# Health insurance premiums 2027 in Basel (BS), for an adult aged 26 or over with accident cover

In 2027, for an adult aged 26 or over in Basel, with accident cover, the cheapest health insurance premium is:

- **594.25 CHF** a month with a [300 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-300/) (CONCORDIA, HMO)
- **465.95 CHF** a month with a [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-2500/) (CONCORDIA, HMO)

## With accident cover: from 465.95 to 849.95 CHF a month depending on the deductible and the model

117 offers from 23 health insurers. With a deductible of 300 CHF, the cheapest is **594.25 CHF** a month with **CONCORDIA** (HMO), the most expensive 849.95 CHF with Groupe Mutuel – Philos (Standard model).

Lowest premium:
- 300 CHF: 594.25 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-300/
- 500 CHF: 582.65 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-500/
- 1'000 CHF: 553.45 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-1000/
- 1'500 CHF: 524.25 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-1500/
- 2'000 CHF: 495.15 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-2000/
- 2'500 CHF: 465.95 CHF (CONCORDIA, HMO) — https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-2500/

| Insurer | Type | Model | 300 CHF | 500 CHF | 1000 CHF | 1500 CHF | 2000 CHF | 2500 CHF |
|---|---|---|---:|---:|---:|---:|---:|---:|
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 594.25 | 582.65 | 553.45 | 524.25 | 495.15 | 465.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 595.95 | 584.45 | 555.45 | 525.95 | 496.95 | 467.95 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Hausspital | 597.85 | 586.25 | 557.05 | 527.85 | 498.75 | 469.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | QualiMed | 601.35 | 589.75 | 560.55 | 531.35 | 502.25 | 473.05 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartMed | 602.85 | 591.25 | 562.05 | 532.85 | 503.75 | 474.55 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO (health practice) | 603.65 | 592.05 | 562.85 | 533.65 | 504.55 | 475.35 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIsmart | 606.15 | 595.95 | 570.85 | 545.55 | 520.35 | 495.15 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Basic | 606.55 | 594.90 | 565.75 | 536.55 | 507.40 | 478.25 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED HMO | 607.75 | 596.15 | 566.95 | 537.75 | 508.65 | 479.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.smart - GP with app | 608.15 | 596.55 | 567.35 | 538.15 | — | 479.85 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | smartDoc | 608.35 | 596.75 | 567.55 | 538.35 | 509.25 | 480.05 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hmo | 609.55 | 597.85 | 568.65 | 539.55 | 510.35 | 481.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 613.05 | 601.55 | 572.55 | 543.05 | 514.05 | 485.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PharMed | 615.45 | 603.85 | 574.65 | 545.45 | 516.35 | 487.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 616.35 | 604.75 | 575.55 | 546.35 | 517.25 | 488.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 616.55 | 605.55 | 578.05 | 550.05 | 522.45 | 494.95 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | flexhelp24 | 616.55 | 604.95 | 575.75 | 546.55 | 517.45 | 488.25 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HomeCare | 616.65 | 605.95 | 579.05 | 552.25 | 525.45 | 498.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Multichoice | 617.25 | 605.65 | 584.05 | 554.85 | 518.15 | 488.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 617.45 | 606.45 | 578.95 | 550.95 | 523.35 | 495.85 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R1 | 617.65 | 606.05 | 576.85 | 547.65 | 518.55 | 489.35 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 618.25 | 606.65 | 577.45 | 548.25 | 519.15 | 489.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | MyDoc | 618.95 | 607.35 | 578.15 | 548.95 | 519.85 | 490.65 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 1 | 620.95 | 609.30 | 580.15 | 550.95 | 521.80 | 492.65 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelCare | 623.55 | 612.75 | 585.65 | 558.55 | 531.55 | 504.45 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | callmed 24 | 623.65 | 611.95 | 582.85 | 553.65 | 524.45 | 495.35 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 624.55 | 613.05 | 584.05 | 554.55 | 525.55 | 496.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Santé | 624.85 | 613.15 | 591.65 | 562.45 | 525.65 | 496.55 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R2 | 625.05 | 613.45 | 584.25 | 555.05 | 525.95 | 496.75 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana BeneFit PLUS Telemed | 625.05 | 613.45 | 584.25 | 555.05 | 525.95 | 496.75 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | FeminaVita | 625.35 | 613.75 | 584.55 | 555.35 | 526.25 | 497.05 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PreventoMed | 625.35 | 613.75 | 584.55 | 555.35 | 526.25 | 497.05 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 627.15 | 615.65 | 586.65 | 557.15 | 528.15 | 499.15 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 627.15 | 615.65 | 586.65 | 557.15 | 528.15 | 499.15 