65 | 470.45 | — | 416.25 | — |

\* insurer’s default model

## Frequently asked questions

### Which health insurance is the cheapest in Basel for a young adult aged 19 to 25 with a deductible of 2'000 CHF, without accident cover?

In 2026, [without accident cover](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/), the cheapest offer in [Basel](https://praemiencheck.onedoc.ch/en/bs/basel/) is CSS (HMO (health practice)) at 293.65 CHF a month. The cheapest standard model (free choice of doctor) is Sanitas (Standard model) at 328.65 CHF a month.

### How much does health insurance cost in Basel in 2026 for a young adult aged 19 to 25?

For [a young adult aged 19 to 25](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/) with a deductible of 2'000 CHF and [without accident cover](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/), monthly premiums run from 293.65 CHF (CSS, HMO (health practice)) to 571.00 CHF (vita surselva, Standard model): 117 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 386.15 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Basel for a young adult aged 19 to 25 without accident cover?

On the cheapest offer (CSS, HMO (health practice)), the premium goes from 385.85 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-300/) to 266.55 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-2500/): 119.30 CHF less a month, 1'431.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 1'891 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Basel for a young adult aged 19 to 25: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For a young adult aged 19 to 25 with a deductible of 2'000 CHF and without accident cover, the cheapest premium per model is: standard model 328.65 CHF (Sanitas), family doctor / HMO 293.65 CHF (CSS), flexible model 299.25 CHF (Assura), telemedicine 299.75 CHF (Groupe Mutuel – Mutuel).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2026 every insured person in Switzerland receives 61.80 CHF, which their insurer deducts from the premium invoices: 5.15 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 298.80 CHF at CSS (HMO (health practice)) gives 293.65 CHF after redistribution.

### Until when can I change health insurer for 2026?

Your cancellation must reach your current insurer by 30 November 2025 at the latest; the change takes effect on 1 January 2026. The premiums on this page are those approved by the FOPH for 2026.

## How to read this table

- The **standard model** leaves you free to choose your doctor. With a **family doctor / HMO** model, the first contact is always a designated practice. The **flexible model** lets you choose your first point of contact each time. With **telemedicine**, the first contact is by phone or online; with a **pharmacy** model, at a partner pharmacy. These five categories are the FOPH’s, from the 2027 premiums onwards.
- All premiums are monthly, in Swiss francs, as approved by the FOPH — the same figures as on priminfo.admin.ch.
- The premium region depends on your municipality of residence, not your postcode: Basel is in region 0 of canton Basel-Stadt.
- To change insurer on 1 January, your cancellation must reach your health insurer by 30 November at the latest. [Made your choice? Here is how to cancel.](https://praemiencheck.onedoc.ch/en/cancel/)

Source: Federal Office of Public Health (FOPH), approved 2026 basic health insurance premiums, version 17/08/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 11/09/2025 · Updated on 28/09/2026. Valid from 01.01.2026 to 31.12.2026. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-300/

## Related pages

- Health insurance premiums 2026 in Basel (BS): every situation: https://praemiencheck.onedoc.ch/en/bs/basel/
- Premiums 2026 in Basel (BS), young adult: with or without accident cover, all deductibles: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/
- Premiums 2026 in Basel (BS), young adult, without accident cover: all deductibles: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/
- Child: https://praemiencheck.onedoc.ch/en/bs/basel/child/
- Adult: https://praemiencheck.onedoc.ch/en/bs/basel/adult/
- With accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/with-accident/deductible-2000/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 300 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-300/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-500/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 1'000 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-1000/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 1'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-1500/
- Deductible Premiums 2026 in Basel (BS), young adult, deductible of 2'500 CHF, without accident cover: https://praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-2500/

Address of this page: praemiencheck.onedoc.ch/en/bs/basel/young-adult/no-accident/deductible-300/ — replace `bs` with your canton’s two-letter code (ge, vd, zh…), `basel` with your municipality, `young-adult` with `child` or `adult`, `no-accident` with `with-accident` for the other accident cover, `deductible-2000` with `deductible-2500` for another deductible. Markdown version: add `.md`.