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | HMO | 628.35 | 616.75 | 587.55 | 558.35 | 529.25 | 500.05 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | ÖKK CASAMED GENERAL PRACTITIONER | 628.85 | 617.25 | 588.05 | 558.85 | 529.75 | 500.55 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | ÖKK CASAMED SELECT | 628.85 | 617.25 | 588.05 | 558.85 | 529.75 | 500.55 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | MediTel | 629.55 | 617.95 | 588.75 | 559.55 | 530.45 | 501.25 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Helsana BeneFit PLUS Flexmed | 632.45 | 620.85 | 591.65 | 562.45 | 533.35 | 504.15 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 632.65 | 620.95 | 591.75 | 562.65 | 533.45 | 504.25 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Multimed | 632.95 | 621.35 | 592.15 | 562.95 | 533.85 | 504.65 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | casamed hausarzt | 634.25 | 622.55 | 593.35 | 564.25 | 535.05 | 505.85 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | casamed pharm | 634.25 | 622.55 | 593.35 | 564.25 | 535.05 | 505.85 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SmartCare | 634.85 | 623.25 | 594.05 | 564.85 | 535.75 | 506.55 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Favorit Medpharm | 636.25 | 624.55 | 602.95 | 573.85 | 537.05 | 507.85 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 637.95 | 626.25 | 597.15 | 567.95 | 538.75 | 509.65 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.plus - HMO GP | 638.45 | 626.85 | 597.65 | 568.45 | — | 510.15 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | KPTwin.doc - GP (family doctor) | 638.45 | 626.85 | 597.65 | 568.45 | — | 510.15 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 639.15 | 627.45 | 598.35 | 569.15 | 539.95 | 510.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | ÖKK CASAMED 24 | 639.45 | 627.85 | 598.65 | 569.45 | 540.35 | 511.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R3 | 639.85 | 628.25 | 599.05 | 569.85 | 540.75 | 511.55 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | AGRIcontact | 641.45 | 630.75 | 604.05 | 577.35 | 550.65 | 524.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 642.05 | 630.45 | 601.25 | 572.05 | 542.95 | 513.75 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CareMed | 642.75 | 631.15 | 601.95 | 572.75 | 543.65 | 514.45 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | KPTwin.easy - Telemedicine | 644.55 | 632.95 | 603.75 | 574.55 | — | 516.25 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 644.75 | 633.15 | 603.95 | 574.75 | 545.65 | 516.45 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | AGRIeco | 644.95 | 634.15 | 607.45 | 580.55 | 553.65 | 526.95 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 646.05 | 634.55 | 605.55 | 576.05 | 547.05 | 518.05 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Hausarztversicherung Profit | 647.65 | 636.05 | 606.85 | 577.65 | 548.55 | 523.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelFirst | 647.75 | 636.15 | 606.95 | 577.75 | 548.65 | 519.45 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | MultiAccess | 649.70 | 638.05 | 608.90 | 579.70 | 550.55 | 521.40 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Helsana BeneFit PLUS General Practitioner R4 | 654.65 | 643.05 | 613.85 | 584.65 | 555.55 | 526.35 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 656.15 | 644.55 | 615.35 | 586.15 | 557.05 | 527.85 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 2 | 656.90 | 645.25 | 616.10 | 586.90 | 557.75 | 528.60 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Callmed | 658.65 | 647.05 | 617.85 | 588.65 | 559.55 | 534.35 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Casa | 660.85 | 649.25 | 627.65 | 598.45 | 576.85 | 547.75 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 3 | 664.10 | 652.45 | 623.30 | 594.10 | 564.95 | 535.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor 4 | 664.10 | 652.45 | 623.30 | 594.10 | 564.95 | 535.80 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | TelMed Plus | 664.10 | 652.45 | 623.30 | 594.10 | 564.95 | 535.80 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care without capitation | 664.15 | 652.45 | 623.35 | 594.15 | 564.95 | 535.85 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | KPTwin.win - GP, telemedicine and pharmacy | 668.75 | 657.15 | 627.95 | 598.75 | — | 540.45 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | EGK-TelCare | 669.25 | 657.65 | 628.45 | 599.25 | 570.15 | 540.95 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Managed Care | 670.55 | 663.85 | 629.75 | 600.55 | 571.35 | 542.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Med Direct | 670.55 | 663.85 | 629.75 | 600.55 | 571.35 | 542.25 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 671.45 | 659.85 | 630.65 | 601.45 | 572.35 | 543.15 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Helsana Premed-24 | 676.95 | 665.35 | 636.15 | 606.95 | 577.85 | 548.65 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Care | 678.45 | 671.85 | 637.65 | 608.45 | 579.35 | 550.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Tel Doc | 678.45 | 671.85 | 637.65 | 608.45 | 579.35 | 550.15 |
| [SLKK](https://www.slkk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 685.65 | 674.05 | 644.85 | 615.65 | 586.55 | 557.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SMARTMED | 691.25 | 681.25 | 655.85 | 630.45 | 605.05 | 566.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | Combi Care | 694.35 | 687.75 | 653.55 | 624.35 | 595.25 | 566.05 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Favorit Medica | 695.05 | 690.95 | 669.35 | 640.15 | 611.05 | 581.85 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Favorit Telmed | 695.05 | 690.95 | 669.35 | 640.15 | 611.05 | 581.85 |
| [ÖKK](https://www.oekk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 699.25 | 687.65 | 658.45 | 629.25 | 600.15 | 570.95 |
| [CONCORDIA](https://www.concordia.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 699.95 | 688.35 | 659.15 | 629.95 | 600.85 | 571.65 |
| [Assura](https://www.assura.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 699.95 | 688.35 | 659.15 | 629.95 | 600.85 | 571.65 |
| [Groupe Mutuel – Avenir](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 701.25 | 689.75 | 660.75 | 631.25 | 602.25 | 573.25 |
| [Sympany](https://www.sympany.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 701.25 | 689.65 | 660.45 | 631.25 | 602.15 | 572.95 |
| [Agrisano](https://www.agrisano.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 701.45 | 689.75 | 660.65 | 631.45 | 602.25 | 573.15 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | EGK-Care | 702.55 | 690.95 | 661.75 | 632.55 | 603.45 | 574.25 |
| [Groupe Mutuel – Mutuel](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 710.35 | 698.85 | 669.85 | 640.35 | 611.35 | 582.35 |
| [Atupri](https://www.atupri.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 712.25 | 700.65 | 671.45 | 642.25 | 613.15 | 583.95 |
| [Sanitas](https://www.sanitas.com/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 714.45 | 702.80 | 673.65 | 644.45 | 615.30 | 586.15 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | Family doctor | 720.05 | 709.25 | 682.45 | 655.65 | 628.85 | 602.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sumis24Telmed | 720.05 | 709.25 | 682.45 | 655.65 | 628.85 | 602.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 722.95 | 711.25 | 682.05 | 652.95 | 623.75 | 594.55 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | OptiMed (Healthcare network) | 726.05 | 714.55 | 685.55 | 656.05 | 627.05 | 598.05 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Flexible model | PrimaFlex (Flexible model) | 726.05 | 715.05 | 687.55 | 659.55 | 631.95 | 604.45 |
| [CSS](https://www.css.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 728.25 | 716.65 | 687.45 | 658.25 | 629.15 | 599.95 |
| [KPT](https://www.kpt.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 729.35 | 717.75 | 688.55 | 659.35 | — | 601.05 |
| [sana24](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 730.25 | 718.55 | 689.45 | 660.25 | 631.05 | 601.95 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | SanaTel (Telemedicine) | 730.35 | 718.85 | 689.85 | 660.35 | 631.35 | 602.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | CASAMED | 731.25 | 719.65 | 690.45 | 661.35 | 632.15 | 602.95 |
| [Helsana](https://www.helsana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 736.25 | 724.65 | 695.45 | 666.25 | 637.15 | 607.95 |
| [EGK](https://www.egk.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 745.25 | 733.65 | 704.45 | 675.25 | 646.15 | 616.95 |
| [SWICA](https://www.swica.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 753.75 | 742.15 | 712.95 | 683.75 | 654.65 | 625.45 |
| [Galenos](https://www.galenos.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 755.75 | 744.05 | 714.95 | 685.75 | 656.55 | 627.45 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | PrimaCare (Family doctor) | 760.25 | 748.75 | 719.75 | 690.25 | 661.25 | 632.25 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | Med Call | 765.85 | 759.15 | 724.95 | 695.85 | 666.65 | 637.45 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Telemedicine | sanmed24 | 770.05 | 759.55 | 732.55 | 706.05 | 679.15 | 652.05 |
| [Sumiswalder Krankenkasse](https://www.sumiswalder.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 783.05 | 771.45 | 742.25 | 713.05 | 683.95 | 654.75 |
| [vita surselva](https://www.vitasurselva.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 783.25 | 772.20 | 743.85 | 720.20 | 688.70 | 657.15 |
| [Visana](https://www.visana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 789.65 | 782.95 | 748.85 | 719.65 | 690.45 | 661.35 |
| [Aquilana](https://www.aquilana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 795.25 | 783.65 | 754.45 | 725.35 | 696.15 | 666.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Family doctor / HMO | General practitioner model | 807.95 | 796.45 | 768.95 | 740.95 | 712.95 | 684.95 |
| [rhenusana](https://www.rhenusana.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 837.35 | 825.75 | 796.55 | 767.35 | 738.25 | 709.35 |
| [Groupe Mutuel – Philos](https://www.groupemutuel.ch/?utm_source=praemiencheck.onedoc.ch&utm_medium=referral&utm_campaign=premiums-2027) | Standard model | Standard model * | 849.95 | 838.45 | 809.45 | 779.95 | 750.95 | 721.95 |

117 offers from 23 health insurers.: https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-300/ · All deductibles: https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/ · Markdown: https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident.md

\* insurer’s default model

Last modified: 29/09/2026

## Frequently asked questions

### Which health insurance is the cheapest in Basel for an adult aged 26 or over with a deductible of 300 CHF, with accident cover?

In 2027, with accident cover, the cheapest offer in [Basel](https://praemiencheck.onedoc.ch/en/bs/basel/) is CONCORDIA (HMO) at 594.25 CHF a month. The cheapest standard model (free choice of doctor) is SLKK (Standard model) at 685.65 CHF a month.

### How much does health insurance cost in Basel in 2027 for an adult aged 26 or over?

For [an adult aged 26 or over](https://praemiencheck.onedoc.ch/en/bs/basel/adult/) with a deductible of 300 CHF and with accident cover, monthly premiums run from 594.25 CHF (CONCORDIA, HMO) to 849.95 CHF (Groupe Mutuel – Philos, Standard model): 117 offers from 23 health insurers. Average premium estimated by the FOPH for this premium region and age group, all models and all deductibles, weighted by insured numbers, before redistribution: 565.85 CHF (an FOPH statistic, distinct from the offers above).

### Is a deductible of 300 CHF or 2'500 CHF better in Basel for an adult aged 26 or over with accident cover?

On the cheapest offer (CONCORDIA, HMO), the premium goes from 594.25 CHF a month with the [300 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-300/) to 465.95 CHF with the [2'500 CHF deductible](https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/deductible-2500/): 128.30 CHF less a month, 1'539.60 CHF a year. The 2'500 CHF deductible stays worthwhile up to around 2'011 CHF of medical costs a year; above that, the 300 CHF deductible works out cheaper.

### Which model is the cheapest in Basel for an adult aged 26 or over: standard, family doctor / HMO, flexible, telemedicine or pharmacy?

For an adult aged 26 or over with a deductible of 300 CHF and with accident cover, the cheapest premium per model is: standard model 685.65 CHF (SLKK), family doctor / HMO 594.25 CHF (CONCORDIA), flexible model 597.85 CHF (Assura), telemedicine 595.95 CHF (Groupe Mutuel – Mutuel).

### Why is the FOPH-approved premium higher than the price shown?

The large amount is the FOPH-approved premium — the same one as on priminfo.admin.ch, shown under each price — less the redistribution of the environmental levies (the CO₂ levy and the VOC incentive tax). In 2027 every insured person in Switzerland receives 57.00 CHF, which their insurer deducts from the premium invoices: 4.75 CHF a month, the same amount for everyone, whatever the insurer, the model or the deductible. The ranking is therefore unchanged. This amount is not necessarily your final invoice: your canton’s individual premium reduction or a discount for annual payment are added where they apply. For example, the approved premium of 599.00 CHF at CONCORDIA (HMO) gives 594.25 CHF after redistribution.

### Until when can I change health insurer for 2027?

Your cancellation must reach your current insurer by 30 November 2026 at the latest; the change takes effect on 1 January 2027. The premiums on this page are those approved by the FOPH for 2027.

Source: Federal Office of Public Health (FOPH), approved 2027 basic health insurance premiums, version 29/09/2026 — the same data as [priminfo.admin.ch](https://www.priminfo.admin.ch/fr/praemien). Published on 29/09/2026. Valid from 01.01.2027 to 31.12.2027. This OneDoc service is not an official Confederation website.

Canonical: https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/

## Related pages

- With accident cover: from 465.95 to 849.95 CHF a month depending on the deductible and the model: https://praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/

Address of this page: praemiencheck.onedoc.ch/en/bs/basel/adult/with-accident/ — replace `bs` with your canton’s two-letter code (ge, vd, zh…) and `basel` with your municipality. Markdown version with all the data: add `.md`; JSON: `.json`.